America First
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for America First.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | America First 4774 S 1300 W, Bldg 3 Riverdale, UT 84405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 29,117 |
| Total Mortgage Loan Application Amount | $4,645,345,000 |
| Average Mortgage Loan Application Amount | $177,000 |
| Highest Mortgage Loan Application Amount | $39,005,000 |
| Average Applicant Income | $117,200 |
| Highest Applicant Income | $9,211,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 7,809 | $ 1,265,395,000 | $ 162,000 | $ 123,000 |
| Davis County Utah | 4,499 | $ 717,625,000 | $ 159,000 | $ 116,000 |
| Weber County Utah | 4,043 | $ 600,455,000 | $ 148,000 | $ 99,000 |
| Clark County Nevada | 3,426 | $ 589,910,000 | $ 172,000 | $ 113,000 |
| Utah County Utah | 3,350 | $ 514,100,000 | $ 153,000 | $ 130,000 |
| Washington County Utah | 930 | $ 154,150,000 | $ 165,000 | $ 117,000 |
| Maricopa County Arizona | 834 | $ 123,810,000 | $ 148,000 | $ 141,000 |
| Cache County Utah | 791 | $ 125,015,000 | $ 158,000 | $ 104,000 |
| Box Elder County Utah | 654 | $ 101,500,000 | $ 155,000 | $ 96,000 |
| Tooele County Utah | 515 | $ 69,195,000 | $ 134,000 | $ 103,000 |
| Summit County Utah | 222 | $ 52,880,000 | $ 238,000 | $ 180,000 |
| Wasatch County Utah | 219 | $ 61,795,000 | $ 282,000 | $ 156,000 |
| Mohave County Arizona | 141 | $ 18,185,000 | $ 128,000 | $ 88,000 |
| Iron County Utah | 125 | $ 17,915,000 | $ 143,000 | $ 116,000 |
| Morgan County Utah | 121 | $ 26,205,000 | $ 216,000 | $ 130,000 |
| Pinal County Arizona | 110 | $ 12,400,000 | $ 112,000 | $ 98,000 |
| Ada County Idaho | 73 | $ 12,245,000 | $ 167,000 | $ 161,000 |
| Juab County Utah | 70 | $ 8,440,000 | $ 120,000 | $ 84,000 |
| Nye County Nevada | 65 | $ 7,925,000 | $ 121,000 | $ 94,000 |
| Franklin County Idaho | 63 | $ 8,615,000 | $ 136,000 | $ 76,000 |
| Lincoln County Nevada | 58 | $ 6,790,000 | $ 117,000 | $ 84,000 |
| Sanpete County Utah | 56 | $ 9,040,000 | $ 161,000 | $ 117,000 |
| Pima County Arizona | 55 | $ 6,615,000 | $ 120,000 | $ 144,000 |
| Rich County Utah | 50 | $ 12,790,000 | $ 255,000 | $ 184,000 |
| Carbon County Utah | 44 | $ 4,310,000 | $ 97,000 | $ 102,000 |
| Uintah County Utah | 41 | $ 5,685,000 | $ 138,000 | $ 96,000 |
| Coconino County Arizona | 39 | $ 5,795,000 | $ 148,000 | $ 112,000 |
| Canyon County Idaho | 39 | $ 5,675,000 | $ 145,000 | $ 115,000 |
| Kane County Utah | 34 | $ 5,810,000 | $ 170,000 | $ 90,000 |
| Sevier County Utah | 34 | $ 3,980,000 | $ 117,000 | $ 88,000 |
| Yavapai County Arizona | 32 | $ 5,410,000 | $ 169,000 | $ 113,000 |
| Washoe County Nevada | 32 | $ 4,730,000 | $ 147,000 | $ 131,000 |
| Duchesne County Utah | 32 | $ 4,250,000 | $ 132,000 | $ 77,000 |
| Bonneville County Idaho | 31 | $ 4,715,000 | $ 152,000 | $ 142,000 |
| Elko County Nevada | 30 | $ 4,970,000 | $ 165,000 | $ 99,000 |
| Millard County Utah | 29 | $ 3,795,000 | $ 130,000 | $ 95,000 |
| Oneida County Idaho | 28 | $ 3,110,000 | $ 111,000 | $ 75,000 |
| Beaver County Utah | 27 | $ 3,515,000 | $ 130,000 | $ 81,000 |
| Bear Lake County Idaho | 26 | $ 5,160,000 | $ 198,000 | $ 161,000 |
| Madison County Idaho | 23 | $ 3,755,000 | $ 163,000 | $ 107,000 |
| Bannock County Idaho | 22 | $ 3,460,000 | $ 157,000 | $ 80,000 |
| Twin Falls County Idaho | 22 | $ 3,560,000 | $ 161,000 | $ 100,000 |
| Apache County Arizona | 20 | $ 1,600,000 | $ 80,000 | $ 74,000 |
| Garfield County Utah | 18 | $ 2,190,000 | $ 121,000 | $ 74,000 |
| Lyon County Nevada | 15 | $ 2,485,000 | $ 165,000 | $ 117,000 |
| Fremont County Idaho | 14 | $ 3,720,000 | $ 265,000 | $ 163,000 |
| White Pine County Nevada | 14 | $ 940,000 | $ 67,000 | $ 91,000 |
| Navajo County Arizona | 13 | $ 1,815,000 | $ 139,000 | $ 82,000 |
| Bingham County Idaho | 13 | $ 2,395,000 | $ 184,000 | $ 78,000 |
| Jefferson County Idaho | 11 | $ 1,525,000 | $ 138,000 | $ 126,000 |
| Gila County Arizona | 9 | $ 895,000 | $ 99,000 | $ 66,000 |
| Yuma County Arizona | 9 | $ 575,000 | $ 63,000 | $ 121,000 |
| Emery County Utah | 9 | $ 925,000 | $ 102,000 | $ 82,000 |
| San Juan County Utah | 8 | $ 1,370,000 | $ 171,000 | $ 106,000 |
| Cochise County Arizona | 7 | $ 595,000 | $ 85,000 | $ 90,000 |
| Caribou County Idaho | 7 | $ 855,000 | $ 122,000 | $ 74,000 |
| Payette County Idaho | 6 | $ 1,480,000 | $ 246,000 | $ 129,000 |
| Teton County Idaho | 6 | $ 2,220,000 | $ 370,000 | $ 184,000 |
| Cassia County Idaho | 5 | $ 615,000 | $ 123,000 | $ 55,000 |
| Elmore County Idaho | 5 | $ 515,000 | $ 103,000 | $ 106,000 |
| Douglas County Nevada | 5 | $ 1,615,000 | $ 323,000 | $ 87,000 |
| Minidoka County Idaho | 4 | $ 620,000 | $ 155,000 | $ 70,000 |
| Churchill County Nevada | 4 | $ 610,000 | $ 152,000 | $ 126,000 |
| Humboldt County Nevada | 4 | $ 650,000 | $ 162,000 | $ 151,000 |
| Daggett County Utah | 4 | $ 490,000 | $ 122,000 | $ 65,000 |
| Wayne County Utah | 4 | $ 520,000 | $ 130,000 | $ 81,000 |
| Greenlee County Arizona | 3 | $ 285,000 | $ 95,000 | $ 79,000 |
| Kootenai County Idaho | 3 | $ 1,145,000 | $ 381,000 | $ 114,000 |
| Valley County Idaho | 3 | $ 635,000 | $ 211,000 | $ 76,000 |
| Carson City County Nevada | 3 | $ 1,035,000 | $ 345,000 | $ 89,000 |
| Grand County Utah | 3 | $ 915,000 | $ 305,000 | $ 112,000 |
| Santa Cruz County Arizona | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Blaine County Idaho | 2 | $ 410,000 | $ 205,000 | $ 125,000 |
| Bonner County Idaho | 2 | $ 340,000 | $ 170,000 | $ 97,000 |
| Jerome County Idaho | 2 | $ 300,000 | $ 150,000 | $ 82,000 |
| Mineral County Nevada | 2 | $ 360,000 | $ 180,000 | $ 181,000 |
| Storey County Nevada | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Graham County Arizona | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Contra Costa County California | 1 | $ 95,000 | $ 95,000 | $ 158,000 |
| Humboldt County California | 1 | $ 405,000 | $ 405,000 | $ 76,000 |
| San Diego County California | 1 | $ 205,000 | $ 205,000 | $ 324,000 |
| Santa Clara County California | 1 | $ 65,000 | $ 65,000 | $ 384,000 |
| Weld County Colorado | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Broward County Florida | 1 | $ 135,000 | $ 135,000 | $ 175,000 |
| Lee County Florida | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Adams County Idaho | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Benewah County Idaho | 1 | $ 105,000 | $ 105,000 | $ 259,000 |
| Boise County Idaho | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Butte County Idaho | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Clearwater County Idaho | 1 | $ 175,000 | $ 175,000 | $ 22,000 |
| Latah County Idaho | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Lemhi County Idaho | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Lincoln County Idaho | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Lee County Iowa | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Warren County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 115,000 |
| York County Maine | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| St. Mary's County Maryland | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Muskegon County Michigan | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| Lander County Nevada | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Pershing County Nevada | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Davie County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Mercer County Ohio | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Perry County Ohio | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Summit County Ohio | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Linn County Oregon | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Gibson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| El Paso County Texas | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Piute County Utah | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Sweetwater County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for America First in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,990 | $1,440,710,000 | $180,000 | $3,875,000 | $111,000 | $9,211,000 |
| Home Improvement | 7,697 | $627,495,000 | $81,000 | $1,775,000 | $123,000 | $1,685,000 |
| Other Purpose | 5,653 | $545,435,000 | $96,000 | $8,005,000 | $133,000 | $9,211,000 |
| Cash-out Refinancing | 5,039 | $1,274,345,000 | $252,000 | $1,505,000 | $94,000 | $1,260,000 |
| Home Purchase | 2,738 | $757,360,000 | $276,000 | $39,005,000 | $125,000 | $2,799,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,479 | $3,405,925,000 | $158,000 | $8,005,000 | $120,000 | $9,211,000 |
| Hispanic | 3,461 | $480,145,000 | $138,000 | $1,505,000 | $94,000 | $1,320,000 |
| Not Provided | 2,105 | $372,725,000 | $177,000 | $1,205,000 | $125,000 | $2,799,000 |
| Asian | 913 | $159,185,000 | $174,000 | $1,205,000 | $119,000 | $1,142,000 |
| Black or African American | 436 | $59,650,000 | $136,000 | $715,000 | $102,000 | $1,500,000 |
| Native Hawaiian or Other Pacific Islander | 236 | $34,900,000 | $147,000 | $1,005,000 | $103,000 | $600,000 |
| Not applicable | 235 | $93,985,000 | $399,000 | $39,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 164 | $22,320,000 | $136,000 | $525,000 | $99,000 | $633,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,871 | $4,574,285,000 | $158,000 | $39,005,000 | $117,000 | $9,211,000 |
| VA-guaranteed (Veterans Administration) | 119 | $35,105,000 | $295,000 | $665,000 | $92,000 | $280,000 |
| FHA-insured (Federal Housing Administration) | 116 | $33,310,000 | $287,000 | $545,000 | $72,000 | $364,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $2,645,000 | $240,000 | $355,000 | $61,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,032 | $2,818,580,000 | $148,000 | $39,005,000 | $123,000 | $9,211,000 |
| Application Denied By Financial Institution | 5,599 | $939,915,000 | $167,000 | $8,005,000 | $98,000 | $9,211,000 |
| Application Approved But Not Accepted | 2,461 | $498,665,000 | $202,000 | $1,505,000 | $111,000 | $2,012,000 |
| Application Withdrawn By Applicant | 2,024 | $387,930,000 | $191,000 | $1,705,000 | $120,000 | $6,999,000 |
| File Closed For Incompleteness | 1 | $255,000 | $255,000 | $255,000 | $220,000 | $220,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,518 | $3,705,430,000 | $157,000 | $39,005,000 | $121,000 | $9,211,000 |
| Credit History | 1,641 | $233,055,000 | $142,000 | $1,505,000 | $93,000 | $1,500,000 |
| Debt-To-Income Ratio | 1,571 | $304,855,000 | $194,000 | $3,005,000 | $61,000 | $384,000 |
| Other | 920 | $125,140,000 | $136,000 | $8,005,000 | $131,000 | $9,211,000 |
| Unverifiable Information | 870 | $166,960,000 | $191,000 | $8,005,000 | $124,000 | $1,800,000 |
| Collateral | 435 | $71,855,000 | $165,000 | $1,505,000 | $131,000 | $1,014,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 122 | $30,970,000 | $253,000 | $805,000 | $81,000 | $253,000 |
| Employment History | 36 | $6,340,000 | $176,000 | $455,000 | $68,000 | $300,000 |
| Credit Application Incomplete | 4 | $740,000 | $185,000 | $275,000 | $110,000 | $196,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.