America First
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for America First.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | America First 4774 S 1300 W, Bldg 3 Riverdale, UT 84405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 24,752 |
| Total Mortgage Loan Application Amount | $2,933,600,000 |
| Average Mortgage Loan Application Amount | $142,000 |
| Highest Mortgage Loan Application Amount | $3,485,000 |
| Average Applicant Income | $99,600 |
| Highest Applicant Income | $5,051,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 6,782 | $ 809,140,000 | $ 119,000 | $ 102,000 |
| Davis County Utah | 4,250 | $ 529,110,000 | $ 124,000 | $ 103,000 |
| Weber County Utah | 3,876 | $ 446,810,000 | $ 115,000 | $ 87,000 |
| Utah County Utah | 2,604 | $ 327,480,000 | $ 125,000 | $ 116,000 |
| Clark County Nevada | 2,517 | $ 306,895,000 | $ 121,000 | $ 98,000 |
| Maricopa County Arizona | 876 | $ 66,900,000 | $ 76,000 | $ 124,000 |
| Washington County Utah | 751 | $ 102,695,000 | $ 136,000 | $ 101,000 |
| Cache County Utah | 611 | $ 66,945,000 | $ 109,000 | $ 87,000 |
| Box Elder County Utah | 564 | $ 63,590,000 | $ 112,000 | $ 94,000 |
| Tooele County Utah | 371 | $ 36,555,000 | $ 98,000 | $ 90,000 |
| Wasatch County Utah | 170 | $ 23,080,000 | $ 135,000 | $ 115,000 |
| Summit County Utah | 137 | $ 23,855,000 | $ 174,000 | $ 140,000 |
| Morgan County Utah | 124 | $ 18,550,000 | $ 149,000 | $ 135,000 |
| Iron County Utah | 111 | $ 11,845,000 | $ 106,000 | $ 79,000 |
| Pinal County Arizona | 108 | $ 6,020,000 | $ 55,000 | $ 110,000 |
| Mohave County Arizona | 75 | $ 7,505,000 | $ 100,000 | $ 69,000 |
| Ada County Idaho | 61 | $ 9,085,000 | $ 148,000 | $ 119,000 |
| Lincoln County Nevada | 56 | $ 6,350,000 | $ 113,000 | $ 84,000 |
| Juab County Utah | 56 | $ 4,490,000 | $ 80,000 | $ 71,000 |
| Sanpete County Utah | 53 | $ 5,455,000 | $ 102,000 | $ 80,000 |
| Franklin County Idaho | 42 | $ 3,210,000 | $ 76,000 | $ 72,000 |
| Nye County Nevada | 34 | $ 3,230,000 | $ 95,000 | $ 66,000 |
| Rich County Utah | 32 | $ 6,750,000 | $ 210,000 | $ 297,000 |
| Sevier County Utah | 30 | $ 2,890,000 | $ 96,000 | $ 87,000 |
| Duchesne County Utah | 24 | $ 2,020,000 | $ 84,000 | $ 67,000 |
| Pima County Arizona | 23 | $ 1,745,000 | $ 75,000 | $ 95,000 |
| Uintah County Utah | 23 | $ 2,085,000 | $ 90,000 | $ 88,000 |
| Oneida County Idaho | 22 | $ 2,270,000 | $ 103,000 | $ 88,000 |
| Canyon County Idaho | 20 | $ 2,090,000 | $ 104,000 | $ 100,000 |
| Kane County Utah | 18 | $ 2,600,000 | $ 144,000 | $ 122,000 |
| Carbon County Utah | 17 | $ 995,000 | $ 58,000 | $ 67,000 |
| Millard County Utah | 17 | $ 1,265,000 | $ 74,000 | $ 91,000 |
| Apache County Arizona | 16 | $ 750,000 | $ 46,000 | $ 47,000 |
| Bannock County Idaho | 16 | $ 1,520,000 | $ 95,000 | $ 74,000 |
| Bear Lake County Idaho | 16 | $ 1,410,000 | $ 88,000 | $ 92,000 |
| Coconino County Arizona | 15 | $ 1,865,000 | $ 124,000 | $ 99,000 |
| Bonneville County Idaho | 14 | $ 1,360,000 | $ 97,000 | $ 86,000 |
| Fremont County Idaho | 13 | $ 2,845,000 | $ 218,000 | $ 132,000 |
| Emery County Utah | 13 | $ 945,000 | $ 72,000 | $ 66,000 |
| Garfield County Utah | 12 | $ 1,270,000 | $ 105,000 | $ 109,000 |
| Washoe County Nevada | 9 | $ 445,000 | $ 49,000 | $ 141,000 |
| Beaver County Utah | 9 | $ 1,115,000 | $ 123,000 | $ 80,000 |
| Yuma County Arizona | 8 | $ 390,000 | $ 48,000 | $ 77,000 |
| Elko County Nevada | 8 | $ 560,000 | $ 70,000 | $ 109,000 |
| Kootenai County Idaho | 7 | $ 775,000 | $ 110,000 | $ 93,000 |
| Madison County Idaho | 7 | $ 1,395,000 | $ 199,000 | $ 129,000 |
| Minidoka County Idaho | 7 | $ 1,365,000 | $ 195,000 | $ 64,000 |
| Daggett County Utah | 7 | $ 325,000 | $ 46,000 | $ 78,000 |
| San Juan County Utah | 7 | $ 405,000 | $ 57,000 | $ 69,000 |
| Navajo County Arizona | 6 | $ 550,000 | $ 91,000 | $ 89,000 |
| Yavapai County Arizona | 6 | $ 220,000 | $ 36,000 | $ 98,000 |
| Jefferson County Idaho | 5 | $ 435,000 | $ 87,000 | $ 78,000 |
| Lyon County Nevada | 5 | $ 175,000 | $ 35,000 | $ 80,000 |
| Bingham County Idaho | 4 | $ 230,000 | $ 57,000 | $ 106,000 |
| Jerome County Idaho | 4 | $ 390,000 | $ 97,000 | $ 49,000 |
| Payette County Idaho | 4 | $ 790,000 | $ 197,000 | $ 79,000 |
| Twin Falls County Idaho | 4 | $ 900,000 | $ 225,000 | $ 98,000 |
| Douglas County Nevada | 4 | $ 460,000 | $ 115,000 | $ 66,000 |
| Piute County Utah | 4 | $ 250,000 | $ 62,000 | $ 114,000 |
| Caribou County Idaho | 3 | $ 135,000 | $ 45,000 | $ 80,000 |
| Cassia County Idaho | 3 | $ 345,000 | $ 115,000 | $ 72,000 |
| Shoshone County Idaho | 3 | $ 235,000 | $ 78,000 | $ 44,000 |
| Valley County Idaho | 3 | $ 615,000 | $ 205,000 | $ 86,000 |
| Carson City County Nevada | 3 | $ 325,000 | $ 108,000 | $ 76,000 |
| Cochise County Arizona | 2 | $ 70,000 | $ 35,000 | $ 104,000 |
| Santa Cruz County Arizona | 2 | $ 200,000 | $ 100,000 | $ 146,000 |
| Kern County California | 2 | $ 370,000 | $ 185,000 | $ 324,000 |
| Blaine County Idaho | 2 | $ 370,000 | $ 185,000 | $ 94,000 |
| Elmore County Idaho | 2 | $ 80,000 | $ 40,000 | $ 106,000 |
| Idaho County Idaho | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| Owyhee County Idaho | 2 | $ 340,000 | $ 170,000 | $ 105,000 |
| Teton County Idaho | 2 | $ 410,000 | $ 205,000 | $ 90,000 |
| Churchill County Nevada | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Esmeralda County Nevada | 2 | $ 70,000 | $ 35,000 | $ 117,000 |
| Grand County Utah | 2 | $ 50,000 | $ 25,000 | $ 46,000 |
| Wayne County Utah | 2 | $ 470,000 | $ 235,000 | $ 48,000 |
| Gila County Arizona | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Graham County Arizona | 1 | $ 95,000 | $ 95,000 | $ 312,000 |
| Los Angeles County California | 1 | $ 105,000 | $ 105,000 | $ 780,000 |
| Marin County California | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Riverside County California | 1 | $ 155,000 | $ 155,000 | $ 191,000 |
| San Bernardino County California | 1 | $ 5,000 | $ 5,000 | $ 22,000 |
| San Diego County California | 1 | $ 35,000 | $ 35,000 | $ 202,000 |
| Stanislaus County California | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Denver County Colorado | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Pinellas County Florida | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Gem County Idaho | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Power County Idaho | 1 | $ 285,000 | $ 285,000 | $ 133,000 |
| Cook County Illinois | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Will County Illinois | 1 | $ 205,000 | $ 205,000 | $ 1,524,000 |
| Avoyelles County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Callaway County Missouri | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Lander County Nevada | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Cass County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 215,000 |
| Canadian County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Berkeley County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Richland County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| York County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Fort Bend County Texas | 1 | $ 15,000 | $ 15,000 | $ 119,000 |
| Polk County Texas | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Chesapeake County Virginia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Loudoun County Virginia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Lincoln County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Uinta County Wyoming | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for America First in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 6,516 | $363,970,000 | $55,000 | $1,005,000 | $106,000 | $1,933,000 |
| Other Purpose | 6,224 | $388,600,000 | $62,000 | $935,000 | $102,000 | $1,649,000 |
| Refinancing | 6,207 | $854,005,000 | $137,000 | $1,765,000 | $101,000 | $1,080,000 |
| Home Purchase | 2,962 | $668,100,000 | $225,000 | $3,485,000 | $100,000 | $5,051,000 |
| Cash-out Refinancing | 2,843 | $658,925,000 | $231,000 | $1,305,000 | $89,000 | $1,382,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,463 | $2,315,995,000 | $118,000 | $1,765,000 | $104,000 | $5,051,000 |
| Hispanic | 2,846 | $291,600,000 | $102,000 | $775,000 | $83,000 | $1,080,000 |
| Not Provided | 1,031 | $152,855,000 | $148,000 | $1,305,000 | $107,000 | $1,050,000 |
| Asian | 744 | $100,430,000 | $134,000 | $755,000 | $96,000 | $1,524,000 |
| Black or African American | 321 | $29,085,000 | $90,000 | $485,000 | $90,000 | $436,000 |
| Native Hawaiian or Other Pacific Islander | 177 | $20,295,000 | $114,000 | $505,000 | $95,000 | $424,000 |
| American Indian or Alaskan Native | 140 | $12,290,000 | $87,000 | $375,000 | $86,000 | $266,000 |
| Not applicable | 11 | $9,925,000 | $902,000 | $3,485,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,343 | $2,837,575,000 | $116,000 | $3,485,000 | $102,000 | $5,051,000 |
| FHA-insured (Federal Housing Administration) | 269 | $58,565,000 | $217,000 | $405,000 | $66,000 | $416,000 |
| VA-guaranteed (Veterans Administration) | 132 | $36,090,000 | $273,000 | $505,000 | $88,000 | $750,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,370,000 | $171,000 | $255,000 | $44,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,537 | $1,709,985,000 | $110,000 | $3,485,000 | $107,000 | $2,366,000 |
| Application Denied By Financial Institution | 5,263 | $593,845,000 | $112,000 | $1,765,000 | $83,000 | $1,524,000 |
| Application Withdrawn By Applicant | 2,113 | $347,525,000 | $164,000 | $885,000 | $106,000 | $5,051,000 |
| Application Approved But Not Accepted | 1,839 | $282,245,000 | $153,000 | $1,155,000 | $102,000 | $674,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,489 | $2,339,755,000 | $120,000 | $3,485,000 | $106,000 | $5,051,000 |
| Credit History | 1,996 | $147,600,000 | $73,000 | $825,000 | $83,000 | $840,000 |
| Debt-To-Income Ratio | 1,378 | $186,390,000 | $135,000 | $1,305,000 | $56,000 | $336,000 |
| Other | 656 | $69,930,000 | $106,000 | $1,765,000 | $110,000 | $1,524,000 |
| Unverifiable Information | 655 | $102,845,000 | $157,000 | $755,000 | $104,000 | $1,382,000 |
| Collateral | 406 | $48,910,000 | $120,000 | $935,000 | $99,000 | $793,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 129 | $32,045,000 | $248,000 | $485,000 | $87,000 | $375,000 |
| Employment History | 43 | $6,125,000 | $142,000 | $485,000 | $65,000 | $161,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.