Allegacy Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Allegacy Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Allegacy Federal Credit Union P O Box 26043 Winston-Salem, NC 27114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,088 |
| Total Mortgage Loan Application Amount | $460,290,000 |
| Average Mortgage Loan Application Amount | $183,600 |
| Highest Mortgage Loan Application Amount | $3,415,000 |
| Average Applicant Income | $147,000 |
| Highest Applicant Income | $7,166,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Forsyth County North Carolina | 1,033 | $ 128,045,000 | $ 123,000 | $ 108,000 |
| Mecklenburg County North Carolina | 257 | $ 57,005,000 | $ 221,000 | $ 231,000 |
| Guilford County North Carolina | 227 | $ 30,455,000 | $ 134,000 | $ 136,000 |
| Davidson County North Carolina | 189 | $ 20,315,000 | $ 107,000 | $ 109,000 |
| Stokes County North Carolina | 169 | $ 15,935,000 | $ 94,000 | $ 81,000 |
| Davie County North Carolina | 152 | $ 19,690,000 | $ 129,000 | $ 116,000 |
| Surry County North Carolina | 94 | $ 13,130,000 | $ 139,000 | $ 102,000 |
| Yadkin County North Carolina | 85 | $ 8,335,000 | $ 98,000 | $ 98,000 |
| Wake County North Carolina | 61 | $ 13,415,000 | $ 219,000 | $ 217,000 |
| Iredell County North Carolina | 59 | $ 10,865,000 | $ 184,000 | $ 133,000 |
| Union County North Carolina | 49 | $ 12,235,000 | $ 249,000 | $ 362,000 |
| Cabarrus County North Carolina | 33 | $ 5,775,000 | $ 175,000 | $ 136,000 |
| Randolph County North Carolina | 32 | $ 3,090,000 | $ 96,000 | $ 85,000 |
| Rowan County North Carolina | 22 | $ 2,650,000 | $ 120,000 | $ 112,000 |
| Lancaster County South Carolina | 20 | $ 8,640,000 | $ 432,000 | $ 214,000 |
| York County South Carolina | 20 | $ 3,770,000 | $ 188,000 | $ 192,000 |
| Cherokee County Georgia | 18 | $ 2,830,000 | $ 157,000 | $ 166,000 |
| DeKalb County Georgia | 17 | $ 2,985,000 | $ 175,000 | $ 330,000 |
| Lincoln County North Carolina | 16 | $ 6,880,000 | $ 430,000 | $ 188,000 |
| Cobb County Georgia | 15 | $ 2,125,000 | $ 141,000 | $ 203,000 |
| Fulton County Georgia | 15 | $ 3,225,000 | $ 215,000 | $ 239,000 |
| Brunswick County North Carolina | 15 | $ 3,995,000 | $ 266,000 | $ 200,000 |
| Chatham County North Carolina | 14 | $ 4,980,000 | $ 355,000 | $ 245,000 |
| Gaston County North Carolina | 14 | $ 1,900,000 | $ 135,000 | $ 121,000 |
| Catawba County North Carolina | 13 | $ 2,315,000 | $ 178,000 | $ 223,000 |
| New Hanover County North Carolina | 13 | $ 2,415,000 | $ 185,000 | $ 254,000 |
| Rockingham County North Carolina | 12 | $ 1,290,000 | $ 107,000 | $ 87,000 |
| Horry County South Carolina | 11 | $ 1,235,000 | $ 112,000 | $ 134,000 |
| Gwinnett County Georgia | 10 | $ 800,000 | $ 80,000 | $ 97,000 |
| Charleston County South Carolina | 10 | $ 2,910,000 | $ 291,000 | $ 289,000 |
| Alamance County North Carolina | 9 | $ 1,835,000 | $ 203,000 | $ 111,000 |
| Johnston County North Carolina | 9 | $ 1,845,000 | $ 205,000 | $ 138,000 |
| Watauga County North Carolina | 9 | $ 1,775,000 | $ 197,000 | $ 174,000 |
| Forsyth County Georgia | 8 | $ 1,790,000 | $ 223,000 | $ 195,000 |
| Morris County New Jersey | 8 | $ 1,720,000 | $ 215,000 | $ 198,000 |
| Greenville County South Carolina | 8 | $ 1,740,000 | $ 217,000 | $ 138,000 |
| Nassau County New York | 7 | $ 1,205,000 | $ 172,000 | $ 208,000 |
| Carteret County North Carolina | 7 | $ 1,085,000 | $ 155,000 | $ 129,000 |
| Broward County Florida | 6 | $ 950,000 | $ 158,000 | $ 173,000 |
| Monmouth County New Jersey | 6 | $ 700,000 | $ 116,000 | $ 196,000 |
| Richland County South Carolina | 6 | $ 520,000 | $ 86,000 | $ 131,000 |
| Bergen County New Jersey | 5 | $ 745,000 | $ 149,000 | $ 639,000 |
| Suffolk County New York | 5 | $ 605,000 | $ 121,000 | $ 134,000 |
| Durham County North Carolina | 5 | $ 1,485,000 | $ 297,000 | $ 209,000 |
| Orange County North Carolina | 5 | $ 665,000 | $ 133,000 | $ 233,000 |
| Lexington County South Carolina | 5 | $ 295,000 | $ 59,000 | $ 69,000 |
| San Bernardino County California | 4 | $ 920,000 | $ 230,000 | $ 228,000 |
| Brevard County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 211,000 |
| Sussex County New Jersey | 4 | $ 1,170,000 | $ 292,000 | $ 136,000 |
| Kings County New York | 4 | $ 820,000 | $ 205,000 | $ 195,000 |
| Ashe County North Carolina | 4 | $ 450,000 | $ 112,000 | $ 97,000 |
| Burke County North Carolina | 4 | $ 240,000 | $ 60,000 | $ 64,000 |
| Caldwell County North Carolina | 4 | $ 410,000 | $ 102,000 | $ 116,000 |
| Henderson County North Carolina | 4 | $ 1,290,000 | $ 322,000 | $ 170,000 |
| Moore County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 135,000 |
| Pitt County North Carolina | 4 | $ 240,000 | $ 60,000 | $ 99,000 |
| Rutherford County North Carolina | 4 | $ 570,000 | $ 142,000 | $ 133,000 |
| Wayne County North Carolina | 4 | $ 310,000 | $ 77,000 | $ 92,000 |
| Carroll County Virginia | 4 | $ 310,000 | $ 77,000 | $ 95,000 |
| Chesterfield County Virginia | 4 | $ 740,000 | $ 185,000 | $ 231,000 |
| Henry County Virginia | 4 | $ 390,000 | $ 97,000 | $ 115,000 |
| Patrick County Virginia | 4 | $ 170,000 | $ 42,000 | $ 60,000 |
| Los Angeles County California | 3 | $ 795,000 | $ 265,000 | $ 223,000 |
| Riverside County California | 3 | $ 205,000 | $ 68,000 | $ 430,000 |
| Duval County Florida | 3 | $ 1,085,000 | $ 361,000 | $ 2,573,000 |
| Hillsborough County Florida | 3 | $ 985,000 | $ 328,000 | $ 120,000 |
| Pinellas County Florida | 3 | $ 775,000 | $ 258,000 | $ 126,000 |
| Polk County Florida | 3 | $ 305,000 | $ 101,000 | $ 62,000 |
| Walton County Florida | 3 | $ 195,000 | $ 65,000 | $ 191,000 |
| Bartow County Georgia | 3 | $ 325,000 | $ 108,000 | $ 86,000 |
| Jackson County Georgia | 3 | $ 455,000 | $ 151,000 | $ 169,000 |
| Newton County Georgia | 3 | $ 625,000 | $ 208,000 | $ 168,000 |
| Paulding County Georgia | 3 | $ 485,000 | $ 161,000 | $ 101,000 |
| Essex County New Jersey | 3 | $ 545,000 | $ 181,000 | $ 103,000 |
| Middlesex County New Jersey | 3 | $ 1,385,000 | $ 461,000 | $ 188,000 |
| Union County New Jersey | 3 | $ 365,000 | $ 121,000 | $ 121,000 |
| Richmond County New York | 3 | $ 885,000 | $ 295,000 | $ 181,000 |
| Buncombe County North Carolina | 3 | $ 865,000 | $ 288,000 | $ 178,000 |
| Onslow County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 122,000 |
| Wilson County North Carolina | 3 | $ 215,000 | $ 71,000 | $ 77,000 |
| Chester County Pennsylvania | 3 | $ 105,000 | $ 35,000 | $ 131,000 |
| Beaufort County South Carolina | 3 | $ 555,000 | $ 185,000 | $ 151,000 |
| Fairfax County Virginia | 3 | $ 1,165,000 | $ 388,000 | $ 676,000 |
| Grayson County Virginia | 3 | $ 415,000 | $ 138,000 | $ 120,000 |
| Prince William County Virginia | 3 | $ 415,000 | $ 138,000 | $ 323,000 |
| New Castle County Delaware | 2 | $ 650,000 | $ 325,000 | $ 157,000 |
| District of Columbia County District Of Columbia | 2 | $ 380,000 | $ 190,000 | $ 220,000 |
| Lee County Florida | 2 | $ 490,000 | $ 245,000 | $ 130,000 |
| Miami-Dade County Florida | 2 | $ 410,000 | $ 205,000 | $ 219,000 |
| Orange County Florida | 2 | $ 220,000 | $ 110,000 | $ 106,000 |
| Pasco County Florida | 2 | $ 280,000 | $ 140,000 | $ 160,000 |
| Sarasota County Florida | 2 | $ 120,000 | $ 60,000 | $ 157,000 |
| Catoosa County Georgia | 2 | $ 100,000 | $ 50,000 | $ 67,000 |
| Chatham County Georgia | 2 | $ 560,000 | $ 280,000 | $ 187,000 |
| Columbia County Georgia | 2 | $ 430,000 | $ 215,000 | $ 254,000 |
| Madison County Georgia | 2 | $ 30,000 | $ 15,000 | $ 92,000 |
| Pickens County Georgia | 2 | $ 340,000 | $ 170,000 | $ 254,000 |
| Lake County Indiana | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Baltimore City County Maryland | 2 | $ 240,000 | $ 120,000 | $ 168,000 |
| Montgomery County Maryland | 2 | $ 630,000 | $ 315,000 | $ 183,000 |
| Burlington County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 114,000 |
| Camden County New Jersey | 2 | $ 170,000 | $ 85,000 | $ 295,000 |
| Hunterdon County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| Queens County New York | 2 | $ 110,000 | $ 55,000 | $ 88,000 |
| Alexander County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 182,000 |
| Beaufort County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 130,000 |
| Cleveland County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 230,000 |
| Craven County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 73,000 |
| Harnett County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 145,000 |
| Wilkes County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| Bucks County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 99,000 |
| Luzerne County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 126,000 |
| Montgomery County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 188,000 |
| Northampton County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 181,000 |
| Chester County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 68,000 |
| Darlington County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 61,000 |
| Georgetown County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 186,000 |
| Spartanburg County South Carolina | 2 | $ 110,000 | $ 55,000 | $ 114,000 |
| Bedford County Virginia | 2 | $ 750,000 | $ 375,000 | $ 216,000 |
| Chesapeake County Virginia | 2 | $ 1,270,000 | $ 635,000 | $ 156,000 |
| Henrico County Virginia | 2 | $ 630,000 | $ 315,000 | $ 315,000 |
| Berkeley County West Virginia | 2 | $ 300,000 | $ 150,000 | $ 151,000 |
| Shelby County Alabama | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Alameda County California | 1 | $ 535,000 | $ 535,000 | $ 159,000 |
| Sacramento County California | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| El Paso County Colorado | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Jefferson County Colorado | 1 | $ 45,000 | $ 45,000 | $ 335,000 |
| Fairfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 650,000 |
| Hartford County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 186,000 |
| New Haven County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| New London County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 167,000 |
| Collier County Florida | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Escambia County Florida | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Gadsden County Florida | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Holmes County Florida | 1 | $ 125,000 | $ 125,000 | $ 187,000 |
| Lake County Florida | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Marion County Florida | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Martin County Florida | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Seminole County Florida | 1 | $ 355,000 | $ 355,000 | $ 462,000 |
| Sumter County Florida | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Volusia County Florida | 1 | $ 475,000 | $ 475,000 | $ 437,000 |
| Barrow County Georgia | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Clarke County Georgia | 1 | $ 75,000 | $ 75,000 | $ 5,908,000 |
| Douglas County Georgia | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Floyd County Georgia | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Hart County Georgia | 1 | $ 355,000 | $ 355,000 | $ 276,000 |
| Lumpkin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Muscogee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Oglethorpe County Georgia | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Rabun County Georgia | 1 | $ 105,000 | $ 105,000 | $ 322,000 |
| Spalding County Georgia | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Sumter County Georgia | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Cook County Illinois | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Cumberland County Maine | 1 | $ 355,000 | $ 355,000 | $ 137,000 |
| Carroll County Maryland | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Howard County Maryland | 1 | $ 105,000 | $ 105,000 | $ 321,000 |
| Prince George's County Maryland | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Talbot County Maryland | 1 | $ 75,000 | $ 75,000 | $ 177,000 |
| Passaic County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 327,000 |
| Somerset County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| Erie County New York | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Saratoga County New York | 1 | $ 175,000 | $ 175,000 | $ 270,000 |
| Westchester County New York | 1 | $ 275,000 | $ 275,000 | $ 494,000 |
| Alleghany County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 18,000 |
| Camden County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 109,000 |
| Caswell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Columbus County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Cumberland County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Dare County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 359,000 |
| Duplin County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Franklin County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Hyde County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 300,000 |
| Macon County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Pender County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 341,000 |
| Perquimans County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Stanly County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Warren County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Hamilton County Ohio | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Lycoming County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Philadelphia County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Pike County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Washington County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Berkeley County South Carolina | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Pickens County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 234,000 |
| Williamsburg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Loudon County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 500,000 |
| Williamson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 182,000 |
| Collin County Texas | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Harris County Texas | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Tarrant County Texas | 1 | $ 305,000 | $ 305,000 | $ 177,000 |
| Williamson County Texas | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Galax County Virginia | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Goochland County Virginia | 1 | $ 285,000 | $ 285,000 | $ 302,000 |
| Greene County Virginia | 1 | $ 55,000 | $ 55,000 | $ 163,000 |
| Loudoun County Virginia | 1 | $ 565,000 | $ 565,000 | $ 212,000 |
| Middlesex County Virginia | 1 | $ 355,000 | $ 355,000 | $ 622,000 |
| Pulaski County Virginia | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Stafford County Virginia | 1 | $ 195,000 | $ 195,000 | $ 145,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Allegacy Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 916 | $98,080,000 | $107,000 | $505,000 | $145,000 | $2,400,000 |
| Other Purpose | 877 | $82,665,000 | $94,000 | $505,000 | $129,000 | $7,166,000 |
| Refinancing | 726 | $111,380,000 | $153,000 | $705,000 | $139,000 | $2,088,000 |
| Home Purchase | 473 | $143,005,000 | $302,000 | $1,075,000 | $181,000 | $3,825,000 |
| Cash-out Refinancing | 96 | $25,160,000 | $262,000 | $3,415,000 | $141,000 | $1,228,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,929 | $276,585,000 | $143,000 | $3,415,000 | $143,000 | $7,166,000 |
| Not Provided | 611 | $99,305,000 | $162,000 | $1,075,000 | $175,000 | $3,825,000 |
| Black or African American | 298 | $35,710,000 | $119,000 | $825,000 | $103,000 | $460,000 |
| Hispanic | 138 | $19,810,000 | $143,000 | $715,000 | $105,000 | $420,000 |
| Asian | 84 | $23,770,000 | $282,000 | $725,000 | $172,000 | $583,000 |
| American Indian or Alaskan Native | 10 | $1,150,000 | $115,000 | $525,000 | $89,000 | $204,000 |
| Not applicable | 8 | $2,450,000 | $306,000 | $705,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $740,000 | $185,000 | $255,000 | $185,000 | $425,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,086 | $459,600,000 | $148,000 | $3,415,000 | $144,000 | $7,166,000 |
| FHA-insured (Federal Housing Administration) | 2 | $690,000 | $345,000 | $475,000 | $80,000 | $99,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,768 | $271,290,000 | $153,000 | $1,075,000 | $148,000 | $1,569,000 |
| Application Denied By Financial Institution | 559 | $73,575,000 | $131,000 | $3,415,000 | $117,000 | $3,825,000 |
| Application Withdrawn By Applicant | 517 | $86,375,000 | $167,000 | $825,000 | $156,000 | $7,166,000 |
| File Closed For Incompleteness | 225 | $26,875,000 | $119,000 | $565,000 | $159,000 | $5,908,000 |
| Application Approved But Not Accepted | 19 | $2,175,000 | $114,000 | $465,000 | $132,000 | $889,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,529 | $386,715,000 | $152,000 | $1,075,000 | $150,000 | $7,166,000 |
| Debt-To-Income Ratio | 275 | $34,995,000 | $127,000 | $515,000 | $77,000 | $425,000 |
| Credit History | 108 | $10,140,000 | $93,000 | $505,000 | $90,000 | $460,000 |
| Other | 103 | $19,945,000 | $193,000 | $3,415,000 | $259,000 | $3,825,000 |
| Collateral | 51 | $5,425,000 | $106,000 | $535,000 | $114,000 | $581,000 |
| Unverifiable Information | 12 | $1,190,000 | $99,000 | $305,000 | $61,000 | $184,000 |
| Credit Application Incomplete | 6 | $1,340,000 | $223,000 | $425,000 | $112,000 | $285,000 |
| Employment History | 4 | $540,000 | $135,000 | $325,000 | $156,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.