Adair Financial Services, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Adair Financial Services, Llc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Adair Financial Services, Llc 1101 Se Tech Center Drive, Ste 140 Vancouver, WA 98683 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 167 |
| Total Mortgage Loan Application Amount | $36,380,000 |
| Average Mortgage Loan Application Amount | $217,000 |
| Highest Mortgage Loan Application Amount | $476,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $467,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Adair Financial Services, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Adair Financial Services, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Adair Financial Services, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Adair Financial Services, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Adair Financial Services, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Adair Financial Services, Llc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Deschutes County Oregon | 14 | $ 3,071,000 | $ 219,000 | $ 62,000 |
| Douglas County Oregon | 12 | $ 2,240,000 | $ 186,000 | $ 61,000 |
| Jackson County Oregon | 11 | $ 2,485,000 | $ 225,000 | $ 57,000 |
| Josephine County Oregon | 11 | $ 2,791,000 | $ 253,000 | $ 65,000 |
| Cowlitz County Washington | 11 | $ 2,514,000 | $ 228,000 | $ 58,000 |
| Lane County Oregon | 9 | $ 1,824,000 | $ 202,000 | $ 59,000 |
| Clackamas County Oregon | 8 | $ 2,286,000 | $ 285,000 | $ 58,000 |
| Crook County Oregon | 8 | $ 1,749,000 | $ 218,000 | $ 85,000 |
| Columbia County Oregon | 7 | $ 1,516,000 | $ 216,000 | $ 46,000 |
| Mason County Washington | 7 | $ 1,174,000 | $ 167,000 | $ 93,000 |
| Clark County Washington | 6 | $ 1,699,000 | $ 283,000 | $ 79,000 |
| Clatsop County Oregon | 5 | $ 905,000 | $ 181,000 | $ 140,000 |
| Linn County Oregon | 5 | $ 1,275,000 | $ 255,000 | $ 45,000 |
| Marion County Oregon | 5 | $ 1,264,000 | $ 252,000 | $ 49,000 |
| Ada County Idaho | 4 | $ 752,000 | $ 188,000 | $ 52,000 |
| Yamhill County Oregon | 4 | $ 943,000 | $ 235,000 | $ 30,000 |
| Pierce County Washington | 4 | $ 911,000 | $ 227,000 | $ 65,000 |
| Skamania County Washington | 4 | $ 836,000 | $ 209,000 | $ 65,000 |
| Thurston County Washington | 4 | $ 997,000 | $ 249,000 | $ 51,000 |
| Canyon County Idaho | 3 | $ 547,000 | $ 182,000 | $ 60,000 |
| Owyhee County Idaho | 3 | $ 440,000 | $ 146,000 | $ 27,000 |
| Kitsap County Washington | 3 | $ 474,000 | $ 158,000 | $ 85,000 |
| Payette County Idaho | 2 | $ 289,000 | $ 144,000 | $ 45,000 |
| Benton County Oregon | 2 | $ 598,000 | $ 299,000 | $ 53,000 |
| Jefferson County Oregon | 2 | $ 365,000 | $ 182,000 | $ 52,000 |
| Polk County Oregon | 2 | $ 288,000 | $ 144,000 | $ 88,000 |
| Washington County Oregon | 2 | $ 663,000 | $ 331,000 | $ 119,000 |
| Lewis County Washington | 2 | $ 316,000 | $ 158,000 | $ 107,000 |
| Washington County Idaho | 1 | $ 240,000 | $ 240,000 | $ 118,000 |
| Lincoln County Oregon | 1 | $ 148,000 | $ 148,000 | $ 108,000 |
| Malheur County Oregon | 1 | $ 154,000 | $ 154,000 | $ 55,000 |
| Grays Harbor County Washington | 1 | $ 191,000 | $ 191,000 | $ 75,000 |
| King County Washington | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| Pacific County Washington | 1 | $ 176,000 | $ 176,000 | $ 108,000 |
| Wahkiakum County Washington | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Adair Financial Services, Llc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 167 | $36,380,000 | $217,000 | $476,000 | $65,000 | $467,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 98 | $19,993,000 | $204,000 | $417,000 | $69,000 | $467,000 |
| White | 65 | $15,606,000 | $240,000 | $476,000 | $59,000 | $144,000 |
| Asian | 2 | $414,000 | $207,000 | $226,000 | $60,000 | $120,000 |
| Hispanic | 1 | $191,000 | $191,000 | $191,000 | $77,000 | $77,000 |
| American Indian or Alaskan Native | 1 | $176,000 | $176,000 | $176,000 | $108,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 167 | $36,380,000 | $217,000 | $476,000 | $65,000 | $467,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 153 | $32,918,000 | $215,000 | $476,000 | $66,000 | $467,000 |
| File Closed For Incompleteness | 11 | $2,771,000 | $251,000 | $350,000 | $63,000 | $94,000 |
| Application Denied By Financial Institution | 3 | $691,000 | $230,000 | $353,000 | $45,000 | $49,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Adair Financial Services, Llc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Adair Financial Services, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.