Adams Bank & Trust
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Nebraska.
The mortgage statistics and data below are specific to mortgage loan applications for Adams Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Adams Bank & Trust
Po Box 720
Ogallala, NE 69153
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 319
Total Mortgage Loan Application Amount $14,563,000
Average Mortgage Loan Application Amount $46,142
Highest Mortgage Loan Application Amount $273,000
Average Applicant Income $42,857
Highest Applicant Income $650,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NE, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Adams Bank & Trust by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Keith County Nebraska 116 $ 5,372,000 $ 46,000 $ 33,000
Lincoln County Nebraska 70 $ 3,541,000 $ 50,000 $ 50,000
Chase County Nebraska 30 $ 1,215,000 $ 40,000 $ 58,000
Deuel County Nebraska 24 $ 962,000 $ 40,000 $ 35,000
Perkins County Nebraska 22 $ 914,000 $ 41,000 $ 39,000
Garden County Nebraska 15 $ 632,000 $ 42,000 $ 33,000
Cheyenne County Nebraska 11 $ 352,000 $ 32,000 $ 38,000
Red Willow County Nebraska 9 $ 376,000 $ 41,000 $ 52,000
Arthur County Nebraska 3 $ 92,000 $ 30,000 $ 31,000
Sedgwick County Colorado 2 $ 107,000 $ 53,000 $ 45,000
Logan County Nebraska 2 $ 167,000 $ 83,000 $ 33,000
Boulder County Colorado 1 $ 6,000 $ 6,000 $ 30,000
Teller County Colorado 1 $ 80,000 $ 80,000 $ 63,000
Washington County Colorado 1 $ 23,000 $ 23,000 $ 18,000
Sherman County Kansas 1 $ 23,000 $ 23,000 $ 29,000
Thomas County Kansas 1 $ 111,000 $ 111,000 $ 45,000
Buffalo County Nebraska 1 $ 63,000 $ 63,000 $ 37,000
Custer County Nebraska 1 $ 45,000 $ 45,000 $ 40,000
Dundy County Nebraska 1 $ 140,000 $ 140,000 $ 22,000
Frontier County Nebraska 1 $ 160,000 $ 160,000 $ 93,000
Furnas County Nebraska 1 $ 10,000 $ 10,000 $ 69,000
Hooker County Nebraska 1 $ 30,000 $ 30,000 $ 30,000
Howard County Nebraska 1 $ 31,000 $ 31,000 $ 33,000
Lancaster County Nebraska 1 $ 10,000 $ 10,000 $ 9,000
McPherson County Nebraska 1 $ 47,000 $ 47,000 $ 59,000
Scotts Bluff County Nebraska 1 $ 54,000 $ 54,000 $ 43,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Nebraska, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Adams Bank & Trust in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 131 $6,476,000 $53,000 $273,000 $37,333 $408,000
Refinancing 118 $6,252,000 $66,000 $234,000 $54,000 $650,000
Home Improvement 70 $1,835,000 $16,000 $142,000 $40,000 $158,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 304 $14,190,000 $52,000 $273,000 $39,666 $650,000
Hispanic 8 $160,000 $20,000 $46,000 $38,000 $80,000
Not applicable 6 $166,000 $27,000 $54,000 $27,000 $50,000
Black or African American 1 $47,000 $47,000 $47,000 $78,000 $78,000
Not Provided 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 308 $14,000,000 $51,666 $273,000 $39,666 $650,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $563,000 $51,000 $80,000 $33,000 $55,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 261 $11,591,000 $49,333 $273,000 $41,333 $650,000
Application Denied By Financial Institution 43 $2,055,000 $63,500 $175,000 $48,000 $84,000
Application Withdrawn By Applicant 12 $653,000 $40,000 $160,000 $32,500 $115,000
Application Approved But Not Accepted 2 $204,000 $102,000 $140,000 $23,000 $24,000
File Closed For Incompleteness 1 $60,000 $60,000 $60,000 $24,000 $24,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 18 $764,000 $42,000 $89,000 $37,000 $84,000
Debt-To-Income Ratio 4 $188,000 $47,000 $70,000 $25,000 $41,000
Employment History 1 $30,000 $30,000 $30,000 $13,000 $13,000
Insufficient Cash (Downpayment, Closing Cost) 1 $38,000 $38,000 $38,000 $26,000 $26,000
Other 1 $52,000 $52,000 $52,000 $26,000 $26,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NE, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Nebraska, and search similar information at your convenience.

Download the Nebraska Lender List