America First
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for America First.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | America First 4774 S 1300 W, Bldg 3 Riverdale, UT 84405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 10,266 |
| Total Mortgage Loan Application Amount | $1,418,957,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $2,479,000 |
| Average Applicant Income | $77,666 |
| Highest Applicant Income | $2,703,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 2,951 | $ 430,229,000 | $ 145,000 | $ 78,000 |
| Davis County Utah | 2,083 | $ 298,750,000 | $ 143,000 | $ 80,000 |
| Weber County Utah | 1,955 | $ 233,727,000 | $ 119,000 | $ 71,000 |
| Utah County Utah | 853 | $ 130,264,000 | $ 152,000 | $ 82,000 |
| Clark County Nevada | 814 | $ 112,628,000 | $ 138,000 | $ 78,000 |
| Cache County Utah | 315 | $ 38,038,000 | $ 120,000 | $ 69,000 |
| Washington County Utah | 312 | $ 43,900,000 | $ 140,000 | $ 91,000 |
| Box Elder County Utah | 281 | $ 33,332,000 | $ 118,000 | $ 69,000 |
| Tooele County Utah | 117 | $ 13,260,000 | $ 113,000 | $ 66,000 |
| Summit County Utah | 69 | $ 16,862,000 | $ 244,000 | $ 114,000 |
| Morgan County Utah | 67 | $ 13,257,000 | $ 197,000 | $ 101,000 |
| Wasatch County Utah | 64 | $ 12,181,000 | $ 190,000 | $ 86,000 |
| Juab County Utah | 32 | $ 3,106,000 | $ 97,000 | $ 54,000 |
| Mohave County Arizona | 31 | $ 2,298,000 | $ 74,000 | $ 48,000 |
| Lincoln County Nevada | 31 | $ 3,323,000 | $ 107,000 | $ 67,000 |
| Sanpete County Utah | 31 | $ 3,551,000 | $ 114,000 | $ 58,000 |
| Duchesne County Utah | 27 | $ 3,366,000 | $ 124,000 | $ 77,000 |
| Iron County Utah | 22 | $ 2,620,000 | $ 119,000 | $ 87,000 |
| Rich County Utah | 17 | $ 2,067,000 | $ 121,000 | $ 113,000 |
| Carbon County Utah | 15 | $ 1,732,000 | $ 115,000 | $ 51,000 |
| Uintah County Utah | 13 | $ 1,334,000 | $ 102,000 | $ 69,000 |
| Bear Lake County Idaho | 10 | $ 1,357,000 | $ 135,000 | $ 119,000 |
| Franklin County Idaho | 10 | $ 1,108,000 | $ 110,000 | $ 73,000 |
| Oneida County Idaho | 10 | $ 810,000 | $ 81,000 | $ 58,000 |
| Emery County Utah | 9 | $ 656,000 | $ 72,000 | $ 63,000 |
| Kane County Utah | 9 | $ 1,340,000 | $ 148,000 | $ 126,000 |
| Sevier County Utah | 8 | $ 1,172,000 | $ 146,000 | $ 104,000 |
| Bannock County Idaho | 6 | $ 706,000 | $ 117,000 | $ 68,000 |
| Millard County Utah | 6 | $ 718,000 | $ 119,000 | $ 75,000 |
| Maricopa County Arizona | 5 | $ 636,000 | $ 127,000 | $ 79,000 |
| Nye County Nevada | 5 | $ 298,000 | $ 59,000 | $ 89,000 |
| Daggett County Utah | 5 | $ 732,000 | $ 146,000 | $ 151,000 |
| Garfield County Utah | 5 | $ 539,000 | $ 107,000 | $ 62,000 |
| Ada County Idaho | 4 | $ 455,000 | $ 113,000 | $ 58,000 |
| Bonneville County Idaho | 4 | $ 669,000 | $ 167,000 | $ 91,000 |
| Canyon County Idaho | 4 | $ 374,000 | $ 93,000 | $ 63,000 |
| Jefferson County Idaho | 4 | $ 535,000 | $ 133,000 | $ 62,000 |
| Kootenai County Idaho | 4 | $ 719,000 | $ 179,000 | $ 90,000 |
| Teton County Idaho | 4 | $ 231,000 | $ 57,000 | $ 84,000 |
| Beaver County Utah | 4 | $ 380,000 | $ 95,000 | $ 85,000 |
| Grand County Utah | 4 | $ 864,000 | $ 216,000 | $ 107,000 |
| Twin Falls County Idaho | 3 | $ 651,000 | $ 217,000 | $ 198,000 |
| Piute County Utah | 3 | $ 259,000 | $ 86,000 | $ 40,000 |
| San Juan County Utah | 3 | $ 215,000 | $ 71,000 | $ 34,000 |
| Coconino County Arizona | 2 | $ 340,000 | $ 170,000 | $ 54,000 |
| Pinal County Arizona | 2 | $ 120,000 | $ 60,000 | $ 111,000 |
| Los Angeles County California | 2 | $ 499,000 | $ 249,000 | $ 161,000 |
| Fremont County Idaho | 2 | $ 288,000 | $ 144,000 | $ 67,000 |
| Madison County Idaho | 2 | $ 377,000 | $ 188,000 | $ 187,000 |
| Payette County Idaho | 2 | $ 74,000 | $ 37,000 | $ 8,000 |
| Wayne County Utah | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| Pinellas County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Benewah County Idaho | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Bingham County Idaho | 1 | $ 26,000 | $ 26,000 | $ 81,000 |
| Butte County Idaho | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Idaho County Idaho | 1 | $ 138,000 | $ 138,000 | $ 28,000 |
| Jerome County Idaho | 1 | $ 13,000 | $ 13,000 | $ 34,000 |
| Lemhi County Idaho | 1 | $ 207,000 | $ 207,000 | $ 83,000 |
| Minidoka County Idaho | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Allen County Indiana | 1 | $ 22,000 | $ 22,000 | $ 51,000 |
| Scott County Iowa | 1 | $ 20,000 | $ 20,000 | $ 121,000 |
| Yellowstone County Montana | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Douglas County Nevada | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Elko County Nevada | 1 | $ 119,000 | $ 119,000 | $ 51,000 |
| San Juan County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Clackamas County Oregon | 1 | $ 40,000 | $ 40,000 | $ 128,000 |
| Allegheny County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 132,000 |
| Davidson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 117,000 |
| Williamson County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 108,000 |
| Travis County Texas | 1 | $ 30,000 | $ 30,000 | $ 110,000 |
| Outagamie County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 162,000 |
| Carbon County Wyoming | 1 | $ 47,000 | $ 47,000 | $ 87,000 |
| Lincoln County Wyoming | 1 | $ 88,000 | $ 88,000 | $ 128,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for America First in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,535 | $810,945,000 | $146,000 | $2,479,000 | $79,000 | $2,703,000 |
| Home Purchase | 2,906 | $505,133,000 | $173,000 | $1,547,000 | $71,000 | $1,229,000 |
| Home Improvement | 1,825 | $102,879,000 | $56,000 | $544,000 | $83,000 | $780,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,087 | $1,121,846,000 | $138,000 | $919,000 | $79,000 | $2,703,000 |
| Hispanic | 970 | $116,629,000 | $120,000 | $558,000 | $60,000 | $710,000 |
| Not Provided | 699 | $103,417,000 | $147,000 | $864,000 | $86,000 | $619,000 |
| Asian | 318 | $47,412,000 | $149,000 | $415,000 | $69,000 | $285,000 |
| Black or African American | 81 | $9,824,000 | $121,000 | $417,000 | $66,000 | $388,000 |
| American Indian or Alaskan Native | 53 | $6,203,000 | $117,000 | $280,000 | $67,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 52 | $6,959,000 | $133,000 | $567,000 | $70,000 | $239,000 |
| Not applicable | 6 | $6,667,000 | $1,111,000 | $2,479,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,524 | $1,287,848,000 | $135,000 | $2,479,000 | $79,000 | $2,703,000 |
| FHA-insured (Federal Housing Administration) | 550 | $91,270,000 | $165,000 | $393,000 | $53,000 | $619,000 |
| VA-guaranteed (Veterans Administration) | 172 | $36,574,000 | $212,000 | $423,000 | $71,000 | $556,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $3,265,000 | $163,000 | $268,000 | $77,000 | $562,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,188 | $800,862,000 | $129,000 | $2,479,000 | $79,000 | $2,703,000 |
| Application Denied By Financial Institution | 2,870 | $458,148,000 | $159,000 | $919,000 | $72,000 | $1,746,000 |
| Application Approved But Not Accepted | 778 | $113,711,000 | $146,000 | $864,000 | $82,000 | $579,000 |
| Application Withdrawn By Applicant | 430 | $46,236,000 | $107,000 | $600,000 | $81,000 | $440,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 825 | $154,490,000 | $187,000 | $919,000 | $86,000 | $596,000 |
| Debt-To-Income Ratio | 738 | $122,601,000 | $166,000 | $787,000 | $47,000 | $400,000 |
| Credit History | 477 | $66,259,000 | $138,000 | $805,000 | $79,000 | $1,746,000 |
| Other | 376 | $40,119,000 | $106,000 | $835,000 | $75,000 | $556,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 250 | $44,565,000 | $178,000 | $558,000 | $81,000 | $992,000 |
| Collateral | 157 | $22,810,000 | $145,000 | $411,000 | $77,000 | $349,000 |
| Employment History | 45 | $7,058,000 | $156,000 | $352,000 | $60,000 | $214,000 |
| Mortgage Insurance Denied | 1 | $138,000 | $138,000 | $138,000 | $28,000 | $28,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.