America First Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for America First Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | America First Federal Credit Union 4774 S 1300 W, Bldg 3 Riverdale, UT 84405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 22,394 |
| Total Mortgage Loan Application Amount | $2,784,370,000 |
| Average Mortgage Loan Application Amount | $184,800 |
| Highest Mortgage Loan Application Amount | $15,405,000 |
| Average Applicant Income | $129,800 |
| Highest Applicant Income | $4,452,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 5,598 | $ 727,430,000 | $ 129,000 | $ 134,000 |
| Davis County Utah | 3,210 | $ 380,260,000 | $ 118,000 | $ 131,000 |
| Clark County Nevada | 3,128 | $ 339,860,000 | $ 108,000 | $ 125,000 |
| Utah County Utah | 2,740 | $ 356,610,000 | $ 130,000 | $ 144,000 |
| Weber County Utah | 2,721 | $ 295,025,000 | $ 108,000 | $ 110,000 |
| Washington County Utah | 735 | $ 108,715,000 | $ 147,000 | $ 135,000 |
| Cache County Utah | 646 | $ 76,480,000 | $ 118,000 | $ 112,000 |
| Maricopa County Arizona | 629 | $ 81,845,000 | $ 130,000 | $ 160,000 |
| Box Elder County Utah | 492 | $ 50,110,000 | $ 101,000 | $ 105,000 |
| Tooele County Utah | 405 | $ 39,745,000 | $ 98,000 | $ 113,000 |
| Wasatch County Utah | 179 | $ 42,105,000 | $ 235,000 | $ 164,000 |
| Summit County Utah | 135 | $ 43,435,000 | $ 321,000 | $ 197,000 |
| Iron County Utah | 131 | $ 15,245,000 | $ 116,000 | $ 116,000 |
| Mohave County Arizona | 113 | $ 13,685,000 | $ 121,000 | $ 136,000 |
| Morgan County Utah | 112 | $ 22,390,000 | $ 199,000 | $ 223,000 |
| Pinal County Arizona | 104 | $ 10,060,000 | $ 96,000 | $ 144,000 |
| Pima County Arizona | 79 | $ 21,835,000 | $ 276,000 | $ 127,000 |
| Washoe County Nevada | 72 | $ 9,240,000 | $ 128,000 | $ 141,000 |
| Nye County Nevada | 70 | $ 8,660,000 | $ 123,000 | $ 109,000 |
| Juab County Utah | 65 | $ 7,855,000 | $ 120,000 | $ 104,000 |
| Sanpete County Utah | 65 | $ 7,655,000 | $ 117,000 | $ 97,000 |
| Franklin County Idaho | 59 | $ 8,475,000 | $ 143,000 | $ 94,000 |
| Ada County Idaho | 49 | $ 8,415,000 | $ 171,000 | $ 225,000 |
| Lincoln County Nevada | 48 | $ 5,990,000 | $ 124,000 | $ 98,000 |
| Canyon County Idaho | 40 | $ 4,780,000 | $ 119,000 | $ 145,000 |
| Yavapai County Arizona | 36 | $ 4,850,000 | $ 134,000 | $ 130,000 |
| Carbon County Utah | 35 | $ 3,555,000 | $ 101,000 | $ 110,000 |
| Coconino County Arizona | 34 | $ 3,790,000 | $ 111,000 | $ 111,000 |
| Uintah County Utah | 31 | $ 2,265,000 | $ 73,000 | $ 95,000 |
| Duchesne County Utah | 30 | $ 4,550,000 | $ 151,000 | $ 109,000 |
| Sevier County Utah | 29 | $ 2,685,000 | $ 92,000 | $ 86,000 |
| Apache County Arizona | 28 | $ 2,290,000 | $ 81,000 | $ 81,000 |
| Rich County Utah | 28 | $ 7,300,000 | $ 260,000 | $ 267,000 |
| Kane County Utah | 27 | $ 5,035,000 | $ 186,000 | $ 203,000 |
| Lyon County Nevada | 26 | $ 2,140,000 | $ 82,000 | $ 95,000 |
| Oneida County Idaho | 23 | $ 2,605,000 | $ 113,000 | $ 120,000 |
| Bonneville County Idaho | 22 | $ 1,790,000 | $ 81,000 | $ 122,000 |
| Elko County Nevada | 20 | $ 2,870,000 | $ 143,000 | $ 127,000 |
| Twin Falls County Idaho | 18 | $ 2,280,000 | $ 126,000 | $ 117,000 |
| Millard County Utah | 17 | $ 1,315,000 | $ 77,000 | $ 96,000 |
| Bannock County Idaho | 16 | $ 2,850,000 | $ 178,000 | $ 102,000 |
| Bear Lake County Idaho | 16 | $ 3,850,000 | $ 240,000 | $ 111,000 |
| Emery County Utah | 15 | $ 1,585,000 | $ 105,000 | $ 102,000 |
| Cochise County Arizona | 12 | $ 750,000 | $ 62,000 | $ 73,000 |
| Bingham County Idaho | 12 | $ 1,610,000 | $ 134,000 | $ 143,000 |
| Garfield County Utah | 12 | $ 970,000 | $ 80,000 | $ 88,000 |
| Yuma County Arizona | 11 | $ 615,000 | $ 55,000 | $ 112,000 |
| Fremont County Idaho | 11 | $ 4,575,000 | $ 415,000 | $ 317,000 |
| Carson City County Nevada | 11 | $ 735,000 | $ 66,000 | $ 99,000 |
| Beaver County Utah | 11 | $ 815,000 | $ 74,000 | $ 103,000 |
| Navajo County Arizona | 10 | $ 710,000 | $ 71,000 | $ 111,000 |
| Madison County Idaho | 9 | $ 1,145,000 | $ 127,000 | $ 101,000 |
| Douglas County Nevada | 9 | $ 1,975,000 | $ 219,000 | $ 169,000 |
| Jefferson County Idaho | 8 | $ 1,470,000 | $ 183,000 | $ 108,000 |
| Santa Cruz County Arizona | 7 | $ 635,000 | $ 90,000 | $ 98,000 |
| Mineral County Nevada | 7 | $ 1,075,000 | $ 153,000 | $ 117,000 |
| Bernalillo County New Mexico | 7 | $ 755,000 | $ 107,000 | $ 101,000 |
| Caribou County Idaho | 6 | $ 990,000 | $ 165,000 | $ 107,000 |
| Humboldt County Nevada | 6 | $ 510,000 | $ 85,000 | $ 559,000 |
| Piute County Utah | 6 | $ 600,000 | $ 100,000 | $ 100,000 |
| Cassia County Idaho | 5 | $ 665,000 | $ 133,000 | $ 87,000 |
| Valley County Idaho | 5 | $ 955,000 | $ 191,000 | $ 139,000 |
| Churchill County Nevada | 5 | $ 345,000 | $ 69,000 | $ 100,000 |
| Pershing County Nevada | 5 | $ 585,000 | $ 117,000 | $ 73,000 |
| Daggett County Utah | 5 | $ 865,000 | $ 173,000 | $ 188,000 |
| Gila County Arizona | 4 | $ 1,650,000 | $ 412,000 | $ 134,000 |
| Graham County Arizona | 4 | $ 280,000 | $ 70,000 | $ 98,000 |
| Blaine County Idaho | 4 | $ 530,000 | $ 132,000 | $ 125,000 |
| White Pine County Nevada | 4 | $ 630,000 | $ 157,000 | $ 125,000 |
| Sandoval County New Mexico | 4 | $ 590,000 | $ 147,000 | $ 128,000 |
| Grand County Utah | 4 | $ 870,000 | $ 217,000 | $ 210,000 |
| San Juan County Utah | 4 | $ 200,000 | $ 50,000 | $ 108,000 |
| La Paz County Arizona | 3 | $ 435,000 | $ 145,000 | $ 124,000 |
| Boise County Idaho | 3 | $ 275,000 | $ 91,000 | $ 69,000 |
| Bonner County Idaho | 3 | $ 135,000 | $ 45,000 | $ 152,000 |
| Elmore County Idaho | 3 | $ 485,000 | $ 161,000 | $ 108,000 |
| Kootenai County Idaho | 3 | $ 195,000 | $ 65,000 | $ 63,000 |
| Lander County Nevada | 3 | $ 515,000 | $ 171,000 | $ 112,000 |
| Dona Ana County New Mexico | 3 | $ 195,000 | $ 65,000 | $ 96,000 |
| Greenlee County Arizona | 2 | $ 230,000 | $ 115,000 | $ 119,000 |
| Weld County Colorado | 2 | $ 140,000 | $ 70,000 | $ 140,000 |
| Minidoka County Idaho | 2 | $ 410,000 | $ 205,000 | $ 95,000 |
| Owyhee County Idaho | 2 | $ 410,000 | $ 205,000 | $ 139,000 |
| Power County Idaho | 2 | $ 450,000 | $ 225,000 | $ 98,000 |
| Eureka County Nevada | 2 | $ 230,000 | $ 115,000 | $ 155,000 |
| Otero County New Mexico | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| San Juan County New Mexico | 2 | $ 150,000 | $ 75,000 | $ 85,000 |
| Dallas County Texas | 2 | $ 70,000 | $ 35,000 | $ 47,000 |
| Travis County Texas | 2 | $ 190,000 | $ 95,000 | $ 183,000 |
| Fairfax County Virginia | 2 | $ 360,000 | $ 180,000 | $ 650,000 |
| King County Washington | 2 | $ 460,000 | $ 230,000 | $ 1,308,000 |
| Baldwin County Alabama | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Etowah County Alabama | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Kodiak Island County Alaska | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Fresno County California | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Los Angeles County California | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
| Riverside County California | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| San Benito County California | 1 | $ 105,000 | $ 105,000 | $ 348,000 |
| Garfield County Colorado | 1 | $ 45,000 | $ 45,000 | $ 163,000 |
| Fairfield County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 1,080,000 |
| Osceola County Florida | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Pinellas County Florida | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Sarasota County Florida | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| St. Johns County Florida | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Atkinson County Georgia | 1 | $ 285,000 | $ 285,000 | $ 16,000 |
| Clayton County Georgia | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| DeKalb County Georgia | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Boundary County Idaho | 1 | $ 45,000 | $ 45,000 | $ 136,000 |
| Butte County Idaho | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Clearwater County Idaho | 1 | $ 485,000 | $ 485,000 | $ 103,000 |
| Gem County Idaho | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Latah County Idaho | 1 | $ 355,000 | $ 355,000 | $ 322,000 |
| Lemhi County Idaho | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Nez Perce County Idaho | 1 | $ 65,000 | $ 65,000 | $ 155,000 |
| Shoshone County Idaho | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
| Teton County Idaho | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| DuPage County Illinois | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| DeKalb County Indiana | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Dallas County Iowa | 1 | $ 75,000 | $ 75,000 | $ 600,000 |
| Cherokee County Kansas | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Calhoun County Michigan | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Cascade County Montana | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Storey County Nevada | 1 | $ 65,000 | $ 65,000 | $ 189,000 |
| Grafton County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 137,000 |
| Curry County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| De Baca County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Grant County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Sierra County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 513,000 |
| Torrance County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 128,000 |
| Valencia County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 129,000 |
| Clinton County New York | 1 | $ 105,000 | $ 105,000 | $ 720,000 |
| Queens County New York | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Iredell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Randolph County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Wake County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| Cuyahoga County Ohio | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| McIntosh County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Clackamas County Oregon | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| Washington County Oregon | 1 | $ 135,000 | $ 135,000 | $ 1,768,000 |
| Lehigh County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 1,560,000 |
| Philadelphia County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Oconee County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Anderson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 1,116,000 |
| Davidson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Bexar County Texas | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Brazoria County Texas | 1 | $ 45,000 | $ 45,000 | $ 1,158,000 |
| Collin County Texas | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Tarrant County Texas | 1 | $ 85,000 | $ 85,000 | $ 188,000 |
| Taylor County Texas | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Wayne County Utah | 1 | $ 425,000 | $ 425,000 | $ 254,000 |
| Culpeper County Virginia | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Pierce County Washington | 1 | $ 525,000 | $ 525,000 | $ 113,000 |
| Snohomish County Washington | 1 | $ 195,000 | $ 195,000 | $ 182,000 |
| Brown County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Carbon County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Sweetwater County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 204,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for America First Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 8,808 | $774,460,000 | $87,000 | $4,305,000 | $128,000 | $4,452,000 |
| Other Purpose | 6,696 | $598,230,000 | $89,000 | $2,425,000 | $127,000 | $2,865,000 |
| Refinancing | 4,384 | $648,590,000 | $147,000 | $13,205,000 | $136,000 | $3,641,000 |
| Home Purchase | 2,095 | $641,065,000 | $305,000 | $15,405,000 | $149,000 | $2,762,000 |
| Cash-out Refinancing | 411 | $122,025,000 | $296,000 | $5,955,000 | $109,000 | $1,105,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,344 | $1,902,310,000 | $123,000 | $3,005,000 | $134,000 | $4,452,000 |
| Hispanic | 3,397 | $355,245,000 | $104,000 | $3,005,000 | $109,000 | $2,340,000 |
| Not Provided | 1,744 | $226,390,000 | $129,000 | $3,205,000 | $150,000 | $2,670,000 |
| Asian | 842 | $110,850,000 | $131,000 | $1,305,000 | $139,000 | $1,716,000 |
| Black or African American | 396 | $41,920,000 | $105,000 | $665,000 | $121,000 | $879,000 |
| Not applicable | 270 | $105,860,000 | $392,000 | $15,405,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 239 | $24,855,000 | $103,000 | $605,000 | $115,000 | $600,000 |
| American Indian or Alaskan Native | 147 | $14,275,000 | $97,000 | $525,000 | $108,000 | $429,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,205 | $2,720,295,000 | $122,000 | $15,405,000 | $131,000 | $4,452,000 |
| FHA-insured (Federal Housing Administration) | 147 | $48,675,000 | $331,000 | $745,000 | $104,000 | $599,000 |
| VA-guaranteed (Veterans Administration) | 38 | $13,890,000 | $365,000 | $675,000 | $116,000 | $255,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,510,000 | $377,000 | $455,000 | $113,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,218 | $1,814,130,000 | $111,000 | $15,405,000 | $134,000 | $3,641,000 |
| Application Denied By Financial Institution | 4,021 | $566,455,000 | $140,000 | $3,205,000 | $113,000 | $2,400,000 |
| Application Approved But Not Accepted | 1,197 | $214,185,000 | $178,000 | $2,025,000 | $135,000 | $2,670,000 |
| Application Withdrawn By Applicant | 958 | $189,600,000 | $197,000 | $3,005,000 | $152,000 | $4,452,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,373 | $2,217,915,000 | $120,000 | $15,405,000 | $135,000 | $4,452,000 |
| Credit History | 1,648 | $168,030,000 | $101,000 | $3,005,000 | $97,000 | $1,067,000 |
| Debt-To-Income Ratio | 856 | $185,150,000 | $216,000 | $3,205,000 | $76,000 | $522,000 |
| Other | 756 | $89,960,000 | $118,000 | $2,425,000 | $145,000 | $2,400,000 |
| Unverifiable Information | 468 | $70,280,000 | $150,000 | $1,965,000 | $161,000 | $1,980,000 |
| Collateral | 245 | $42,415,000 | $173,000 | $1,305,000 | $148,000 | $1,264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 35 | $9,425,000 | $269,000 | $765,000 | $170,000 | $860,000 |
| Employment History | 11 | $1,045,000 | $95,000 | $425,000 | $63,000 | $280,000 |
| Credit Application Incomplete | 2 | $150,000 | $75,000 | $125,000 | $42,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.