American Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for American Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | American Bank 9001 Edmonston Road, Suite 100 Greenbelt, MD 20770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,098 |
| Total Mortgage Loan Application Amount | $227,285,000 |
| Average Mortgage Loan Application Amount | $252,071 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $74,428 |
| Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 215 | $ 52,738,000 | $ 245,000 | $ 213,000 |
| Fairfax County Virginia | 148 | $ 30,571,000 | $ 206,000 | $ 82,000 |
| Prince George's County Maryland | 111 | $ 19,518,000 | $ 175,000 | $ 61,000 |
| Anne Arundel County Maryland | 99 | $ 21,923,000 | $ 221,000 | $ 66,000 |
| Prince William County Virginia | 98 | $ 19,856,000 | $ 202,000 | $ 73,000 |
| District of Columbia County District Of Columbia | 70 | $ 16,758,000 | $ 239,000 | $ 55,000 |
| Loudoun County Virginia | 51 | $ 11,151,000 | $ 218,000 | $ 70,000 |
| Baltimore County Maryland | 34 | $ 4,843,000 | $ 142,000 | $ 57,000 |
| Frederick County Maryland | 34 | $ 6,286,000 | $ 184,000 | $ 61,000 |
| Howard County Maryland | 22 | $ 4,072,000 | $ 185,000 | $ 95,000 |
| Harford County Maryland | 17 | $ 3,209,000 | $ 188,000 | $ 163,000 |
| Stafford County Virginia | 16 | $ 2,710,000 | $ 169,000 | $ 82,000 |
| Virginia Beach County Virginia | 16 | $ 2,926,000 | $ 182,000 | $ 75,000 |
| Sussex County Delaware | 12 | $ 2,540,000 | $ 211,000 | $ 49,000 |
| Arlington County Virginia | 12 | $ 3,271,000 | $ 272,000 | $ 155,000 |
| Calvert County Maryland | 9 | $ 1,530,000 | $ 170,000 | $ 99,000 |
| Washington County Maryland | 9 | $ 1,218,000 | $ 135,000 | $ 81,000 |
| Worcester County Maryland | 9 | $ 1,128,000 | $ 125,000 | $ 48,000 |
| Queen Anne's County Maryland | 8 | $ 1,806,000 | $ 225,000 | $ 89,000 |
| Alexandria County Virginia | 8 | $ 2,183,000 | $ 272,000 | $ 136,000 |
| Fauquier County Virginia | 8 | $ 1,523,000 | $ 190,000 | $ 106,000 |
| Kent County Delaware | 5 | $ 556,000 | $ 111,000 | $ 63,000 |
| New Castle County Delaware | 5 | $ 519,000 | $ 103,000 | $ 49,000 |
| Baltimore City County Maryland | 5 | $ 711,000 | $ 142,000 | $ 70,000 |
| Carroll County Maryland | 5 | $ 921,000 | $ 184,000 | $ 69,000 |
| Mecklenburg County North Carolina | 4 | $ 808,000 | $ 202,000 | $ 161,000 |
| York County Pennsylvania | 4 | $ 719,000 | $ 179,000 | $ 82,000 |
| Chesapeake County Virginia | 4 | $ 662,000 | $ 165,000 | $ 70,000 |
| Charles County Maryland | 3 | $ 584,000 | $ 194,000 | $ 102,000 |
| Wicomico County Maryland | 3 | $ 419,000 | $ 139,000 | $ 52,000 |
| Chesterfield County Virginia | 3 | $ 346,000 | $ 115,000 | $ 34,000 |
| King George County Virginia | 3 | $ 659,000 | $ 219,000 | $ 108,000 |
| Manassas Park County Virginia | 3 | $ 377,000 | $ 125,000 | $ 25,000 |
| Spotsylvania County Virginia | 3 | $ 337,000 | $ 112,000 | $ 89,000 |
| Cecil County Maryland | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Fairfax City County Virginia | 2 | $ 422,000 | $ 211,000 | $ 103,000 |
| Fredericksburg County Virginia | 2 | $ 225,000 | $ 112,000 | $ 104,000 |
| Henrico County Virginia | 2 | $ 199,000 | $ 99,000 | $ 28,000 |
| James City County Virginia | 2 | $ 572,000 | $ 286,000 | $ 0 |
| Norfolk County Virginia | 2 | $ 138,000 | $ 69,000 | $ 75,000 |
| Page County Virginia | 2 | $ 135,000 | $ 67,000 | $ 84,000 |
| Roanoke City County Virginia | 2 | $ 185,000 | $ 92,000 | $ 73,000 |
| Suffolk County Virginia | 2 | $ 238,000 | $ 119,000 | $ 118,000 |
| Allegany County Maryland | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Dare County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 114,000 |
| Pasquotank County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Wake County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Lackawanna County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Lehigh County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 552,000 |
| Falls Church County Virginia | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Northumberland County Virginia | 1 | $ 340,000 | $ 340,000 | $ 127,000 |
| Portsmouth County Virginia | 1 | $ 114,000 | $ 114,000 | $ 61,000 |
| Warren County Virginia | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| Williamsburg County Virginia | 1 | $ 188,000 | $ 188,000 | $ 66,000 |
| Berkeley County West Virginia | 1 | $ 182,000 | $ 182,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 661 | $125,898,000 | $187,333 | $1,000,000 | $97,166 | $3,000,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 436 | $100,603,000 | $231,571 | $1,000,000 | $65,571 | $960,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $784,000 | $784,000 | $784,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 617 | $131,008,000 | $200,428 | $995,000 | $70,285 | $960,000 |
| Black | 185 | $35,251,000 | $182,500 | $683,000 | $56,750 | $512,000 |
| Hispanic | 122 | $21,084,000 | $162,666 | $575,000 | $63,666 | $382,000 |
| Information not provided by applicant in mail or telephone application | 75 | $16,242,000 | $231,666 | $1,000,000 | $150,833 | $3,000,000 |
| Asian or Pacific Islander | 73 | $17,199,000 | $213,000 | $1,000,000 | $52,333 | $240,000 |
| Other | 11 | $3,468,000 | $327,000 | $1,000,000 | $356,500 | $2,000,000 |
| American Indian or Alaskan Native | 10 | $1,594,000 | $159,500 | $412,000 | $96,500 | $116,000 |
| Not applicable | 5 | $1,439,000 | $255,666 | $784,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,098 | $227,285,000 | $203,428 | $1,000,000 | $76,428 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 930 | $194,436,000 | $209,000 | $1,000,000 | $80,428 | $3,000,000 |
| Application Approved But Not Accepted | 83 | $16,798,000 | $171,600 | $850,000 | $44,000 | $419,000 |
| Application Denied By Financial Institution | 62 | $11,175,000 | $181,750 | $650,000 | $78,750 | $341,000 |
| Application Withdrawn By Applicant | 21 | $4,406,000 | $192,666 | $1,000,000 | $99,333 | $2,000,000 |
| File Closed For Incompleteness | 2 | $470,000 | $235,000 | $320,000 | $38,500 | $77,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 19 | $3,600,000 | $178,000 | $650,000 | $80,500 | $250,000 |
| Employment History | 12 | $2,041,000 | $156,000 | $348,000 | $62,000 | $161,000 |
| Credit History | 9 | $1,736,000 | $192,000 | $484,000 | $90,000 | $229,000 |
| Other | 8 | $1,235,000 | $185,333 | $302,000 | $36,666 | $116,000 |
| Unverifiable Information | 7 | $1,427,000 | $213,000 | $481,000 | $145,000 | $341,000 |
| Debt-To-Income Ratio | 5 | $605,000 | $121,000 | $350,000 | $40,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $342,000 | $342,000 | $342,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $189,000 | $189,000 | $189,000 | $66,000 | $66,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.