Allegacy Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Allegacy Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Allegacy Federal Credit Union P O Box 26043 Winston Salem, NC 27114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,011 |
| Total Mortgage Loan Application Amount | $86,187,000 |
| Average Mortgage Loan Application Amount | $82,666 |
| Highest Mortgage Loan Application Amount | $561,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $623,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Forsyth County North Carolina | 472 | $ 35,010,000 | $ 74,000 | $ 65,000 |
| Stokes County North Carolina | 89 | $ 5,537,000 | $ 62,000 | $ 57,000 |
| Davidson County North Carolina | 71 | $ 6,800,000 | $ 95,000 | $ 80,000 |
| Yadkin County North Carolina | 47 | $ 3,431,000 | $ 73,000 | $ 65,000 |
| Davie County North Carolina | 43 | $ 3,622,000 | $ 84,000 | $ 71,000 |
| Guilford County North Carolina | 33 | $ 3,664,000 | $ 111,000 | $ 90,000 |
| Mecklenburg County North Carolina | 33 | $ 3,766,000 | $ 114,000 | $ 100,000 |
| Surry County North Carolina | 25 | $ 2,442,000 | $ 97,000 | $ 74,000 |
| Wake County North Carolina | 9 | $ 1,240,000 | $ 137,000 | $ 127,000 |
| Morris County New Jersey | 8 | $ 961,000 | $ 120,000 | $ 151,000 |
| Union County North Carolina | 7 | $ 362,000 | $ 51,000 | $ 58,000 |
| Randolph County North Carolina | 6 | $ 438,000 | $ 73,000 | $ 61,000 |
| Iredell County North Carolina | 5 | $ 448,000 | $ 89,000 | $ 95,000 |
| Essex County New Jersey | 4 | $ 250,000 | $ 62,000 | $ 80,000 |
| Warren County New Jersey | 4 | $ 560,000 | $ 140,000 | $ 115,000 |
| Rockingham County North Carolina | 4 | $ 232,000 | $ 58,000 | $ 145,000 |
| York County South Carolina | 4 | $ 529,000 | $ 132,000 | $ 86,000 |
| Hartford County Connecticut | 3 | $ 243,000 | $ 81,000 | $ 97,000 |
| Cobb County Georgia | 3 | $ 409,000 | $ 136,000 | $ 70,000 |
| Baltimore County Maryland | 3 | $ 145,000 | $ 48,000 | $ 100,000 |
| Somerset County New Jersey | 3 | $ 129,000 | $ 43,000 | $ 130,000 |
| Sussex County New Jersey | 3 | $ 227,000 | $ 75,000 | $ 124,000 |
| Richmond County New York | 3 | $ 98,000 | $ 32,000 | $ 61,000 |
| Catawba County North Carolina | 3 | $ 165,000 | $ 55,000 | $ 44,000 |
| Rowan County North Carolina | 3 | $ 198,000 | $ 66,000 | $ 66,000 |
| Bucks County Pennsylvania | 3 | $ 418,000 | $ 139,000 | $ 97,000 |
| Palm Beach County Florida | 2 | $ 657,000 | $ 328,000 | $ 108,000 |
| Gwinnett County Georgia | 2 | $ 672,000 | $ 336,000 | $ 139,000 |
| Lake County Illinois | 2 | $ 237,000 | $ 118,000 | $ 103,000 |
| Passaic County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 152,000 |
| Saratoga County New York | 2 | $ 327,000 | $ 163,000 | $ 80,000 |
| Suffolk County New York | 2 | $ 249,000 | $ 124,000 | $ 100,000 |
| Alamance County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 60,000 |
| Alexander County North Carolina | 2 | $ 172,000 | $ 86,000 | $ 95,000 |
| Brunswick County North Carolina | 2 | $ 384,000 | $ 192,000 | $ 142,000 |
| Cabarrus County North Carolina | 2 | $ 159,000 | $ 79,000 | $ 80,000 |
| Gaston County North Carolina | 2 | $ 51,000 | $ 25,000 | $ 112,000 |
| Lincoln County North Carolina | 2 | $ 325,000 | $ 162,000 | $ 169,000 |
| New Hanover County North Carolina | 2 | $ 136,000 | $ 68,000 | $ 83,000 |
| Wilkes County North Carolina | 2 | $ 285,000 | $ 142,000 | $ 205,000 |
| Horry County South Carolina | 2 | $ 243,000 | $ 121,000 | $ 85,000 |
| Lancaster County South Carolina | 2 | $ 104,000 | $ 52,000 | $ 91,000 |
| Rockwall County Texas | 2 | $ 89,000 | $ 44,000 | $ 252,000 |
| Carroll County Virginia | 2 | $ 279,000 | $ 139,000 | $ 144,000 |
| Roanoke City County Virginia | 2 | $ 160,000 | $ 80,000 | $ 33,000 |
| San Diego County California | 1 | $ 401,000 | $ 401,000 | $ 69,000 |
| Douglas County Colorado | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| New Haven County Connecticut | 1 | $ 30,000 | $ 30,000 | $ 97,000 |
| Broward County Florida | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Charlotte County Florida | 1 | $ 97,000 | $ 97,000 | $ 75,000 |
| Duval County Florida | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Holmes County Florida | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Pinellas County Florida | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Polk County Florida | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| DeKalb County Georgia | 1 | $ 208,000 | $ 208,000 | $ 129,000 |
| Muscogee County Georgia | 1 | $ 53,000 | $ 53,000 | $ 62,000 |
| Delaware County Indiana | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Marshall County Indiana | 1 | $ 19,000 | $ 19,000 | $ 76,000 |
| Howard County Maryland | 1 | $ 493,000 | $ 493,000 | $ 449,000 |
| Dutchess County New York | 1 | $ 40,000 | $ 40,000 | $ 180,000 |
| Erie County New York | 1 | $ 80,000 | $ 80,000 | $ 151,000 |
| Jefferson County New York | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Westchester County New York | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Buncombe County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 91,000 |
| Burke County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Caldwell County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 78,000 |
| Cumberland County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 78,000 |
| Dare County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 166,000 |
| Durham County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 80,000 |
| Greene County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Harnett County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Henderson County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 44,000 |
| Johnston County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Rutherford County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 55,000 |
| Watauga County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 324,000 |
| Wilson County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 126,000 |
| Yancey County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Lackawanna County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 101,000 |
| Luzerne County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 111,000 |
| Montgomery County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 120,000 |
| Aiken County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
| Georgetown County South Carolina | 1 | $ 211,000 | $ 211,000 | $ 104,000 |
| Collin County Texas | 1 | $ 50,000 | $ 50,000 | $ 125,000 |
| Fort Bend County Texas | 1 | $ 12,000 | $ 12,000 | $ 75,000 |
| Harris County Texas | 1 | $ 44,000 | $ 44,000 | $ 42,000 |
| McLennan County Texas | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Montgomery County Texas | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
| Waller County Texas | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Chesapeake County Virginia | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Chesterfield County Virginia | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Henry County Virginia | 1 | $ 57,000 | $ 57,000 | $ 109,000 |
| Patrick County Virginia | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Roanoke County Virginia | 1 | $ 48,000 | $ 48,000 | $ 17,000 |
| Suffolk County Virginia | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Allegacy Federal Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 565 | $48,300,000 | $85,000 | $493,000 | $72,000 | $449,000 |
| Home Purchase | 237 | $30,639,000 | $129,000 | $561,000 | $81,000 | $623,000 |
| Home Improvement | 209 | $7,248,000 | $34,000 | $245,000 | $71,000 | $346,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 827 | $70,200,000 | $84,000 | $561,000 | $76,000 | $623,000 |
| Black or African American | 117 | $8,219,000 | $70,000 | $417,000 | $58,000 | $287,000 |
| Not Provided | 40 | $5,626,000 | $140,000 | $496,000 | $72,000 | $232,000 |
| Hispanic | 20 | $1,361,000 | $68,000 | $272,000 | $50,000 | $147,000 |
| Asian | 6 | $766,000 | $127,000 | $313,000 | $93,000 | $149,000 |
| American Indian or Alaskan Native | 1 | $15,000 | $15,000 | $15,000 | $71,000 | $71,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,011 | $86,187,000 | $85,000 | $561,000 | $74,000 | $623,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 714 | $58,354,000 | $81,000 | $508,000 | $76,000 | $476,000 |
| Application Denied By Financial Institution | 201 | $18,102,000 | $90,000 | $405,000 | $60,000 | $287,000 |
| Application Approved But Not Accepted | 48 | $2,268,000 | $47,000 | $135,000 | $82,000 | $240,000 |
| Application Withdrawn By Applicant | 45 | $7,345,000 | $163,000 | $561,000 | $86,000 | $623,000 |
| File Closed For Incompleteness | 3 | $118,000 | $39,000 | $75,000 | $85,000 | $106,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 80 | $7,916,000 | $98,000 | $385,000 | $59,000 | $251,000 |
| Debt-To-Income Ratio | 48 | $3,859,000 | $80,000 | $405,000 | $53,000 | $143,000 |
| Unverifiable Information | 23 | $1,474,000 | $64,000 | $287,000 | $66,000 | $175,000 |
| Collateral | 20 | $1,233,000 | $61,000 | $302,000 | $59,000 | $111,000 |
| Credit Application Incomplete | 19 | $2,790,000 | $146,000 | $325,000 | $67,000 | $213,000 |
| Other | 8 | $504,000 | $63,000 | $132,000 | $91,000 | $287,000 |
| Employment History | 1 | $45,000 | $45,000 | $45,000 | $20,000 | $20,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.