Affinity 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 4,435 |
Total Mortgage Loan Application Amount | $634,222,000 |
Average Mortgage Loan Application Amount | $152,333 |
Highest Mortgage Loan Application Amount | $2,830,000 |
Average Applicant Income | $114,333 |
Highest Applicant Income | $1,806,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2008.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 2 | $ 120,000 | $ 60,000 | $ 135,000 |
Aiken County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
Alameda County California | 3 | $ 1,078,000 | $ 359,000 | $ 83,000 |
Alexandria County Virginia | 1 | $ 380,000 | $ 380,000 | $ 69,000 |
Allegheny County Pennsylvania | 3 | $ 149,000 | $ 49,000 | $ 82,000 |
Anne Arundel County Maryland | 1 | $ 81,000 | $ 81,000 | $ 162,000 |
Arapahoe County Colorado | 3 | $ 797,000 | $ 265,000 | $ 95,000 |
Arlington County Virginia | 4 | $ 1,467,000 | $ 366,000 | $ 145,000 |
Atlantic County New Jersey | 5 | $ 344,000 | $ 68,000 | $ 73,000 |
Baltimore City County Maryland | 1 | $ 214,000 | $ 214,000 | $ 175,000 |
Baltimore County Maryland | 3 | $ 155,000 | $ 51,000 | $ 79,000 |
Barnstable County Massachusetts | 2 | $ 136,000 | $ 68,000 | $ 71,000 |
Bartow County Georgia | 1 | $ 176,000 | $ 176,000 | $ 23,000 |
Bastrop County Texas | 1 | $ 90,000 | $ 90,000 | $ 130,000 |
Bay County Florida | 1 | $ 43,000 | $ 43,000 | $ 131,000 |
Beaufort County South Carolina | 2 | $ 372,000 | $ 186,000 | $ 139,000 |
Belknap County New Hampshire | 1 | $ 400,000 | $ 400,000 | $ 81,000 |
Beltrami County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
Bennington County Vermont | 1 | $ 254,000 | $ 254,000 | $ 200,000 |
Bergen County New Jersey | 109 | $ 17,861,000 | $ 163,000 | $ 133,000 |
Berks County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 75,000 |
Bernalillo County New Mexico | 2 | $ 225,000 | $ 112,000 | $ 54,000 |
Berrien County Michigan | 2 | $ 690,000 | $ 345,000 | $ 226,000 |
Boulder County Colorado | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
Brevard County Florida | 2 | $ 220,000 | $ 110,000 | $ 36,000 |
Bronx County New York | 1 | $ 97,000 | $ 97,000 | $ 34,000 |
Broomfield County Colorado | 3 | $ 1,173,000 | $ 391,000 | $ 154,000 |
Broward County Florida | 26 | $ 3,275,000 | $ 125,000 | $ 116,000 |
Brunswick County North Carolina | 3 | $ 353,000 | $ 117,000 | $ 77,000 |
Bucks County Pennsylvania | 33 | $ 4,250,000 | $ 128,000 | $ 90,000 |
Bulloch County Georgia | 3 | $ 297,000 | $ 99,000 | $ 103,000 |
Buncombe County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 0 |
Burlington County New Jersey | 52 | $ 4,915,000 | $ 94,000 | $ 100,000 |
Butler County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 67,000 |
Cabarrus County North Carolina | 1 | $ 283,000 | $ 283,000 | $ 88,000 |
Camden County Georgia | 2 | $ 35,000 | $ 17,000 | $ 55,000 |
Camden County New Jersey | 9 | $ 637,000 | $ 70,000 | $ 66,000 |
Cape May County New Jersey | 4 | $ 412,000 | $ 103,000 | $ 50,000 |
Carbon County Pennsylvania | 2 | $ 114,000 | $ 57,000 | $ 66,000 |
Carroll County Georgia | 1 | $ 143,000 | $ 143,000 | $ 68,000 |
Carroll County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 131,000 |
Carroll County Ohio | 3 | $ 247,000 | $ 82,000 | $ 117,000 |
Carteret County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
Charleston County South Carolina | 2 | $ 884,000 | $ 442,000 | $ 100,000 |
Charlotte County Florida | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
Chatham County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 123,000 |
Chelan County Washington | 1 | $ 16,000 | $ 16,000 | $ 67,000 |
Chenango County New York | 1 | $ 68,000 | $ 68,000 | $ 133,000 |
Cherokee County Georgia | 2 | $ 354,000 | $ 177,000 | $ 36,000 |
Chester County Pennsylvania | 11 | $ 2,477,000 | $ 225,000 | $ 205,000 |
Cheyenne County Nebraska | 1 | $ 27,000 | $ 27,000 | $ 95,000 |
Clark County Nevada | 5 | $ 474,000 | $ 94,000 | $ 69,000 |
Clayton County Georgia | 1 | $ 122,000 | $ 122,000 | $ 63,000 |
Clear Creek County Colorado | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
Clermont County Ohio | 1 | $ 63,000 | $ 63,000 | $ 84,000 |
Cobb County Georgia | 9 | $ 935,000 | $ 103,000 | $ 94,000 |
Collier County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
Contra Costa County California | 3 | $ 734,000 | $ 244,000 | $ 122,000 |
Cook County Illinois | 7 | $ 1,685,000 | $ 240,000 | $ 140,000 |
Craven County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
Cumberland County Maine | 1 | $ 230,000 | $ 230,000 | $ 138,000 |
Cumberland County Pennsylvania | 2 | $ 55,000 | $ 27,000 | $ 88,000 |
Dallas County Missouri | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
Dallas County Texas | 2 | $ 371,000 | $ 185,000 | $ 137,000 |
Dawson County Georgia | 1 | $ 141,000 | $ 141,000 | $ 0 |
DeKalb County Georgia | 5 | $ 395,000 | $ 79,000 | $ 70,000 |
Delaware County Pennsylvania | 3 | $ 468,000 | $ 156,000 | $ 136,000 |
Denton County Texas | 1 | $ 260,000 | $ 260,000 | $ 0 |
Denver County Colorado | 4 | $ 512,000 | $ 128,000 | $ 143,000 |
District of Columbia County District Of Columbia | 4 | $ 662,000 | $ 165,000 | $ 83,000 |
Dorchester County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 58,000 |
Douglas County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 65,000 |
DuPage County Illinois | 3 | $ 521,000 | $ 173,000 | $ 118,000 |
Duval County Florida | 3 | $ 249,000 | $ 83,000 | $ 44,000 |
East Baton Rouge County Louisiana | 2 | $ 185,000 | $ 92,000 | $ 105,000 |
El Paso County Colorado | 4 | $ 654,000 | $ 163,000 | $ 97,000 |
Erie County New York | 3 | $ 180,000 | $ 60,000 | $ 590,000 |
Essex County Massachusetts | 3 | $ 332,000 | $ 110,000 | $ 110,000 |
Essex County New Jersey | 182 | $ 29,019,000 | $ 159,000 | $ 119,000 |
Fairfax County Virginia | 5 | $ 870,000 | $ 174,000 | $ 165,000 |
Fairfield County Connecticut | 15 | $ 5,790,000 | $ 386,000 | $ 174,000 |
Flagler County Florida | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
Forsyth County Georgia | 7 | $ 1,005,000 | $ 143,000 | $ 102,000 |
Forsyth County North Carolina | 3 | $ 409,000 | $ 136,000 | $ 76,000 |
Fort Bend County Texas | 1 | $ 119,000 | $ 119,000 | $ 85,000 |
Franklin County Ohio | 2 | $ 108,000 | $ 54,000 | $ 171,000 |
Franklin County Virginia | 2 | $ 49,000 | $ 24,000 | $ 46,000 |
Fulton County Georgia | 13 | $ 3,276,000 | $ 252,000 | $ 144,000 |
Gloucester County New Jersey | 4 | $ 761,000 | $ 190,000 | $ 86,000 |
Grafton County New Hampshire | 2 | $ 102,000 | $ 51,000 | $ 98,000 |
Greenville County South Carolina | 2 | $ 153,000 | $ 76,000 | $ 98,000 |
Guilford County North Carolina | 4 | $ 326,000 | $ 81,000 | $ 49,000 |
Gwinnett County Georgia | 7 | $ 322,000 | $ 46,000 | $ 100,000 |
Halifax County Virginia | 1 | $ 20,000 | $ 20,000 | $ 0 |
Hamilton County Indiana | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
Hampshire County Massachusetts | 1 | $ 12,000 | $ 12,000 | $ 119,000 |
Hampton County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
Hancock County Georgia | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
Hancock County Maine | 1 | $ 310,000 | $ 310,000 | $ 286,000 |
Harford County Maryland | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
Harney County Oregon | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
Harris County Texas | 2 | $ 450,000 | $ 225,000 | $ 170,000 |
Hartford County Connecticut | 2 | $ 100,000 | $ 50,000 | $ 92,000 |
Henderson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
Hendricks County Indiana | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
Henrico County Virginia | 3 | $ 483,000 | $ 161,000 | $ 89,000 |
Henry County Georgia | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
Hernando County Florida | 3 | $ 224,000 | $ 74,000 | $ 46,000 |
Hillsborough County Florida | 4 | $ 302,000 | $ 75,000 | $ 141,000 |
Hillsborough County New Hampshire | 3 | $ 853,000 | $ 284,000 | $ 212,000 |
Hinds County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
Honolulu County Hawaii | 1 | $ 30,000 | $ 30,000 | $ 216,000 |
Horry County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 74,000 |
Houston County Alabama | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
Howard County Maryland | 1 | $ 150,000 | $ 150,000 | $ 275,000 |
Hudson County New Jersey | 44 | $ 6,386,000 | $ 145,000 | $ 88,000 |
Hunterdon County New Jersey | 305 | $ 47,318,000 | $ 155,000 | $ 117,000 |
Indian River County Florida | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
Iredell County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
Island County Washington | 1 | $ 86,000 | $ 86,000 | $ 230,000 |
Jackson County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 39,000 |
James City County Virginia | 2 | $ 517,000 | $ 258,000 | $ 127,000 |
Jefferson County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 135,000 |
Jo Daviess County Illinois | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
Johnson County Indiana | 2 | $ 170,000 | $ 85,000 | $ 136,000 |
Johnson County Kansas | 2 | $ 364,000 | $ 182,000 | $ 105,000 |
Johnston County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
Kendall County Illinois | 1 | $ 23,000 | $ 23,000 | $ 57,000 |
Kent County Delaware | 1 | $ 110,000 | $ 110,000 | $ 76,000 |
Kent County Rhode Island | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
King County Washington | 7 | $ 1,618,000 | $ 231,000 | $ 125,000 |
Kings County New York | 14 | $ 3,052,000 | $ 218,000 | $ 98,000 |
Knox County Maine | 2 | $ 525,000 | $ 262,000 | $ 127,000 |
Lackawanna County Pennsylvania | 2 | $ 93,000 | $ 46,000 | $ 81,000 |
Lake County Florida | 4 | $ 475,000 | $ 118,000 | $ 53,000 |
Lake County Illinois | 2 | $ 71,000 | $ 35,000 | $ 132,000 |
Lake County Indiana | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
Lancaster County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
Lee County Florida | 3 | $ 749,000 | $ 249,000 | $ 89,000 |
Lehigh County Pennsylvania | 11 | $ 1,324,000 | $ 120,000 | $ 81,000 |
Lincoln County Maine | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
Los Angeles County California | 3 | $ 590,000 | $ 196,000 | $ 71,000 |
Loudon County Tennessee | 1 | $ 343,000 | $ 343,000 | $ 161,000 |
Loudoun County Virginia | 5 | $ 2,002,000 | $ 400,000 | $ 156,000 |
Louisa County Virginia | 2 | $ 76,000 | $ 38,000 | $ 165,000 |
Lowndes County Georgia | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
Lucas County Ohio | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
Luzerne County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
Manatee County Florida | 4 | $ 436,000 | $ 109,000 | $ 132,000 |
Maricopa County Arizona | 8 | $ 973,000 | $ 121,000 | $ 80,000 |
Marion County Florida | 1 | $ 47,000 | $ 47,000 | $ 36,000 |
Martin County Florida | 4 | $ 159,000 | $ 39,000 | $ 68,000 |
Mecklenburg County North Carolina | 9 | $ 1,399,000 | $ 155,000 | $ 106,000 |
Mercer County New Jersey | 95 | $ 15,146,000 | $ 159,000 | $ 113,000 |
Mercer County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
Miami-Dade County Florida | 7 | $ 1,107,000 | $ 158,000 | $ 128,000 |
Middlesex County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 133,000 |
Middlesex County Massachusetts | 3 | $ 523,000 | $ 174,000 | $ 160,000 |
Middlesex County New Jersey | 566 | $ 69,579,000 | $ 122,000 | $ 106,000 |
Moniteau County Missouri | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
Monmouth County New Jersey | 203 | $ 29,075,000 | $ 143,000 | $ 131,000 |
Monroe County Florida | 1 | $ 270,000 | $ 270,000 | $ 151,000 |
Monroe County New York | 1 | $ 30,000 | $ 30,000 | $ 113,000 |
Monroe County Pennsylvania | 27 | $ 2,495,000 | $ 92,000 | $ 58,000 |
Montgomery County New York | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
Montgomery County Pennsylvania | 10 | $ 1,043,000 | $ 104,000 | $ 90,000 |
Montgomery County Texas | 1 | $ 240,000 | $ 240,000 | $ 91,000 |
Moore County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
Morris County New Jersey | 580 | $ 85,278,000 | $ 147,000 | $ 114,000 |
Nash County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 105,000 |
Nassau County New York | 12 | $ 1,771,000 | $ 147,000 | $ 152,000 |
New Castle County Delaware | 5 | $ 963,000 | $ 192,000 | $ 129,000 |
New Hanover County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
New Haven County Connecticut | 7 | $ 949,000 | $ 135,000 | $ 85,000 |
New York County New York | 5 | $ 1,767,000 | $ 353,000 | $ 174,000 |
Newton County Georgia | 1 | $ 10,000 | $ 10,000 | $ 87,000 |
Norfolk County Virginia | 1 | $ 80,000 | $ 80,000 | $ 91,000 |
Northampton County Pennsylvania | 88 | $ 8,192,000 | $ 93,000 | $ 82,000 |
Ocean County New Jersey | 132 | $ 18,239,000 | $ 138,000 | $ 108,000 |
Oldham County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
Oneida County New York | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
Onondaga County New York | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
Onslow County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 167,000 |
Orange County California | 2 | $ 979,000 | $ 489,000 | $ 53,000 |
Orange County Florida | 2 | $ 230,000 | $ 115,000 | $ 120,000 |
Orange County New York | 10 | $ 1,200,000 | $ 120,000 | $ 94,000 |
Orange County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 25,000 |
Osceola County Florida | 7 | $ 930,000 | $ 132,000 | $ 103,000 |
Oswego County New York | 2 | $ 109,000 | $ 54,000 | $ 44,000 |
Oxford County Maine | 1 | $ 120,000 | $ 120,000 | $ 105,000 |
Palm Beach County Florida | 9 | $ 1,172,000 | $ 130,000 | $ 93,000 |
Pasco County Florida | 1 | $ 50,000 | $ 50,000 | $ 144,000 |
Passaic County New Jersey | 67 | $ 10,469,000 | $ 156,000 | $ 101,000 |
Philadelphia County Pennsylvania | 2 | $ 172,000 | $ 86,000 | $ 107,000 |
Pike County Pennsylvania | 15 | $ 1,204,000 | $ 80,000 | $ 65,000 |
Pima County Arizona | 2 | $ 18,000 | $ 9,000 | $ 47,000 |
Pinal County Arizona | 1 | $ 33,000 | $ 33,000 | $ 41,000 |
Pinellas County Florida | 3 | $ 895,000 | $ 298,000 | $ 143,000 |
Platte County Missouri | 1 | $ 196,000 | $ 196,000 | $ 114,000 |
Polk County Iowa | 2 | $ 150,000 | $ 75,000 | $ 60,000 |
Poquoson County Virginia | 1 | $ 20,000 | $ 20,000 | $ 98,000 |
Prince George's County Maryland | 6 | $ 979,000 | $ 163,000 | $ 105,000 |
Prince William County Virginia | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
Pulaski County Arkansas | 2 | $ 56,000 | $ 28,000 | $ 54,000 |
Putnam County New York | 1 | $ 267,000 | $ 267,000 | $ 150,000 |
Queens County New York | 3 | $ 550,000 | $ 183,000 | $ 98,000 |
Ramsey County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
Rensselaer County New York | 2 | $ 253,000 | $ 126,000 | $ 109,000 |
Rice County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
Richland County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 82,000 |
Richmond County New York | 26 | $ 3,253,000 | $ 125,000 | $ 59,000 |
Riverside County California | 1 | $ 123,000 | $ 123,000 | $ 83,000 |
Rockingham County New Hampshire | 7 | $ 1,159,000 | $ 165,000 | $ 130,000 |
Rockland County New York | 5 | $ 724,000 | $ 144,000 | $ 57,000 |
Rutland County Vermont | 1 | $ 94,000 | $ 94,000 | $ 359,000 |
Sacramento County California | 2 | $ 640,000 | $ 320,000 | $ 116,000 |
Salem County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 64,000 |
San Bernardino County California | 2 | $ 435,000 | $ 217,000 | $ 106,000 |
San Diego County California | 1 | $ 180,000 | $ 180,000 | $ 200,000 |
San Mateo County California | 2 | $ 821,000 | $ 410,000 | $ 123,000 |
Santa Clara County California | 7 | $ 2,291,000 | $ 327,000 | $ 169,000 |
Sarasota County Florida | 2 | $ 145,000 | $ 72,000 | $ 56,000 |
Saratoga County New York | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
Schenectady County New York | 6 | $ 433,000 | $ 72,000 | $ 85,000 |
Seminole County Florida | 3 | $ 245,000 | $ 81,000 | $ 245,000 |
Shelby County Alabama | 1 | $ 25,000 | $ 25,000 | $ 195,000 |
Sherburne County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 129,000 |
Somerset County New Jersey | 733 | $ 113,626,000 | $ 155,000 | $ 115,000 |
Sonoma County California | 1 | $ 380,000 | $ 380,000 | $ 120,000 |
St. Charles County Missouri | 8 | $ 351,000 | $ 43,000 | $ 101,000 |
St. Johns County Florida | 3 | $ 584,000 | $ 194,000 | $ 117,000 |
St. Louis County Missouri | 2 | $ 100,000 | $ 50,000 | $ 58,000 |
Stafford County Virginia | 2 | $ 260,000 | $ 130,000 | $ 37,000 |
Suffolk County New York | 19 | $ 3,361,000 | $ 176,000 | $ 139,000 |
Sullivan County New York | 2 | $ 168,000 | $ 84,000 | $ 39,000 |
Sumter County Florida | 5 | $ 349,000 | $ 69,000 | $ 40,000 |
Susquehanna County Pennsylvania | 2 | $ 30,000 | $ 15,000 | $ 43,000 |
Sussex County Delaware | 3 | $ 801,000 | $ 267,000 | $ 141,000 |
Sussex County New Jersey | 115 | $ 12,972,000 | $ 112,000 | $ 103,000 |
Tioga County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 121,000 |
Tulsa County Oklahoma | 1 | $ 221,000 | $ 221,000 | $ 116,000 |
Union County New Jersey | 233 | $ 32,679,000 | $ 140,000 | $ 110,000 |
Union County North Carolina | 4 | $ 517,000 | $ 129,000 | $ 101,000 |
Union County Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 166,000 |
Upshur County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 0 |
Virginia Beach County Virginia | 3 | $ 327,000 | $ 109,000 | $ 69,000 |
Volusia County Florida | 3 | $ 172,000 | $ 57,000 | $ 58,000 |
Wake County North Carolina | 11 | $ 1,913,000 | $ 173,000 | $ 89,000 |
Warren County New Jersey | 136 | $ 15,079,000 | $ 110,000 | $ 92,000 |
Warren County Ohio | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
Washington County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
Washington County Oregon | 1 | $ 72,000 | $ 72,000 | $ 157,000 |
Washington County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 145,000 |
Washtenaw County Michigan | 2 | $ 139,000 | $ 69,000 | $ 0 |
Wayne County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
Wayne County Pennsylvania | 8 | $ 1,185,000 | $ 148,000 | $ 163,000 |
Westchester County New York | 11 | $ 2,134,000 | $ 194,000 | $ 151,000 |
Wicomico County Maryland | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
Will County Illinois | 1 | $ 15,000 | $ 15,000 | $ 174,000 |
Williamson County Texas | 2 | $ 335,000 | $ 167,000 | $ 110,000 |
Windham County Connecticut | 1 | $ 96,000 | $ 96,000 | $ 51,000 |
Windsor County Vermont | 3 | $ 285,000 | $ 95,000 | $ 97,000 |
Worcester County Maryland | 1 | $ 261,000 | $ 261,000 | $ 251,000 |
Worcester County Massachusetts | 2 | $ 235,000 | $ 117,000 | $ 82,000 |
York County Maine | 2 | $ 3,116,000 | $ 1,558,000 | $ 0 |
York County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 57,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 3,297 | $452,432,000 | $137,000 | $2,830,000 | $108,000 | $1,806,000 |
Home Improvement | 573 | $40,389,000 | $70,000 | $555,000 | $111,000 | $500,000 |
Home Purchase | 565 | $141,401,000 | $250,000 | $1,424,000 | $124,000 | $873,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,233 | $447,542,000 | $138,000 | $2,020,000 | $111,000 | $1,806,000 |
Asian | 384 | $65,481,000 | $170,000 | $998,000 | $129,000 | $369,000 |
Black or African American | 377 | $57,770,000 | $153,000 | $1,904,000 | $93,000 | $471,000 |
Not Provided | 221 | $31,456,000 | $142,000 | $1,200,000 | $112,000 | $1,418,000 |
Hispanic | 200 | $29,190,000 | $145,000 | $2,830,000 | $98,000 | $522,000 |
Native Hawaiian or Other Pacific Islander | 14 | $1,877,000 | $134,000 | $646,000 | $140,000 | $336,000 |
American Indian or Alaskan Native | 6 | $906,000 | $151,000 | $417,000 | $84,000 | $122,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,435 | $634,222,000 | $143,000 | $2,830,000 | $110,000 | $1,806,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,782 | $380,034,000 | $136,000 | $2,830,000 | $111,000 | $1,806,000 |
Application Withdrawn By Applicant | 935 | $155,935,000 | $166,000 | $1,200,000 | $119,000 | $1,380,000 |
Application Denied By Financial Institution | 714 | $97,913,000 | $137,000 | $783,000 | $96,000 | $1,538,000 |
Application Approved But Not Accepted | 2 | $130,000 | $65,000 | $100,000 | $53,000 | $58,000 |
File Closed For Incompleteness | 2 | $210,000 | $105,000 | $135,000 | $152,000 | $230,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 202 | $30,732,000 | $152,000 | $704,000 | $74,000 | $471,000 |
Collateral | 175 | $20,595,000 | $117,000 | $727,000 | $115,000 | $423,000 |
Credit History | 83 | $9,597,000 | $115,000 | $498,000 | $89,000 | $358,000 |
Employment History | 6 | $740,000 | $123,000 | $209,000 | $93,000 | $246,000 |
Unverifiable Information | 4 | $291,000 | $72,000 | $100,000 | $81,000 | $195,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $304,000 | $304,000 | $304,000 | $60,000 | $60,000 |
Mortgage Insurance Denied | 1 | $225,000 | $225,000 | $225,000 | $52,000 | $52,000 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer