First Technology Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 7,219 |
Total Mortgage Loan Application Amount | $2,977,065,000 |
Average Mortgage Loan Application Amount | $370,600 |
Highest Mortgage Loan Application Amount | $51,505,000 |
Average Applicant Income | $216,400 |
Highest Applicant Income | $9,010,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2023.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 71 | $ 17,765,000 | $ 250,000 | $ 123,000 |
Adams County Colorado | 7 | $ 2,365,000 | $ 337,000 | $ 206,000 |
Adams County Idaho | 1 | $ 665,000 | $ 665,000 | $ 754,000 |
Alachua County Florida | 3 | $ 355,000 | $ 118,000 | $ 249,000 |
Alameda County California | 80 | $ 45,060,000 | $ 563,000 | $ 330,000 |
Albemarle County Virginia | 1 | $ 105,000 | $ 105,000 | $ 204,000 |
Allegheny County Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 85,000 |
Amador County California | 3 | $ 645,000 | $ 215,000 | $ 164,000 |
Aransas County Texas | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
Arapahoe County Colorado | 29 | $ 5,385,000 | $ 185,000 | $ 160,000 |
Arlington County Virginia | 1 | $ 55,000 | $ 55,000 | $ 194,000 |
Athens County Ohio | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
Baker County Oregon | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
Baltimore City County Maryland | 2 | $ 390,000 | $ 195,000 | $ 161,000 |
Baltimore County Maryland | 1 | $ 35,000 | $ 35,000 | $ 387,000 |
Beaufort County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 5,000 |
Bell County Texas | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
Benton County Oregon | 44 | $ 10,060,000 | $ 228,000 | $ 133,000 |
Benton County Washington | 4 | $ 1,500,000 | $ 375,000 | $ 155,000 |
Bergen County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 326,000 |
Bernalillo County New Mexico | 4 | $ 980,000 | $ 245,000 | $ 161,000 |
Bexar County Texas | 3 | $ 435,000 | $ 145,000 | $ 239,000 |
Bonner County Idaho | 1 | $ 815,000 | $ 815,000 | $ 0 |
Boulder County Colorado | 10 | $ 4,280,000 | $ 428,000 | $ 257,000 |
Brazoria County Texas | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
Brazos County Texas | 2 | $ 350,000 | $ 175,000 | $ 155,000 |
Brevard County Florida | 3 | $ 2,205,000 | $ 735,000 | $ 337,000 |
Broomfield County Colorado | 1 | $ 205,000 | $ 205,000 | $ 270,000 |
Broward County Florida | 13 | $ 4,335,000 | $ 333,000 | $ 229,000 |
Brunswick County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
Bryan County Georgia | 2 | $ 270,000 | $ 135,000 | $ 237,000 |
Bucks County Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 337,000 |
Butte County California | 5 | $ 785,000 | $ 157,000 | $ 71,000 |
Cabarrus County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 126,000 |
Calaveras County California | 2 | $ 250,000 | $ 125,000 | $ 90,000 |
Canyon County Idaho | 13 | $ 2,705,000 | $ 208,000 | $ 78,000 |
Cape Girardeau County Missouri | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
Cape May County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 332,000 |
Caroline County Maryland | 1 | $ 55,000 | $ 55,000 | $ 320,000 |
Carroll County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 296,000 |
Catawba County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 68,000 |
Chaffee County Colorado | 2 | $ 120,000 | $ 60,000 | $ 113,000 |
Charleston County South Carolina | 4 | $ 2,460,000 | $ 615,000 | $ 350,000 |
Charlottesville County Virginia | 1 | $ 75,000 | $ 75,000 | $ 345,000 |
Chatham County North Carolina | 3 | $ 1,275,000 | $ 425,000 | $ 141,000 |
Chelan County Washington | 7 | $ 2,955,000 | $ 422,000 | $ 244,000 |
Cherokee County Georgia | 2 | $ 950,000 | $ 475,000 | $ 145,000 |
Cherokee County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 265,000 |
Chester County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
Chesterfield County Virginia | 1 | $ 335,000 | $ 335,000 | $ 220,000 |
Citrus County Florida | 1 | $ 75,000 | $ 75,000 | $ 167,000 |
Clackamas County Oregon | 202 | $ 51,790,000 | $ 256,000 | $ 192,000 |
Clallam County Washington | 7 | $ 2,305,000 | $ 329,000 | $ 189,000 |
Clark County Nevada | 19 | $ 5,125,000 | $ 269,000 | $ 130,000 |
Clark County Washington | 104 | $ 25,820,000 | $ 248,000 | $ 236,000 |
Clarke County Georgia | 1 | $ 125,000 | $ 125,000 | $ 192,000 |
Clatsop County Oregon | 8 | $ 1,640,000 | $ 205,000 | $ 127,000 |
Clayton County Georgia | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
Clermont County Ohio | 2 | $ 220,000 | $ 110,000 | $ 231,000 |
Cobb County Georgia | 11 | $ 2,815,000 | $ 255,000 | $ 168,000 |
Cochise County Arizona | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
Coconino County Arizona | 3 | $ 935,000 | $ 311,000 | $ 176,000 |
Collin County Texas | 25 | $ 10,795,000 | $ 431,000 | $ 300,000 |
Columbia County Georgia | 4 | $ 870,000 | $ 217,000 | $ 152,000 |
Columbia County Oregon | 25 | $ 5,955,000 | $ 238,000 | $ 148,000 |
Contra Costa County California | 35 | $ 12,055,000 | $ 344,000 | $ 281,000 |
Coos County Oregon | 5 | $ 795,000 | $ 159,000 | $ 161,000 |
Coweta County Georgia | 3 | $ 575,000 | $ 191,000 | $ 52,000 |
Cowlitz County Washington | 12 | $ 2,970,000 | $ 247,000 | $ 152,000 |
Crisp County Georgia | 1 | $ 5,745,000 | $ 5,745,000 | $ 0 |
Crook County Oregon | 6 | $ 2,570,000 | $ 428,000 | $ 269,000 |
Cumberland County Maine | 2 | $ 410,000 | $ 205,000 | $ 220,000 |
Cumberland County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 435,000 |
Cuyahoga County Ohio | 12 | $ 1,760,000 | $ 146,000 | $ 219,000 |
Dakota County Minnesota | 3 | $ 775,000 | $ 258,000 | $ 141,000 |
Dallas County Texas | 6 | $ 1,970,000 | $ 328,000 | $ 452,000 |
Davie County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
DeKalb County Georgia | 10 | $ 1,330,000 | $ 133,000 | $ 123,000 |
Delaware County Ohio | 1 | $ 475,000 | $ 475,000 | $ 121,000 |
Delaware County Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 421,000 |
Denton County Texas | 8 | $ 3,100,000 | $ 387,000 | $ 176,000 |
Denver County Colorado | 13 | $ 3,795,000 | $ 291,000 | $ 281,000 |
Deschutes County Oregon | 68 | $ 18,400,000 | $ 270,000 | $ 250,000 |
District of Columbia County District Of Columbia | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
Dougherty County Georgia | 3 | $ 135,000 | $ 45,000 | $ 64,000 |
Douglas County Colorado | 17 | $ 8,055,000 | $ 473,000 | $ 234,000 |
Douglas County Nevada | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
Douglas County Oregon | 9 | $ 2,475,000 | $ 275,000 | $ 139,000 |
Duplin County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
Durham County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
Duval County Florida | 4 | $ 13,950,000 | $ 3,487,000 | $ 333,000 |
Eagle County Colorado | 2 | $ 3,310,000 | $ 1,655,000 | $ 1,254,000 |
El Dorado County California | 6 | $ 1,810,000 | $ 301,000 | $ 209,000 |
El Paso County Colorado | 26 | $ 5,190,000 | $ 199,000 | $ 151,000 |
Elbert County Colorado | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
Essex County Massachusetts | 7 | $ 1,795,000 | $ 256,000 | $ 211,000 |
Essex County New Jersey | 7 | $ 2,225,000 | $ 317,000 | $ 442,000 |
Fairfax County Virginia | 2 | $ 900,000 | $ 450,000 | $ 178,000 |
Fairfield County Ohio | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
Fannin County Georgia | 1 | $ 175,000 | $ 175,000 | $ 471,000 |
Fauquier County Virginia | 1 | $ 105,000 | $ 105,000 | $ 189,000 |
Fayette County Georgia | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
Fond du Lac County Wisconsin | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
Forsyth County Georgia | 13 | $ 5,405,000 | $ 415,000 | $ 227,000 |
Forsyth County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
Fort Bend County Texas | 16 | $ 6,390,000 | $ 399,000 | $ 199,000 |
Franklin County Georgia | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
Franklin County Idaho | 2 | $ 90,000 | $ 45,000 | $ 170,000 |
Franklin County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 181,000 |
Franklin County Ohio | 3 | $ 1,115,000 | $ 371,000 | $ 141,000 |
Franklin County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 271,000 |
Franklin County Washington | 2 | $ 400,000 | $ 200,000 | $ 57,000 |
Fresno County California | 9 | $ 1,425,000 | $ 158,000 | $ 219,000 |
Fulton County Georgia | 24 | $ 7,010,000 | $ 292,000 | $ 194,000 |
Galveston County Texas | 1 | $ 805,000 | $ 805,000 | $ 0 |
Garfield County Colorado | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
Gem County Idaho | 2 | $ 110,000 | $ 55,000 | $ 191,000 |
Gloucester County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 167,000 |
Glynn County Georgia | 1 | $ 485,000 | $ 485,000 | $ 209,000 |
Grant County Washington | 3 | $ 1,095,000 | $ 365,000 | $ 374,000 |
Grays Harbor County Washington | 4 | $ 2,490,000 | $ 622,000 | $ 391,000 |
Greenville County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
Guernsey County Ohio | 1 | $ 615,000 | $ 615,000 | $ 0 |
Guilford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
Gwinnett County Georgia | 5 | $ 635,000 | $ 127,000 | $ 134,000 |
Hamilton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
Harnett County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 116,000 |
Harris County Texas | 43 | $ 12,925,000 | $ 300,000 | $ 184,000 |
Hays County Texas | 3 | $ 1,635,000 | $ 545,000 | $ 433,000 |
Hennepin County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 378,000 |
Henry County Georgia | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
Hillsborough County Florida | 10 | $ 2,840,000 | $ 284,000 | $ 213,000 |
Hillsborough County New Hampshire | 3 | $ 235,000 | $ 78,000 | $ 141,000 |
Honolulu County Hawaii | 1 | $ 15,000 | $ 15,000 | $ 260,000 |
Hood River County Oregon | 9 | $ 1,135,000 | $ 126,000 | $ 168,000 |
Horry County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
Howard County Maryland | 2 | $ 370,000 | $ 185,000 | $ 132,000 |
Humboldt County Nevada | 1 | $ 385,000 | $ 385,000 | $ 280,000 |
Imperial County California | 1 | $ 45,000 | $ 45,000 | $ 158,000 |
Iredell County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
Island County Washington | 5 | $ 2,105,000 | $ 421,000 | $ 183,000 |
Jackson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 350,000 |
Jackson County Oregon | 12 | $ 2,690,000 | $ 224,000 | $ 132,000 |
Jefferson County Alabama | 1 | $ 2,055,000 | $ 2,055,000 | $ 0 |
Jefferson County Colorado | 14 | $ 1,370,000 | $ 97,000 | $ 180,000 |
Jefferson County Idaho | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
Jefferson County New York | 1 | $ 51,505,000 | $ 51,505,000 | $ 0 |
Jefferson County Oregon | 3 | $ 255,000 | $ 85,000 | $ 86,000 |
Jefferson County Washington | 9 | $ 3,985,000 | $ 442,000 | $ 240,000 |
Johnson County Texas | 1 | $ 495,000 | $ 495,000 | $ 204,000 |
Johnston County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
Josephine County Oregon | 7 | $ 1,135,000 | $ 162,000 | $ 109,000 |
Kennebec County Maine | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
Kern County California | 2 | $ 110,000 | $ 55,000 | $ 127,000 |
King County Washington | 810 | $ 449,690,000 | $ 555,000 | $ 301,000 |
Kings County California | 2 | $ 90,000 | $ 45,000 | $ 66,000 |
Kings County New York | 1 | $ 355,000 | $ 355,000 | $ 497,000 |
Kitsap County Washington | 16 | $ 8,190,000 | $ 511,000 | $ 222,000 |
Kittitas County Washington | 4 | $ 1,120,000 | $ 280,000 | $ 336,000 |
Klamath County Oregon | 5 | $ 1,105,000 | $ 221,000 | $ 139,000 |
Klickitat County Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 770,000 |
Knox County Ohio | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
Kootenai County Idaho | 2 | $ 540,000 | $ 270,000 | $ 171,000 |
Kossuth County Iowa | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
La Plata County Colorado | 3 | $ 265,000 | $ 88,000 | $ 106,000 |
Lackawanna County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 213,000 |
Lake County Florida | 2 | $ 870,000 | $ 435,000 | $ 146,000 |
Lake County Indiana | 1 | $ 1,615,000 | $ 1,615,000 | $ 0 |
Lancaster County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 110,000 |
Lane County Oregon | 90 | $ 12,770,000 | $ 141,000 | $ 114,000 |
Larimer County Colorado | 122 | $ 22,010,000 | $ 180,000 | $ 149,000 |
Lee County Alabama | 1 | $ 875,000 | $ 875,000 | $ 0 |
Lee County Florida | 3 | $ 435,000 | $ 145,000 | $ 107,000 |
Lewis County Washington | 3 | $ 1,315,000 | $ 438,000 | $ 140,000 |
Licking County Ohio | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
Lincoln County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 190,000 |
Lincoln County Oregon | 11 | $ 3,055,000 | $ 277,000 | $ 177,000 |
Linn County Oregon | 44 | $ 5,250,000 | $ 119,000 | $ 104,000 |
Los Alamos County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 352,000 |
Los Angeles County California | 51 | $ 14,275,000 | $ 279,000 | $ 251,000 |
Loudoun County Virginia | 3 | $ 945,000 | $ 315,000 | $ 193,000 |
Lubbock County Texas | 1 | $ 165,000 | $ 165,000 | $ 147,000 |
Lucas County Ohio | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
Macomb County Michigan | 1 | $ 855,000 | $ 855,000 | $ 0 |
Madera County California | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
Manatee County Florida | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
Maricopa County Arizona | 71 | $ 15,595,000 | $ 219,000 | $ 158,000 |
Marin County California | 2 | $ 2,760,000 | $ 1,380,000 | $ 466,000 |
Marion County Florida | 3 | $ 325,000 | $ 108,000 | $ 64,000 |
Marion County Oregon | 188 | $ 28,010,000 | $ 148,000 | $ 131,000 |
Martin County Florida | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
Mason County Washington | 4 | $ 1,260,000 | $ 315,000 | $ 228,000 |
McLennan County Texas | 1 | $ 55,000 | $ 55,000 | $ 410,000 |
Mecklenburg County North Carolina | 9 | $ 2,675,000 | $ 297,000 | $ 266,000 |
Mendocino County California | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
Merced County California | 2 | $ 160,000 | $ 80,000 | $ 108,000 |
Mercer County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 348,000 |
Mesa County Colorado | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
Miami County Ohio | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
Miami-Dade County Florida | 12 | $ 3,280,000 | $ 273,000 | $ 174,000 |
Middlesex County Massachusetts | 7 | $ 5,115,000 | $ 730,000 | $ 299,000 |
Middlesex County New Jersey | 6 | $ 580,000 | $ 96,000 | $ 122,000 |
Midland County Texas | 1 | $ 425,000 | $ 425,000 | $ 159,000 |
Mississippi County Missouri | 1 | $ 735,000 | $ 735,000 | $ 0 |
Modoc County California | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
Mohave County Arizona | 2 | $ 550,000 | $ 275,000 | $ 184,000 |
Monmouth County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
Monroe County New York | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
Monterey County California | 8 | $ 1,510,000 | $ 188,000 | $ 130,000 |
Montgomery County Maryland | 5 | $ 1,705,000 | $ 341,000 | $ 216,000 |
Montgomery County Ohio | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
Montgomery County Pennsylvania | 4 | $ 700,000 | $ 175,000 | $ 158,000 |
Montgomery County Texas | 47 | $ 13,375,000 | $ 284,000 | $ 179,000 |
Moore County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
Morgan County Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
Morris County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 557,000 |
Multnomah County Oregon | 321 | $ 78,395,000 | $ 244,000 | $ 190,000 |
Napa County California | 3 | $ 1,185,000 | $ 395,000 | $ 126,000 |
Nassau County New York | 2 | $ 560,000 | $ 280,000 | $ 127,000 |
Navajo County Arizona | 1 | $ 135,000 | $ 135,000 | $ 116,000 |
Nevada County California | 9 | $ 2,335,000 | $ 259,000 | $ 228,000 |
New Castle County Delaware | 2 | $ 560,000 | $ 280,000 | $ 193,000 |
New Hanover County North Carolina | 3 | $ 225,000 | $ 75,000 | $ 115,000 |
New Haven County Connecticut | 2 | $ 1,260,000 | $ 630,000 | $ 185,000 |
Newton County Missouri | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
Norfolk County Massachusetts | 2 | $ 710,000 | $ 355,000 | $ 1,787,000 |
Norfolk County Virginia | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
Nueces County Texas | 1 | $ 355,000 | $ 355,000 | $ 258,000 |
Ocean County New Jersey | 3 | $ 1,675,000 | $ 558,000 | $ 133,000 |
Oconee County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 280,000 |
Okanogan County Washington | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
Onslow County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 114,000 |
Orange County California | 31 | $ 14,975,000 | $ 483,000 | $ 297,000 |
Orange County Florida | 13 | $ 5,405,000 | $ 415,000 | $ 243,000 |
Orange County North Carolina | 2 | $ 1,520,000 | $ 760,000 | $ 215,000 |
Osceola County Florida | 2 | $ 640,000 | $ 320,000 | $ 118,000 |
Pacific County Washington | 3 | $ 295,000 | $ 98,000 | $ 113,000 |
Palm Beach County Florida | 3 | $ 335,000 | $ 111,000 | $ 136,000 |
Pasco County Florida | 4 | $ 850,000 | $ 212,000 | $ 164,000 |
Passaic County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 139,000 |
Paulding County Georgia | 2 | $ 430,000 | $ 215,000 | $ 149,000 |
Philadelphia County Pennsylvania | 2 | $ 830,000 | $ 415,000 | $ 128,000 |
Pickens County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 282,000 |
Pierce County Washington | 39 | $ 12,245,000 | $ 313,000 | $ 256,000 |
Pima County Arizona | 20 | $ 3,700,000 | $ 185,000 | $ 569,000 |
Pinal County Arizona | 5 | $ 1,405,000 | $ 281,000 | $ 151,000 |
Pinellas County Florida | 3 | $ 755,000 | $ 251,000 | $ 173,000 |
Pitt County North Carolina | 1 | $ 1,325,000 | $ 1,325,000 | $ 0 |
Pittsburg County Oklahoma | 1 | $ 3,155,000 | $ 3,155,000 | $ 0 |
Placer County California | 62 | $ 14,850,000 | $ 239,000 | $ 181,000 |
Plymouth County Massachusetts | 3 | $ 1,475,000 | $ 491,000 | $ 338,000 |
Polk County Florida | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
Polk County Oregon | 43 | $ 6,995,000 | $ 162,000 | $ 109,000 |
Prince George's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 163,000 |
Prince William County Virginia | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
Pueblo County Colorado | 2 | $ 530,000 | $ 265,000 | $ 87,000 |
Queens County New York | 2 | $ 320,000 | $ 160,000 | $ 128,000 |
Ramsey County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 368,000 |
Randall County Texas | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
Rensselaer County New York | 1 | $ 45,000 | $ 45,000 | $ 820,000 |
Richland County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
Richmond City County Virginia | 1 | $ 45,000 | $ 45,000 | $ 121,000 |
Richmond County Georgia | 2 | $ 130,000 | $ 65,000 | $ 166,000 |
Riverside County California | 31 | $ 6,295,000 | $ 203,000 | $ 163,000 |
Robeson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 170,000 |
Rockingham County New Hampshire | 4 | $ 1,390,000 | $ 347,000 | $ 204,000 |
Rockingham County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
Rockwall County Texas | 3 | $ 1,305,000 | $ 435,000 | $ 231,000 |
Routt County Colorado | 2 | $ 360,000 | $ 180,000 | $ 235,000 |
Sacramento County California | 54 | $ 10,170,000 | $ 188,000 | $ 173,000 |
Salt Lake County Utah | 4 | $ 780,000 | $ 195,000 | $ 158,000 |
San Benito County California | 2 | $ 900,000 | $ 450,000 | $ 254,000 |
San Bernardino County California | 13 | $ 3,305,000 | $ 254,000 | $ 178,000 |
San Diego County California | 109 | $ 33,635,000 | $ 308,000 | $ 233,000 |
San Francisco County California | 9 | $ 6,285,000 | $ 698,000 | $ 339,000 |
San Joaquin County California | 21 | $ 7,315,000 | $ 348,000 | $ 208,000 |
San Juan County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
San Juan County Washington | 8 | $ 4,210,000 | $ 526,000 | $ 347,000 |
San Luis Obispo County California | 2 | $ 230,000 | $ 115,000 | $ 117,000 |
San Mateo County California | 37 | $ 21,695,000 | $ 586,000 | $ 335,000 |
Sandoval County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
Santa Barbara County California | 1 | $ 405,000 | $ 405,000 | $ 212,000 |
Santa Clara County California | 180 | $ 93,840,000 | $ 521,000 | $ 317,000 |
Santa Cruz County California | 13 | $ 3,245,000 | $ 249,000 | $ 245,000 |
Sarasota County Florida | 3 | $ 475,000 | $ 158,000 | $ 151,000 |
Saratoga County New York | 1 | $ 1,125,000 | $ 1,125,000 | $ 560,000 |
Schenectady County New York | 2 | $ 930,000 | $ 465,000 | $ 407,000 |
Seminole County Florida | 2 | $ 540,000 | $ 270,000 | $ 177,000 |
Shasta County California | 1 | $ 35,000 | $ 35,000 | $ 159,000 |
Skagit County Washington | 2 | $ 310,000 | $ 155,000 | $ 114,000 |
Skamania County Washington | 3 | $ 155,000 | $ 51,000 | $ 74,000 |
Snohomish County Washington | 231 | $ 115,365,000 | $ 499,000 | $ 247,000 |
Solano County California | 5 | $ 875,000 | $ 175,000 | $ 113,000 |
Somerset County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 309,000 |
Sonoma County California | 31 | $ 9,245,000 | $ 298,000 | $ 208,000 |
Spalding County Georgia | 1 | $ 135,000 | $ 135,000 | $ 388,000 |
Spokane County Washington | 13 | $ 3,365,000 | $ 258,000 | $ 201,000 |
Spotsylvania County Virginia | 1 | $ 105,000 | $ 105,000 | $ 811,000 |
St. Johns County Florida | 2 | $ 1,450,000 | $ 725,000 | $ 417,000 |
St. Louis County Missouri | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
St. Lucie County Florida | 2 | $ 260,000 | $ 130,000 | $ 147,000 |
Stanislaus County California | 4 | $ 370,000 | $ 92,000 | $ 113,000 |
Staunton County Virginia | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
Stearns County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 167,000 |
Suffolk County Massachusetts | 3 | $ 815,000 | $ 271,000 | $ 160,000 |
Suffolk County New York | 2 | $ 1,240,000 | $ 620,000 | $ 237,000 |
Summit County Ohio | 2 | $ 110,000 | $ 55,000 | $ 77,000 |
Summit County Utah | 3 | $ 2,795,000 | $ 931,000 | $ 742,000 |
Sumter County Florida | 1 | $ 65,000 | $ 65,000 | $ 168,000 |
Sussex County Delaware | 3 | $ 635,000 | $ 211,000 | $ 161,000 |
Sutter County California | 2 | $ 170,000 | $ 85,000 | $ 125,000 |
Swain County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
Tarrant County Texas | 3 | $ 925,000 | $ 308,000 | $ 157,000 |
Tehama County California | 2 | $ 120,000 | $ 60,000 | $ 79,000 |
Thurston County Washington | 11 | $ 3,625,000 | $ 329,000 | $ 205,000 |
Tillamook County Oregon | 15 | $ 4,155,000 | $ 277,000 | $ 211,000 |
Tolland County Connecticut | 2 | $ 100,000 | $ 50,000 | $ 93,000 |
Towns County Georgia | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
Travis County Texas | 19 | $ 8,325,000 | $ 438,000 | $ 330,000 |
Tulsa County Oklahoma | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
Tuolumne County California | 2 | $ 730,000 | $ 365,000 | $ 186,000 |
Twin Falls County Idaho | 2 | $ 1,450,000 | $ 725,000 | $ 192,000 |
Union County New Jersey | 4 | $ 650,000 | $ 162,000 | $ 291,000 |
Union County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 276,000 |
Utah County Utah | 2 | $ 80,000 | $ 40,000 | $ 83,000 |
Valencia County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
Valley County Idaho | 5 | $ 2,175,000 | $ 435,000 | $ 346,000 |
Ventura County California | 1 | $ 475,000 | $ 475,000 | $ 234,000 |
Virginia Beach County Virginia | 3 | $ 1,755,000 | $ 585,000 | $ 168,000 |
Wake County North Carolina | 10 | $ 4,050,000 | $ 405,000 | $ 173,000 |
Walla Walla County Washington | 3 | $ 585,000 | $ 195,000 | $ 231,000 |
Wallowa County Oregon | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
Walton County Florida | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
Wasco County Oregon | 3 | $ 565,000 | $ 188,000 | $ 109,000 |
Washington County Idaho | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
Washington County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 259,000 |
Washington County Oklahoma | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
Washington County Oregon | 1,016 | $ 251,120,000 | $ 247,000 | $ 174,000 |
Washington County Utah | 3 | $ 915,000 | $ 305,000 | $ 234,000 |
Washoe County Nevada | 7 | $ 2,665,000 | $ 380,000 | $ 219,000 |
Waynesboro County Virginia | 2 | $ 550,000 | $ 275,000 | $ 116,000 |
Webb County Texas | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
Weber County Utah | 1 | $ 75,000 | $ 75,000 | $ 213,000 |
Weld County Colorado | 36 | $ 6,650,000 | $ 184,000 | $ 134,000 |
Westchester County New York | 2 | $ 930,000 | $ 465,000 | $ 309,000 |
Whatcom County Washington | 11 | $ 4,295,000 | $ 390,000 | $ 195,000 |
Whitman County Washington | 1 | $ 275,000 | $ 275,000 | $ 190,000 |
Williamson County Texas | 15 | $ 6,575,000 | $ 438,000 | $ 220,000 |
Worcester County Massachusetts | 4 | $ 670,000 | $ 167,000 | $ 180,000 |
Wright County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
Yakima County Washington | 3 | $ 405,000 | $ 135,000 | $ 180,000 |
Yamhill County Oregon | 65 | $ 12,895,000 | $ 198,000 | $ 164,000 |
Yavapai County Arizona | 4 | $ 730,000 | $ 182,000 | $ 117,000 |
Yolo County California | 7 | $ 505,000 | $ 72,000 | $ 279,000 |
York County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 154,000 |
Yuba County California | 1 | $ 545,000 | $ 545,000 | $ 0 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 3,770 | $2,336,200,000 | $619,000 | $51,505,000 | $240,000 | $2,379,000 |
Other Purpose | 1,552 | $228,190,000 | $147,000 | $3,005,000 | $197,000 | $9,010,000 |
Home Improvement | 1,095 | $158,145,000 | $144,000 | $1,005,000 | $186,000 | $1,026,000 |
Cash-out Refinancing | 676 | $166,670,000 | $246,000 | $1,905,000 | $195,000 | $2,040,000 |
Refinancing | 126 | $87,860,000 | $697,000 | $13,255,000 | $264,000 | $1,029,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not Provided | 2,965 | $1,479,945,000 | $499,000 | $4,005,000 | $227,000 | $5,996,000 |
White | 2,611 | $667,635,000 | $255,000 | $3,005,000 | $196,000 | $9,010,000 |
Asian | 863 | $517,395,000 | $599,000 | $2,655,000 | $260,000 | $3,036,000 |
Hispanic | 305 | $81,915,000 | $268,000 | $1,685,000 | $181,000 | $656,000 |
Black or African American | 135 | $29,055,000 | $215,000 | $1,265,000 | $195,000 | $3,252,000 |
American Indian or Alaskan Native | 38 | $3,960,000 | $104,000 | $345,000 | $273,000 | $3,312,000 |
Not applicable | 22 | $95,120,000 | $4,323,000 | $51,505,000 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 8 | $800,000 | $100,000 | $125,000 | $219,000 | $652,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,219 | $2,977,065,000 | $412,000 | $51,505,000 | $219,000 | $9,010,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,339 | $1,145,825,000 | $343,000 | $51,505,000 | $210,000 | $1,254,000 |
Preapproval Approved but not Accepted | 1,450 | $1,087,940,000 | $750,000 | $4,005,000 | $233,000 | $1,369,000 |
Application Denied By Financial Institution | 861 | $196,185,000 | $227,000 | $3,305,000 | $180,000 | $9,010,000 |
Application Approved But Not Accepted | 597 | $195,485,000 | $327,000 | $2,595,000 | $255,000 | $1,195,000 |
Application Withdrawn By Applicant | 485 | $184,335,000 | $380,000 | $2,405,000 | $264,000 | $5,996,000 |
File Closed For Incompleteness | 345 | $82,895,000 | $240,000 | $3,005,000 | $240,000 | $3,252,000 |
Preapproval Denied by Financial Institution | 142 | $84,400,000 | $594,000 | $2,405,000 | $152,000 | $549,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 6,216 | $2,696,480,000 | $433,000 | $51,505,000 | $226,000 | $5,996,000 |
Debt-To-Income Ratio | 614 | $173,370,000 | $282,000 | $3,305,000 | $117,000 | $779,000 |
Credit History | 155 | $42,025,000 | $271,000 | $2,045,000 | $328,000 | $9,010,000 |
Collateral | 128 | $21,260,000 | $166,000 | $1,385,000 | $248,000 | $1,800,000 |
Insufficient Cash (Downpayment, Closing Cost) | 36 | $16,590,000 | $460,000 | $1,255,000 | $194,000 | $458,000 |
Other | 31 | $11,585,000 | $373,000 | $3,155,000 | $213,000 | $425,000 |
Unverifiable Information | 21 | $10,075,000 | $479,000 | $1,605,000 | $267,000 | $449,000 |
Employment History | 10 | $3,240,000 | $324,000 | $825,000 | $142,000 | $600,000 |
Credit Application Incomplete | 8 | $2,440,000 | $305,000 | $805,000 | $148,000 | $380,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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