Aig Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Aig Federal Savings Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Aig Federal Savings Bank
600 N King Street, Suite 2
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 514
Total Mortgage Loan Application Amount $147,960,000
Average Mortgage Loan Application Amount $287,000
Highest Mortgage Loan Application Amount $5,200,000
Average Applicant Income $114,500
Highest Applicant Income $800,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Aig Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aig Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Aig Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aig Federal Savings Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Aig Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aig Federal Savings Bank's mortgage activity for 2007.

Mortgage Loan Application Totals for Aig Federal Savings Bank by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WILMINGTON, DE-MD-NJ 118 $ 21,723,000 $ 179,000 $ 49,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 40 $ 13,376,000 $ 330,000 $ 117,500
PHOENIX-MESA-SCOTTSDALE, AZ 22 $ 4,718,000 $ 214,000 $ 109,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 20 $ 7,002,000 $ 350,000 $ 132,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 20 $ 9,779,000 $ 488,000 $ 156,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 17 $ 5,096,000 $ 299,000 $ 132,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 13 $ 2,093,000 $ 161,000 $ 125,000
TUCSON, AZ 13 $ 2,362,000 $ 181,000 $ 81,000
EDISON, NJ 8 $ 2,840,000 $ 355,000 $ 112,000
NASSAU-SUFFOLK, NY 8 $ 6,902,000 $ 862,000 $ 382,000
BRIDGEPORT-STAMFORD-NORWALK, CT 7 $ 3,000,000 $ 428,000 $ 166,000
CHICAGO-NAPERVILLE-JOLIET, IL 7 $ 1,659,000 $ 237,000 $ 112,000
BAKERSFIELD, CA 6 $ 1,150,000 $ 191,000 $ 79,000
NEWARK-UNION, NJ-PA 6 $ 2,059,000 $ 285,500 $ 98,000
PHILADELPHIA, PA 6 $ 2,669,000 $ 444,000 $ 212,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 6 $ 2,659,000 $ 443,000 $ 107,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 6 $ 2,453,000 $ 408,000 $ 138,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 5 $ 447,000 $ 89,000 $ 144,000
INDIANAPOLIS-CARMEL, IN 5 $ 1,307,000 $ 261,000 $ 149,000
MERCED, CA 5 $ 842,000 $ 168,000 $ 154,000
OAKLAND-FREMONT-HAYWARD, CA 5 $ 2,112,000 $ 422,000 $ 139,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 5 $ 2,060,000 $ 412,000 $ 143,000
WILMINGTON, NC 5 $ 1,650,000 $ 330,000 $ 109,000
CAMDEN, NJ 4 $ 433,000 $ 108,000 $ 64,000
DALLAS-PLANO-IRVING, TX 4 $ 918,000 $ 229,000 $ 123,000
DENVER-AURORA, CO 4 $ 775,000 $ 193,000 $ 140,000
NEW ORLEANS-METAIRIE-KENNER, LA 4 $ 2,063,000 $ 515,000 $ 218,000
ORLANDO-KISSIMMEE, FL 4 $ 2,419,000 $ 604,000 $ 99,000
SANTA ANA-ANAHEIM-IRVINE, CA 4 $ 1,800,000 $ 450,000 $ 170,000
WARREN-TROY-FARMINGTON HILLS, MI 4 $ 1,113,000 $ 278,000 $ 63,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 3 $ 1,192,000 $ 397,000 $ 108,000
BOSTON-QUINCY, MA 3 $ 552,000 $ 184,000 $ 57,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 3 $ 498,000 $ 163,000 $ 90,000
DETROIT-LIVONIA-DEARBORN, MI 3 $ 698,000 $ 232,000 $ 79,000
FORT WORTH-ARLINGTON, TX 3 $ 332,000 $ 110,000 $ 62,000
JACKSON, MS 3 $ 400,000 $ 133,000 $ 72,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 3 $ 1,254,000 $ 418,000 $ 129,000
ST. LOUIS, MO-IL 3 $ 1,055,000 $ 351,000 $ 115,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 2 $ 819,000 $ 409,500 $ 161,000
BUFFALO-NIAGARA FALLS, NY 2 $ 322,000 $ 161,000 $ 163,000
CHICO, CA 2 $ 325,000 $ 162,000 $ 82,000
FORT COLLINS-LOVELAND, CO 2 $ 813,000 $ 406,000 $ 94,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 2 $ 517,000 $ 258,000 $ 83,000
JACKSONVILLE, FL 2 $ 501,000 $ 250,000 $ 346,000
KANSAS CITY, MO-KS 2 $ 269,000 $ 134,000 $ 103,000
KNOXVILLE, TN 2 $ 147,000 $ 73,000 $ 97,000
LYNCHBURG, VA 2 $ 256,000 $ 128,000 $ 90,000
MIAMI-MIAMI BEACH-KENDALL, FL 2 $ 454,000 $ 227,000 $ 221,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 2 $ 313,000 $ 156,000 $ 59,000
OCALA, FL 2 $ 508,000 $ 254,000 $ 58,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 2 $ 851,000 $ 425,000 $ 131,000
RALEIGH-CARY, NC 2 $ 515,000 $ 257,000 $ 115,000
RICHMOND, VA 2 $ 550,000 $ 275,000 $ 207,000
YORK-HANOVER, PA 2 $ 450,000 $ 225,000 $ 105,000
ALTOONA, PA 1 $ 224,000 $ 224,000 $ 18,000
BARNSTABLE TOWN, MA 1 $ 318,000 $ 318,000 $ 95,000
BREMERTON-SILVERDALE, WA 1 $ 347,000 $ 347,000 $ 75,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 250,000 $ 250,000 $ 99,000
CAPE CORAL-FORT MYERS, FL 1 $ 362,000 $ 362,000 $ 472,000
CHARLESTON, WV 1 $ 50,000 $ 50,000 $ 38,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 351,000 $ 351,000 $ 165,000
CHARLOTTESVILLE, VA 1 $ 728,000 $ 728,000 $ 206,000
CLEVELAND-ELYRIA-MENTOR, OH 1 $ 148,000 $ 148,000 $ 60,000
DAYTON, OH 1 $ 157,000 $ 157,000 $ 68,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 180,000 $ 180,000 $ 29,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 320,000 $ 320,000 $ 171,000
FRESNO, CA 1 $ 508,000 $ 508,000 $ 228,000
GREELEY, CO 1 $ 140,000 $ 140,000 $ 58,000
GREENVILLE, NC 1 $ 77,000 $ 77,000 $ 44,000
HOUMA-BAYOU CANE-THIBODAUX, LA 1 $ 232,000 $ 232,000 $ 150,000
HUNTSVILLE, AL 1 $ 232,000 $ 232,000 $ 105,000
KOKOMO, IN 1 $ 94,000 $ 94,000 $ 71,000
LAKE HAVASU CITY-KINGMAN, AZ 1 $ 396,000 $ 396,000 $ 636,000
LAREDO, TX 1 $ 119,000 $ 119,000 $ 62,000
LAS CRUCES, NM 1 $ 537,000 $ 537,000 $ 168,000
LAS VEGAS-PARADISE, NV 1 $ 750,000 $ 750,000 $ 300,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 198,000 $ 198,000 $ 87,000
NAPLES-MARCO ISLAND, FL 1 $ 100,000 $ 100,000 $ 98,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 164,000 $ 164,000 $ 180,000
NEW HAVEN-MILFORD, CT 1 $ 235,000 $ 235,000 $ 85,000
OCEAN CITY, NJ 1 $ 335,000 $ 335,000 $ 62,000
OKLAHOMA CITY, OK 1 $ 209,000 $ 209,000 $ 69,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 153,000 $ 153,000 $ 40,000
PITTSBURGH, PA 1 $ 150,000 $ 150,000 $ 36,000
SALT LAKE CITY, UT 1 $ 390,000 $ 390,000 $ 132,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 1 $ 714,000 $ 714,000 $ 157,000
SAN LUIS OBISPO-PASO ROBLES, CA 1 $ 417,000 $ 417,000 $ 247,000
SARASOTA-BRADENTON-VENICE, FL 1 $ 305,000 $ 305,000 $ 48,000
ST. GEORGE, UT 1 $ 328,000 $ 328,000 $ 448,000
STOCKTON, CA 1 $ 283,000 $ 283,000 $ 86,000
TRENTON-EWING, NJ 1 $ 259,000 $ 259,000 $ 105,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 216,000 $ 216,000 $ 94,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $ 301,000 $ 301,000 $ 258,000
WICHITA, KS 1 $ 334,000 $ 334,000 $ 357,000
WORCESTER, MA 1 $ 346,000 $ 346,000 $ 98,000

Mortgage Loan Application Detail Totals for Aig Federal Savings Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 259 $86,565,000 $334,000 $5,200,000 $124,000 $800,000
Home Purchase 255 $61,395,000 $240,000 $2,750,000 $105,000 $736,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 315 $103,505,000 $328,000 $5,200,000 $142,000 $800,000
Not applicable 115 $21,342,000 $185,000 $407,000 $52,000 $160,000
Black or African American 28 $7,681,000 $274,000 $1,000,000 $105,000 $290,000
Hispanic 22 $6,250,000 $284,000 $920,000 $99,000 $273,000
Not Provided 17 $4,444,000 $261,000 $714,000 $100,000 $228,000
Asian 13 $3,550,000 $273,000 $680,000 $79,000 $132,000
American Indian or Alaskan Native 4 $1,188,000 $297,000 $850,000 $94,000 $200,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 509 $147,013,000 $288,000 $5,200,000 $115,000 $800,000
FHA-insured (Federal Housing Administration) 5 $947,000 $189,000 $288,000 $42,000 $53,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 155 $40,914,000 $263,000 $1,050,000 $129,000 $636,000
Loan Purchased By The Institution 115 $21,342,000 $185,000 $407,000 $52,000 $160,000
Application Denied By Financial Institution 85 $31,380,000 $369,000 $5,200,000 $119,000 $800,000
File Closed For Incompleteness 77 $25,335,000 $329,000 $1,500,000 $141,000 $660,000
Application Withdrawn By Applicant 64 $20,961,000 $327,000 $1,575,000 $133,000 $528,000
Application Approved But Not Accepted 18 $8,028,000 $446,000 $2,750,000 $189,000 $736,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 27 $8,012,000 $296,000 $1,080,000 $119,000 $800,000
Debt-To-Income Ratio 27 $13,752,000 $509,000 $5,200,000 $88,000 $420,000
Other 18 $6,012,000 $334,000 $680,000 $165,000 $420,000
Collateral 13 $3,604,000 $277,000 $613,000 $120,000 $372,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aig Federal Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aig Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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