2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Affinity 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,298 |
| Total Mortgage Loan Application Amount | $372,310,000 |
| Average Mortgage Loan Application Amount | $186,200 |
| Highest Mortgage Loan Application Amount | $2,455,000 |
| Average Applicant Income | $155,000 |
| Highest Applicant Income | $3,591,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Aiken County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Albany County New York | 1 | $ 35,000 | $ 35,000 | $ 164,000 |
| Allegheny County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 325,000 |
| Amelia County Virginia | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Anne Arundel County Maryland | 3 | $ 455,000 | $ 151,000 | $ 261,000 |
| Atlantic County New Jersey | 5 | $ 785,000 | $ 157,000 | $ 153,000 |
| Baltimore City County Maryland | 2 | $ 500,000 | $ 250,000 | $ 191,000 |
| Baltimore County Maryland | 3 | $ 655,000 | $ 218,000 | $ 193,000 |
| Bates County Missouri | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Bath County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Bell County Texas | 1 | $ 185,000 | $ 185,000 | $ 119,000 |
| Benton County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Bergen County New Jersey | 55 | $ 10,055,000 | $ 182,000 | $ 236,000 |
| Berks County Pennsylvania | 6 | $ 240,000 | $ 40,000 | $ 88,000 |
| Berrien County Michigan | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Bleckley County Georgia | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Brevard County Florida | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Bronx County New York | 5 | $ 875,000 | $ 175,000 | $ 197,000 |
| Broward County Florida | 7 | $ 1,185,000 | $ 169,000 | $ 166,000 |
| Brunswick County North Carolina | 5 | $ 495,000 | $ 99,000 | $ 89,000 |
| Bucks County Pennsylvania | 12 | $ 2,070,000 | $ 172,000 | $ 167,000 |
| Bulloch County Georgia | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Buncombe County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Burlington County New Jersey | 32 | $ 4,110,000 | $ 128,000 | $ 141,000 |
| Cabarrus County North Carolina | 3 | $ 115,000 | $ 38,000 | $ 58,000 |
| Camden County New Jersey | 11 | $ 1,695,000 | $ 154,000 | $ 130,000 |
| Cape May County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 180,000 |
| Carbon County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| Carroll County Maryland | 1 | $ 595,000 | $ 595,000 | $ 272,000 |
| Cerro Gordo County Iowa | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Charlotte County Florida | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Cheshire County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Chester County Pennsylvania | 4 | $ 1,100,000 | $ 275,000 | $ 187,000 |
| Chesterfield County Virginia | 4 | $ 240,000 | $ 60,000 | $ 99,000 |
| Chisago County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Clark County Nevada | 2 | $ 570,000 | $ 285,000 | $ 114,000 |
| Clay County Missouri | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Clearfield County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Cleveland County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Cobb County Georgia | 2 | $ 110,000 | $ 55,000 | $ 65,000 |
| Collier County Florida | 3 | $ 235,000 | $ 78,000 | $ 83,000 |
| Contra Costa County California | 1 | $ 305,000 | $ 305,000 | $ 151,000 |
| Conway County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
| Cook County Illinois | 3 | $ 495,000 | $ 165,000 | $ 71,000 |
| Covington County Virginia | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Crisp County Georgia | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Crittenden County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Cumberland County New Jersey | 4 | $ 410,000 | $ 102,000 | $ 65,000 |
| Cuyahoga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Dakota County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 88,000 |
| Dallas County Iowa | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Dauphin County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 83,000 |
| Davidson County Tennessee | 2 | $ 1,040,000 | $ 520,000 | $ 162,000 |
| Davie County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| DeKalb County Georgia | 5 | $ 335,000 | $ 67,000 | $ 126,000 |
| Delaware County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Dona Ana County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Dorchester County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Douglas County Colorado | 2 | $ 200,000 | $ 100,000 | $ 180,000 |
| Douglas County Nebraska | 2 | $ 1,050,000 | $ 525,000 | $ 208,000 |
| Douglas County Nevada | 1 | $ 845,000 | $ 845,000 | $ 341,000 |
| Duplin County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Durham County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 256,000 |
| Dutchess County New York | 3 | $ 245,000 | $ 81,000 | $ 117,000 |
| Edgecombe County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| El Paso County Colorado | 2 | $ 930,000 | $ 465,000 | $ 136,000 |
| Elko County Nevada | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Elmore County Idaho | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Essex County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 355,000 |
| Essex County New Jersey | 98 | $ 17,040,000 | $ 173,000 | $ 159,000 |
| Fairbanks North Star County Alaska | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Fairfax County Virginia | 6 | $ 1,990,000 | $ 331,000 | $ 203,000 |
| Fairfield County Connecticut | 41 | $ 10,775,000 | $ 262,000 | $ 202,000 |
| Fairfield County Ohio | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Fayette County Georgia | 1 | $ 565,000 | $ 565,000 | $ 168,000 |
| Fayette County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Flagler County Florida | 2 | $ 190,000 | $ 95,000 | $ 44,000 |
| Fluvanna County Virginia | 2 | $ 60,000 | $ 30,000 | $ 32,000 |
| Forsyth County Georgia | 1 | $ 105,000 | $ 105,000 | $ 266,000 |
| Forsyth County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Fort Bend County Texas | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Franklin County Alabama | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Franklin County Ohio | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Frederick County Maryland | 2 | $ 100,000 | $ 50,000 | $ 100,000 |
| Fresno County California | 1 | $ 65,000 | $ 65,000 | $ 159,000 |
| Fulton County Georgia | 9 | $ 925,000 | $ 102,000 | $ 142,000 |
| Gaston County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Georgetown County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 79,000 |
| Gloucester County New Jersey | 6 | $ 290,000 | $ 48,000 | $ 121,000 |
| Grant County Indiana | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Greene County Missouri | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Greene County New York | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Greene County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Greenup County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Greenville County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| Guilford County North Carolina | 4 | $ 880,000 | $ 220,000 | $ 119,000 |
| Gwinnett County Georgia | 6 | $ 790,000 | $ 131,000 | $ 112,000 |
| Hall County Georgia | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Hamilton County Indiana | 3 | $ 155,000 | $ 51,000 | $ 81,000 |
| Hamilton County Ohio | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Hampden County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Harnett County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 65,000 |
| Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Hartford County Connecticut | 2 | $ 160,000 | $ 80,000 | $ 124,000 |
| Hennepin County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Henrico County Virginia | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Henry County Georgia | 2 | $ 240,000 | $ 120,000 | $ 163,000 |
| Hernando County Florida | 1 | $ 45,000 | $ 45,000 | $ 5,000 |
| Highlands County Florida | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Hillsborough County Florida | 5 | $ 2,325,000 | $ 465,000 | $ 245,000 |
| Horry County South Carolina | 6 | $ 700,000 | $ 116,000 | $ 76,000 |
| Houston County Georgia | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Howard County Maryland | 1 | $ 1,185,000 | $ 1,185,000 | $ 275,000 |
| Hudson County New Jersey | 26 | $ 6,200,000 | $ 238,000 | $ 161,000 |
| Hunterdon County New Jersey | 123 | $ 18,995,000 | $ 154,000 | $ 153,000 |
| Indian River County Florida | 3 | $ 385,000 | $ 128,000 | $ 161,000 |
| Indiana County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Iredell County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 94,000 |
| Jackson County Indiana | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Jefferson County Colorado | 1 | $ 95,000 | $ 95,000 | $ 177,000 |
| Jefferson County Indiana | 1 | $ 215,000 | $ 215,000 | $ 176,000 |
| Jefferson County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Jefferson County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 181,000 |
| Johnson County Texas | 1 | $ 555,000 | $ 555,000 | $ 281,000 |
| Johnston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Kennebec County Maine | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Kenosha County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 135,000 |
| Kent County Delaware | 3 | $ 345,000 | $ 115,000 | $ 78,000 |
| Kern County California | 1 | $ 355,000 | $ 355,000 | $ 558,000 |
| Kershaw County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| King County Washington | 5 | $ 825,000 | $ 165,000 | $ 195,000 |
| Kings County New York | 9 | $ 2,615,000 | $ 290,000 | $ 129,000 |
| Knox County Ohio | 1 | $ 35,000 | $ 35,000 | $ 159,000 |
| Knox County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Lackawanna County Pennsylvania | 3 | $ 545,000 | $ 181,000 | $ 91,000 |
| Lake County Florida | 3 | $ 225,000 | $ 75,000 | $ 78,000 |
| Lake County Illinois | 1 | $ 315,000 | $ 315,000 | $ 265,000 |
| Lake County Indiana | 1 | $ 105,000 | $ 105,000 | $ 503,000 |
| Lake County Ohio | 2 | $ 130,000 | $ 65,000 | $ 112,000 |
| Lancaster County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Lancaster County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Larimer County Colorado | 2 | $ 240,000 | $ 120,000 | $ 198,000 |
| Lee County Florida | 4 | $ 380,000 | $ 95,000 | $ 67,000 |
| Lehigh County Pennsylvania | 5 | $ 2,315,000 | $ 463,000 | $ 267,000 |
| Lewis County New York | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Lexington County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Litchfield County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Livingston County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Livingston County Michigan | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Lorain County Ohio | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Los Angeles County California | 3 | $ 2,035,000 | $ 678,000 | $ 344,000 |
| Loudon County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Lucas County Ohio | 1 | $ 65,000 | $ 65,000 | $ 206,000 |
| Luzerne County Pennsylvania | 3 | $ 85,000 | $ 28,000 | $ 70,000 |
| Macomb County Michigan | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Mahoning County Ohio | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Manatee County Florida | 4 | $ 830,000 | $ 207,000 | $ 268,000 |
| Maricopa County Arizona | 7 | $ 975,000 | $ 139,000 | $ 212,000 |
| Marin County California | 1 | $ 995,000 | $ 995,000 | $ 350,000 |
| Marion County Florida | 1 | $ 55,000 | $ 55,000 | $ 1,000 |
| Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Martin County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 99,000 |
| McKean County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 198,000 |
| Mecklenburg County North Carolina | 6 | $ 830,000 | $ 138,000 | $ 91,000 |
| Mercer County New Jersey | 37 | $ 5,475,000 | $ 147,000 | $ 151,000 |
| Miami-Dade County Florida | 5 | $ 355,000 | $ 71,000 | $ 186,000 |
| Middlesex County Connecticut | 2 | $ 160,000 | $ 80,000 | $ 64,000 |
| Middlesex County Massachusetts | 4 | $ 330,000 | $ 82,000 | $ 249,000 |
| Middlesex County New Jersey | 256 | $ 38,080,000 | $ 148,000 | $ 145,000 |
| Milwaukee County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Monmouth County New Jersey | 125 | $ 22,275,000 | $ 178,000 | $ 178,000 |
| Monongalia County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Monroe County New York | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Monroe County Pennsylvania | 15 | $ 1,885,000 | $ 125,000 | $ 90,000 |
| Montgomery County Maryland | 3 | $ 175,000 | $ 58,000 | $ 116,000 |
| Montgomery County New York | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Montgomery County Pennsylvania | 10 | $ 1,720,000 | $ 172,000 | $ 167,000 |
| Montrose County Colorado | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Moore County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Morris County New Jersey | 184 | $ 34,590,000 | $ 187,000 | $ 184,000 |
| Multnomah County Oregon | 1 | $ 75,000 | $ 75,000 | $ 1,000 |
| Muscogee County Georgia | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Nassau County Florida | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Nassau County New York | 5 | $ 735,000 | $ 147,000 | $ 126,000 |
| New Castle County Delaware | 3 | $ 1,125,000 | $ 375,000 | $ 156,000 |
| New Haven County Connecticut | 33 | $ 3,665,000 | $ 111,000 | $ 134,000 |
| New London County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| New York County New York | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Norfolk County Virginia | 2 | $ 160,000 | $ 80,000 | $ 132,000 |
| Northampton County Pennsylvania | 34 | $ 3,820,000 | $ 112,000 | $ 99,000 |
| Nye County Nevada | 1 | $ 75,000 | $ 75,000 | $ 131,000 |
| Oakland County Michigan | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Ocean County New Jersey | 67 | $ 8,005,000 | $ 119,000 | $ 128,000 |
| Onslow County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 285,000 |
| Orange County California | 1 | $ 95,000 | $ 95,000 | $ 299,000 |
| Orange County Florida | 6 | $ 400,000 | $ 66,000 | $ 99,000 |
| Orange County New York | 8 | $ 660,000 | $ 82,000 | $ 179,000 |
| Osceola County Florida | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Outagamie County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Palm Beach County Florida | 9 | $ 2,215,000 | $ 246,000 | $ 245,000 |
| Pasco County Florida | 5 | $ 755,000 | $ 151,000 | $ 100,000 |
| Passaic County New Jersey | 35 | $ 7,265,000 | $ 207,000 | $ 167,000 |
| Paulding County Georgia | 1 | $ 95,000 | $ 95,000 | $ 217,000 |
| Philadelphia County Pennsylvania | 8 | $ 3,730,000 | $ 466,000 | $ 238,000 |
| Pickens County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Pike County Pennsylvania | 5 | $ 845,000 | $ 169,000 | $ 96,000 |
| Pima County Arizona | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Pinellas County Florida | 5 | $ 655,000 | $ 131,000 | $ 100,000 |
| Pitt County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 217,000 |
| Pittsylvania County Virginia | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Polk County Florida | 2 | $ 110,000 | $ 55,000 | $ 60,000 |
| Polk County Iowa | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Prince George's County Maryland | 5 | $ 765,000 | $ 153,000 | $ 165,000 |
| Prince William County Virginia | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Providence County Rhode Island | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Pulaski County Arkansas | 2 | $ 460,000 | $ 230,000 | $ 178,000 |
| Putnam County New York | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Queen Anne's County Maryland | 1 | $ 85,000 | $ 85,000 | $ 202,000 |
| Queens County New York | 12 | $ 2,510,000 | $ 209,000 | $ 111,000 |
| Rankin County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 134,000 |
| Richland County South Carolina | 3 | $ 485,000 | $ 161,000 | $ 78,000 |
| Richmond City County Virginia | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Richmond County Georgia | 2 | $ 130,000 | $ 65,000 | $ 133,000 |
| Richmond County New York | 8 | $ 2,320,000 | $ 290,000 | $ 149,000 |
| Riverside County California | 3 | $ 325,000 | $ 108,000 | $ 121,000 |
| Rockdale County Georgia | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Rockland County New York | 57 | $ 6,655,000 | $ 116,000 | $ 152,000 |
| Rockwall County Texas | 1 | $ 935,000 | $ 935,000 | $ 217,000 |
| Rowan County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Sacramento County California | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| San Bernardino County California | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| San Diego County California | 6 | $ 890,000 | $ 148,000 | $ 138,000 |
| San Luis Obispo County California | 1 | $ 175,000 | $ 175,000 | $ 160,000 |
| San Mateo County California | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Sangamon County Illinois | 1 | $ 345,000 | $ 345,000 | $ 220,000 |
| Santa Clara County California | 1 | $ 55,000 | $ 55,000 | $ 138,000 |
| Sarasota County Florida | 4 | $ 350,000 | $ 87,000 | $ 71,000 |
| Sebastian County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Seminole County Florida | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Shawnee County Kansas | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Shelby County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 65,000 |
| Sherburne County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Somerset County New Jersey | 252 | $ 40,190,000 | $ 159,000 | $ 165,000 |
| Sonoma County California | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Spalding County Georgia | 1 | $ 105,000 | $ 105,000 | $ 245,000 |
| Spartanburg County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 198,000 |
| Spotsylvania County Virginia | 1 | $ 65,000 | $ 65,000 | $ 165,000 |
| St. Clair County Illinois | 1 | $ 75,000 | $ 75,000 | $ 310,000 |
| St. Croix County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| St. Johns County Florida | 4 | $ 290,000 | $ 72,000 | $ 179,000 |
| St. Louis City County Missouri | 1 | $ 125,000 | $ 125,000 | $ 305,000 |
| St. Louis County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| St. Tammany County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 280,000 |
| Stafford County Virginia | 2 | $ 90,000 | $ 45,000 | $ 148,000 |
| Stanislaus County California | 2 | $ 180,000 | $ 90,000 | $ 94,000 |
| Stark County Ohio | 2 | $ 80,000 | $ 40,000 | $ 76,000 |
| Suffolk County Massachusetts | 2 | $ 260,000 | $ 130,000 | $ 318,000 |
| Suffolk County New York | 4 | $ 1,070,000 | $ 267,000 | $ 248,000 |
| Sullivan County New York | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Sumner County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 24,000 |
| Sumter County Florida | 5 | $ 925,000 | $ 185,000 | $ 94,000 |
| Sussex County Delaware | 3 | $ 695,000 | $ 231,000 | $ 135,000 |
| Sussex County New Jersey | 34 | $ 3,170,000 | $ 93,000 | $ 129,000 |
| Tift County Georgia | 1 | $ 55,000 | $ 55,000 | $ 142,000 |
| Tioga County New York | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Ulster County New York | 1 | $ 575,000 | $ 575,000 | $ 583,000 |
| Union County New Jersey | 136 | $ 24,830,000 | $ 182,000 | $ 169,000 |
| Union County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 274,000 |
| Union County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Van Wert County Ohio | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
| Volusia County Florida | 5 | $ 445,000 | $ 89,000 | $ 79,000 |
| Wake County North Carolina | 5 | $ 1,415,000 | $ 283,000 | $ 125,000 |
| Walton County Florida | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Warren County New Jersey | 41 | $ 5,885,000 | $ 143,000 | $ 135,000 |
| Warren County New York | 2 | $ 210,000 | $ 105,000 | $ 151,000 |
| Washington County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 206,000 |
| Washoe County Nevada | 2 | $ 110,000 | $ 55,000 | $ 98,000 |
| Washtenaw County Michigan | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Waukesha County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 182,000 |
| Wayne County Michigan | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Wayne County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Webb County Texas | 1 | $ 25,000 | $ 25,000 | $ 229,000 |
| Westchester County New York | 30 | $ 6,370,000 | $ 212,000 | $ 189,000 |
| White Pine County Nevada | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Williamson County Texas | 2 | $ 800,000 | $ 400,000 | $ 260,000 |
| Worcester County Maryland | 1 | $ 355,000 | $ 355,000 | $ 343,000 |
| Wright County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Yates County New York | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Yavapai County Arizona | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| York County Maine | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
| York County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 116,000 |
| York County South Carolina | 3 | $ 225,000 | $ 75,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Affinity in 2023
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 787 | $83,945,000 | $106,000 | $1,675,000 | $156,000 | $1,885,000 |
| Other Purpose | 659 | $59,785,000 | $90,000 | $805,000 | $144,000 | $3,591,000 |
| Cash-out Refinancing | 424 | $72,600,000 | $171,000 | $1,005,000 | $154,000 | $879,000 |
| Home Purchase | 391 | $149,195,000 | $381,000 | $2,455,000 | $170,000 | $850,000 |
| Refinancing | 37 | $6,785,000 | $183,000 | $815,000 | $151,000 | $500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,150 | $177,710,000 | $154,000 | $1,995,000 | $159,000 | $1,885,000 |
| Black or African American | 382 | $49,640,000 | $129,000 | $1,185,000 | $126,000 | $1,087,000 |
| Hispanic | 289 | $32,965,000 | $114,000 | $1,675,000 | $150,000 | $3,591,000 |
| Not Provided | 254 | $50,160,000 | $197,000 | $2,005,000 | $160,000 | $919,000 |
| Asian | 189 | $45,365,000 | $240,000 | $1,115,000 | $184,000 | $1,172,000 |
| Not applicable | 19 | $13,225,000 | $696,000 | $2,455,000 | $0 | $0 |
| American Indian or Alaskan Native | 12 | $2,610,000 | $217,000 | $535,000 | $142,000 | $379,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $635,000 | $211,000 | $315,000 | $149,000 | $265,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,298 | $372,310,000 | $162,000 | $2,455,000 | $155,000 | $3,591,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,036 | $204,140,000 | $197,000 | $2,455,000 | $172,000 | $1,885,000 |
| Application Denied By Financial Institution | 812 | $83,150,000 | $102,000 | $755,000 | $125,000 | $3,591,000 |
| Application Withdrawn By Applicant | 230 | $46,090,000 | $200,000 | $1,445,000 | $171,000 | $1,172,000 |
| Application Approved But Not Accepted | 151 | $23,695,000 | $156,000 | $1,995,000 | $163,000 | $815,000 |
| File Closed For Incompleteness | 69 | $15,235,000 | $220,000 | $805,000 | $171,000 | $763,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,486 | $289,160,000 | $194,000 | $2,455,000 | $171,000 | $1,885,000 |
| Debt-To-Income Ratio | 444 | $47,010,000 | $105,000 | $755,000 | $90,000 | $391,000 |
| Collateral | 171 | $19,155,000 | $112,000 | $405,000 | $210,000 | $3,591,000 |
| Credit History | 143 | $9,395,000 | $65,000 | $655,000 | $125,000 | $677,000 |
| Other | 47 | $5,985,000 | $127,000 | $575,000 | $142,000 | $500,000 |
| Employment History | 4 | $820,000 | $205,000 | $395,000 | $104,000 | $288,000 |
| Unverifiable Information | 2 | $130,000 | $65,000 | $105,000 | $86,000 | $121,000 |
| Credit Application Incomplete | 1 | $655,000 | $655,000 | $655,000 | $250,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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