Allegacy Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Allegacy Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Allegacy Federal Credit Union P O Box 26043 Winston Salem, NC 27114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,143 |
| Total Mortgage Loan Application Amount | $141,516,000 |
| Average Mortgage Loan Application Amount | $188,785 |
| Highest Mortgage Loan Application Amount | $1,472,000 |
| Average Applicant Income | $101,321 |
| Highest Applicant Income | $630,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Forsyth County North Carolina | 566 | $ 62,285,000 | $ 110,000 | $ 63,000 |
| Davidson County North Carolina | 88 | $ 9,025,000 | $ 102,000 | $ 61,000 |
| Stokes County North Carolina | 83 | $ 7,973,000 | $ 96,000 | $ 54,000 |
| Yadkin County North Carolina | 45 | $ 4,241,000 | $ 94,000 | $ 54,000 |
| Davie County North Carolina | 43 | $ 5,155,000 | $ 119,000 | $ 69,000 |
| Surry County North Carolina | 33 | $ 3,333,000 | $ 101,000 | $ 46,000 |
| Morris County New Jersey | 31 | $ 6,023,000 | $ 194,000 | $ 104,000 |
| Guilford County North Carolina | 23 | $ 3,098,000 | $ 134,000 | $ 71,000 |
| Luzerne County Pennsylvania | 11 | $ 1,368,000 | $ 124,000 | $ 81,000 |
| Essex County New Jersey | 10 | $ 1,976,000 | $ 197,000 | $ 106,000 |
| Wake County North Carolina | 8 | $ 1,218,000 | $ 152,000 | $ 80,000 |
| Mecklenburg County North Carolina | 7 | $ 1,044,000 | $ 149,000 | $ 68,000 |
| Bergen County New Jersey | 6 | $ 2,519,000 | $ 419,000 | $ 148,000 |
| Warren County New Jersey | 5 | $ 937,000 | $ 187,000 | $ 103,000 |
| Cabarrus County North Carolina | 5 | $ 812,000 | $ 162,000 | $ 101,000 |
| Randolph County North Carolina | 4 | $ 518,000 | $ 129,000 | $ 76,000 |
| Rowan County North Carolina | 4 | $ 713,000 | $ 178,000 | $ 60,000 |
| Wilkes County North Carolina | 4 | $ 366,000 | $ 91,000 | $ 91,000 |
| Palm Beach County Florida | 3 | $ 516,000 | $ 172,000 | $ 85,000 |
| Fulton County Georgia | 3 | $ 842,000 | $ 280,000 | $ 75,000 |
| Monmouth County New Jersey | 3 | $ 705,000 | $ 235,000 | $ 77,000 |
| Passaic County New Jersey | 3 | $ 487,000 | $ 162,000 | $ 109,000 |
| Sussex County New Jersey | 3 | $ 396,000 | $ 132,000 | $ 123,000 |
| Alleghany County North Carolina | 3 | $ 322,000 | $ 107,000 | $ 117,000 |
| Brunswick County North Carolina | 3 | $ 521,000 | $ 173,000 | $ 117,000 |
| Catawba County North Carolina | 3 | $ 285,000 | $ 95,000 | $ 49,000 |
| Iredell County North Carolina | 3 | $ 434,000 | $ 144,000 | $ 57,000 |
| New Hanover County North Carolina | 3 | $ 322,000 | $ 107,000 | $ 90,000 |
| Rockingham County North Carolina | 3 | $ 258,000 | $ 86,000 | $ 87,000 |
| Horry County South Carolina | 3 | $ 247,000 | $ 82,000 | $ 63,000 |
| Fairfax County Virginia | 3 | $ 882,000 | $ 294,000 | $ 119,000 |
| Duval County Florida | 2 | $ 180,000 | $ 90,000 | $ 41,000 |
| Lee County Florida | 2 | $ 336,000 | $ 168,000 | $ 153,000 |
| Gwinnett County Georgia | 2 | $ 527,000 | $ 263,000 | $ 89,000 |
| Lake County Illinois | 2 | $ 552,000 | $ 276,000 | $ 149,000 |
| Harford County Maryland | 2 | $ 389,000 | $ 194,000 | $ 80,000 |
| Somerset County New Jersey | 2 | $ 530,000 | $ 265,000 | $ 107,000 |
| Union County New Jersey | 2 | $ 285,000 | $ 142,000 | $ 73,000 |
| Nassau County New York | 2 | $ 383,000 | $ 191,000 | $ 98,000 |
| Rockland County New York | 2 | $ 384,000 | $ 192,000 | $ 90,000 |
| Ashe County North Carolina | 2 | $ 232,000 | $ 116,000 | $ 175,000 |
| Buncombe County North Carolina | 2 | $ 204,000 | $ 102,000 | $ 37,000 |
| Bucks County Pennsylvania | 2 | $ 425,000 | $ 212,000 | $ 113,000 |
| Chesterfield County Virginia | 2 | $ 380,000 | $ 190,000 | $ 90,000 |
| Franklin County Virginia | 2 | $ 622,000 | $ 311,000 | $ 313,000 |
| Virginia Beach County Virginia | 2 | $ 127,000 | $ 63,000 | $ 222,000 |
| Madera County California | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Hartford County Connecticut | 1 | $ 210,000 | $ 210,000 | $ 94,000 |
| New Haven County Connecticut | 1 | $ 284,000 | $ 284,000 | $ 65,000 |
| Kent County Delaware | 1 | $ 145,000 | $ 145,000 | $ 138,000 |
| Broward County Florida | 1 | $ 122,000 | $ 122,000 | $ 88,000 |
| Hillsborough County Florida | 1 | $ 163,000 | $ 163,000 | $ 114,000 |
| Osceola County Florida | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Seminole County Florida | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Volusia County Florida | 1 | $ 111,000 | $ 111,000 | $ 83,000 |
| Clayton County Georgia | 1 | $ 136,000 | $ 136,000 | $ 61,000 |
| Cobb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| DeKalb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 149,000 |
| Fayette County Georgia | 1 | $ 334,000 | $ 334,000 | $ 160,000 |
| Troup County Georgia | 1 | $ 49,000 | $ 49,000 | $ 106,000 |
| DuPage County Illinois | 1 | $ 129,000 | $ 129,000 | $ 58,000 |
| Kane County Illinois | 1 | $ 406,000 | $ 406,000 | $ 180,000 |
| Dearborn County Indiana | 1 | $ 89,000 | $ 89,000 | $ 99,000 |
| Montgomery County Maryland | 1 | $ 435,000 | $ 435,000 | $ 235,000 |
| Burlington County New Jersey | 1 | $ 157,000 | $ 157,000 | $ 82,000 |
| Hunterdon County New Jersey | 1 | $ 122,000 | $ 122,000 | $ 68,000 |
| Middlesex County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 117,000 |
| Ocean County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 179,000 |
| Jefferson County New York | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Onondaga County New York | 1 | $ 162,000 | $ 162,000 | $ 69,000 |
| Orange County New York | 1 | $ 190,000 | $ 190,000 | $ 106,000 |
| Richmond County New York | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Westchester County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 338,000 |
| Alamance County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 57,000 |
| Avery County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Carteret County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 49,000 |
| Durham County North Carolina | 1 | $ 263,000 | $ 263,000 | $ 103,000 |
| Gaston County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Gates County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 18,000 |
| Haywood County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 48,000 |
| Henderson County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 51,000 |
| Orange County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 361,000 |
| Person County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Pitt County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 70,000 |
| Stanly County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 45,000 |
| Beaver County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Chester County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Cumberland County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 87,000 |
| Fayette County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 310,000 |
| Lackawanna County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 40,000 |
| Monroe County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 102,000 |
| Montgomery County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 79,000 |
| Northampton County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 90,000 |
| Pike County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 110,000 |
| Washington County Pennsylvania | 1 | $ 369,000 | $ 369,000 | $ 132,000 |
| Georgetown County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Greenville County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Orangeburg County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 44,000 |
| Brazoria County Texas | 1 | $ 232,000 | $ 232,000 | $ 105,000 |
| Denton County Texas | 1 | $ 190,000 | $ 190,000 | $ 126,000 |
| Fort Bend County Texas | 1 | $ 100,000 | $ 100,000 | $ 117,000 |
| Lubbock County Texas | 1 | $ 38,000 | $ 38,000 | $ 76,000 |
| Smith County Texas | 1 | $ 175,000 | $ 175,000 | $ 258,000 |
| Williamson County Texas | 1 | $ 104,000 | $ 104,000 | $ 103,000 |
| Albemarle County Virginia | 1 | $ 323,000 | $ 323,000 | $ 215,000 |
| Arlington County Virginia | 1 | $ 96,000 | $ 96,000 | $ 91,000 |
| Carroll County Virginia | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Floyd County Virginia | 1 | $ 72,000 | $ 72,000 | $ 69,000 |
| Hampton County Virginia | 1 | $ 89,000 | $ 89,000 | $ 61,000 |
| Hanover County Virginia | 1 | $ 143,000 | $ 143,000 | $ 79,000 |
| King George County Virginia | 1 | $ 87,000 | $ 87,000 | $ 85,000 |
| Patrick County Virginia | 1 | $ 160,000 | $ 160,000 | $ 83,000 |
| Roanoke City County Virginia | 1 | $ 109,000 | $ 109,000 | $ 30,000 |
| Smyth County Virginia | 1 | $ 63,000 | $ 63,000 | $ 216,000 |
| Suffolk County Virginia | 1 | $ 68,000 | $ 68,000 | $ 71,000 |
| Winchester County Virginia | 1 | $ 323,000 | $ 323,000 | $ 200,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Allegacy Federal Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 976 | $111,833,000 | $149,785 | $1,143,000 | $90,428 | $522,000 |
| Home Purchase (one-to-four family) | 166 | $29,600,000 | $238,923 | $1,472,000 | $114,846 | $630,000 |
| Home Improvement (one-to-four family) | 1 | $83,000 | $83,000 | $83,000 | $78,000 | $78,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,006 | $124,137,000 | $178,533 | $1,472,000 | $97,066 | $630,000 |
| Black | 91 | $11,500,000 | $165,142 | $455,000 | $95,142 | $361,000 |
| Information not provided by applicant in mail or telephone application | 13 | $1,797,000 | $162,750 | $304,000 | $90,500 | $133,000 |
| Asian or Pacific Islander | 12 | $1,580,000 | $155,666 | $290,000 | $106,666 | $240,000 |
| Hispanic | 10 | $1,211,000 | $121,000 | $392,000 | $47,000 | $140,000 |
| Other | 10 | $1,196,000 | $174,500 | $244,000 | $61,000 | $94,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $125,000 | $125,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,143 | $141,516,000 | $176,875 | $1,472,000 | $99,250 | $630,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 915 | $109,038,000 | $165,000 | $1,472,000 | $94,200 | $630,000 |
| Application Denied By Financial Institution | 154 | $20,707,000 | $219,000 | $1,000,000 | $100,333 | $338,000 |
| Application Withdrawn By Applicant | 74 | $11,771,000 | $188,250 | $550,000 | $123,500 | $411,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 58 | $6,803,000 | $173,625 | $334,000 | $86,375 | $160,000 |
| Collateral | 28 | $3,950,000 | $142,500 | $418,000 | $99,000 | $138,000 |
| Debt-To-Income Ratio | 23 | $3,477,000 | $224,333 | $620,000 | $58,000 | $149,000 |
| Other | 16 | $1,577,000 | $77,500 | $221,000 | $74,000 | $300,000 |
| Unverifiable Information | 9 | $1,518,000 | $190,333 | $322,000 | $112,333 | $179,000 |
| Credit Application Incomplete | 7 | $1,022,000 | $193,333 | $322,000 | $53,666 | $157,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $574,000 | $104,000 | $157,000 | $61,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.