America First
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for America First.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | America First 4774 S 1300 W, Bldg 3 Riverdale, UT 84405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 30,924 |
| Total Mortgage Loan Application Amount | $4,824,170,000 |
| Average Mortgage Loan Application Amount | $164,000 |
| Highest Mortgage Loan Application Amount | $16,745,000 |
| Average Applicant Income | $109,800 |
| Highest Applicant Income | $3,900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 8,273 | $ 1,318,785,000 | $ 159,000 | $ 114,000 |
| Davis County Utah | 5,380 | $ 855,950,000 | $ 159,000 | $ 115,000 |
| Weber County Utah | 4,523 | $ 660,775,000 | $ 146,000 | $ 93,000 |
| Utah County Utah | 3,315 | $ 557,195,000 | $ 168,000 | $ 126,000 |
| Clark County Nevada | 3,309 | $ 517,475,000 | $ 156,000 | $ 110,000 |
| Washington County Utah | 940 | $ 158,380,000 | $ 168,000 | $ 111,000 |
| Maricopa County Arizona | 913 | $ 115,415,000 | $ 126,000 | $ 134,000 |
| Cache County Utah | 902 | $ 129,740,000 | $ 143,000 | $ 89,000 |
| Box Elder County Utah | 664 | $ 97,770,000 | $ 147,000 | $ 91,000 |
| Tooele County Utah | 488 | $ 71,040,000 | $ 145,000 | $ 103,000 |
| Wasatch County Utah | 229 | $ 40,765,000 | $ 178,000 | $ 127,000 |
| Summit County Utah | 215 | $ 50,765,000 | $ 236,000 | $ 153,000 |
| Morgan County Utah | 149 | $ 32,145,000 | $ 215,000 | $ 147,000 |
| Iron County Utah | 122 | $ 17,570,000 | $ 144,000 | $ 91,000 |
| Pinal County Arizona | 118 | $ 12,000,000 | $ 101,000 | $ 99,000 |
| Mohave County Arizona | 117 | $ 13,215,000 | $ 112,000 | $ 85,000 |
| Sanpete County Utah | 94 | $ 10,920,000 | $ 116,000 | $ 79,000 |
| Ada County Idaho | 73 | $ 14,605,000 | $ 200,000 | $ 130,000 |
| Juab County Utah | 72 | $ 10,400,000 | $ 144,000 | $ 93,000 |
| Lincoln County Nevada | 70 | $ 7,950,000 | $ 113,000 | $ 83,000 |
| Franklin County Idaho | 59 | $ 8,495,000 | $ 143,000 | $ 79,000 |
| Nye County Nevada | 58 | $ 9,690,000 | $ 167,000 | $ 86,000 |
| Canyon County Idaho | 48 | $ 5,700,000 | $ 118,000 | $ 136,000 |
| Millard County Utah | 41 | $ 4,755,000 | $ 115,000 | $ 87,000 |
| Rich County Utah | 41 | $ 7,655,000 | $ 186,000 | $ 124,000 |
| Uintah County Utah | 40 | $ 4,940,000 | $ 123,000 | $ 72,000 |
| Bonneville County Idaho | 39 | $ 4,945,000 | $ 126,000 | $ 96,000 |
| Pima County Arizona | 36 | $ 3,730,000 | $ 103,000 | $ 144,000 |
| Washoe County Nevada | 32 | $ 3,770,000 | $ 117,000 | $ 134,000 |
| Duchesne County Utah | 32 | $ 3,820,000 | $ 119,000 | $ 103,000 |
| Kane County Utah | 32 | $ 5,040,000 | $ 157,000 | $ 104,000 |
| Sevier County Utah | 31 | $ 3,945,000 | $ 127,000 | $ 75,000 |
| Bannock County Idaho | 29 | $ 3,165,000 | $ 109,000 | $ 114,000 |
| Carbon County Utah | 26 | $ 2,430,000 | $ 93,000 | $ 83,000 |
| Bear Lake County Idaho | 25 | $ 4,595,000 | $ 183,000 | $ 163,000 |
| Jefferson County Idaho | 24 | $ 2,890,000 | $ 120,000 | $ 107,000 |
| Coconino County Arizona | 22 | $ 3,540,000 | $ 160,000 | $ 100,000 |
| Oneida County Idaho | 21 | $ 2,605,000 | $ 124,000 | $ 71,000 |
| Beaver County Utah | 21 | $ 1,425,000 | $ 67,000 | $ 90,000 |
| Apache County Arizona | 15 | $ 995,000 | $ 66,000 | $ 89,000 |
| Yavapai County Arizona | 14 | $ 910,000 | $ 65,000 | $ 93,000 |
| Fremont County Idaho | 14 | $ 3,310,000 | $ 236,000 | $ 131,000 |
| Twin Falls County Idaho | 13 | $ 3,545,000 | $ 272,000 | $ 142,000 |
| Garfield County Utah | 13 | $ 1,595,000 | $ 122,000 | $ 94,000 |
| Bingham County Idaho | 12 | $ 2,610,000 | $ 217,000 | $ 115,000 |
| Emery County Utah | 12 | $ 1,000,000 | $ 83,000 | $ 71,000 |
| Navajo County Arizona | 11 | $ 1,405,000 | $ 127,000 | $ 90,000 |
| Kootenai County Idaho | 11 | $ 2,445,000 | $ 222,000 | $ 103,000 |
| Madison County Idaho | 11 | $ 1,905,000 | $ 173,000 | $ 87,000 |
| Daggett County Utah | 11 | $ 1,385,000 | $ 125,000 | $ 82,000 |
| Grand County Utah | 11 | $ 1,775,000 | $ 161,000 | $ 92,000 |
| Caribou County Idaho | 9 | $ 1,575,000 | $ 175,000 | $ 97,000 |
| Yuma County Arizona | 8 | $ 580,000 | $ 72,000 | $ 82,000 |
| Lyon County Nevada | 7 | $ 1,085,000 | $ 155,000 | $ 171,000 |
| San Juan County Utah | 7 | $ 915,000 | $ 130,000 | $ 114,000 |
| Elko County Nevada | 6 | $ 690,000 | $ 115,000 | $ 82,000 |
| Wayne County Utah | 6 | $ 850,000 | $ 141,000 | $ 110,000 |
| Cochise County Arizona | 5 | $ 315,000 | $ 63,000 | $ 166,000 |
| Gila County Arizona | 5 | $ 535,000 | $ 107,000 | $ 56,000 |
| Bonner County Idaho | 5 | $ 885,000 | $ 177,000 | $ 195,000 |
| Minidoka County Idaho | 5 | $ 685,000 | $ 137,000 | $ 99,000 |
| Cassia County Idaho | 4 | $ 620,000 | $ 155,000 | $ 69,000 |
| Latah County Idaho | 4 | $ 330,000 | $ 82,000 | $ 185,000 |
| Teton County Idaho | 4 | $ 1,020,000 | $ 255,000 | $ 112,000 |
| Douglas County Nevada | 4 | $ 670,000 | $ 167,000 | $ 166,000 |
| White Pine County Nevada | 4 | $ 300,000 | $ 75,000 | $ 105,000 |
| Graham County Arizona | 3 | $ 215,000 | $ 71,000 | $ 143,000 |
| Elmore County Idaho | 3 | $ 175,000 | $ 58,000 | $ 96,000 |
| Gooding County Idaho | 3 | $ 265,000 | $ 88,000 | $ 49,000 |
| Valley County Idaho | 3 | $ 425,000 | $ 141,000 | $ 70,000 |
| Riverside County California | 2 | $ 250,000 | $ 125,000 | $ 92,000 |
| Blaine County Idaho | 2 | $ 580,000 | $ 290,000 | $ 127,000 |
| Boise County Idaho | 2 | $ 690,000 | $ 345,000 | $ 186,000 |
| Butte County Idaho | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Jerome County Idaho | 2 | $ 380,000 | $ 190,000 | $ 99,000 |
| Lemhi County Idaho | 2 | $ 320,000 | $ 160,000 | $ 178,000 |
| Payette County Idaho | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Carson City County Nevada | 2 | $ 110,000 | $ 55,000 | $ 88,000 |
| Humboldt County Nevada | 2 | $ 170,000 | $ 85,000 | $ 108,000 |
| Cullman County Alabama | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Madison County Alabama | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| La Paz County Arizona | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| San Bernardino County California | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Arapahoe County Colorado | 1 | $ 315,000 | $ 315,000 | $ 338,000 |
| Denver County Colorado | 1 | $ 75,000 | $ 75,000 | $ 172,000 |
| Hillsborough County Florida | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| Okaloosa County Florida | 1 | $ 95,000 | $ 95,000 | $ 864,000 |
| Orange County Florida | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Whitfield County Georgia | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Adams County Idaho | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Benewah County Idaho | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Clearwater County Idaho | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Gem County Idaho | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Idaho County Idaho | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Power County Idaho | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Shoshone County Idaho | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Washington County Idaho | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Hamilton County Indiana | 1 | $ 25,000 | $ 25,000 | $ 280,000 |
| Clinton County Michigan | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Jackson County Michigan | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Beltrami County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Harrison County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Beaverhead County Montana | 1 | $ 145,000 | $ 145,000 | $ 200,000 |
| Lander County Nevada | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Mineral County Nevada | 1 | $ 35,000 | $ 35,000 | $ 156,000 |
| Sandoval County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Suffolk County New York | 1 | $ 15,000 | $ 15,000 | $ 168,000 |
| Williams County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Stark County Ohio | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Clackamas County Oregon | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Allegheny County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Collin County Texas | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Dallas County Texas | 1 | $ 45,000 | $ 45,000 | $ 540,000 |
| Midland County Texas | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Travis County Texas | 1 | $ 2,245,000 | $ 2,245,000 | $ 600,000 |
| Arlington County Virginia | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Charlottesville County Virginia | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Pacific County Washington | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Pierce County Washington | 1 | $ 55,000 | $ 55,000 | $ 1,200,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for America First in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,991 | $1,984,105,000 | $180,000 | $1,865,000 | $110,000 | $3,900,000 |
| Home Improvement | 6,179 | $414,955,000 | $67,000 | $1,855,000 | $117,000 | $1,584,000 |
| Other Purpose | 5,787 | $465,925,000 | $80,000 | $2,505,000 | $121,000 | $3,900,000 |
| Cash-out Refinancing | 4,864 | $1,174,970,000 | $241,000 | $2,865,000 | $97,000 | $1,616,000 |
| Home Purchase | 3,103 | $784,215,000 | $252,000 | $16,745,000 | $104,000 | $1,863,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,970 | $3,740,170,000 | $156,000 | $2,505,000 | $113,000 | $3,900,000 |
| Hispanic | 3,186 | $412,010,000 | $129,000 | $2,315,000 | $88,000 | $2,547,000 |
| Not Provided | 1,983 | $348,325,000 | $175,000 | $1,685,000 | $124,000 | $2,412,000 |
| Asian | 955 | $167,245,000 | $175,000 | $805,000 | $114,000 | $1,896,000 |
| Black or African American | 372 | $52,540,000 | $141,000 | $945,000 | $98,000 | $2,100,000 |
| Native Hawaiian or Other Pacific Islander | 180 | $25,870,000 | $143,000 | $885,000 | $110,000 | $888,000 |
| American Indian or Alaskan Native | 178 | $25,410,000 | $142,000 | $705,000 | $97,000 | $364,000 |
| Not applicable | 16 | $33,630,000 | $2,101,000 | $16,745,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,592 | $4,739,670,000 | $154,000 | $16,745,000 | $111,000 | $3,900,000 |
| FHA-insured (Federal Housing Administration) | 201 | $47,995,000 | $238,000 | $495,000 | $68,000 | $280,000 |
| VA-guaranteed (Veterans Administration) | 120 | $34,150,000 | $284,000 | $595,000 | $87,000 | $208,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $2,355,000 | $214,000 | $355,000 | $54,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,806 | $2,211,710,000 | $131,000 | $16,745,000 | $114,000 | $2,547,000 |
| Application Denied By Financial Institution | 6,666 | $1,083,110,000 | $162,000 | $2,245,000 | $95,000 | $3,900,000 |
| Application Withdrawn By Applicant | 3,842 | $766,910,000 | $199,000 | $2,505,000 | $125,000 | $3,900,000 |
| Application Approved But Not Accepted | 3,610 | $762,440,000 | $211,000 | $2,315,000 | $110,000 | $1,628,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 24,258 | $3,741,060,000 | $154,000 | $16,745,000 | $115,000 | $3,900,000 |
| Credit History | 1,775 | $201,935,000 | $113,000 | $945,000 | $87,000 | $2,100,000 |
| Debt-To-Income Ratio | 1,693 | $313,105,000 | $184,000 | $1,685,000 | $62,000 | $511,000 |
| Unverifiable Information | 1,329 | $263,565,000 | $198,000 | $1,005,000 | $119,000 | $3,900,000 |
| Other | 993 | $132,295,000 | $133,000 | $2,245,000 | $129,000 | $1,920,000 |
| Collateral | 458 | $69,000,000 | $150,000 | $815,000 | $118,000 | $1,120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 370 | $94,480,000 | $255,000 | $1,125,000 | $89,000 | $920,000 |
| Employment History | 42 | $7,500,000 | $178,000 | $515,000 | $76,000 | $203,000 |
| Credit Application Incomplete | 6 | $1,230,000 | $205,000 | $305,000 | $131,000 | $220,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.