Affinity 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,716 |
Total Mortgage Loan Application Amount | $374,457,000 |
Average Mortgage Loan Application Amount | $191,333 |
Highest Mortgage Loan Application Amount | $2,160,000 |
Average Applicant Income | $131,666 |
Highest Applicant Income | $2,957,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2012.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 2 | $ 687,000 | $ 343,000 | $ 255,000 |
Adams County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 64,000 |
Addison County Vermont | 1 | $ 242,000 | $ 242,000 | $ 68,000 |
Aiken County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
Alameda County California | 3 | $ 1,385,000 | $ 461,000 | $ 134,000 |
Anne Arundel County Maryland | 1 | $ 99,000 | $ 99,000 | $ 37,000 |
Arapahoe County Colorado | 2 | $ 724,000 | $ 362,000 | $ 290,000 |
Atlantic County New Jersey | 3 | $ 525,000 | $ 175,000 | $ 85,000 |
Baltimore City County Maryland | 1 | $ 204,000 | $ 204,000 | $ 126,000 |
Barnstable County Massachusetts | 1 | $ 232,000 | $ 232,000 | $ 112,000 |
Beaufort County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
Bergen County New Jersey | 42 | $ 11,863,000 | $ 282,000 | $ 137,000 |
Berks County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
Bexar County Texas | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
Boulder County Colorado | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
Brevard County Florida | 1 | $ 50,000 | $ 50,000 | $ 112,000 |
Broome County New York | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
Broward County Florida | 11 | $ 3,253,000 | $ 295,000 | $ 126,000 |
Brunswick County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 94,000 |
Bucks County Pennsylvania | 18 | $ 3,837,000 | $ 213,000 | $ 134,000 |
Burlington County New Jersey | 12 | $ 2,348,000 | $ 195,000 | $ 117,000 |
Calhoun County Michigan | 1 | $ 93,000 | $ 93,000 | $ 64,000 |
Camden County New Jersey | 2 | $ 139,000 | $ 69,000 | $ 21,000 |
Cape May County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
Centre County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 59,000 |
Charleston County South Carolina | 2 | $ 720,000 | $ 360,000 | $ 96,000 |
Chatham County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 121,000 |
Chisago County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 78,000 |
Clallam County Washington | 1 | $ 150,000 | $ 150,000 | $ 22,000 |
Clark County Nevada | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
Clayton County Georgia | 3 | $ 1,422,000 | $ 474,000 | $ 83,000 |
Cobb County Georgia | 2 | $ 258,000 | $ 129,000 | $ 137,000 |
Collier County Florida | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
Columbia County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 79,000 |
Cook County Illinois | 5 | $ 1,883,000 | $ 376,000 | $ 182,000 |
Cottonwood County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 105,000 |
Cumberland County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 95,000 |
Dakota County Minnesota | 2 | $ 434,000 | $ 217,000 | $ 87,000 |
DeKalb County Georgia | 1 | $ 220,000 | $ 220,000 | $ 170,000 |
Delaware County Pennsylvania | 3 | $ 240,000 | $ 80,000 | $ 110,000 |
Denver County Colorado | 1 | $ 332,000 | $ 332,000 | $ 170,000 |
District of Columbia County District Of Columbia | 2 | $ 510,000 | $ 255,000 | $ 131,000 |
Douglas County Colorado | 1 | $ 187,000 | $ 187,000 | $ 152,000 |
Dutchess County New York | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
El Paso County Colorado | 2 | $ 489,000 | $ 244,000 | $ 245,000 |
Erie County New York | 2 | $ 245,000 | $ 122,000 | $ 110,000 |
Essex County Massachusetts | 1 | $ 201,000 | $ 201,000 | $ 130,000 |
Essex County New Jersey | 58 | $ 14,608,000 | $ 251,000 | $ 125,000 |
Fairfax County Virginia | 3 | $ 1,192,000 | $ 397,000 | $ 169,000 |
Fairfield County Connecticut | 3 | $ 442,000 | $ 147,000 | $ 278,000 |
Fayette County Georgia | 1 | $ 139,000 | $ 139,000 | $ 131,000 |
Forsyth County Georgia | 1 | $ 209,000 | $ 209,000 | $ 105,000 |
Fort Bend County Texas | 1 | $ 616,000 | $ 616,000 | $ 150,000 |
Franklin County Ohio | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
Frederick County Maryland | 1 | $ 160,000 | $ 160,000 | $ 204,000 |
Fulton County Georgia | 7 | $ 3,553,000 | $ 507,000 | $ 169,000 |
Gibson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
Greene County New York | 1 | $ 80,000 | $ 80,000 | $ 212,000 |
Greene County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 74,000 |
Greene County Virginia | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
Greenville County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
Guilford County North Carolina | 3 | $ 220,000 | $ 73,000 | $ 83,000 |
Gwinnett County Georgia | 3 | $ 461,000 | $ 153,000 | $ 78,000 |
Hamilton County Indiana | 2 | $ 70,000 | $ 35,000 | $ 243,000 |
Hamilton County Ohio | 1 | $ 25,000 | $ 25,000 | $ 181,000 |
Harford County Maryland | 2 | $ 60,000 | $ 30,000 | $ 134,000 |
Harris County Texas | 3 | $ 457,000 | $ 152,000 | $ 89,000 |
Henry County Georgia | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
Hillsborough County Florida | 1 | $ 166,000 | $ 166,000 | $ 110,000 |
Honolulu County Hawaii | 1 | $ 540,000 | $ 540,000 | $ 127,000 |
Horry County South Carolina | 2 | $ 275,000 | $ 137,000 | $ 71,000 |
Howard County Maryland | 1 | $ 426,000 | $ 426,000 | $ 163,000 |
Hudson County New Jersey | 20 | $ 5,295,000 | $ 264,000 | $ 176,000 |
Hunterdon County New Jersey | 155 | $ 34,736,000 | $ 224,000 | $ 136,000 |
Indian River County Florida | 1 | $ 270,000 | $ 270,000 | $ 197,000 |
Iredell County North Carolina | 2 | $ 751,000 | $ 375,000 | $ 203,000 |
Jefferson County Kentucky | 1 | $ 163,000 | $ 163,000 | $ 99,000 |
Johnston County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
Kent County Maryland | 1 | $ 270,000 | $ 270,000 | $ 107,000 |
King County Washington | 2 | $ 980,000 | $ 490,000 | $ 132,000 |
Kings County New York | 4 | $ 581,000 | $ 145,000 | $ 149,000 |
Kitsap County Washington | 1 | $ 320,000 | $ 320,000 | $ 115,000 |
Knox County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 212,000 |
Kosciusko County Indiana | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
Lackawanna County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 32,000 |
Lee County Florida | 4 | $ 705,000 | $ 176,000 | $ 121,000 |
Lehigh County Pennsylvania | 5 | $ 766,000 | $ 153,000 | $ 97,000 |
Logan County Ohio | 1 | $ 67,000 | $ 67,000 | $ 40,000 |
Los Angeles County California | 2 | $ 567,000 | $ 283,000 | $ 54,000 |
Loudon County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 178,000 |
Loudoun County Virginia | 2 | $ 702,000 | $ 351,000 | $ 158,000 |
Luzerne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
Manatee County Florida | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
Maricopa County Arizona | 2 | $ 330,000 | $ 165,000 | $ 58,000 |
Martin County Florida | 2 | $ 220,000 | $ 110,000 | $ 73,000 |
Maui County Hawaii | 1 | $ 80,000 | $ 80,000 | $ 191,000 |
Mecklenburg County North Carolina | 3 | $ 270,000 | $ 90,000 | $ 101,000 |
Medina County Ohio | 1 | $ 224,000 | $ 224,000 | $ 111,000 |
Mercer County New Jersey | 20 | $ 4,159,000 | $ 207,000 | $ 112,000 |
Mercer County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
Miami-Dade County Florida | 3 | $ 595,000 | $ 198,000 | $ 104,000 |
Middlesex County Connecticut | 1 | $ 340,000 | $ 340,000 | $ 119,000 |
Middlesex County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
Middlesex County New Jersey | 194 | $ 37,450,000 | $ 193,000 | $ 113,000 |
Monmouth County New Jersey | 90 | $ 23,622,000 | $ 262,000 | $ 143,000 |
Monroe County Florida | 5 | $ 1,508,000 | $ 301,000 | $ 153,000 |
Monroe County New York | 1 | $ 30,000 | $ 30,000 | $ 117,000 |
Monroe County Pennsylvania | 3 | $ 368,000 | $ 122,000 | $ 92,000 |
Montgomery County Pennsylvania | 4 | $ 1,026,000 | $ 256,000 | $ 72,000 |
Morris County New Jersey | 219 | $ 47,834,000 | $ 218,000 | $ 131,000 |
Nassau County New York | 12 | $ 2,553,000 | $ 212,000 | $ 168,000 |
New Castle County Delaware | 5 | $ 874,000 | $ 174,000 | $ 82,000 |
New York County New York | 3 | $ 420,000 | $ 140,000 | $ 107,000 |
Northampton County Pennsylvania | 32 | $ 5,491,000 | $ 171,000 | $ 96,000 |
Ocean County New Jersey | 52 | $ 14,400,000 | $ 276,000 | $ 177,000 |
Orange County Florida | 2 | $ 184,000 | $ 92,000 | $ 56,000 |
Orange County New York | 1 | $ 280,000 | $ 280,000 | $ 123,000 |
Osceola County Florida | 1 | $ 197,000 | $ 197,000 | $ 16,000 |
Otsego County New York | 1 | $ 140,000 | $ 140,000 | $ 253,000 |
Palm Beach County Florida | 1 | $ 1,520,000 | $ 1,520,000 | $ 766,000 |
Pasco County Florida | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
Passaic County New Jersey | 29 | $ 6,560,000 | $ 226,000 | $ 123,000 |
Philadelphia County Pennsylvania | 2 | $ 277,000 | $ 138,000 | $ 81,000 |
Pike County Pennsylvania | 3 | $ 180,000 | $ 60,000 | $ 69,000 |
Pima County Arizona | 2 | $ 76,000 | $ 38,000 | $ 81,000 |
Pinellas County Florida | 3 | $ 142,000 | $ 47,000 | $ 77,000 |
Polk County Florida | 1 | $ 62,000 | $ 62,000 | $ 194,000 |
Polk County Iowa | 1 | $ 12,000 | $ 12,000 | $ 46,000 |
Prince George's County Maryland | 2 | $ 534,000 | $ 267,000 | $ 115,000 |
Queens County New York | 1 | $ 120,000 | $ 120,000 | $ 113,000 |
Ramsey County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
Richmond County New York | 6 | $ 1,133,000 | $ 188,000 | $ 95,000 |
Riverside County California | 1 | $ 415,000 | $ 415,000 | $ 90,000 |
Roanoke County Virginia | 1 | $ 150,000 | $ 150,000 | $ 342,000 |
Rockingham County New Hampshire | 1 | $ 575,000 | $ 575,000 | $ 178,000 |
Rockland County New York | 3 | $ 557,000 | $ 185,000 | $ 99,000 |
San Diego County California | 3 | $ 622,000 | $ 207,000 | $ 196,000 |
Santa Clara County California | 3 | $ 1,968,000 | $ 656,000 | $ 175,000 |
Santa Fe County New Mexico | 2 | $ 591,000 | $ 295,000 | $ 125,000 |
Sarasota County Florida | 3 | $ 339,000 | $ 113,000 | $ 104,000 |
Seminole County Florida | 2 | $ 282,000 | $ 141,000 | $ 57,000 |
Somerset County New Jersey | 319 | $ 61,730,000 | $ 193,000 | $ 134,000 |
St. Charles County Missouri | 1 | $ 161,000 | $ 161,000 | $ 55,000 |
St. Johns County Florida | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
St. Louis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
St. Lucie County Florida | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
Stark County Ohio | 1 | $ 82,000 | $ 82,000 | $ 50,000 |
Staunton County Virginia | 1 | $ 53,000 | $ 53,000 | $ 57,000 |
Suffolk County New York | 4 | $ 1,014,000 | $ 253,000 | $ 115,000 |
Sullivan County New Hampshire | 1 | $ 87,000 | $ 87,000 | $ 112,000 |
Sumter County Florida | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
Sussex County Delaware | 3 | $ 785,000 | $ 261,000 | $ 137,000 |
Sussex County New Jersey | 36 | $ 6,039,000 | $ 167,000 | $ 102,000 |
Tarrant County Texas | 1 | $ 143,000 | $ 143,000 | $ 66,000 |
Tioga County New York | 1 | $ 10,000 | $ 10,000 | $ 89,000 |
Tioga County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
Union County New Jersey | 79 | $ 17,836,000 | $ 225,000 | $ 139,000 |
Union County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 122,000 |
Ventura County California | 1 | $ 50,000 | $ 50,000 | $ 185,000 |
Wake County North Carolina | 8 | $ 1,771,000 | $ 221,000 | $ 143,000 |
Warren County New Jersey | 49 | $ 9,170,000 | $ 187,000 | $ 110,000 |
Warren County New York | 1 | $ 182,000 | $ 182,000 | $ 145,000 |
Washington County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 152,000 |
Waukesha County Wisconsin | 2 | $ 1,227,000 | $ 613,000 | $ 242,000 |
Waynesboro County Virginia | 1 | $ 59,000 | $ 59,000 | $ 38,000 |
Westchester County New York | 5 | $ 1,916,000 | $ 383,000 | $ 142,000 |
Wilkes County Georgia | 1 | $ 52,000 | $ 52,000 | $ 90,000 |
Windsor County Vermont | 1 | $ 202,000 | $ 202,000 | $ 264,000 |
York County Maine | 2 | $ 3,872,000 | $ 1,936,000 | $ 211,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,207 | $304,699,000 | $252,000 | $1,939,000 | $129,000 | $2,957,000 |
Home Improvement | 322 | $22,271,000 | $69,000 | $400,000 | $122,000 | $514,000 |
Home Purchase | 187 | $47,487,000 | $253,000 | $2,160,000 | $144,000 | $1,128,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,133 | $242,725,000 | $214,000 | $2,160,000 | $132,000 | $2,957,000 |
Not Provided | 246 | $58,641,000 | $238,000 | $1,520,000 | $137,000 | $766,000 |
Black or African American | 131 | $27,562,000 | $210,000 | $794,000 | $95,000 | $431,000 |
Asian | 124 | $28,666,000 | $231,000 | $960,000 | $142,000 | $342,000 |
Hispanic | 68 | $14,187,000 | $208,000 | $499,000 | $104,000 | $500,000 |
American Indian or Alaskan Native | 6 | $1,061,000 | $176,000 | $400,000 | $125,000 | $193,000 |
Not applicable | 6 | $1,044,000 | $174,000 | $520,000 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 2 | $571,000 | $285,000 | $292,000 | $209,000 | $233,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,716 | $374,457,000 | $218,000 | $2,160,000 | $129,000 | $2,957,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,184 | $262,009,000 | $221,000 | $2,160,000 | $137,000 | $2,957,000 |
Application Denied By Financial Institution | 219 | $46,944,000 | $214,000 | $815,000 | $90,000 | $341,000 |
Application Withdrawn By Applicant | 134 | $26,277,000 | $196,000 | $900,000 | $130,000 | $723,000 |
File Closed For Incompleteness | 92 | $19,555,000 | $212,000 | $1,450,000 | $130,000 | $480,000 |
Application Approved But Not Accepted | 87 | $19,672,000 | $226,000 | $950,000 | $115,000 | $375,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 100 | $21,805,000 | $218,000 | $782,000 | $61,000 | $245,000 |
Collateral | 78 | $17,841,000 | $228,000 | $661,000 | $121,000 | $341,000 |
Credit History | 31 | $5,078,000 | $163,000 | $612,000 | $105,000 | $300,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $713,000 | $356,000 | $648,000 | $111,000 | $189,000 |
Other | 2 | $37,000 | $18,000 | $25,000 | $39,000 | $46,000 |
Unverifiable Information | 1 | $166,000 | $166,000 | $166,000 | $110,000 | $110,000 |
Employment History | 1 | $37,000 | $37,000 | $37,000 | $75,000 | $75,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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