Ackley State Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Ackley State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Ackley State Bank 650 Main St Ackley, IA 50601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 472 |
| Total Mortgage Loan Application Amount | $52,567,000 |
| Average Mortgage Loan Application Amount | $89,333 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $642,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hardin County Iowa | 88 | $ 7,047,000 | $ 80,000 | $ 70,000 |
| Story County Iowa | 46 | $ 5,494,000 | $ 119,000 | $ 73,000 |
| Linn County Iowa | 28 | $ 3,661,000 | $ 130,000 | $ 60,000 |
| Black Hawk County Iowa | 22 | $ 2,334,000 | $ 106,000 | $ 54,000 |
| O'Brien County Iowa | 19 | $ 2,086,000 | $ 109,000 | $ 68,000 |
| Grundy County Iowa | 18 | $ 2,196,000 | $ 122,000 | $ 58,000 |
| Rock County Minnesota | 17 | $ 2,085,000 | $ 122,000 | $ 67,000 |
| Franklin County Iowa | 13 | $ 1,249,000 | $ 96,000 | $ 60,000 |
| Dickinson County Iowa | 12 | $ 2,345,000 | $ 195,000 | $ 92,000 |
| Bremer County Iowa | 10 | $ 1,195,000 | $ 119,000 | $ 64,000 |
| Davis County Iowa | 10 | $ 1,078,000 | $ 107,000 | $ 59,000 |
| Lyon County Iowa | 9 | $ 620,000 | $ 68,000 | $ 54,000 |
| Webster County Iowa | 9 | $ 1,176,000 | $ 130,000 | $ 47,000 |
| Benton County Iowa | 8 | $ 1,064,000 | $ 133,000 | $ 71,000 |
| Polk County Iowa | 8 | $ 1,075,000 | $ 134,000 | $ 98,000 |
| Tama County Iowa | 8 | $ 569,000 | $ 71,000 | $ 48,000 |
| Butler County Iowa | 7 | $ 1,156,000 | $ 165,000 | $ 97,000 |
| Jones County Iowa | 7 | $ 797,000 | $ 113,000 | $ 54,000 |
| Boone County Iowa | 6 | $ 757,000 | $ 126,000 | $ 70,000 |
| Hamilton County Iowa | 6 | $ 684,000 | $ 114,000 | $ 95,000 |
| Howard County Iowa | 6 | $ 385,000 | $ 64,000 | $ 32,000 |
| Buchanan County Iowa | 5 | $ 529,000 | $ 105,000 | $ 56,000 |
| Cerro Gordo County Iowa | 5 | $ 706,000 | $ 141,000 | $ 242,000 |
| Cherokee County Iowa | 5 | $ 409,000 | $ 81,000 | $ 39,000 |
| Calhoun County Iowa | 4 | $ 275,000 | $ 68,000 | $ 68,000 |
| Cedar County Iowa | 4 | $ 433,000 | $ 108,000 | $ 42,000 |
| Delaware County Iowa | 4 | $ 481,000 | $ 120,000 | $ 69,000 |
| Fayette County Iowa | 4 | $ 443,000 | $ 110,000 | $ 54,000 |
| Humboldt County Iowa | 4 | $ 396,000 | $ 99,000 | $ 53,000 |
| Poweshiek County Iowa | 4 | $ 331,000 | $ 82,000 | $ 46,000 |
| Van Buren County Iowa | 4 | $ 290,000 | $ 72,000 | $ 32,000 |
| Winneshiek County Iowa | 4 | $ 362,000 | $ 90,000 | $ 36,000 |
| Worth County Iowa | 4 | $ 511,000 | $ 127,000 | $ 82,000 |
| Greene County Iowa | 3 | $ 278,000 | $ 92,000 | $ 27,000 |
| Johnson County Iowa | 3 | $ 527,000 | $ 175,000 | $ 69,000 |
| Osceola County Iowa | 3 | $ 386,000 | $ 128,000 | $ 101,000 |
| Page County Iowa | 3 | $ 180,000 | $ 60,000 | $ 63,000 |
| Sioux County Iowa | 3 | $ 321,000 | $ 107,000 | $ 61,000 |
| Rice County Minnesota | 3 | $ 344,000 | $ 114,000 | $ 46,000 |
| Chickasaw County Iowa | 2 | $ 278,000 | $ 139,000 | $ 75,000 |
| Clay County Iowa | 2 | $ 298,000 | $ 149,000 | $ 70,000 |
| Dallas County Iowa | 2 | $ 410,000 | $ 205,000 | $ 152,000 |
| Des Moines County Iowa | 2 | $ 251,000 | $ 125,000 | $ 84,000 |
| Floyd County Iowa | 2 | $ 135,000 | $ 67,000 | $ 25,000 |
| Iowa County Iowa | 2 | $ 436,000 | $ 218,000 | $ 162,000 |
| Jasper County Iowa | 2 | $ 235,000 | $ 117,000 | $ 44,000 |
| Jefferson County Iowa | 2 | $ 220,000 | $ 110,000 | $ 44,000 |
| Marshall County Iowa | 2 | $ 388,000 | $ 194,000 | $ 90,000 |
| Mitchell County Iowa | 2 | $ 218,000 | $ 109,000 | $ 74,000 |
| Plymouth County Iowa | 2 | $ 237,000 | $ 118,000 | $ 67,000 |
| Warren County Iowa | 2 | $ 228,000 | $ 114,000 | $ 46,000 |
| Martin County Minnesota | 2 | $ 136,000 | $ 68,000 | $ 60,000 |
| Chatham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 143,000 |
| Cook County Illinois | 1 | $ 350,000 | $ 350,000 | $ 559,000 |
| Allamakee County Iowa | 1 | $ 78,000 | $ 78,000 | $ 53,000 |
| Carroll County Iowa | 1 | $ 83,000 | $ 83,000 | $ 56,000 |
| Clayton County Iowa | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Clinton County Iowa | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Dubuque County Iowa | 1 | $ 222,000 | $ 222,000 | $ 81,000 |
| Henry County Iowa | 1 | $ 116,000 | $ 116,000 | $ 64,000 |
| Keokuk County Iowa | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Kossuth County Iowa | 1 | $ 82,000 | $ 82,000 | $ 50,000 |
| Mills County Iowa | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Palo Alto County Iowa | 1 | $ 200,000 | $ 200,000 | $ 562,000 |
| Scott County Iowa | 1 | $ 89,000 | $ 89,000 | $ 51,000 |
| Woodbury County Iowa | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Wright County Iowa | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Nobles County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
| Olmsted County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 89,000 |
| Camden County Missouri | 1 | $ 260,000 | $ 260,000 | $ 211,000 |
| Cape Girardeau County Missouri | 1 | $ 137,000 | $ 137,000 | $ 69,000 |
| Minnehaha County South Dakota | 1 | $ 200,000 | $ 200,000 | $ 157,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ackley State Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 236 | $22,146,000 | $93,000 | $363,000 | $53,000 | $200,000 |
| Refinancing | 231 | $30,194,000 | $130,000 | $417,000 | $88,000 | $642,000 |
| Home Improvement | 5 | $227,000 | $45,000 | $76,000 | $58,000 | $96,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 456 | $50,566,000 | $110,000 | $417,000 | $69,000 | $642,000 |
| Not Provided | 10 | $1,097,000 | $109,000 | $215,000 | $56,000 | $143,000 |
| Not applicable | 3 | $446,000 | $148,000 | $243,000 | $52,000 | $158,000 |
| American Indian or Alaskan Native | 1 | $65,000 | $65,000 | $65,000 | $45,000 | $45,000 |
| Asian | 1 | $350,000 | $350,000 | $350,000 | $559,000 | $559,000 |
| Hispanic | 1 | $43,000 | $43,000 | $43,000 | $58,000 | $58,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 325 | $39,953,000 | $122,000 | $417,000 | $82,000 | $642,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 145 | $12,351,000 | $85,000 | $190,000 | $42,000 | $92,000 |
| FHA-insured (Federal Housing Administration) | 2 | $263,000 | $131,000 | $147,000 | $49,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 386 | $44,120,000 | $114,000 | $417,000 | $74,000 | $642,000 |
| Application Denied By Financial Institution | 84 | $8,248,000 | $98,000 | $350,000 | $51,000 | $559,000 |
| Application Withdrawn By Applicant | 2 | $199,000 | $99,000 | $151,000 | $54,000 | $84,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 46 | $4,266,000 | $92,000 | $200,000 | $43,000 | $102,000 |
| Debt-To-Income Ratio | 15 | $1,645,000 | $109,000 | $213,000 | $43,000 | $74,000 |
| Collateral | 7 | $989,000 | $141,000 | $350,000 | $132,000 | $559,000 |
| Other | 7 | $519,000 | $74,000 | $141,000 | $47,000 | $70,000 |
| Employment History | 5 | $527,000 | $105,000 | $215,000 | $52,000 | $143,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $257,000 | $85,000 | $126,000 | $42,000 | $76,000 |
| Unverifiable Information | 1 | $45,000 | $45,000 | $45,000 | $36,000 | $36,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.