Alerus Financial, National Association
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Alerus Financial, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Alerus Financial, National Association Po Box 6001 Grand Forks, ND 58206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,655 |
| Total Mortgage Loan Application Amount | $1,109,835,000 |
| Average Mortgage Loan Application Amount | $245,600 |
| Highest Mortgage Loan Application Amount | $6,405,000 |
| Average Applicant Income | $196,400 |
| Highest Applicant Income | $3,623,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 1,296 | $ 438,660,000 | $ 338,000 | $ 211,000 |
| Ramsey County Minnesota | 344 | $ 104,230,000 | $ 302,000 | $ 151,000 |
| Dakota County Minnesota | 249 | $ 78,575,000 | $ 315,000 | $ 176,000 |
| Washington County Minnesota | 197 | $ 65,525,000 | $ 332,000 | $ 198,000 |
| Cass County North Dakota | 188 | $ 30,830,000 | $ 163,000 | $ 150,000 |
| Grand Forks County North Dakota | 179 | $ 27,205,000 | $ 151,000 | $ 144,000 |
| Anoka County Minnesota | 176 | $ 47,510,000 | $ 269,000 | $ 118,000 |
| Carver County Minnesota | 118 | $ 37,150,000 | $ 314,000 | $ 193,000 |
| Maricopa County Arizona | 91 | $ 36,195,000 | $ 397,000 | $ 242,000 |
| Scott County Minnesota | 76 | $ 22,650,000 | $ 298,000 | $ 197,000 |
| Wright County Minnesota | 69 | $ 18,385,000 | $ 266,000 | $ 148,000 |
| Polk County Minnesota | 38 | $ 5,350,000 | $ 140,000 | $ 118,000 |
| Clay County Minnesota | 33 | $ 3,965,000 | $ 120,000 | $ 121,000 |
| Sherburne County Minnesota | 30 | $ 8,190,000 | $ 273,000 | $ 120,000 |
| Crow Wing County Minnesota | 19 | $ 8,855,000 | $ 466,000 | $ 321,000 |
| St. Louis County Minnesota | 16 | $ 4,160,000 | $ 260,000 | $ 179,000 |
| Stearns County Minnesota | 15 | $ 2,755,000 | $ 183,000 | $ 123,000 |
| McLeod County Minnesota | 13 | $ 8,165,000 | $ 628,000 | $ 109,000 |
| St. Croix County Wisconsin | 12 | $ 3,230,000 | $ 269,000 | $ 118,000 |
| Rice County Minnesota | 11 | $ 3,375,000 | $ 306,000 | $ 159,000 |
| Chisago County Minnesota | 10 | $ 2,880,000 | $ 288,000 | $ 158,000 |
| Becker County Minnesota | 9 | $ 1,775,000 | $ 197,000 | $ 182,000 |
| Isanti County Minnesota | 9 | $ 3,315,000 | $ 368,000 | $ 115,000 |
| Otter Tail County Minnesota | 9 | $ 2,975,000 | $ 330,000 | $ 295,000 |
| Walsh County North Dakota | 9 | $ 1,835,000 | $ 203,000 | $ 118,000 |
| Polk County Wisconsin | 9 | $ 2,235,000 | $ 248,000 | $ 123,000 |
| Cass County Minnesota | 7 | $ 3,715,000 | $ 530,000 | $ 359,000 |
| Goodhue County Minnesota | 7 | $ 1,505,000 | $ 215,000 | $ 137,000 |
| Pima County Arizona | 6 | $ 1,750,000 | $ 291,000 | $ 152,000 |
| Olmsted County Minnesota | 6 | $ 2,250,000 | $ 375,000 | $ 250,000 |
| Pine County Minnesota | 6 | $ 1,050,000 | $ 175,000 | $ 116,000 |
| Pinellas County Florida | 5 | $ 1,295,000 | $ 259,000 | $ 210,000 |
| Sarasota County Florida | 5 | $ 2,195,000 | $ 439,000 | $ 178,000 |
| Pierce County Wisconsin | 5 | $ 1,215,000 | $ 243,000 | $ 132,000 |
| Sauk County Wisconsin | 5 | $ 905,000 | $ 181,000 | $ 240,000 |
| Los Angeles County California | 4 | $ 3,060,000 | $ 765,000 | $ 312,000 |
| Collier County Florida | 4 | $ 1,810,000 | $ 452,000 | $ 205,000 |
| Lee County Florida | 4 | $ 1,550,000 | $ 387,000 | $ 147,000 |
| Aitkin County Minnesota | 4 | $ 540,000 | $ 135,000 | $ 159,000 |
| Hubbard County Minnesota | 4 | $ 1,590,000 | $ 397,000 | $ 257,000 |
| Burleigh County North Dakota | 4 | $ 2,660,000 | $ 665,000 | $ 175,000 |
| Traill County North Dakota | 4 | $ 250,000 | $ 62,000 | $ 49,000 |
| Lincoln County South Dakota | 4 | $ 1,420,000 | $ 355,000 | $ 228,000 |
| Barron County Wisconsin | 4 | $ 1,170,000 | $ 292,000 | $ 158,000 |
| Washburn County Wisconsin | 4 | $ 2,800,000 | $ 700,000 | $ 0 |
| Benton County Arkansas | 3 | $ 1,095,000 | $ 365,000 | $ 140,000 |
| Eagle County Colorado | 3 | $ 1,915,000 | $ 638,000 | $ 734,000 |
| Jefferson County Colorado | 3 | $ 1,585,000 | $ 528,000 | $ 188,000 |
| Beltrami County Minnesota | 3 | $ 635,000 | $ 211,000 | $ 66,000 |
| Cook County Minnesota | 3 | $ 1,225,000 | $ 408,000 | $ 487,000 |
| Kanabec County Minnesota | 3 | $ 955,000 | $ 318,000 | $ 100,000 |
| Le Sueur County Minnesota | 3 | $ 835,000 | $ 278,000 | $ 101,000 |
| Mille Lacs County Minnesota | 3 | $ 1,335,000 | $ 445,000 | $ 86,000 |
| Roseau County Minnesota | 3 | $ 425,000 | $ 141,000 | $ 124,000 |
| Steele County Minnesota | 3 | $ 895,000 | $ 298,000 | $ 187,000 |
| Nelson County North Dakota | 3 | $ 435,000 | $ 145,000 | $ 170,000 |
| Steele County North Dakota | 3 | $ 365,000 | $ 121,000 | $ 117,000 |
| Ward County North Dakota | 3 | $ 525,000 | $ 175,000 | $ 79,000 |
| Minnehaha County South Dakota | 3 | $ 755,000 | $ 251,000 | $ 120,000 |
| Davidson County Tennessee | 3 | $ 535,000 | $ 178,000 | $ 83,000 |
| Williamson County Tennessee | 3 | $ 2,495,000 | $ 831,000 | $ 234,000 |
| Ashland County Wisconsin | 3 | $ 665,000 | $ 221,000 | $ 144,000 |
| Burnett County Wisconsin | 3 | $ 335,000 | $ 111,000 | $ 143,000 |
| Coconino County Arizona | 2 | $ 640,000 | $ 320,000 | $ 377,000 |
| Douglas County Colorado | 2 | $ 1,830,000 | $ 915,000 | $ 277,000 |
| La Plata County Colorado | 2 | $ 740,000 | $ 370,000 | $ 165,000 |
| Routt County Colorado | 2 | $ 2,610,000 | $ 1,305,000 | $ 0 |
| Flagler County Florida | 2 | $ 620,000 | $ 310,000 | $ 149,000 |
| DuPage County Illinois | 2 | $ 640,000 | $ 320,000 | $ 128,000 |
| Marion County Indiana | 2 | $ 250,000 | $ 125,000 | $ 120,000 |
| Sedgwick County Kansas | 2 | $ 480,000 | $ 240,000 | $ 125,000 |
| Kennebec County Maine | 2 | $ 320,000 | $ 160,000 | $ 123,000 |
| Blue Earth County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 217,000 |
| Carlton County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 129,000 |
| Douglas County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 174,000 |
| Itasca County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 97,000 |
| Lake County Minnesota | 2 | $ 880,000 | $ 440,000 | $ 425,000 |
| Marshall County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Meeker County Minnesota | 2 | $ 1,550,000 | $ 775,000 | $ 139,000 |
| Morrison County Minnesota | 2 | $ 1,670,000 | $ 835,000 | $ 421,000 |
| Norman County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 228,000 |
| Todd County Minnesota | 2 | $ 1,010,000 | $ 505,000 | $ 206,000 |
| Wake County North Carolina | 2 | $ 1,030,000 | $ 515,000 | $ 103,000 |
| Barnes County North Dakota | 2 | $ 540,000 | $ 270,000 | $ 70,000 |
| Cavalier County North Dakota | 2 | $ 130,000 | $ 65,000 | $ 39,000 |
| LaMoure County North Dakota | 2 | $ 160,000 | $ 80,000 | $ 72,000 |
| Ramsey County North Dakota | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Richland County North Dakota | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Franklin County Ohio | 2 | $ 920,000 | $ 460,000 | $ 356,000 |
| Bexar County Texas | 2 | $ 1,000,000 | $ 500,000 | $ 259,000 |
| Harris County Texas | 2 | $ 550,000 | $ 275,000 | $ 178,000 |
| Douglas County Wisconsin | 2 | $ 760,000 | $ 380,000 | $ 201,000 |
| Sheboygan County Wisconsin | 2 | $ 650,000 | $ 325,000 | $ 160,000 |
| Baldwin County Alabama | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Pinal County Arizona | 1 | $ 465,000 | $ 465,000 | $ 93,000 |
| Pulaski County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Fresno County California | 1 | $ 415,000 | $ 415,000 | $ 176,000 |
| Madera County California | 1 | $ 495,000 | $ 495,000 | $ 147,000 |
| Riverside County California | 1 | $ 255,000 | $ 255,000 | $ 273,000 |
| San Diego County California | 1 | $ 645,000 | $ 645,000 | $ 165,000 |
| San Joaquin County California | 1 | $ 625,000 | $ 625,000 | $ 134,000 |
| Arapahoe County Colorado | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Denver County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 498,000 |
| Garfield County Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 369,000 |
| Larimer County Colorado | 1 | $ 575,000 | $ 575,000 | $ 200,000 |
| Weld County Colorado | 1 | $ 505,000 | $ 505,000 | $ 484,000 |
| Broward County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Charlotte County Florida | 1 | $ 125,000 | $ 125,000 | $ 303,000 |
| Duval County Florida | 1 | $ 345,000 | $ 345,000 | $ 124,000 |
| Lake County Florida | 1 | $ 275,000 | $ 275,000 | $ 400,000 |
| Martin County Florida | 1 | $ 605,000 | $ 605,000 | $ 542,000 |
| Palm Beach County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,200,000 |
| Polk County Florida | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Seminole County Florida | 1 | $ 195,000 | $ 195,000 | $ 180,000 |
| St. Lucie County Florida | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Chatham County Georgia | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Fayette County Georgia | 1 | $ 865,000 | $ 865,000 | $ 187,000 |
| Pickens County Georgia | 1 | $ 545,000 | $ 545,000 | $ 212,000 |
| Nez Perce County Idaho | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Champaign County Illinois | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Cook County Illinois | 1 | $ 215,000 | $ 215,000 | $ 215,000 |
| Kane County Illinois | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| St. Joseph County Indiana | 1 | $ 135,000 | $ 135,000 | $ 274,000 |
| Cerro Gordo County Iowa | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Pocahontas County Iowa | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Caddo County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 146,000 |
| Anne Arundel County Maryland | 1 | $ 205,000 | $ 205,000 | $ 241,000 |
| Baltimore County Maryland | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Suffolk County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 200,000 |
| Oakland County Michigan | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Sanilac County Michigan | 1 | $ 95,000 | $ 95,000 | $ 139,000 |
| Benton County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 146,000 |
| Cottonwood County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Fillmore County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Jackson County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Lake of the Woods County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Nobles County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 132,000 |
| Pennington County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Stevens County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Winona County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Jackson County Missouri | 1 | $ 85,000 | $ 85,000 | $ 179,000 |
| St. Louis City County Missouri | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Gallatin County Montana | 1 | $ 905,000 | $ 905,000 | $ 247,000 |
| Silver Bow County Montana | 1 | $ 415,000 | $ 415,000 | $ 500,000 |
| Douglas County Nebraska | 1 | $ 455,000 | $ 455,000 | $ 344,000 |
| Washoe County Nevada | 1 | $ 685,000 | $ 685,000 | $ 390,000 |
| Cape May County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 186,000 |
| Caldwell County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 85,000 |
| Forsyth County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 218,000 |
| Mecklenburg County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 330,000 |
| Union County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 450,000 |
| Hettinger County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Pembina County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Ransom County North Dakota | 1 | $ 315,000 | $ 315,000 | $ 148,000 |
| Stutsman County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 234,000 |
| Wells County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Butler County Ohio | 1 | $ 345,000 | $ 345,000 | $ 369,000 |
| Cuyahoga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Delaware County Ohio | 1 | $ 655,000 | $ 655,000 | $ 226,000 |
| Payne County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 691,000 |
| Multnomah County Oregon | 1 | $ 585,000 | $ 585,000 | $ 218,000 |
| Washington County Oregon | 1 | $ 495,000 | $ 495,000 | $ 125,000 |
| Adams County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Lehigh County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 240,000 |
| Montgomery County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Somerset County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| York County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 197,000 |
| Beaufort County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 253,000 |
| Cherokee County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Clarendon County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 141,000 |
| Codington County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Pennington County South Dakota | 1 | $ 635,000 | $ 635,000 | $ 300,000 |
| Anderson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| Dickson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Bell County Texas | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Comal County Texas | 1 | $ 745,000 | $ 745,000 | $ 200,000 |
| Tarrant County Texas | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Utah County Utah | 1 | $ 375,000 | $ 375,000 | $ 75,000 |
| Hampton County Virginia | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| James City County Virginia | 1 | $ 415,000 | $ 415,000 | $ 215,000 |
| Virginia Beach County Virginia | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Bayfield County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 747,000 |
| Buffalo County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 345,000 |
| Iowa County Wisconsin | 1 | $ 645,000 | $ 645,000 | $ 205,000 |
| Milwaukee County Wisconsin | 1 | $ 665,000 | $ 665,000 | $ 293,000 |
| Monroe County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Ozaukee County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 216,000 |
| Portage County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Washington County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Alerus Financial, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,289 | $826,055,000 | $360,000 | $6,405,000 | $167,000 | $2,253,000 |
| Refinancing | 460 | $128,180,000 | $278,000 | $5,305,000 | $223,000 | $2,446,000 |
| Home Improvement | 426 | $63,050,000 | $148,000 | $4,685,000 | $208,000 | $3,623,000 |
| Other Purpose | 313 | $40,085,000 | $128,000 | $1,005,000 | $213,000 | $2,219,000 |
| Cash-out Refinancing | 167 | $52,465,000 | $314,000 | $1,725,000 | $171,000 | $1,586,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,462 | $787,590,000 | $319,000 | $3,005,000 | $170,000 | $2,428,000 |
| Not Provided | 838 | $194,870,000 | $232,000 | $4,685,000 | $225,000 | $3,623,000 |
| Asian | 102 | $35,130,000 | $344,000 | $2,275,000 | $196,000 | $786,000 |
| Black or African American | 80 | $23,870,000 | $298,000 | $785,000 | $126,000 | $444,000 |
| Not applicable | 67 | $27,445,000 | $409,000 | $5,305,000 | $0 | $0 |
| Hispanic | 63 | $26,975,000 | $428,000 | $6,405,000 | $161,000 | $2,253,000 |
| American Indian or Alaskan Native | 24 | $7,490,000 | $312,000 | $1,025,000 | $161,000 | $672,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,501 | $1,066,735,000 | $304,000 | $6,405,000 | $186,000 | $3,623,000 |
| FHA-insured (Federal Housing Administration) | 101 | $26,645,000 | $263,000 | $575,000 | $87,000 | $296,000 |
| VA-guaranteed (Veterans Administration) | 44 | $15,120,000 | $343,000 | $885,000 | $107,000 | $391,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,335,000 | $148,000 | $285,000 | $70,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,008 | $936,730,000 | $311,000 | $6,405,000 | $186,000 | $3,623,000 |
| Application Withdrawn By Applicant | 225 | $66,565,000 | $295,000 | $1,925,000 | $166,000 | $1,956,000 |
| Preapproval Approved but not Accepted | 163 | $63,605,000 | $390,000 | $1,485,000 | $177,000 | $786,000 |
| Application Denied By Financial Institution | 124 | $15,420,000 | $124,000 | $805,000 | $99,000 | $750,000 |
| Application Approved But Not Accepted | 107 | $22,415,000 | $209,000 | $3,505,000 | $204,000 | $837,000 |
| File Closed For Incompleteness | 15 | $2,635,000 | $175,000 | $455,000 | $117,000 | $384,000 |
| Preapproval Denied by Financial Institution | 13 | $2,465,000 | $189,000 | $425,000 | $77,000 | $143,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,518 | $1,091,950,000 | $310,000 | $6,405,000 | $185,000 | $3,623,000 |
| Debt-To-Income Ratio | 79 | $11,085,000 | $140,000 | $805,000 | $90,000 | $421,000 |
| Credit History | 41 | $4,105,000 | $100,000 | $425,000 | $121,000 | $750,000 |
| Collateral | 12 | $1,840,000 | $153,000 | $425,000 | $96,000 | $159,000 |
| Other | 2 | $150,000 | $75,000 | $145,000 | $58,000 | $81,000 |
| Employment History | 2 | $450,000 | $225,000 | $365,000 | $60,000 | $83,000 |
| Unverifiable Information | 1 | $255,000 | $255,000 | $255,000 | $69,000 | $69,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.