Advancial Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
Total Number of Mortgage Applications | 936 |
Total Mortgage Loan Application Amount | $298,540,000 |
Average Mortgage Loan Application Amount | $247,250 |
Highest Mortgage Loan Application Amount | $3,005,000 |
Average Applicant Income | $181,250 |
Highest Applicant Income | $2,099,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2019.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Acadia County Louisiana | 4 | $ 480,000 | $ 120,000 | $ 113,000 |
Ada County Idaho | 1 | $ 485,000 | $ 485,000 | $ 199,000 |
Adams County Colorado | 1 | $ 375,000 | $ 375,000 | $ 145,000 |
Alameda County California | 8 | $ 8,180,000 | $ 1,022,000 | $ 395,000 |
Allegheny County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
Anchorage County Alaska | 19 | $ 4,525,000 | $ 238,000 | $ 165,000 |
Angelina County Texas | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
Anne Arundel County Maryland | 2 | $ 850,000 | $ 425,000 | $ 670,000 |
Arapahoe County Colorado | 3 | $ 2,035,000 | $ 678,000 | $ 577,000 |
Arlington County Virginia | 7 | $ 915,000 | $ 130,000 | $ 203,000 |
Baltimore City County Maryland | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
Barnstable County Massachusetts | 1 | $ 565,000 | $ 565,000 | $ 201,000 |
Bay County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 270,000 |
Beaufort County South Carolina | 1 | $ 1,505,000 | $ 1,505,000 | $ 371,000 |
Beauregard County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 129,000 |
Benton County Arkansas | 2 | $ 650,000 | $ 325,000 | $ 177,000 |
Bergen County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 142,000 |
Bexar County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 146,000 |
Boulder County Colorado | 1 | $ 1,235,000 | $ 1,235,000 | $ 429,000 |
Brazoria County Texas | 2 | $ 430,000 | $ 215,000 | $ 174,000 |
Brevard County Florida | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
Bristol County Massachusetts | 1 | $ 975,000 | $ 975,000 | $ 702,000 |
Bronx County New York | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
Broomfield County Colorado | 1 | $ 1,015,000 | $ 1,015,000 | $ 346,000 |
Broward County Florida | 23 | $ 5,405,000 | $ 235,000 | $ 203,000 |
Brunswick County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
Bucks County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 172,000 |
Butler County Ohio | 1 | $ 455,000 | $ 455,000 | $ 210,000 |
Calcasieu County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
Cameron County Texas | 1 | $ 225,000 | $ 225,000 | $ 232,000 |
Camp County Texas | 1 | $ 475,000 | $ 475,000 | $ 216,000 |
Cecil County Maryland | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
Charlotte County Florida | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
Chelan County Washington | 8 | $ 2,710,000 | $ 338,000 | $ 376,000 |
Cherokee County Georgia | 2 | $ 680,000 | $ 340,000 | $ 118,000 |
Chester County Pennsylvania | 2 | $ 1,250,000 | $ 625,000 | $ 184,000 |
Clackamas County Oregon | 2 | $ 790,000 | $ 395,000 | $ 238,000 |
Clallam County Washington | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
Clark County Nevada | 7 | $ 2,255,000 | $ 322,000 | $ 421,000 |
Clatsop County Oregon | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
Cobb County Georgia | 2 | $ 600,000 | $ 300,000 | $ 171,000 |
Coffee County Alabama | 1 | $ 265,000 | $ 265,000 | $ 146,000 |
Colfax County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 259,000 |
Collier County Florida | 2 | $ 720,000 | $ 360,000 | $ 139,000 |
Collin County Texas | 41 | $ 10,035,000 | $ 244,000 | $ 164,000 |
Colorado County Texas | 1 | $ 315,000 | $ 315,000 | $ 229,000 |
Columbia County Oregon | 1 | $ 285,000 | $ 285,000 | $ 149,000 |
Comal County Texas | 2 | $ 1,210,000 | $ 605,000 | $ 304,000 |
Contra Costa County California | 2 | $ 870,000 | $ 435,000 | $ 107,000 |
Cook County Illinois | 11 | $ 4,275,000 | $ 388,000 | $ 292,000 |
Craven County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
Cumberland County Maine | 2 | $ 550,000 | $ 275,000 | $ 163,000 |
Dakota County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 495,000 |
Dallas County Texas | 58 | $ 16,040,000 | $ 276,000 | $ 178,000 |
Davidson County Tennessee | 4 | $ 810,000 | $ 202,000 | $ 161,000 |
Delaware County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
Denton County Texas | 16 | $ 5,770,000 | $ 360,000 | $ 192,000 |
Denver County Colorado | 4 | $ 1,660,000 | $ 415,000 | $ 212,000 |
Deschutes County Oregon | 5 | $ 1,125,000 | $ 225,000 | $ 148,000 |
Dodge County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 136,000 |
DuPage County Illinois | 1 | $ 75,000 | $ 75,000 | $ 170,000 |
Durham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 234,000 |
El Dorado County California | 1 | $ 385,000 | $ 385,000 | $ 84,000 |
El Paso County Colorado | 1 | $ 435,000 | $ 435,000 | $ 143,000 |
Ellis County Texas | 7 | $ 1,415,000 | $ 202,000 | $ 161,000 |
Emmet County Michigan | 1 | $ 285,000 | $ 285,000 | $ 225,000 |
Escambia County Florida | 1 | $ 515,000 | $ 515,000 | $ 1,075,000 |
Essex County New Jersey | 2 | $ 1,190,000 | $ 595,000 | $ 223,000 |
Evangeline County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
Fairfax County Virginia | 2 | $ 770,000 | $ 385,000 | $ 129,000 |
Fairfield County Connecticut | 1 | $ 495,000 | $ 495,000 | $ 280,000 |
Fayette County Georgia | 3 | $ 1,045,000 | $ 348,000 | $ 177,000 |
Flagler County Florida | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
Flathead County Montana | 1 | $ 645,000 | $ 645,000 | $ 575,000 |
Forsyth County Georgia | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
Fort Bend County Texas | 28 | $ 7,370,000 | $ 263,000 | $ 161,000 |
Franklin County Ohio | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
Freestone County Texas | 1 | $ 305,000 | $ 305,000 | $ 283,000 |
Fresno County California | 1 | $ 405,000 | $ 405,000 | $ 161,000 |
Fulton County Georgia | 4 | $ 1,950,000 | $ 487,000 | $ 321,000 |
Galveston County Texas | 3 | $ 515,000 | $ 171,000 | $ 77,000 |
Grady County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
Grand County Utah | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
Grayson County Texas | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
Guilford County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
Gunnison County Colorado | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
Gwinnett County Georgia | 5 | $ 1,375,000 | $ 275,000 | $ 217,000 |
Hampden County Massachusetts | 2 | $ 170,000 | $ 85,000 | $ 172,000 |
Hardin County Texas | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
Harris County Texas | 47 | $ 12,785,000 | $ 272,000 | $ 171,000 |
Hartford County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
Hawaii County Hawaii | 2 | $ 710,000 | $ 355,000 | $ 283,000 |
Hays County Texas | 1 | $ 455,000 | $ 455,000 | $ 230,000 |
Henderson County Texas | 3 | $ 525,000 | $ 175,000 | $ 165,000 |
Hidalgo County Texas | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
Hill County Texas | 1 | $ 95,000 | $ 95,000 | $ 134,000 |
Hillsborough County Florida | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
Horry County South Carolina | 3 | $ 765,000 | $ 255,000 | $ 209,000 |
Howard County Maryland | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
Hudson County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 350,000 |
Hunt County Texas | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
Iberia County Louisiana | 5 | $ 665,000 | $ 133,000 | $ 90,000 |
Indian River County Florida | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
Jackson County Michigan | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
James City County Virginia | 2 | $ 300,000 | $ 150,000 | $ 265,000 |
Jefferson County Alabama | 1 | $ 485,000 | $ 485,000 | $ 261,000 |
Jefferson County Colorado | 3 | $ 1,165,000 | $ 388,000 | $ 129,000 |
Jefferson Davis County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
Kauai County Hawaii | 1 | $ 665,000 | $ 665,000 | $ 269,000 |
Kaufman County Texas | 6 | $ 1,240,000 | $ 206,000 | $ 123,000 |
Kendall County Illinois | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
Kern County California | 1 | $ 105,000 | $ 105,000 | $ 217,000 |
King County Washington | 13 | $ 11,425,000 | $ 878,000 | $ 284,000 |
Kings County New York | 13 | $ 5,065,000 | $ 389,000 | $ 896,000 |
Kitsap County Washington | 4 | $ 3,070,000 | $ 767,000 | $ 332,000 |
Kittitas County Washington | 2 | $ 540,000 | $ 270,000 | $ 187,000 |
Lafayette County Louisiana | 55 | $ 8,965,000 | $ 163,000 | $ 122,000 |
Lake County Florida | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
Lake County Illinois | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
Lancaster County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
Larimer County Colorado | 2 | $ 420,000 | $ 210,000 | $ 179,000 |
Laurens County Georgia | 2 | $ 400,000 | $ 200,000 | $ 119,000 |
Lea County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
Lee County Florida | 3 | $ 925,000 | $ 308,000 | $ 240,000 |
Lincoln County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
Lincoln County Oregon | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
Llano County Texas | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
Logan County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
Los Angeles County California | 10 | $ 5,390,000 | $ 539,000 | $ 211,000 |
Madison County Mississippi | 1 | $ 635,000 | $ 635,000 | $ 251,000 |
Manatee County Florida | 2 | $ 500,000 | $ 250,000 | $ 141,000 |
Maricopa County Arizona | 15 | $ 5,225,000 | $ 348,000 | $ 249,000 |
Marin County California | 1 | $ 1,455,000 | $ 1,455,000 | $ 296,000 |
Marion County Oregon | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
Martin County Florida | 1 | $ 95,000 | $ 95,000 | $ 178,000 |
Matanuska-Susitna County Alaska | 3 | $ 1,045,000 | $ 348,000 | $ 234,000 |
McCurtain County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 662,000 |
McHenry County Illinois | 1 | $ 345,000 | $ 345,000 | $ 355,000 |
Mecklenburg County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 113,000 |
Mendocino County California | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
Mercer County New Jersey | 3 | $ 1,615,000 | $ 538,000 | $ 164,000 |
Mesa County Colorado | 2 | $ 260,000 | $ 130,000 | $ 150,000 |
Miami-Dade County Florida | 8 | $ 2,560,000 | $ 320,000 | $ 209,000 |
Middlesex County Massachusetts | 6 | $ 2,960,000 | $ 493,000 | $ 206,000 |
Middlesex County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
Midland County Texas | 3 | $ 625,000 | $ 208,000 | $ 92,000 |
Mohave County Arizona | 2 | $ 380,000 | $ 190,000 | $ 272,000 |
Monmouth County New Jersey | 3 | $ 1,655,000 | $ 551,000 | $ 271,000 |
Monterey County California | 1 | $ 1,085,000 | $ 1,085,000 | $ 356,000 |
Montgomery County Maryland | 2 | $ 1,140,000 | $ 570,000 | $ 166,000 |
Montgomery County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 73,000 |
Montgomery County Texas | 8 | $ 1,970,000 | $ 246,000 | $ 147,000 |
Morris County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
Multnomah County Oregon | 4 | $ 1,070,000 | $ 267,000 | $ 109,000 |
Napa County California | 1 | $ 725,000 | $ 725,000 | $ 399,000 |
Nassau County New York | 2 | $ 680,000 | $ 340,000 | $ 113,000 |
Navarro County Texas | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
New Castle County Delaware | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
New Haven County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 118,000 |
New York County New York | 12 | $ 5,100,000 | $ 425,000 | $ 196,000 |
Nueces County Texas | 2 | $ 240,000 | $ 120,000 | $ 409,000 |
Okaloosa County Florida | 3 | $ 525,000 | $ 175,000 | $ 194,000 |
Oklahoma County Oklahoma | 9 | $ 1,405,000 | $ 156,000 | $ 147,000 |
Oldham County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
Orange County California | 3 | $ 2,305,000 | $ 768,000 | $ 337,000 |
Orange County Florida | 10 | $ 4,920,000 | $ 492,000 | $ 339,000 |
Osceola County Florida | 4 | $ 780,000 | $ 195,000 | $ 116,000 |
Otero County Colorado | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
Palm Beach County Florida | 14 | $ 4,190,000 | $ 299,000 | $ 349,000 |
Pasco County Florida | 2 | $ 450,000 | $ 225,000 | $ 106,000 |
Pierce County Washington | 1 | $ 355,000 | $ 355,000 | $ 183,000 |
Pima County Arizona | 2 | $ 440,000 | $ 220,000 | $ 104,000 |
Pinellas County Florida | 15 | $ 2,845,000 | $ 189,000 | $ 121,000 |
Placer County California | 6 | $ 1,820,000 | $ 303,000 | $ 304,000 |
Polk County Florida | 1 | $ 225,000 | $ 225,000 | $ 146,000 |
Prince George's County Maryland | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
Putnam County New York | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
Queens County New York | 8 | $ 2,630,000 | $ 328,000 | $ 154,000 |
Riverside County California | 4 | $ 800,000 | $ 200,000 | $ 156,000 |
Rockingham County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 133,000 |
Rockwall County Texas | 4 | $ 1,130,000 | $ 282,000 | $ 126,000 |
Routt County Colorado | 1 | $ 335,000 | $ 335,000 | $ 224,000 |
Rutland County Vermont | 1 | $ 105,000 | $ 105,000 | $ 322,000 |
Sacramento County California | 2 | $ 190,000 | $ 95,000 | $ 96,000 |
Salt Lake County Utah | 3 | $ 1,965,000 | $ 655,000 | $ 566,000 |
San Bernardino County California | 2 | $ 570,000 | $ 285,000 | $ 179,000 |
San Diego County California | 10 | $ 3,570,000 | $ 357,000 | $ 157,000 |
San Francisco County California | 2 | $ 1,980,000 | $ 990,000 | $ 249,000 |
San Joaquin County California | 1 | $ 665,000 | $ 665,000 | $ 131,000 |
San Luis Obispo County California | 1 | $ 305,000 | $ 305,000 | $ 161,000 |
San Mateo County California | 6 | $ 8,020,000 | $ 1,336,000 | $ 374,000 |
San Patricio County Texas | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
San Saba County Texas | 1 | $ 195,000 | $ 195,000 | $ 188,000 |
Santa Clara County California | 8 | $ 7,040,000 | $ 880,000 | $ 320,000 |
Santa Cruz County California | 2 | $ 950,000 | $ 475,000 | $ 153,000 |
Santa Rosa County Florida | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
Sarasota County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 206,000 |
Seminole County Florida | 1 | $ 255,000 | $ 255,000 | $ 167,000 |
Skagit County Washington | 1 | $ 385,000 | $ 385,000 | $ 304,000 |
Smith County Texas | 4 | $ 490,000 | $ 122,000 | $ 66,000 |
Snohomish County Washington | 3 | $ 665,000 | $ 221,000 | $ 79,000 |
Somerset County New Jersey | 2 | $ 1,120,000 | $ 560,000 | $ 169,000 |
Sonoma County California | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
Spokane County Washington | 1 | $ 175,000 | $ 175,000 | $ 168,000 |
St. Clair County Illinois | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
St. Johns County Florida | 2 | $ 430,000 | $ 215,000 | $ 104,000 |
St. Landry County Louisiana | 8 | $ 810,000 | $ 101,000 | $ 100,000 |
St. Louis City County Missouri | 2 | $ 520,000 | $ 260,000 | $ 156,000 |
St. Martin County Louisiana | 8 | $ 730,000 | $ 91,000 | $ 82,000 |
St. Mary County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 90,000 |
St. Tammany County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 172,000 |
Suffolk County Massachusetts | 4 | $ 1,880,000 | $ 470,000 | $ 514,000 |
Suffolk County New York | 2 | $ 370,000 | $ 185,000 | $ 169,000 |
Summit County Utah | 8 | $ 4,370,000 | $ 546,000 | $ 233,000 |
Tangipahoa County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
Taos County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 227,000 |
Tarrant County Texas | 25 | $ 5,285,000 | $ 211,000 | $ 138,000 |
Taylor County Texas | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
Travis County Texas | 13 | $ 6,555,000 | $ 504,000 | $ 412,000 |
Tulsa County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 259,000 |
Twin Falls County Idaho | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
Utah County Utah | 2 | $ 640,000 | $ 320,000 | $ 251,000 |
Van Zandt County Texas | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
Vance County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
Ventura County California | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
Vermilion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
Vermilion County Louisiana | 5 | $ 465,000 | $ 93,000 | $ 97,000 |
Volusia County Florida | 3 | $ 395,000 | $ 131,000 | $ 180,000 |
Wake County North Carolina | 5 | $ 2,605,000 | $ 521,000 | $ 210,000 |
Waller County Texas | 2 | $ 320,000 | $ 160,000 | $ 142,000 |
Walton County Florida | 2 | $ 730,000 | $ 365,000 | $ 173,000 |
Walworth County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
Wasatch County Utah | 5 | $ 2,075,000 | $ 415,000 | $ 226,000 |
Washington County Oregon | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
Washington County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 290,000 |
Waukesha County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
Weber County Utah | 1 | $ 95,000 | $ 95,000 | $ 713,000 |
Westchester County New York | 4 | $ 1,790,000 | $ 447,000 | $ 194,000 |
Williamson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
Williamson County Texas | 7 | $ 1,975,000 | $ 282,000 | $ 180,000 |
Worcester County Maryland | 2 | $ 270,000 | $ 135,000 | $ 124,000 |
York County Maine | 2 | $ 740,000 | $ 370,000 | $ 86,000 |
York County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 533 | $177,465,000 | $332,000 | $2,355,000 | $199,000 | $1,742,000 |
Cash-out Refinancing | 257 | $93,285,000 | $362,000 | $3,005,000 | $246,000 | $2,099,000 |
Refinancing | 102 | $25,980,000 | $254,000 | $875,000 | $154,000 | $533,000 |
Home Improvement | 44 | $1,810,000 | $41,000 | $155,000 | $126,000 | $296,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 579 | $181,755,000 | $313,000 | $2,285,000 | $211,000 | $2,099,000 |
Not Provided | 191 | $61,065,000 | $319,000 | $3,005,000 | $196,000 | $1,742,000 |
Asian | 61 | $27,075,000 | $443,000 | $2,355,000 | $221,000 | $1,596,000 |
Hispanic | 56 | $16,110,000 | $287,000 | $1,335,000 | $166,000 | $985,000 |
Black or African American | 37 | $7,555,000 | $204,000 | $535,000 | $127,000 | $495,000 |
American Indian or Alaskan Native | 7 | $2,435,000 | $347,000 | $1,205,000 | $265,000 | $801,000 |
Not applicable | 3 | $935,000 | $311,000 | $575,000 | $139,000 | $160,000 |
Native Hawaiian or Other Pacific Islander | 1 | $1,575,000 | $1,575,000 | $1,575,000 | $642,000 | $642,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 936 | $298,540,000 | $318,000 | $3,005,000 | $203,000 | $2,099,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 765 | $249,385,000 | $325,000 | $2,355,000 | $208,000 | $2,099,000 |
Application Withdrawn By Applicant | 110 | $32,570,000 | $296,000 | $1,185,000 | $192,000 | $1,278,000 |
Application Denied By Financial Institution | 44 | $11,790,000 | $267,000 | $3,005,000 | $175,000 | $1,640,000 |
Application Approved But Not Accepted | 12 | $3,380,000 | $281,000 | $2,285,000 | $160,000 | $450,000 |
File Closed For Incompleteness | 4 | $1,120,000 | $280,000 | $405,000 | $148,000 | $185,000 |
Preapproval Denied by Financial Institution | 1 | $295,000 | $295,000 | $295,000 | $125,000 | $125,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 891 | $286,455,000 | $321,000 | $2,355,000 | $205,000 | $2,099,000 |
Credit History | 16 | $2,230,000 | $139,000 | $295,000 | $122,000 | $425,000 |
Debt-To-Income Ratio | 10 | $2,330,000 | $233,000 | $385,000 | $138,000 | $512,000 |
Collateral | 8 | $4,950,000 | $618,000 | $3,005,000 | $360,000 | $1,640,000 |
Unverifiable Information | 4 | $1,170,000 | $292,000 | $555,000 | $125,000 | $172,000 |
Other | 3 | $745,000 | $248,000 | $345,000 | $98,000 | $139,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $260,000 | $130,000 | $155,000 | $273,000 | $373,000 |
Mortgage Insurance Denied | 1 | $295,000 | $295,000 | $295,000 | $153,000 | $153,000 |
Employment History | 1 | $105,000 | $105,000 | $105,000 | $111,000 | $111,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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