2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Altra Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,063 |
| Total Mortgage Loan Application Amount | $545,058,000 |
| Average Mortgage Loan Application Amount | $112,000 |
| Highest Mortgage Loan Application Amount | $4,281,000 |
| Average Applicant Income | $83,666 |
| Highest Applicant Income | $1,775,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Acadia County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 72,000 |
| Adams County Colorado | 2 | $ 308,000 | $ 154,000 | $ 77,000 |
| Adams County Wisconsin | 3 | $ 513,000 | $ 171,000 | $ 111,000 |
| Alachua County Florida | 1 | $ 279,000 | $ 279,000 | $ 150,000 |
| Allamakee County Iowa | 8 | $ 807,000 | $ 100,000 | $ 65,000 |
| Allegheny County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 83,000 |
| Anderson County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 69,000 |
| Anderson County Texas | 2 | $ 902,000 | $ 451,000 | $ 248,000 |
| Androscoggin County Maine | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Angelina County Texas | 4 | $ 553,000 | $ 138,000 | $ 95,000 |
| Anoka County Minnesota | 3 | $ 765,000 | $ 255,000 | $ 150,000 |
| Arapahoe County Colorado | 1 | $ 134,000 | $ 134,000 | $ 111,000 |
| Ashland County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Barren County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 66,000 |
| Barron County Wisconsin | 6 | $ 861,000 | $ 143,000 | $ 113,000 |
| Bay County Florida | 1 | $ 99,000 | $ 99,000 | $ 75,000 |
| Bayfield County Wisconsin | 2 | $ 245,000 | $ 122,000 | $ 132,000 |
| Bell County Texas | 1 | $ 70,000 | $ 70,000 | $ 57,000 |
| Benton County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Benton County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 58,000 |
| Black Hawk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Blue Earth County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 54,000 |
| Bossier County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Bourbon County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 110,000 |
| Broomfield County Colorado | 1 | $ 243,000 | $ 243,000 | $ 168,000 |
| Broward County Florida | 1 | $ 86,000 | $ 86,000 | $ 120,000 |
| Brown County Wisconsin | 6 | $ 1,024,000 | $ 170,000 | $ 122,000 |
| Bucks County Pennsylvania | 5 | $ 584,000 | $ 116,000 | $ 49,000 |
| Buffalo County Wisconsin | 24 | $ 3,222,000 | $ 134,000 | $ 71,000 |
| Bullitt County Kentucky | 2 | $ 244,000 | $ 122,000 | $ 96,000 |
| Burlington County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Burnett County Wisconsin | 2 | $ 584,000 | $ 292,000 | $ 194,000 |
| Calcasieu County Louisiana | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Calumet County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 59,000 |
| Cameron County Texas | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Camp County Texas | 2 | $ 201,000 | $ 100,000 | $ 56,000 |
| Carbon County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 47,000 |
| Cass County Minnesota | 1 | $ 552,000 | $ 552,000 | $ 368,000 |
| Charlotte County Florida | 1 | $ 104,000 | $ 104,000 | $ 100,000 |
| Cheatham County Tennessee | 5 | $ 674,000 | $ 134,000 | $ 98,000 |
| Cherokee County Texas | 35 | $ 4,924,000 | $ 140,000 | $ 75,000 |
| Chippewa County Wisconsin | 7 | $ 873,000 | $ 124,000 | $ 86,000 |
| Chisago County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 151,000 |
| Christian County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 84,000 |
| Clark County Kentucky | 6 | $ 847,000 | $ 141,000 | $ 116,000 |
| Clark County Wisconsin | 3 | $ 350,000 | $ 116,000 | $ 91,000 |
| Clayton County Iowa | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Cobb County Georgia | 1 | $ 30,000 | $ 30,000 | $ 108,000 |
| Collier County Florida | 1 | $ 62,000 | $ 62,000 | $ 61,000 |
| Collin County Texas | 4 | $ 746,000 | $ 186,000 | $ 115,000 |
| Cook County Illinois | 1 | $ 482,000 | $ 482,000 | $ 123,000 |
| Crawford County Arkansas | 3 | $ 246,000 | $ 82,000 | $ 54,000 |
| Crawford County Wisconsin | 4 | $ 340,000 | $ 85,000 | $ 68,000 |
| Dakota County Minnesota | 5 | $ 864,000 | $ 172,000 | $ 104,000 |
| Dallas County Texas | 6 | $ 1,521,000 | $ 253,000 | $ 147,000 |
| Dane County Wisconsin | 12 | $ 2,116,000 | $ 176,000 | $ 121,000 |
| Davidson County Tennessee | 7 | $ 1,367,000 | $ 195,000 | $ 94,000 |
| Denton County Texas | 3 | $ 444,000 | $ 148,000 | $ 130,000 |
| Denver County Colorado | 1 | $ 40,000 | $ 40,000 | $ 180,000 |
| Des Moines County Iowa | 3 | $ 235,000 | $ 78,000 | $ 68,000 |
| Dodge County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 104,000 |
| Dodge County Wisconsin | 1 | $ 154,000 | $ 154,000 | $ 65,000 |
| Douglas County Wisconsin | 5 | $ 503,000 | $ 100,000 | $ 68,000 |
| Dunn County Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 76,000 |
| DuPage County Illinois | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| East Baton Rouge County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 310,000 |
| Eau Claire County Wisconsin | 3 | $ 356,000 | $ 118,000 | $ 64,000 |
| Estill County Kentucky | 2 | $ 33,000 | $ 16,000 | $ 41,000 |
| Fayette County Kentucky | 21 | $ 2,271,000 | $ 108,000 | $ 61,000 |
| Fillmore County Minnesota | 19 | $ 2,271,000 | $ 119,000 | $ 64,000 |
| Floyd County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 62,000 |
| Fort Bend County Texas | 3 | $ 390,000 | $ 130,000 | $ 112,000 |
| Franklin County Kentucky | 2 | $ 193,000 | $ 96,000 | $ 100,000 |
| Freestone County Texas | 1 | $ 43,000 | $ 43,000 | $ 80,000 |
| Fremont County Colorado | 1 | $ 69,000 | $ 69,000 | $ 71,000 |
| Fresno County California | 1 | $ 79,000 | $ 79,000 | $ 78,000 |
| Galveston County Texas | 3 | $ 747,000 | $ 249,000 | $ 133,000 |
| Garfield County Colorado | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Garrard County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 79,000 |
| Gibson County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 86,000 |
| Goodhue County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 119,000 |
| Grant County Wisconsin | 1 | $ 246,000 | $ 246,000 | $ 65,000 |
| Gregg County Texas | 10 | $ 1,050,000 | $ 105,000 | $ 108,000 |
| Guilford County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Hall County Georgia | 1 | $ 28,000 | $ 28,000 | $ 52,000 |
| Hardeman County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 99,000 |
| Harris County Texas | 10 | $ 1,430,000 | $ 143,000 | $ 98,000 |
| Harrison County Kentucky | 2 | $ 98,000 | $ 49,000 | $ 73,000 |
| Harrison County Texas | 1 | $ 260,000 | $ 260,000 | $ 129,000 |
| Henderson County Texas | 13 | $ 1,226,000 | $ 94,000 | $ 89,000 |
| Hendricks County Indiana | 1 | $ 100,000 | $ 100,000 | $ 197,000 |
| Hennepin County Minnesota | 14 | $ 3,287,000 | $ 234,000 | $ 125,000 |
| Hot Spring County Arkansas | 1 | $ 28,000 | $ 28,000 | $ 71,000 |
| Houston County Minnesota | 189 | $ 24,616,000 | $ 130,000 | $ 72,000 |
| Houston County Tennessee | 2 | $ 103,000 | $ 51,000 | $ 50,000 |
| Iron County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Isanti County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 55,000 |
| Itasca County Minnesota | 1 | $ 604,000 | $ 604,000 | $ 235,000 |
| Jackson County Wisconsin | 11 | $ 1,511,000 | $ 137,000 | $ 94,000 |
| Jessamine County Kentucky | 2 | $ 216,000 | $ 108,000 | $ 67,000 |
| Johnson County Kansas | 1 | $ 83,000 | $ 83,000 | $ 127,000 |
| Johnson County Kentucky | 2 | $ 99,000 | $ 49,000 | $ 65,000 |
| Johnson County Texas | 1 | $ 186,000 | $ 186,000 | $ 62,000 |
| Juneau County Wisconsin | 8 | $ 1,001,000 | $ 125,000 | $ 135,000 |
| Kalamazoo County Michigan | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Kaufman County Texas | 1 | $ 127,000 | $ 127,000 | $ 66,000 |
| Kittson County Minnesota | 1 | $ 29,000 | $ 29,000 | $ 27,000 |
| Knox County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 77,000 |
| La Crosse County Wisconsin | 2,138 | $ 290,026,000 | $ 135,000 | $ 85,000 |
| Lake County Florida | 1 | $ 146,000 | $ 146,000 | $ 110,000 |
| Le Flore County Oklahoma | 3 | $ 121,000 | $ 40,000 | $ 52,000 |
| Lee County Florida | 2 | $ 506,000 | $ 253,000 | $ 128,000 |
| Lenawee County Michigan | 1 | $ 42,000 | $ 42,000 | $ 93,000 |
| Leon County Florida | 1 | $ 314,000 | $ 314,000 | $ 202,000 |
| Lincoln County Missouri | 1 | $ 69,000 | $ 69,000 | $ 51,000 |
| Linn County Iowa | 1 | $ 154,000 | $ 154,000 | $ 66,000 |
| Los Angeles County California | 2 | $ 145,000 | $ 72,000 | $ 77,000 |
| Madison County Illinois | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Madison County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Marathon County Wisconsin | 6 | $ 952,000 | $ 158,000 | $ 94,000 |
| Marquette County Wisconsin | 2 | $ 205,000 | $ 102,000 | $ 89,000 |
| Marshall County Tennessee | 2 | $ 124,000 | $ 62,000 | $ 75,000 |
| McLennan County Texas | 1 | $ 213,000 | $ 213,000 | $ 117,000 |
| Mecklenburg County North Carolina | 2 | $ 296,000 | $ 148,000 | $ 148,000 |
| Menominee County Wisconsin | 1 | $ 246,000 | $ 246,000 | $ 148,000 |
| Mercer County New Jersey | 9 | $ 618,000 | $ 68,000 | $ 54,000 |
| Milwaukee County Wisconsin | 7 | $ 1,052,000 | $ 150,000 | $ 137,000 |
| Monroe County Wisconsin | 59 | $ 7,537,000 | $ 127,000 | $ 72,000 |
| Montgomery County Kentucky | 2 | $ 59,000 | $ 29,000 | $ 47,000 |
| Montgomery County Pennsylvania | 2 | $ 69,000 | $ 34,000 | $ 53,000 |
| Montgomery County Tennessee | 216 | $ 23,855,000 | $ 110,000 | $ 73,000 |
| Montgomery County Texas | 1 | $ 59,000 | $ 59,000 | $ 97,000 |
| Mower County Minnesota | 2 | $ 222,000 | $ 111,000 | $ 114,000 |
| Multnomah County Oregon | 1 | $ 209,000 | $ 209,000 | $ 78,000 |
| Navarro County Texas | 3 | $ 430,000 | $ 143,000 | $ 109,000 |
| Nueces County Texas | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Oconto County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
| Oklahoma County Oklahoma | 2 | $ 550,000 | $ 275,000 | $ 144,000 |
| Olmsted County Minnesota | 12 | $ 1,677,000 | $ 139,000 | $ 69,000 |
| Oneida County Wisconsin | 2 | $ 398,000 | $ 199,000 | $ 108,000 |
| Outagamie County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 96,000 |
| Ozaukee County Wisconsin | 2 | $ 564,000 | $ 282,000 | $ 161,000 |
| Palm Beach County Florida | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Panola County Texas | 2 | $ 102,000 | $ 51,000 | $ 60,000 |
| Pepin County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 112,000 |
| Pettis County Missouri | 1 | $ 37,000 | $ 37,000 | $ 92,000 |
| Pierce County Wisconsin | 3 | $ 4,727,000 | $ 1,575,000 | $ 69,000 |
| Portage County Wisconsin | 2 | $ 313,000 | $ 156,000 | $ 94,000 |
| Powell County Kentucky | 2 | $ 179,000 | $ 89,000 | $ 75,000 |
| Pueblo County Colorado | 13 | $ 1,878,000 | $ 144,000 | $ 82,000 |
| Ramsey County Minnesota | 8 | $ 1,298,000 | $ 162,000 | $ 88,000 |
| Randall County Texas | 1 | $ 172,000 | $ 172,000 | $ 90,000 |
| Richland County Wisconsin | 6 | $ 773,000 | $ 128,000 | $ 91,000 |
| Robertson County Tennessee | 3 | $ 467,000 | $ 155,000 | $ 88,000 |
| Rock County Wisconsin | 2 | $ 302,000 | $ 151,000 | $ 89,000 |
| Rockcastle County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
| Rowan County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 108,000 |
| Rusk County Texas | 3 | $ 201,000 | $ 67,000 | $ 62,000 |
| Rusk County Wisconsin | 1 | $ 236,000 | $ 236,000 | $ 88,000 |
| Rutherford County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 61,000 |
| Saline County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 68,000 |
| Saratoga County New York | 1 | $ 21,000 | $ 21,000 | $ 120,000 |
| Sauk County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 68,000 |
| Sawyer County Wisconsin | 4 | $ 803,000 | $ 200,000 | $ 193,000 |
| Scott County Iowa | 2 | $ 353,000 | $ 176,000 | $ 103,000 |
| Scott County Kentucky | 3 | $ 387,000 | $ 129,000 | $ 76,000 |
| Scott County Minnesota | 3 | $ 486,000 | $ 162,000 | $ 68,000 |
| Sebastian County Arkansas | 7 | $ 700,000 | $ 100,000 | $ 69,000 |
| Seminole County Florida | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Sequoyah County Oklahoma | 2 | $ 111,000 | $ 55,000 | $ 52,000 |
| Shelby County Kentucky | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
| Smith County Texas | 388 | $ 53,460,000 | $ 137,000 | $ 96,000 |
| Somerset County New Jersey | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| St. Croix County Wisconsin | 3 | $ 692,000 | $ 230,000 | $ 87,000 |
| St. Louis County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 136,000 |
| St. Tammany County Louisiana | 1 | $ 167,000 | $ 167,000 | $ 106,000 |
| Stewart County Tennessee | 10 | $ 848,000 | $ 84,000 | $ 69,000 |
| Story County Iowa | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Summit County Colorado | 5 | $ 1,233,000 | $ 246,000 | $ 213,000 |
| Sumter County Florida | 1 | $ 312,000 | $ 312,000 | $ 92,000 |
| Sussex County New Jersey | 1 | $ 18,000 | $ 18,000 | $ 70,000 |
| Tarrant County Texas | 10 | $ 1,264,000 | $ 126,000 | $ 100,000 |
| Tattnall County Georgia | 1 | $ 58,000 | $ 58,000 | $ 63,000 |
| Titus County Texas | 1 | $ 40,000 | $ 40,000 | $ 104,000 |
| Todd County Kentucky | 2 | $ 167,000 | $ 83,000 | $ 48,000 |
| Toombs County Georgia | 2 | $ 213,000 | $ 106,000 | $ 163,000 |
| Trempealeau County Wisconsin | 81 | $ 10,907,000 | $ 134,000 | $ 77,000 |
| Trigg County Kentucky | 2 | $ 187,000 | $ 93,000 | $ 55,000 |
| Tulsa County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Upshur County Texas | 2 | $ 144,000 | $ 72,000 | $ 95,000 |
| Van Zandt County Texas | 5 | $ 751,000 | $ 150,000 | $ 98,000 |
| Vernon County Wisconsin | 144 | $ 17,506,000 | $ 121,000 | $ 75,000 |
| Vilas County Wisconsin | 2 | $ 354,000 | $ 177,000 | $ 266,000 |
| Volusia County Florida | 1 | $ 32,000 | $ 32,000 | $ 63,000 |
| Wabasha County Minnesota | 6 | $ 825,000 | $ 137,000 | $ 119,000 |
| Washburn County Wisconsin | 1 | $ 296,000 | $ 296,000 | $ 548,000 |
| Washington County Arkansas | 2 | $ 282,000 | $ 141,000 | $ 71,000 |
| Washington County Minnesota | 6 | $ 1,506,000 | $ 251,000 | $ 165,000 |
| Washington County Texas | 1 | $ 238,000 | $ 238,000 | $ 114,000 |
| Waukesha County Wisconsin | 3 | $ 762,000 | $ 254,000 | $ 100,000 |
| Waushara County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Webb County Texas | 2 | $ 152,000 | $ 76,000 | $ 180,000 |
| Williamson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Williamson County Texas | 2 | $ 392,000 | $ 196,000 | $ 118,000 |
| Wilson County Tennessee | 1 | $ 271,000 | $ 271,000 | $ 105,000 |
| Winnebago County Wisconsin | 2 | $ 486,000 | $ 243,000 | $ 134,000 |
| Winona County Minnesota | 232 | $ 26,969,000 | $ 116,000 | $ 69,000 |
| Wood County Texas | 5 | $ 265,000 | $ 53,000 | $ 58,000 |
| Woodford County Kentucky | 2 | $ 146,000 | $ 73,000 | $ 142,000 |
| Wright County Minnesota | 1 | $ 504,000 | $ 504,000 | $ 230,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2012
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,096 | $421,202,000 | $136,000 | $4,281,000 | $85,000 | $822,000 |
| Home Purchase | 795 | $114,005,000 | $143,000 | $960,000 | $84,000 | $1,775,000 |
| Home Improvement | 172 | $9,851,000 | $57,000 | $600,000 | $82,000 | $347,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,732 | $503,305,000 | $134,000 | $4,281,000 | $85,000 | $1,775,000 |
| Not Provided | 123 | $17,579,000 | $142,000 | $396,000 | $80,000 | $386,000 |
| Black or African American | 78 | $7,720,000 | $98,000 | $400,000 | $72,000 | $488,000 |
| Hispanic | 62 | $5,744,000 | $92,000 | $263,000 | $77,000 | $270,000 |
| Asian | 53 | $7,959,000 | $150,000 | $400,000 | $86,000 | $269,000 |
| American Indian or Alaskan Native | 10 | $1,762,000 | $176,000 | $314,000 | $148,000 | $476,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $989,000 | $197,000 | $360,000 | $129,000 | $325,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,000 | $536,612,000 | $134,000 | $4,281,000 | $85,000 | $1,775,000 |
| FHA-insured (Federal Housing Administration) | 36 | $4,379,000 | $121,000 | $263,000 | $54,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 27 | $4,067,000 | $150,000 | $310,000 | $67,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,266 | $443,640,000 | $135,000 | $4,281,000 | $87,000 | $1,775,000 |
| Application Withdrawn By Applicant | 573 | $77,485,000 | $135,000 | $680,000 | $79,000 | $519,000 |
| Application Denied By Financial Institution | 197 | $22,424,000 | $113,000 | $372,000 | $58,000 | $294,000 |
| File Closed For Incompleteness | 25 | $1,342,000 | $53,000 | $266,000 | $58,000 | $124,000 |
| Application Approved But Not Accepted | 2 | $167,000 | $83,000 | $90,000 | $66,000 | $83,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 68 | $8,764,000 | $128,000 | $330,000 | $46,000 | $146,000 |
| Collateral | 39 | $5,067,000 | $129,000 | $372,000 | $73,000 | $232,000 |
| Credit History | 37 | $4,041,000 | $109,000 | $275,000 | $65,000 | $210,000 |
| Unverifiable Information | 4 | $588,000 | $147,000 | $213,000 | $58,000 | $117,000 |
| Other | 3 | $465,000 | $155,000 | $196,000 | $91,000 | $121,000 |
| Employment History | 3 | $254,000 | $84,000 | $103,000 | $28,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $261,000 | $87,000 | $101,000 | $68,000 | $68,000 |
| Mortgage Insurance Denied | 1 | $144,000 | $144,000 | $144,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 1 | $165,000 | $165,000 | $165,000 | $41,000 | $41,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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