Affinity 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,514 |
Total Mortgage Loan Application Amount | $729,426,000 |
Average Mortgage Loan Application Amount | $192,666 |
Highest Mortgage Loan Application Amount | $3,690,000 |
Average Applicant Income | $139,333 |
Highest Applicant Income | $5,486,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2009.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
Alameda County California | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
Alexandria County Virginia | 1 | $ 580,000 | $ 580,000 | $ 236,000 |
Allegheny County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 126,000 |
Allen County Ohio | 1 | $ 296,000 | $ 296,000 | $ 129,000 |
Anderson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 263,000 |
Arlington County Virginia | 1 | $ 417,000 | $ 417,000 | $ 292,000 |
Atlantic County New Jersey | 5 | $ 801,000 | $ 160,000 | $ 56,000 |
Augusta County Virginia | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
Baltimore County Maryland | 1 | $ 210,000 | $ 210,000 | $ 115,000 |
Barnstable County Massachusetts | 6 | $ 1,394,000 | $ 232,000 | $ 88,000 |
Beaufort County South Carolina | 2 | $ 775,000 | $ 387,000 | $ 130,000 |
Bennington County Vermont | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
Benton County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 79,000 |
Bergen County New Jersey | 71 | $ 23,728,000 | $ 334,000 | $ 180,000 |
Berks County Pennsylvania | 2 | $ 98,000 | $ 49,000 | $ 100,000 |
Bexar County Texas | 1 | $ 176,000 | $ 176,000 | $ 117,000 |
Boulder County Colorado | 5 | $ 863,000 | $ 172,000 | $ 111,000 |
Brevard County Florida | 2 | $ 392,000 | $ 196,000 | $ 103,000 |
Broward County Florida | 5 | $ 1,183,000 | $ 236,000 | $ 129,000 |
Brown County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 133,000 |
Brunswick County North Carolina | 3 | $ 1,042,000 | $ 347,000 | $ 145,000 |
Bucks County Pennsylvania | 50 | $ 10,051,000 | $ 201,000 | $ 122,000 |
Buncombe County North Carolina | 1 | $ 316,000 | $ 316,000 | $ 95,000 |
Burlington County New Jersey | 30 | $ 5,360,000 | $ 178,000 | $ 113,000 |
Butler County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
Cabarrus County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
Camden County New Jersey | 6 | $ 543,000 | $ 90,000 | $ 118,000 |
Cape May County New Jersey | 3 | $ 803,000 | $ 267,000 | $ 164,000 |
Carroll County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
Carroll County Ohio | 1 | $ 5,000 | $ 5,000 | $ 149,000 |
Cecil County Maryland | 3 | $ 455,000 | $ 151,000 | $ 77,000 |
Charleston County South Carolina | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
Charlotte County Florida | 2 | $ 264,000 | $ 132,000 | $ 126,000 |
Cherokee County Georgia | 2 | $ 270,000 | $ 135,000 | $ 144,000 |
Cheshire County New Hampshire | 1 | $ 159,000 | $ 159,000 | $ 75,000 |
Chester County Pennsylvania | 3 | $ 849,000 | $ 283,000 | $ 222,000 |
Chesterfield County Virginia | 1 | $ 344,000 | $ 344,000 | $ 203,000 |
Chittenden County Vermont | 1 | $ 466,000 | $ 466,000 | $ 180,000 |
Clackamas County Oregon | 2 | $ 416,000 | $ 208,000 | $ 111,000 |
Clark County Nevada | 1 | $ 74,000 | $ 74,000 | $ 21,000 |
Clear Creek County Colorado | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
Clinton County Michigan | 1 | $ 25,000 | $ 25,000 | $ 234,000 |
Cobb County Georgia | 5 | $ 1,070,000 | $ 214,000 | $ 126,000 |
Columbia County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 81,000 |
Columbiana County Ohio | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
Contra Costa County California | 2 | $ 387,000 | $ 193,000 | $ 82,000 |
Cook County Illinois | 5 | $ 1,281,000 | $ 256,000 | $ 146,000 |
Crawford County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 100,000 |
Cumberland County New Jersey | 2 | $ 391,000 | $ 195,000 | $ 107,000 |
Cumberland County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 141,000 |
Cuyahoga County Ohio | 1 | $ 240,000 | $ 240,000 | $ 103,000 |
Dakota County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
Dallas County Missouri | 1 | $ 42,000 | $ 42,000 | $ 28,000 |
Dallas County Texas | 1 | $ 213,000 | $ 213,000 | $ 70,000 |
Dane County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 130,000 |
DeKalb County Georgia | 8 | $ 1,053,000 | $ 131,000 | $ 174,000 |
Delaware County Indiana | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
Delaware County New York | 1 | $ 100,000 | $ 100,000 | $ 111,000 |
Delaware County Pennsylvania | 4 | $ 1,187,000 | $ 296,000 | $ 164,000 |
Denver County Colorado | 1 | $ 294,000 | $ 294,000 | $ 132,000 |
District of Columbia County District Of Columbia | 5 | $ 1,677,000 | $ 335,000 | $ 108,000 |
Dona Ana County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
Douglas County Colorado | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
Douglas County Nebraska | 2 | $ 20,000 | $ 10,000 | $ 60,000 |
Durham County North Carolina | 1 | $ 387,000 | $ 387,000 | $ 83,000 |
Eagle County Colorado | 1 | $ 202,000 | $ 202,000 | $ 57,000 |
El Dorado County California | 1 | $ 405,000 | $ 405,000 | $ 139,000 |
El Paso County Colorado | 2 | $ 976,000 | $ 488,000 | $ 161,000 |
Erie County New York | 2 | $ 193,000 | $ 96,000 | $ 102,000 |
Erie County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 140,000 |
Essex County Massachusetts | 3 | $ 608,000 | $ 202,000 | $ 132,000 |
Essex County New Jersey | 98 | $ 16,468,000 | $ 168,000 | $ 123,000 |
Fairfax County Virginia | 3 | $ 1,425,000 | $ 475,000 | $ 151,000 |
Fairfield County Connecticut | 8 | $ 1,936,000 | $ 242,000 | $ 210,000 |
Flagler County Florida | 2 | $ 558,000 | $ 279,000 | $ 71,000 |
Forsyth County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 42,000 |
Franklin County Ohio | 1 | $ 25,000 | $ 25,000 | $ 134,000 |
Frederick County Maryland | 1 | $ 170,000 | $ 170,000 | $ 177,000 |
Frederick County Virginia | 3 | $ 100,000 | $ 33,000 | $ 41,000 |
Fulton County Georgia | 5 | $ 1,332,000 | $ 266,000 | $ 171,000 |
Georgetown County South Carolina | 3 | $ 135,000 | $ 45,000 | $ 46,000 |
Gloucester County New Jersey | 4 | $ 632,000 | $ 158,000 | $ 140,000 |
Goochland County Virginia | 1 | $ 290,000 | $ 290,000 | $ 132,000 |
Grafton County New Hampshire | 2 | $ 309,000 | $ 154,000 | $ 103,000 |
Greene County Virginia | 1 | $ 150,000 | $ 150,000 | $ 146,000 |
Greenville County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 186,000 |
Guilford County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
Gwinnett County Georgia | 2 | $ 229,000 | $ 114,000 | $ 112,000 |
Hamilton County Ohio | 2 | $ 206,000 | $ 103,000 | $ 42,000 |
Harford County Maryland | 1 | $ 156,000 | $ 156,000 | $ 83,000 |
Harnett County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 235,000 |
Henderson County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 156,000 |
Henry County Georgia | 1 | $ 151,000 | $ 151,000 | $ 151,000 |
Hernando County Florida | 2 | $ 190,000 | $ 95,000 | $ 41,000 |
Hillsborough County Florida | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
Hillsborough County New Hampshire | 1 | $ 164,000 | $ 164,000 | $ 100,000 |
Honolulu County Hawaii | 1 | $ 560,000 | $ 560,000 | $ 162,000 |
Horry County South Carolina | 2 | $ 294,000 | $ 147,000 | $ 229,000 |
Hudson County New Jersey | 35 | $ 7,160,000 | $ 204,000 | $ 121,000 |
Hunterdon County New Jersey | 288 | $ 59,425,000 | $ 206,000 | $ 155,000 |
Itasca County Minnesota | 1 | $ 350,000 | $ 350,000 | $ 230,000 |
Jackson County Florida | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
James City County Virginia | 1 | $ 412,000 | $ 412,000 | $ 267,000 |
Jefferson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
Johnson County Indiana | 2 | $ 190,000 | $ 95,000 | $ 139,000 |
Johnston County North Carolina | 2 | $ 323,000 | $ 161,000 | $ 79,000 |
Kane County Illinois | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
Kent County Delaware | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
Kershaw County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 269,000 |
King County Washington | 2 | $ 1,390,000 | $ 695,000 | $ 268,000 |
Kings County New York | 8 | $ 2,885,000 | $ 360,000 | $ 162,000 |
Kitsap County Washington | 1 | $ 339,000 | $ 339,000 | $ 77,000 |
Lackawanna County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 104,000 |
Lake County Florida | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
Lamoille County Vermont | 1 | $ 140,000 | $ 140,000 | $ 135,000 |
Lancaster County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 81,000 |
Lancaster County South Carolina | 2 | $ 175,000 | $ 87,000 | $ 69,000 |
Leake County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
Lee County Florida | 4 | $ 405,000 | $ 101,000 | $ 81,000 |
Lehigh County Pennsylvania | 13 | $ 2,047,000 | $ 157,000 | $ 119,000 |
Lincoln County Maine | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
Litchfield County Connecticut | 1 | $ 170,000 | $ 170,000 | $ 63,000 |
Los Alamos County New Mexico | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
Los Angeles County California | 6 | $ 3,304,000 | $ 550,000 | $ 175,000 |
Loudon County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
Loudoun County Virginia | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
Luzerne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
Macon County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
Madison County Virginia | 1 | $ 90,000 | $ 90,000 | $ 305,000 |
Manatee County Florida | 3 | $ 605,000 | $ 201,000 | $ 85,000 |
Maricopa County Arizona | 8 | $ 1,206,000 | $ 150,000 | $ 128,000 |
Marion County Florida | 1 | $ 77,000 | $ 77,000 | $ 20,000 |
Marion County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
McHenry County Illinois | 3 | $ 565,000 | $ 188,000 | $ 124,000 |
McLennan County Texas | 1 | $ 112,000 | $ 112,000 | $ 125,000 |
Mecklenburg County North Carolina | 7 | $ 1,102,000 | $ 157,000 | $ 112,000 |
Medina County Ohio | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
Mercer County New Jersey | 61 | $ 12,181,000 | $ 199,000 | $ 130,000 |
Mesa County Colorado | 2 | $ 283,000 | $ 141,000 | $ 34,000 |
Miami County Ohio | 1 | $ 208,000 | $ 208,000 | $ 109,000 |
Miami-Dade County Florida | 4 | $ 888,000 | $ 222,000 | $ 96,000 |
Middlesex County Massachusetts | 8 | $ 3,330,000 | $ 416,000 | $ 212,000 |
Middlesex County New Jersey | 419 | $ 79,017,000 | $ 188,000 | $ 122,000 |
Midland County Michigan | 1 | $ 10,000 | $ 10,000 | $ 130,000 |
Monmouth County New Jersey | 227 | $ 47,134,000 | $ 207,000 | $ 138,000 |
Monroe County Florida | 3 | $ 554,000 | $ 184,000 | $ 164,000 |
Monroe County Pennsylvania | 22 | $ 2,920,000 | $ 132,000 | $ 97,000 |
Montgomery County Maryland | 3 | $ 1,850,000 | $ 616,000 | $ 220,000 |
Montgomery County Pennsylvania | 5 | $ 1,017,000 | $ 203,000 | $ 117,000 |
Moore County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
Morris County New Jersey | 491 | $ 108,810,000 | $ 221,000 | $ 148,000 |
Multnomah County Oregon | 1 | $ 474,000 | $ 474,000 | $ 224,000 |
Nassau County New York | 13 | $ 2,671,000 | $ 205,000 | $ 166,000 |
Nelson County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 65,000 |
New Castle County Delaware | 7 | $ 1,100,000 | $ 157,000 | $ 159,000 |
New Haven County Connecticut | 3 | $ 861,000 | $ 287,000 | $ 114,000 |
New York County New York | 4 | $ 3,518,000 | $ 879,000 | $ 591,000 |
Newton County Georgia | 1 | $ 14,000 | $ 14,000 | $ 76,000 |
Norfolk County Massachusetts | 4 | $ 1,085,000 | $ 271,000 | $ 131,000 |
Northampton County Pennsylvania | 66 | $ 10,564,000 | $ 160,000 | $ 125,000 |
Oakland County Michigan | 2 | $ 303,000 | $ 151,000 | $ 102,000 |
Ocean County New Jersey | 72 | $ 14,691,000 | $ 204,000 | $ 126,000 |
Oldham County Kentucky | 3 | $ 774,000 | $ 258,000 | $ 123,000 |
Orange County Florida | 6 | $ 613,000 | $ 102,000 | $ 59,000 |
Orange County New York | 10 | $ 1,319,000 | $ 131,000 | $ 105,000 |
Orange County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 153,000 |
Osceola County Florida | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
Ouray County Colorado | 1 | $ 112,000 | $ 112,000 | $ 69,000 |
Palm Beach County Florida | 6 | $ 1,723,000 | $ 287,000 | $ 148,000 |
Pasco County Florida | 2 | $ 253,000 | $ 126,000 | $ 186,000 |
Passaic County New Jersey | 47 | $ 13,984,000 | $ 297,000 | $ 148,000 |
Paulding County Georgia | 1 | $ 187,000 | $ 187,000 | $ 77,000 |
Philadelphia County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 178,000 |
Pickens County Georgia | 1 | $ 400,000 | $ 400,000 | $ 186,000 |
Pike County Pennsylvania | 5 | $ 665,000 | $ 133,000 | $ 64,000 |
Pima County Arizona | 2 | $ 478,000 | $ 239,000 | $ 99,000 |
Polk County Florida | 1 | $ 266,000 | $ 266,000 | $ 107,000 |
Prince George's County Maryland | 4 | $ 877,000 | $ 219,000 | $ 106,000 |
Prince William County Virginia | 1 | $ 612,000 | $ 612,000 | $ 135,000 |
Queens County New York | 6 | $ 1,010,000 | $ 168,000 | $ 97,000 |
Ramsey County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 46,000 |
Rice County Minnesota | 2 | $ 18,000 | $ 9,000 | $ 65,000 |
Richmond County New York | 7 | $ 856,000 | $ 122,000 | $ 89,000 |
Riverside County California | 4 | $ 1,110,000 | $ 277,000 | $ 118,000 |
Rockland County New York | 8 | $ 1,655,000 | $ 206,000 | $ 146,000 |
Sacramento County California | 1 | $ 396,000 | $ 396,000 | $ 195,000 |
Salem County New Jersey | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
San Bernardino County California | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
San Diego County California | 1 | $ 100,000 | $ 100,000 | $ 0 |
San Francisco County California | 1 | $ 18,000 | $ 18,000 | $ 108,000 |
San Mateo County California | 1 | $ 60,000 | $ 60,000 | $ 175,000 |
Santa Clara County California | 5 | $ 3,055,000 | $ 611,000 | $ 215,000 |
Santa Fe County New Mexico | 2 | $ 273,000 | $ 136,000 | $ 114,000 |
Sarasota County Florida | 2 | $ 474,000 | $ 237,000 | $ 96,000 |
Saratoga County New York | 1 | $ 310,000 | $ 310,000 | $ 273,000 |
Schenectady County New York | 1 | $ 393,000 | $ 393,000 | $ 113,000 |
Seminole County Florida | 3 | $ 714,000 | $ 238,000 | $ 85,000 |
Somerset County New Jersey | 664 | $ 134,626,000 | $ 202,000 | $ 137,000 |
Spotsylvania County Virginia | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
St. Charles County Missouri | 3 | $ 549,000 | $ 183,000 | $ 74,000 |
St. Croix County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
St. Johns County Florida | 4 | $ 1,607,000 | $ 401,000 | $ 285,000 |
St. Lawrence County New York | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
St. Louis County Missouri | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
Stafford County Virginia | 1 | $ 417,000 | $ 417,000 | $ 217,000 |
Stark County Ohio | 1 | $ 17,000 | $ 17,000 | $ 59,000 |
Stearns County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 157,000 |
Strafford County New Hampshire | 1 | $ 80,000 | $ 80,000 | $ 110,000 |
Suffolk County Massachusetts | 1 | $ 308,000 | $ 308,000 | $ 145,000 |
Suffolk County New York | 9 | $ 3,294,000 | $ 366,000 | $ 352,000 |
Sullivan County New York | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
Sumter County Florida | 2 | $ 120,000 | $ 60,000 | $ 68,000 |
Sussex County Delaware | 2 | $ 30,000 | $ 15,000 | $ 57,000 |
Sussex County New Jersey | 65 | $ 10,225,000 | $ 157,000 | $ 106,000 |
Talbot County Maryland | 2 | $ 255,000 | $ 127,000 | $ 76,000 |
Tioga County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
Ulster County New York | 1 | $ 90,000 | $ 90,000 | $ 53,000 |
Union County New Jersey | 188 | $ 39,508,000 | $ 210,000 | $ 186,000 |
Union County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 111,000 |
Union County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 129,000 |
Ventura County California | 1 | $ 235,000 | $ 235,000 | $ 182,000 |
Virginia Beach County Virginia | 4 | $ 819,000 | $ 204,000 | $ 72,000 |
Wake County North Carolina | 8 | $ 2,212,000 | $ 276,000 | $ 148,000 |
Walton County Georgia | 2 | $ 858,000 | $ 429,000 | $ 117,000 |
Warren County New Jersey | 102 | $ 17,097,000 | $ 167,000 | $ 112,000 |
Warren County New York | 3 | $ 255,000 | $ 85,000 | $ 245,000 |
Washington County Minnesota | 2 | $ 1,055,000 | $ 527,000 | $ 221,000 |
Washington County Rhode Island | 1 | $ 250,000 | $ 250,000 | $ 115,000 |
Waukesha County Wisconsin | 1 | $ 660,000 | $ 660,000 | $ 275,000 |
Wayne County Pennsylvania | 2 | $ 616,000 | $ 308,000 | $ 144,000 |
Westchester County New York | 10 | $ 2,228,000 | $ 222,000 | $ 194,000 |
Will County Illinois | 2 | $ 359,000 | $ 179,000 | $ 158,000 |
Williamson County Tennessee | 1 | $ 276,000 | $ 276,000 | $ 102,000 |
Windham County Vermont | 1 | $ 132,000 | $ 132,000 | $ 230,000 |
Windsor County Vermont | 1 | $ 212,000 | $ 212,000 | $ 140,000 |
Worcester County Maryland | 2 | $ 500,000 | $ 250,000 | $ 0 |
Worcester County Massachusetts | 2 | $ 395,000 | $ 197,000 | $ 91,000 |
Yavapai County Arizona | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
York County Maine | 1 | $ 1,980,000 | $ 1,980,000 | $ 0 |
York County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 40,000 |
York County South Carolina | 2 | $ 302,000 | $ 151,000 | $ 68,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,815 | $615,041,000 | $218,000 | $3,690,000 | $138,000 | $5,486,000 |
Home Improvement | 405 | $29,923,000 | $73,000 | $750,000 | $148,000 | $4,133,000 |
Home Purchase | 294 | $84,462,000 | $287,000 | $2,000,000 | $132,000 | $1,712,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,490 | $504,732,000 | $202,000 | $3,000,000 | $139,000 | $5,486,000 |
Asian | 339 | $90,205,000 | $266,000 | $3,690,000 | $151,000 | $689,000 |
Not Provided | 312 | $59,024,000 | $189,000 | $1,195,000 | $133,000 | $629,000 |
Black or African American | 212 | $41,904,000 | $197,000 | $1,016,000 | $136,000 | $5,141,000 |
Hispanic | 132 | $25,242,000 | $191,000 | $548,000 | $132,000 | $1,417,000 |
Not applicable | 13 | $5,479,000 | $421,000 | $2,000,000 | $0 | $0 |
American Indian or Alaskan Native | 9 | $1,458,000 | $162,000 | $523,000 | $152,000 | $269,000 |
Native Hawaiian or Other Pacific Islander | 7 | $1,382,000 | $197,000 | $304,000 | $142,000 | $248,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,514 | $729,426,000 | $207,000 | $3,690,000 | $138,000 | $5,486,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,992 | $414,696,000 | $208,000 | $2,000,000 | $134,000 | $1,712,000 |
Application Withdrawn By Applicant | 876 | $200,989,000 | $229,000 | $3,000,000 | $155,000 | $5,486,000 |
Application Denied By Financial Institution | 644 | $113,252,000 | $175,000 | $3,690,000 | $130,000 | $5,141,000 |
File Closed For Incompleteness | 2 | $489,000 | $244,000 | $324,000 | $160,000 | $170,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 322 | $60,883,000 | $189,000 | $3,690,000 | $92,000 | $750,000 |
Collateral | 231 | $36,485,000 | $157,000 | $915,000 | $186,000 | $5,141,000 |
Credit History | 59 | $9,130,000 | $154,000 | $570,000 | $125,000 | $800,000 |
Unverifiable Information | 3 | $522,000 | $174,000 | $290,000 | $77,000 | $132,000 |
Employment History | 3 | $530,000 | $176,000 | $450,000 | $149,000 | $251,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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