Allfirst Bank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Allfirst Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Allfirst Bank
One M&T Plaza
Buffalo, NY 14203
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 3,184
Total Mortgage Loan Application Amount $297,608,000
Average Mortgage Loan Application Amount $99,136
Highest Mortgage Loan Application Amount $1,307,000
Average Applicant Income $55,409
Highest Applicant Income $9,100,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Allfirst Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
York County Pennsylvania 464 $ 36,454,000 $ 78,000 $ 172,000
Baltimore County Maryland 232 $ 23,726,000 $ 102,000 $ 87,000
Dauphin County Pennsylvania 212 $ 15,894,000 $ 74,000 $ 54,000
Berks County Pennsylvania 182 $ 12,065,000 $ 66,000 $ 51,000
Anne Arundel County Maryland 154 $ 20,539,000 $ 133,000 $ 125,000
Lancaster County Pennsylvania 131 $ 13,214,000 $ 100,000 $ 63,000
Cumberland County Pennsylvania 127 $ 11,729,000 $ 92,000 $ 74,000
Baltimore City County Maryland 119 $ 9,807,000 $ 82,000 $ 56,000
Harford County Maryland 112 $ 10,951,000 $ 97,000 $ 83,000
Prince George's County Maryland 108 $ 12,395,000 $ 114,000 $ 68,000
Franklin County Pennsylvania 106 $ 7,634,000 $ 72,000 $ 57,000
Washington County Maryland 97 $ 8,815,000 $ 90,000 $ 58,000
Montgomery County Maryland 95 $ 14,113,000 $ 148,000 $ 105,000
Carroll County Maryland 83 $ 9,222,000 $ 111,000 $ 81,000
Frederick County Maryland 83 $ 8,893,000 $ 107,000 $ 74,000
Lehigh County Pennsylvania 82 $ 6,299,000 $ 76,000 $ 61,000
Wicomico County Maryland 77 $ 5,583,000 $ 72,000 $ 54,000
Lebanon County Pennsylvania 77 $ 5,123,000 $ 66,000 $ 59,000
Adams County Pennsylvania 63 $ 5,700,000 $ 90,000 $ 59,000
Howard County Maryland 48 $ 7,006,000 $ 145,000 $ 131,000
Charles County Maryland 41 $ 4,726,000 $ 115,000 $ 75,000
District of Columbia County District Of Columbia 39 $ 4,177,000 $ 107,000 $ 63,000
Calvert County Maryland 35 $ 3,676,000 $ 105,000 $ 72,000
Northampton County Pennsylvania 35 $ 2,572,000 $ 73,000 $ 71,000
Cecil County Maryland 32 $ 2,868,000 $ 89,000 $ 68,000
Montgomery County Pennsylvania 31 $ 2,394,000 $ 77,000 $ 46,000
Worcester County Maryland 29 $ 2,752,000 $ 94,000 $ 78,000
Queen Anne's County Maryland 25 $ 2,657,000 $ 106,000 $ 85,000
Fairfax County Virginia 24 $ 3,503,000 $ 145,000 $ 87,000
Sussex County Delaware 23 $ 1,920,000 $ 83,000 $ 69,000
Chester County Pennsylvania 20 $ 2,531,000 $ 126,000 $ 59,000
St. Mary's County Maryland 18 $ 1,641,000 $ 91,000 $ 75,000
Perry County Pennsylvania 16 $ 1,319,000 $ 82,000 $ 74,000
Caroline County Maryland 15 $ 1,136,000 $ 75,000 $ 47,000
Loudoun County Virginia 11 $ 1,838,000 $ 167,000 $ 96,000
Allegheny County Pennsylvania 9 $ 571,000 $ 63,000 $ 63,000
Dorchester County Maryland 7 $ 354,000 $ 50,000 $ 48,000
Arlington County Virginia 7 $ 957,000 $ 136,000 $ 51,000
Morgan County West Virginia 7 $ 639,000 $ 91,000 $ 43,000
Bucks County Pennsylvania 6 $ 580,000 $ 96,000 $ 84,000
Carbon County Pennsylvania 5 $ 394,000 $ 78,000 $ 71,000
Delaware County Pennsylvania 5 $ 406,000 $ 81,000 $ 102,000
Schuylkill County Pennsylvania 5 $ 275,000 $ 55,000 $ 46,000
Prince William County Virginia 5 $ 579,000 $ 115,000 $ 77,000
Somerset County Maryland 4 $ 473,000 $ 118,000 $ 72,000
Talbot County Maryland 4 $ 487,000 $ 121,000 $ 99,000
Fulton County Pennsylvania 4 $ 291,000 $ 72,000 $ 50,000
Luzerne County Pennsylvania 4 $ 130,000 $ 32,000 $ 71,000
Westmoreland County Pennsylvania 4 $ 375,000 $ 93,000 $ 69,000
Alexandria County Virginia 4 $ 503,000 $ 125,000 $ 41,000
Berkeley County West Virginia 4 $ 276,000 $ 69,000 $ 61,000
Bedford County Pennsylvania 3 $ 275,000 $ 91,000 $ 49,000
Cambria County Pennsylvania 3 $ 161,000 $ 53,000 $ 59,000
Indiana County Pennsylvania 3 $ 93,000 $ 31,000 $ 50,000
New Castle County Delaware 2 $ 335,000 $ 167,000 $ 116,000
Garrett County Maryland 2 $ 596,000 $ 298,000 $ 237,000
Lackawanna County Pennsylvania 2 $ 191,000 $ 95,000 $ 77,000
Northumberland County Pennsylvania 2 $ 141,000 $ 70,000 $ 49,000
Pike County Pennsylvania 2 $ 128,000 $ 64,000 $ 70,000
Wayne County Pennsylvania 2 $ 98,000 $ 49,000 $ 97,000
Accomack County Virginia 2 $ 129,000 $ 64,000 $ 52,000
Frederick County Virginia 2 $ 143,000 $ 71,000 $ 166,000
Kent County Delaware 1 $ 120,000 $ 120,000 $ 44,000
Palm Beach County Florida 1 $ 214,000 $ 214,000 $ 0
Kent County Maryland 1 $ 500,000 $ 500,000 $ 157,000
Hillsborough County New Hampshire 1 $ 110,000 $ 110,000 $ 0
Burlington County New Jersey 1 $ 97,000 $ 97,000 $ 65,000
Gloucester County New Jersey 1 $ 128,000 $ 128,000 $ 78,000
Beaver County Pennsylvania 1 $ 25,000 $ 25,000 $ 52,000
Butler County Pennsylvania 1 $ 75,000 $ 75,000 $ 110,000
Clarion County Pennsylvania 1 $ 67,000 $ 67,000 $ 30,000
Clinton County Pennsylvania 1 $ 44,000 $ 44,000 $ 27,000
Crawford County Pennsylvania 1 $ 128,000 $ 128,000 $ 90,000
Elk County Pennsylvania 1 $ 26,000 $ 26,000 $ 66,000
Forest County Pennsylvania 1 $ 125,000 $ 125,000 $ 63,000
Huntingdon County Pennsylvania 1 $ 23,000 $ 23,000 $ 60,000
Juniata County Pennsylvania 1 $ 48,000 $ 48,000 $ 55,000
Mercer County Pennsylvania 1 $ 149,000 $ 149,000 $ 90,000
Mifflin County Pennsylvania 1 $ 148,000 $ 148,000 $ 67,000
Monroe County Pennsylvania 1 $ 57,000 $ 57,000 $ 47,000
Philadelphia County Pennsylvania 1 $ 35,000 $ 35,000 $ 25,000
Potter County Pennsylvania 1 $ 133,000 $ 133,000 $ 40,000
Snyder County Pennsylvania 1 $ 10,000 $ 10,000 $ 72,000
Sullivan County Pennsylvania 1 $ 110,000 $ 110,000 $ 263,000
Susquehanna County Pennsylvania 1 $ 71,000 $ 71,000 $ 92,000
Tioga County Pennsylvania 1 $ 42,000 $ 42,000 $ 100,000
Warren County Pennsylvania 1 $ 108,000 $ 108,000 $ 97,000
Washington County Pennsylvania 1 $ 74,000 $ 74,000 $ 154,000
King George County Virginia 1 $ 175,000 $ 175,000 $ 108,000
Manassas County Virginia 1 $ 36,000 $ 36,000 $ 66,000
Jefferson County West Virginia 1 $ 278,000 $ 278,000 $ 84,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Allfirst Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 2,682 $267,811,000 $124,875 $1,304,000 $68,250 $9,100,000
Home Improvement (one-to-four family) 314 $7,276,000 $23,600 $200,000 $75,800 $288,000
Home Purchase (one-to-four family) 186 $22,242,000 $112,142 $1,307,000 $42,000 $693,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 2 $279,000 $139,500 $184,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,991 $185,450,000 $128,750 $1,307,000 $68,500 $1,200,000
Information not provided by applicant in mail or telephone application 748 $66,862,000 $94,714 $839,000 $70,285 $2,907,000
Black 171 $15,162,000 $86,250 $480,000 $79,250 $752,000
Not applicable 115 $13,472,000 $119,800 $272,000 $57,600 $9,100,000
Hispanic 61 $5,701,000 $107,250 $848,000 $47,750 $421,000
Asian or Pacific Islander 37 $4,408,000 $120,750 $597,000 $84,500 $323,000
Other 31 $3,511,000 $115,000 $422,000 $81,000 $857,000
American Indian or Alaskan Native 30 $3,042,000 $114,250 $310,000 $141,250 $3,384,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,161 $294,700,000 $116,777 $1,307,000 $56,777 $9,100,000
FHA-insured (Federal Housing Administration) 18 $2,237,000 $139,250 $249,000 $27,500 $108,000
VA-guaranteed (Veterans Administration) 5 $671,000 $123,666 $204,000 $82,333 $99,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,767 $164,257,000 $121,000 $1,307,000 $74,125 $9,100,000
Application Denied By Financial Institution 772 $65,882,000 $86,500 $500,000 $62,333 $752,000
Application Approved But Not Accepted 351 $32,640,000 $107,000 $470,000 $75,200 $1,200,000
Loan Purchased By The Institution 109 $12,710,000 $119,200 $272,000 $0 $0
Application Withdrawn By Applicant 96 $13,228,000 $157,600 $848,000 $81,200 $311,000
File Closed For Incompleteness 89 $8,891,000 $95,000 $361,000 $69,666 $480,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List