Affinity 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,638 |
Total Mortgage Loan Application Amount | $358,635,000 |
Average Mortgage Loan Application Amount | $186,333 |
Highest Mortgage Loan Application Amount | $4,227,000 |
Average Applicant Income | $139,666 |
Highest Applicant Income | $4,940,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2011.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 1 | $ 63,000 | $ 63,000 | $ 59,000 |
Addison County Vermont | 1 | $ 159,000 | $ 159,000 | $ 200,000 |
Alamance County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 174,000 |
Albemarle County Virginia | 2 | $ 250,000 | $ 125,000 | $ 136,000 |
Anderson County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 365,000 |
Atlantic County New Jersey | 2 | $ 349,000 | $ 174,000 | $ 142,000 |
Barnstable County Massachusetts | 2 | $ 910,000 | $ 455,000 | $ 101,000 |
Bergen County New Jersey | 43 | $ 11,580,000 | $ 269,000 | $ 254,000 |
Berks County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
Boulder County Colorado | 1 | $ 185,000 | $ 185,000 | $ 142,000 |
Brevard County Florida | 2 | $ 105,000 | $ 52,000 | $ 31,000 |
Bristol County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
Bronx County New York | 1 | $ 160,000 | $ 160,000 | $ 99,000 |
Broward County Florida | 8 | $ 1,484,000 | $ 185,000 | $ 127,000 |
Brunswick County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 121,000 |
Bucks County Pennsylvania | 17 | $ 3,616,000 | $ 212,000 | $ 100,000 |
Buncombe County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 87,000 |
Burlington County New Jersey | 19 | $ 3,728,000 | $ 196,000 | $ 135,000 |
Cabarrus County North Carolina | 2 | $ 591,000 | $ 295,000 | $ 103,000 |
Camden County New Jersey | 7 | $ 798,000 | $ 114,000 | $ 84,000 |
Cape May County New Jersey | 1 | $ 189,000 | $ 189,000 | $ 103,000 |
Carbon County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 215,000 |
Carroll County Maryland | 1 | $ 387,000 | $ 387,000 | $ 223,000 |
Carroll County Ohio | 1 | $ 211,000 | $ 211,000 | $ 132,000 |
Charles County Maryland | 1 | $ 290,000 | $ 290,000 | $ 110,000 |
Charleston County South Carolina | 1 | $ 350,000 | $ 350,000 | $ 213,000 |
Charlotte County Florida | 2 | $ 111,000 | $ 55,000 | $ 61,000 |
Cherokee County Georgia | 1 | $ 80,000 | $ 80,000 | $ 67,000 |
Cheyenne County Nebraska | 1 | $ 297,000 | $ 297,000 | $ 26,000 |
Clark County Nevada | 3 | $ 745,000 | $ 248,000 | $ 95,000 |
Cleveland County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 87,000 |
Cobb County Georgia | 2 | $ 195,000 | $ 97,000 | $ 110,000 |
Collier County Florida | 3 | $ 246,000 | $ 82,000 | $ 56,000 |
Cook County Illinois | 2 | $ 217,000 | $ 108,000 | $ 74,000 |
Cumberland County Pennsylvania | 2 | $ 185,000 | $ 92,000 | $ 78,000 |
Dakota County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 169,000 |
Dallas County Missouri | 1 | $ 44,000 | $ 44,000 | $ 27,000 |
Dallas County Texas | 2 | $ 419,000 | $ 209,000 | $ 62,000 |
DeKalb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
Delaware County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 171,000 |
Denver County Colorado | 1 | $ 301,000 | $ 301,000 | $ 205,000 |
District of Columbia County District Of Columbia | 2 | $ 950,000 | $ 475,000 | $ 249,000 |
DuPage County Illinois | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
Duval County Florida | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
Essex County New Jersey | 57 | $ 13,407,000 | $ 235,000 | $ 127,000 |
Essex County New York | 2 | $ 543,000 | $ 271,000 | $ 190,000 |
Fairfax County Virginia | 4 | $ 1,820,000 | $ 455,000 | $ 182,000 |
Fairfield County Connecticut | 1 | $ 344,000 | $ 344,000 | $ 267,000 |
Flagler County Florida | 1 | $ 280,000 | $ 280,000 | $ 291,000 |
Franklin County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 405,000 |
Fulton County Georgia | 4 | $ 1,823,000 | $ 455,000 | $ 180,000 |
Gila County Arizona | 1 | $ 171,000 | $ 171,000 | $ 88,000 |
Gloucester County New Jersey | 1 | $ 268,000 | $ 268,000 | $ 119,000 |
Greenville County South Carolina | 2 | $ 366,000 | $ 183,000 | $ 147,000 |
Guilford County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 67,000 |
Gwinnett County Georgia | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
Hamilton County Indiana | 1 | $ 191,000 | $ 191,000 | $ 77,000 |
Hillsborough County Florida | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
Hinds County Mississippi | 1 | $ 259,000 | $ 259,000 | $ 97,000 |
Horry County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
Houston County Georgia | 1 | $ 151,000 | $ 151,000 | $ 21,000 |
Howard County Maryland | 1 | $ 40,000 | $ 40,000 | $ 137,000 |
Hudson County New Jersey | 22 | $ 6,094,000 | $ 277,000 | $ 140,000 |
Hunterdon County New Jersey | 174 | $ 35,848,000 | $ 206,000 | $ 167,000 |
Indian River County Florida | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
James City County Virginia | 1 | $ 333,000 | $ 333,000 | $ 98,000 |
Jefferson County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
Kent County Delaware | 1 | $ 238,000 | $ 238,000 | $ 93,000 |
Kings County New York | 3 | $ 724,000 | $ 241,000 | $ 67,000 |
Kitsap County Washington | 1 | $ 685,000 | $ 685,000 | $ 216,000 |
Knox County Maine | 1 | $ 382,000 | $ 382,000 | $ 191,000 |
Lake County Florida | 1 | $ 132,000 | $ 132,000 | $ 134,000 |
Lake County Illinois | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
Larimer County Colorado | 2 | $ 290,000 | $ 145,000 | $ 97,000 |
Laurens County Georgia | 1 | $ 30,000 | $ 30,000 | $ 98,000 |
Lee County Florida | 3 | $ 205,000 | $ 68,000 | $ 82,000 |
Lehigh County Pennsylvania | 2 | $ 307,000 | $ 153,000 | $ 68,000 |
Los Angeles County California | 6 | $ 2,009,000 | $ 334,000 | $ 103,000 |
Loudon County Tennessee | 1 | $ 267,000 | $ 267,000 | $ 132,000 |
Loudoun County Virginia | 1 | $ 359,000 | $ 359,000 | $ 208,000 |
Louisa County Virginia | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
Luzerne County Pennsylvania | 2 | $ 258,000 | $ 129,000 | $ 105,000 |
Mackinac County Michigan | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
Manatee County Florida | 1 | $ 240,000 | $ 240,000 | $ 166,000 |
Maricopa County Arizona | 3 | $ 522,000 | $ 174,000 | $ 111,000 |
Mecklenburg County North Carolina | 4 | $ 815,000 | $ 203,000 | $ 121,000 |
Mercer County New Jersey | 25 | $ 5,282,000 | $ 211,000 | $ 125,000 |
Middlesex County Massachusetts | 3 | $ 1,582,000 | $ 527,000 | $ 173,000 |
Middlesex County New Jersey | 179 | $ 33,513,000 | $ 187,000 | $ 128,000 |
Monmouth County New Jersey | 67 | $ 13,621,000 | $ 203,000 | $ 144,000 |
Monroe County Florida | 2 | $ 304,000 | $ 152,000 | $ 283,000 |
Monroe County Pennsylvania | 8 | $ 706,000 | $ 88,000 | $ 71,000 |
Montgomery County Ohio | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
Montgomery County Pennsylvania | 3 | $ 676,000 | $ 225,000 | $ 185,000 |
Morris County New Jersey | 196 | $ 50,331,000 | $ 256,000 | $ 141,000 |
Multnomah County Oregon | 1 | $ 630,000 | $ 630,000 | $ 450,000 |
Nassau County New York | 4 | $ 1,228,000 | $ 307,000 | $ 188,000 |
New Castle County Delaware | 2 | $ 428,000 | $ 214,000 | $ 116,000 |
New Hanover County North Carolina | 1 | $ 452,000 | $ 452,000 | $ 254,000 |
New Haven County Connecticut | 1 | $ 326,000 | $ 326,000 | $ 94,000 |
New York County New York | 5 | $ 2,152,000 | $ 430,000 | $ 231,000 |
Nicholas County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 168,000 |
Northampton County Pennsylvania | 34 | $ 6,096,000 | $ 179,000 | $ 88,000 |
Ocean County New Jersey | 44 | $ 9,165,000 | $ 208,000 | $ 105,000 |
Oklahoma County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 76,000 |
Orange County Florida | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
Orange County New York | 7 | $ 1,419,000 | $ 202,000 | $ 135,000 |
Osceola County Florida | 1 | $ 88,000 | $ 88,000 | $ 172,000 |
Palm Beach County Florida | 3 | $ 206,000 | $ 68,000 | $ 75,000 |
Pasco County Florida | 2 | $ 218,000 | $ 109,000 | $ 70,000 |
Passaic County New Jersey | 16 | $ 4,048,000 | $ 253,000 | $ 129,000 |
Philadelphia County Pennsylvania | 3 | $ 650,000 | $ 216,000 | $ 120,000 |
Pike County Pennsylvania | 6 | $ 618,000 | $ 103,000 | $ 73,000 |
Pima County Arizona | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
Pinellas County Florida | 5 | $ 1,597,000 | $ 319,000 | $ 107,000 |
Pitt County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 63,000 |
Prince George's County Maryland | 1 | $ 370,000 | $ 370,000 | $ 70,000 |
Queens County New York | 6 | $ 1,216,000 | $ 202,000 | $ 85,000 |
Rensselaer County New York | 1 | $ 147,000 | $ 147,000 | $ 0 |
Rice County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 63,000 |
Richmond County New York | 11 | $ 1,712,000 | $ 155,000 | $ 93,000 |
Rockland County New York | 9 | $ 1,836,000 | $ 204,000 | $ 103,000 |
San Francisco County California | 1 | $ 244,000 | $ 244,000 | $ 140,000 |
San Mateo County California | 1 | $ 1,960,000 | $ 1,960,000 | $ 200,000 |
Santa Clara County California | 1 | $ 975,000 | $ 975,000 | $ 216,000 |
Santa Fe County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 124,000 |
Sarasota County Florida | 2 | $ 101,000 | $ 50,000 | $ 65,000 |
Somerset County New Jersey | 310 | $ 66,175,000 | $ 213,000 | $ 130,000 |
St. Johns County Florida | 1 | $ 178,000 | $ 178,000 | $ 89,000 |
St. Louis County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 120,000 |
St. Louis County Missouri | 1 | $ 174,000 | $ 174,000 | $ 117,000 |
Stafford County Virginia | 1 | $ 396,000 | $ 396,000 | $ 221,000 |
Suffolk County Massachusetts | 1 | $ 352,000 | $ 352,000 | $ 105,000 |
Suffolk County New York | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
Summers County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
Sumter County Florida | 2 | $ 304,000 | $ 152,000 | $ 135,000 |
Susquehanna County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 339,000 |
Sussex County Delaware | 3 | $ 718,000 | $ 239,000 | $ 126,000 |
Sussex County New Jersey | 40 | $ 7,994,000 | $ 199,000 | $ 125,000 |
Talbot County Maryland | 1 | $ 150,000 | $ 150,000 | $ 114,000 |
Tioga County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 71,000 |
Union County New Jersey | 81 | $ 19,341,000 | $ 238,000 | $ 157,000 |
Union County North Carolina | 3 | $ 617,000 | $ 205,000 | $ 67,000 |
Ventura County California | 1 | $ 32,000 | $ 32,000 | $ 164,000 |
Virginia Beach County Virginia | 1 | $ 118,000 | $ 118,000 | $ 0 |
Volusia County Florida | 1 | $ 198,000 | $ 198,000 | $ 116,000 |
Wake County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 317,000 |
Warren County New Jersey | 34 | $ 6,105,000 | $ 179,000 | $ 214,000 |
Washington County Arkansas | 1 | $ 310,000 | $ 310,000 | $ 209,000 |
Washington County Vermont | 1 | $ 350,000 | $ 350,000 | $ 183,000 |
Waukesha County Wisconsin | 3 | $ 1,305,000 | $ 435,000 | $ 290,000 |
Wayne County Pennsylvania | 2 | $ 133,000 | $ 66,000 | $ 53,000 |
Westchester County New York | 6 | $ 3,312,000 | $ 552,000 | $ 263,000 |
Wilkes County Georgia | 1 | $ 94,000 | $ 94,000 | $ 80,000 |
Will County Illinois | 2 | $ 45,000 | $ 22,000 | $ 161,000 |
Williamson County Tennessee | 1 | $ 527,000 | $ 527,000 | $ 185,000 |
Williamson County Texas | 1 | $ 130,000 | $ 130,000 | $ 135,000 |
Wilson County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
Windham County Connecticut | 1 | $ 304,000 | $ 304,000 | $ 87,000 |
Windham County Vermont | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
Windsor County Vermont | 2 | $ 300,000 | $ 150,000 | $ 164,000 |
Worcester County Massachusetts | 2 | $ 495,000 | $ 247,000 | $ 137,000 |
York County Maine | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,177 | $291,732,000 | $247,000 | $4,227,000 | $139,000 | $4,940,000 |
Home Improvement | 259 | $16,018,000 | $61,000 | $1,000,000 | $138,000 | $4,883,000 |
Home Purchase | 202 | $50,885,000 | $251,000 | $984,000 | $142,000 | $4,078,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,060 | $229,972,000 | $216,000 | $4,227,000 | $140,000 | $4,940,000 |
Not Provided | 247 | $51,826,000 | $209,000 | $865,000 | $137,000 | $1,884,000 |
Asian | 148 | $38,508,000 | $260,000 | $984,000 | $175,000 | $4,078,000 |
Black or African American | 91 | $18,582,000 | $204,000 | $615,000 | $118,000 | $2,685,000 |
Hispanic | 78 | $17,118,000 | $219,000 | $641,000 | $106,000 | $450,000 |
American Indian or Alaskan Native | 6 | $922,000 | $153,000 | $376,000 | $101,000 | $183,000 |
Not applicable | 6 | $1,362,000 | $227,000 | $588,000 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 2 | $345,000 | $172,000 | $305,000 | $183,000 | $196,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,638 | $358,635,000 | $218,000 | $4,227,000 | $139,000 | $4,940,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,124 | $260,513,000 | $231,000 | $4,227,000 | $138,000 | $4,883,000 |
Application Denied By Financial Institution | 216 | $36,706,000 | $169,000 | $838,000 | $100,000 | $1,884,000 |
File Closed For Incompleteness | 135 | $24,039,000 | $178,000 | $775,000 | $173,000 | $4,008,000 |
Application Withdrawn By Applicant | 103 | $22,745,000 | $220,000 | $780,000 | $186,000 | $4,940,000 |
Application Approved But Not Accepted | 60 | $14,632,000 | $243,000 | $1,960,000 | $140,000 | $450,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 95 | $15,497,000 | $163,000 | $615,000 | $67,000 | $199,000 |
Collateral | 57 | $10,209,000 | $179,000 | $838,000 | $153,000 | $1,884,000 |
Credit History | 17 | $2,304,000 | $135,000 | $350,000 | $89,000 | $216,000 |
Unverifiable Information | 4 | $709,000 | $177,000 | $220,000 | $72,000 | $120,000 |
Mortgage Insurance Denied | 1 | $354,000 | $354,000 | $354,000 | $114,000 | $114,000 |
Other | 1 | $30,000 | $30,000 | $30,000 | $68,000 | $68,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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