American Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for American Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address American Bank
9001 Edmonston Road, Suite 100
Greenbelt, MD 20770
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,102
Total Mortgage Loan Application Amount $228,239,000
Average Mortgage Loan Application Amount $247,176
Highest Mortgage Loan Application Amount $980,000
Average Applicant Income $84,529
Highest Applicant Income $858,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for American Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfax County Virginia 218 $ 46,419,000 $ 212,000 $ 93,000
Montgomery County Maryland 141 $ 31,553,000 $ 223,000 $ 101,000
Prince William County Virginia 136 $ 28,984,000 $ 213,000 $ 91,000
Prince George's County Maryland 107 $ 23,264,000 $ 217,000 $ 95,000
Loudoun County Virginia 67 $ 14,771,000 $ 220,000 $ 84,000
Anne Arundel County Maryland 62 $ 12,890,000 $ 207,000 $ 92,000
District of Columbia County District Of Columbia 31 $ 8,557,000 $ 276,000 $ 107,000
Frederick County Maryland 30 $ 4,804,000 $ 160,000 $ 86,000
Manassas County Virginia 25 $ 4,204,000 $ 168,000 $ 63,000
Baltimore County Maryland 21 $ 3,681,000 $ 175,000 $ 79,000
Fauquier County Virginia 19 $ 4,242,000 $ 223,000 $ 121,000
Virginia Beach County Virginia 17 $ 4,471,000 $ 263,000 $ 172,000
Sussex County Delaware 16 $ 3,683,000 $ 230,000 $ 98,000
Howard County Maryland 15 $ 3,694,000 $ 246,000 $ 85,000
Arlington County Virginia 15 $ 3,584,000 $ 238,000 $ 100,000
Culpeper County Virginia 15 $ 2,315,000 $ 154,000 $ 54,000
Kent County Delaware 13 $ 858,000 $ 66,000 $ 46,000
Alexandria County Virginia 11 $ 2,271,000 $ 206,000 $ 54,000
Baltimore City County Maryland 8 $ 1,120,000 $ 140,000 $ 111,000
Charles County Maryland 8 $ 1,025,000 $ 128,000 $ 73,000
Chesapeake County Virginia 8 $ 2,254,000 $ 281,000 $ 109,000
Manassas Park County Virginia 8 $ 1,187,000 $ 148,000 $ 67,000
Suffolk County Virginia 8 $ 1,004,000 $ 125,000 $ 62,000
Calvert County Maryland 7 $ 1,163,000 $ 166,000 $ 70,000
Queen Anne's County Maryland 7 $ 871,000 $ 124,000 $ 68,000
Worcester County Maryland 7 $ 1,374,000 $ 196,000 $ 198,000
Stafford County Virginia 7 $ 1,557,000 $ 222,000 $ 64,000
Harford County Maryland 6 $ 992,000 $ 165,000 $ 86,000
New Castle County Delaware 4 $ 675,000 $ 168,000 $ 77,000
Carroll County Maryland 4 $ 521,000 $ 130,000 $ 75,000
York County Pennsylvania 4 $ 325,000 $ 81,000 $ 62,000
Falls Church County Virginia 4 $ 620,000 $ 155,000 $ 60,000
Henrico County Virginia 4 $ 338,000 $ 84,000 $ 84,000
Montgomery County Pennsylvania 3 $ 736,000 $ 245,000 $ 136,000
Chesterfield County Virginia 3 $ 535,000 $ 178,000 $ 63,000
Fairfax City County Virginia 3 $ 927,000 $ 309,000 $ 124,000
Cecil County Maryland 2 $ 285,000 $ 142,000 $ 98,000
Washington County Maryland 2 $ 150,000 $ 75,000 $ 43,000
Iredell County North Carolina 2 $ 870,000 $ 435,000 $ 193,000
Dauphin County Pennsylvania 2 $ 235,000 $ 117,000 $ 72,000
Amelia County Virginia 2 $ 138,000 $ 69,000 $ 71,000
Franklin City County Virginia 2 $ 255,000 $ 127,000 $ 109,000
Frederick County Virginia 2 $ 169,000 $ 84,000 $ 67,000
Norfolk County Virginia 2 $ 251,000 $ 125,000 $ 84,000
Portsmouth County Virginia 2 $ 124,000 $ 62,000 $ 31,000
Spotsylvania County Virginia 2 $ 270,000 $ 135,000 $ 59,000
Broward County Florida 1 $ 170,000 $ 170,000 $ 58,000
Highlands County Florida 1 $ 130,000 $ 130,000 $ 96,000
Indian River County Florida 1 $ 387,000 $ 387,000 $ 380,000
Barnstable County Massachusetts 1 $ 800,000 $ 800,000 $ 0
Mecklenburg County North Carolina 1 $ 93,000 $ 93,000 $ 84,000
Allegheny County Pennsylvania 1 $ 102,000 $ 102,000 $ 59,000
Chester County Pennsylvania 1 $ 135,000 $ 135,000 $ 0
Cumberland County Pennsylvania 1 $ 136,000 $ 136,000 $ 44,000
Monroe County Pennsylvania 1 $ 75,000 $ 75,000 $ 125,000
Accomack County Virginia 1 $ 140,000 $ 140,000 $ 67,000
Hampton County Virginia 1 $ 116,000 $ 116,000 $ 0
Orange County Virginia 1 $ 184,000 $ 184,000 $ 91,000
Page County Virginia 1 $ 194,000 $ 194,000 $ 199,000
Berkeley County West Virginia 1 $ 218,000 $ 218,000 $ 0
Tucker County West Virginia 1 $ 183,000 $ 183,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for American Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 900 $181,131,000 $281,666 $894,000 $83,444 $858,000
Refinancing 202 $47,108,000 $208,375 $980,000 $85,750 $380,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 420 $79,547,000 $169,333 $600,000 $78,000 $858,000
White 393 $82,829,000 $201,750 $980,000 $98,000 $444,000
Black or African American 159 $36,925,000 $257,200 $894,000 $105,400 $354,000
Not Provided 68 $15,510,000 $218,833 $650,000 $136,000 $354,000
Asian 56 $11,627,000 $286,666 $515,000 $129,666 $229,000
American Indian or Alaskan Native 4 $593,000 $148,000 $385,000 $47,000 $91,000
Native Hawaiian or Other Pacific Islander 1 $408,000 $408,000 $408,000 $113,000 $113,000
Not applicable 1 $800,000 $800,000 $800,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,102 $228,239,000 $280,000 $980,000 $81,333 $858,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 908 $187,020,000 $299,444 $800,000 $109,222 $858,000
Application Approved But Not Accepted 106 $21,330,000 $170,800 $800,000 $72,600 $240,000
Application Denied By Financial Institution 55 $10,785,000 $208,200 $699,000 $65,000 $444,000
Application Withdrawn By Applicant 32 $8,594,000 $245,250 $980,000 $111,000 $360,000
File Closed For Incompleteness 1 $510,000 $510,000 $510,000 $97,000 $97,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 19 $3,528,000 $178,333 $500,000 $86,666 $144,000
Employment History 11 $1,697,000 $151,500 $507,000 $78,000 $134,000
Other 11 $2,940,000 $244,666 $699,000 $82,333 $444,000
Credit History 7 $1,328,000 $255,666 $461,000 $32,666 $96,000
Unverifiable Information 4 $776,000 $194,000 $379,000 $110,000 $151,000
Debt-To-Income Ratio 3 $516,000 $172,000 $256,000 $54,000 $63,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

Download the Maryland Lender List