Amarillo National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Amarillo National Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amarillo National Bank 410 S Taylor Street Amarillo, TX 79101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,849 |
| Total Mortgage Loan Application Amount | $743,375,000 |
| Average Mortgage Loan Application Amount | $156,000 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $140,600 |
| Highest Applicant Income | $3,183,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Amarillo National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amarillo National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Amarillo National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amarillo National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Amarillo National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amarillo National Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randall County Texas | 1,063 | $ 183,775,000 | $ 172,000 | $ 139,000 |
| Potter County Texas | 525 | $ 72,745,000 | $ 138,000 | $ 107,000 |
| Lubbock County Texas | 269 | $ 38,415,000 | $ 142,000 | $ 150,000 |
| Hutchinson County Texas | 108 | $ 13,250,000 | $ 122,000 | $ 98,000 |
| Brazos County Texas | 42 | $ 8,970,000 | $ 213,000 | $ 144,000 |
| Carson County Texas | 34 | $ 5,560,000 | $ 163,000 | $ 100,000 |
| Moore County Texas | 34 | $ 4,700,000 | $ 138,000 | $ 104,000 |
| Gray County Texas | 27 | $ 2,255,000 | $ 83,000 | $ 81,000 |
| Tarrant County Texas | 21 | $ 6,015,000 | $ 286,000 | $ 257,000 |
| Travis County Texas | 16 | $ 10,650,000 | $ 665,000 | $ 477,000 |
| Hansford County Texas | 15 | $ 2,345,000 | $ 156,000 | $ 149,000 |
| Swisher County Texas | 14 | $ 960,000 | $ 68,000 | $ 71,000 |
| Hale County Texas | 13 | $ 2,075,000 | $ 159,000 | $ 81,000 |
| Hockley County Texas | 13 | $ 1,075,000 | $ 82,000 | $ 78,000 |
| Armstrong County Texas | 12 | $ 2,220,000 | $ 185,000 | $ 118,000 |
| Bexar County Texas | 11 | $ 2,765,000 | $ 251,000 | $ 186,000 |
| Deaf Smith County Texas | 11 | $ 1,355,000 | $ 123,000 | $ 80,000 |
| Castro County Texas | 9 | $ 815,000 | $ 90,000 | $ 118,000 |
| Dallas County Texas | 9 | $ 5,205,000 | $ 578,000 | $ 381,000 |
| Ochiltree County Texas | 9 | $ 1,035,000 | $ 115,000 | $ 93,000 |
| Sherman County Texas | 8 | $ 1,190,000 | $ 148,000 | $ 88,000 |
| Denton County Texas | 7 | $ 5,915,000 | $ 845,000 | $ 405,000 |
| Leon County Texas | 7 | $ 1,995,000 | $ 285,000 | $ 142,000 |
| Lynn County Texas | 6 | $ 1,250,000 | $ 208,000 | $ 346,000 |
| Wheeler County Texas | 6 | $ 680,000 | $ 113,000 | $ 87,000 |
| Collin County Texas | 5 | $ 2,355,000 | $ 471,000 | $ 248,000 |
| Dallam County Texas | 5 | $ 665,000 | $ 133,000 | $ 88,000 |
| Ellis County Texas | 5 | $ 1,455,000 | $ 291,000 | $ 315,000 |
| Grimes County Texas | 5 | $ 1,995,000 | $ 399,000 | $ 214,000 |
| Hemphill County Texas | 5 | $ 435,000 | $ 87,000 | $ 94,000 |
| Colfax County New Mexico | 4 | $ 1,040,000 | $ 260,000 | $ 503,000 |
| Childress County Texas | 4 | $ 300,000 | $ 75,000 | $ 77,000 |
| Gaines County Texas | 4 | $ 960,000 | $ 240,000 | $ 96,000 |
| Montgomery County Texas | 4 | $ 1,290,000 | $ 322,000 | $ 269,000 |
| Parmer County Texas | 4 | $ 860,000 | $ 215,000 | $ 129,000 |
| Roberts County Texas | 4 | $ 240,000 | $ 60,000 | $ 71,000 |
| Robertson County Texas | 4 | $ 1,110,000 | $ 277,000 | $ 123,000 |
| Rockwall County Texas | 4 | $ 1,550,000 | $ 387,000 | $ 319,000 |
| Williamson County Texas | 4 | $ 750,000 | $ 187,000 | $ 173,000 |
| Bryan County Oklahoma | 3 | $ 865,000 | $ 288,000 | $ 174,000 |
| Collingsworth County Texas | 3 | $ 235,000 | $ 78,000 | $ 64,000 |
| Comal County Texas | 3 | $ 2,005,000 | $ 668,000 | $ 518,000 |
| Crosby County Texas | 3 | $ 335,000 | $ 111,000 | $ 86,000 |
| Donley County Texas | 3 | $ 445,000 | $ 148,000 | $ 72,000 |
| Guadalupe County Texas | 3 | $ 485,000 | $ 161,000 | $ 137,000 |
| Harris County Texas | 3 | $ 425,000 | $ 141,000 | $ 134,000 |
| Hartley County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 323,000 |
| Lamb County Texas | 3 | $ 255,000 | $ 85,000 | $ 109,000 |
| Midland County Texas | 3 | $ 225,000 | $ 75,000 | $ 186,000 |
| Parker County Texas | 3 | $ 445,000 | $ 148,000 | $ 190,000 |
| Walton County Florida | 2 | $ 1,400,000 | $ 700,000 | $ 2,799,000 |
| Curry County New Mexico | 2 | $ 500,000 | $ 250,000 | $ 279,000 |
| Eddy County New Mexico | 2 | $ 770,000 | $ 385,000 | $ 196,000 |
| Tulsa County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 132,000 |
| Bailey County Texas | 2 | $ 310,000 | $ 155,000 | $ 113,000 |
| Dawson County Texas | 2 | $ 220,000 | $ 110,000 | $ 63,000 |
| El Paso County Texas | 2 | $ 230,000 | $ 115,000 | $ 151,000 |
| Fort Bend County Texas | 2 | $ 280,000 | $ 140,000 | $ 213,000 |
| Hays County Texas | 2 | $ 620,000 | $ 310,000 | $ 246,000 |
| Hill County Texas | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| Kaufman County Texas | 2 | $ 360,000 | $ 180,000 | $ 837,000 |
| Oldham County Texas | 2 | $ 280,000 | $ 140,000 | $ 83,000 |
| Scurry County Texas | 2 | $ 230,000 | $ 115,000 | $ 140,000 |
| Terry County Texas | 2 | $ 410,000 | $ 205,000 | $ 98,000 |
| Tom Green County Texas | 2 | $ 220,000 | $ 110,000 | $ 181,000 |
| Walker County Texas | 2 | $ 460,000 | $ 230,000 | $ 185,000 |
| Washington County Texas | 2 | $ 1,000,000 | $ 500,000 | $ 184,000 |
| Clark County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Montgomery County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Los Angeles County California | 1 | $ 2,935,000 | $ 2,935,000 | $ 656,000 |
| Adams County Colorado | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Prowers County Colorado | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Broward County Florida | 1 | $ 605,000 | $ 605,000 | $ 807,000 |
| Duval County Florida | 1 | $ 295,000 | $ 295,000 | $ 149,000 |
| Chatham County Georgia | 1 | $ 275,000 | $ 275,000 | $ 138,000 |
| Morgan County Illinois | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Hamilton County Indiana | 1 | $ 445,000 | $ 445,000 | $ 125,000 |
| Polk County Iowa | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Taney County Missouri | 1 | $ 865,000 | $ 865,000 | $ 592,000 |
| Dona Ana County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 431,000 |
| Lea County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Mora County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Santa Fe County New Mexico | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Taos County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Macon County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 162,000 |
| Cuyahoga County Ohio | 1 | $ 1,195,000 | $ 1,195,000 | $ 550,000 |
| Canadian County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Cleveland County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Garfield County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Logan County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 153,000 |
| Marshall County Oklahoma | 1 | $ 345,000 | $ 345,000 | $ 640,000 |
| McIntosh County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Muskogee County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 130,000 |
| Pottawatomie County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 192,000 |
| Richland County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Carroll County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| Anderson County Texas | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| Andrews County Texas | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Aransas County Texas | 1 | $ 365,000 | $ 365,000 | $ 25,000 |
| Atascosa County Texas | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Austin County Texas | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Bastrop County Texas | 1 | $ 505,000 | $ 505,000 | $ 269,000 |
| Burnet County Texas | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Caldwell County Texas | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Coryell County Texas | 1 | $ 525,000 | $ 525,000 | $ 138,000 |
| Erath County Texas | 1 | $ 475,000 | $ 475,000 | $ 158,000 |
| Floyd County Texas | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Galveston County Texas | 1 | $ 85,000 | $ 85,000 | $ 207,000 |
| Garza County Texas | 1 | $ 215,000 | $ 215,000 | $ 173,000 |
| Hall County Texas | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Jones County Texas | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Kerr County Texas | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Lamar County Texas | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Lee County Texas | 1 | $ 325,000 | $ 325,000 | $ 146,000 |
| Lipscomb County Texas | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Llano County Texas | 1 | $ 2,625,000 | $ 2,625,000 | $ 1,286,000 |
| Madison County Texas | 1 | $ 475,000 | $ 475,000 | $ 99,000 |
| Marion County Texas | 1 | $ 115,000 | $ 115,000 | $ 146,000 |
| Milam County Texas | 1 | $ 555,000 | $ 555,000 | $ 216,000 |
| Montague County Texas | 1 | $ 255,000 | $ 255,000 | $ 169,000 |
| Smith County Texas | 1 | $ 1,135,000 | $ 1,135,000 | $ 562,000 |
| Somervell County Texas | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Taylor County Texas | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Wichita County Texas | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Wise County Texas | 1 | $ 445,000 | $ 445,000 | $ 197,000 |
| Wood County Texas | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Amarillo National Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,468 | $604,300,000 | $244,000 | $4,005,000 | $129,000 | $3,183,000 |
| Other Purpose | 1,133 | $101,215,000 | $89,000 | $2,625,000 | $112,000 | $1,888,000 |
| Cash-out Refinancing | 133 | $18,675,000 | $140,000 | $1,245,000 | $112,000 | $1,999,000 |
| Refinancing | 77 | $14,815,000 | $192,000 | $2,005,000 | $160,000 | $1,500,000 |
| Home Improvement | 38 | $4,370,000 | $115,000 | $515,000 | $190,000 | $963,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,330 | $488,180,000 | $209,000 | $4,005,000 | $143,000 | $3,183,000 |
| Hispanic | 987 | $150,645,000 | $152,000 | $1,405,000 | $85,000 | $1,500,000 |
| Not Provided | 213 | $44,245,000 | $207,000 | $1,205,000 | $135,000 | $662,000 |
| Black or African American | 133 | $21,375,000 | $160,000 | $705,000 | $84,000 | $352,000 |
| Asian | 126 | $27,390,000 | $217,000 | $1,665,000 | $118,000 | $1,022,000 |
| American Indian or Alaskan Native | 42 | $6,930,000 | $165,000 | $405,000 | $109,000 | $309,000 |
| Not applicable | 13 | $3,295,000 | $253,000 | $585,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,315,000 | $263,000 | $805,000 | $115,000 | $384,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,076 | $592,160,000 | $192,000 | $4,005,000 | $137,000 | $3,183,000 |
| FHA-insured (Federal Housing Administration) | 674 | $126,590,000 | $187,000 | $475,000 | $75,000 | $356,000 |
| VA-guaranteed (Veterans Administration) | 92 | $23,390,000 | $254,000 | $815,000 | $93,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,235,000 | $176,000 | $265,000 | $76,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,582 | $299,900,000 | $189,000 | $3,395,000 | $154,000 | $3,183,000 |
| Preapproval Approved but not Accepted | 880 | $223,510,000 | $253,000 | $4,005,000 | $118,000 | $2,261,000 |
| Preapproval Denied by Financial Institution | 493 | $89,725,000 | $181,000 | $1,605,000 | $61,000 | $268,000 |
| Application Approved But Not Accepted | 354 | $71,350,000 | $201,000 | $3,675,000 | $141,000 | $1,999,000 |
| Application Denied By Financial Institution | 345 | $33,585,000 | $97,000 | $2,005,000 | $83,000 | $600,000 |
| Application Withdrawn By Applicant | 105 | $11,845,000 | $112,000 | $1,005,000 | $109,000 | $420,000 |
| File Closed For Incompleteness | 90 | $13,460,000 | $149,000 | $1,205,000 | $128,000 | $1,500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,011 | $620,065,000 | $205,000 | $4,005,000 | $140,000 | $3,183,000 |
| Debt-To-Income Ratio | 427 | $73,765,000 | $172,000 | $2,005,000 | $61,000 | $308,000 |
| Credit History | 316 | $39,160,000 | $123,000 | $465,000 | $77,000 | $600,000 |
| Collateral | 42 | $2,960,000 | $70,000 | $285,000 | $108,000 | $486,000 |
| Employment History | 34 | $4,550,000 | $133,000 | $375,000 | $61,000 | $140,000 |
| Other | 9 | $1,585,000 | $176,000 | $635,000 | $129,000 | $350,000 |
| Unverifiable Information | 7 | $1,015,000 | $145,000 | $285,000 | $30,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $190,000 | $95,000 | $95,000 | $84,000 | $106,000 |
| Credit Application Incomplete | 1 | $85,000 | $85,000 | $85,000 | $180,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amarillo National Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amarillo National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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