Access National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Access National Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Access National Bank
1800 Robert Fulton Dr
Reston, VA 20191
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,191
Total Mortgage Loan Application Amount $629,375,000
Average Mortgage Loan Application Amount $251,600
Highest Mortgage Loan Application Amount $4,425,000
Average Applicant Income $276,000
Highest Applicant Income $2,120,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Access National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Access National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Access National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Access National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Access National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Access National Bank's mortgage activity for 2018.

Mortgage Loan Application Totals for Access National Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfax County Virginia 123 $ 63,415,000 $ 515,000 $ 213,000
Loudoun County Virginia 115 $ 50,745,000 $ 441,000 $ 202,000
Cobb County Georgia 114 $ 29,980,000 $ 262,000 $ 113,000
Fulton County Georgia 91 $ 29,385,000 $ 322,000 $ 138,000
Tazewell County Virginia 74 $ 9,150,000 $ 123,000 $ 61,000
Washington County Maryland 70 $ 12,310,000 $ 175,000 $ 81,000
Prince William County Virginia 64 $ 24,830,000 $ 387,000 $ 132,000
Mercer County West Virginia 61 $ 6,345,000 $ 104,000 $ 55,000
Davidson County Tennessee 59 $ 20,645,000 $ 349,000 $ 164,000
DeKalb County Georgia 56 $ 14,830,000 $ 264,000 $ 115,000
Allen County Indiana 54 $ 6,020,000 $ 111,000 $ 45,000
Marion County Indiana 46 $ 10,140,000 $ 220,000 $ 92,000
Gwinnett County Georgia 37 $ 8,075,000 $ 218,000 $ 91,000
Paulding County Georgia 33 $ 6,665,000 $ 201,000 $ 84,000
District of Columbia County District Of Columbia 32 $ 19,490,000 $ 609,000 $ 236,000
Fauquier County Virginia 31 $ 11,815,000 $ 381,000 $ 149,000
Cherokee County Georgia 29 $ 6,735,000 $ 232,000 $ 76,000
Hamilton County Indiana 29 $ 6,895,000 $ 237,000 $ 173,000
Franklin County Pennsylvania 28 $ 5,010,000 $ 178,000 $ 74,000
Montgomery County Maryland 22 $ 13,460,000 $ 611,000 $ 287,000
Berkeley County West Virginia 21 $ 4,335,000 $ 206,000 $ 100,000
Prince George's County Maryland 18 $ 4,770,000 $ 265,000 $ 87,000
Arlington County Virginia 17 $ 8,865,000 $ 521,000 $ 318,000
Alexandria County Virginia 15 $ 11,155,000 $ 743,000 $ 226,000
Frederick County Maryland 14 $ 4,220,000 $ 301,000 $ 132,000
Dickson County Tennessee 14 $ 3,310,000 $ 236,000 $ 76,000
Bartow County Georgia 13 $ 2,285,000 $ 175,000 $ 63,000
Williamson County Tennessee 13 $ 5,255,000 $ 404,000 $ 137,000
Pinellas County Florida 10 $ 2,660,000 $ 266,000 $ 71,000
Anne Arundel County Maryland 10 $ 3,290,000 $ 329,000 $ 105,000
Oakland County Michigan 10 $ 3,520,000 $ 352,000 $ 162,000
Roanoke County Virginia 10 $ 1,330,000 $ 133,000 $ 55,000
Warren County Virginia 10 $ 2,330,000 $ 233,000 $ 96,000
Jefferson County West Virginia 10 $ 3,110,000 $ 311,000 $ 121,000
Douglas County Georgia 9 $ 1,595,000 $ 177,000 $ 62,000
Forsyth County Georgia 9 $ 2,925,000 $ 325,000 $ 111,000
Macomb County Michigan 9 $ 1,515,000 $ 168,000 $ 59,000
Maricopa County Arizona 8 $ 1,610,000 $ 201,000 $ 91,000
New Castle County Delaware 8 $ 2,490,000 $ 311,000 $ 96,000
Chesapeake County Virginia 8 $ 2,240,000 $ 280,000 $ 77,000
Manassas County Virginia 8 $ 2,540,000 $ 317,000 $ 158,000
Stafford County Virginia 8 $ 2,820,000 $ 352,000 $ 90,000
Kent County Delaware 7 $ 1,665,000 $ 237,000 $ 77,000
Hancock County Indiana 7 $ 1,755,000 $ 250,000 $ 91,000
Clark County Nevada 7 $ 2,095,000 $ 299,000 $ 76,000
Dallas County Texas 7 $ 2,075,000 $ 296,000 $ 125,000
Fairfax City County Virginia 7 $ 2,805,000 $ 400,000 $ 140,000
Roanoke City County Virginia 7 $ 755,000 $ 107,000 $ 39,000
Spotsylvania County Virginia 7 $ 2,705,000 $ 386,000 $ 166,000
Sussex County Delaware 6 $ 1,380,000 $ 230,000 $ 106,000
Coweta County Georgia 6 $ 1,570,000 $ 261,000 $ 66,000
Henry County Georgia 6 $ 1,470,000 $ 245,000 $ 104,000
Boone County Indiana 6 $ 1,580,000 $ 263,000 $ 124,000
Culpeper County Virginia 6 $ 1,650,000 $ 275,000 $ 66,000
Frederick County Virginia 6 $ 1,240,000 $ 206,000 $ 65,000
Virginia Beach County Virginia 6 $ 2,200,000 $ 366,000 $ 210,000
Broward County Florida 5 $ 1,155,000 $ 231,000 $ 99,000
Miami-Dade County Florida 5 $ 1,515,000 $ 303,000 $ 137,000
Palm Beach County Florida 5 $ 1,055,000 $ 211,000 $ 94,000
Carroll County Georgia 5 $ 1,035,000 $ 207,000 $ 77,000
Clayton County Georgia 5 $ 655,000 $ 131,000 $ 46,000
Erie County New York 5 $ 705,000 $ 141,000 $ 60,000
Mecklenburg County North Carolina 5 $ 1,075,000 $ 215,000 $ 75,000
Cheatham County Tennessee 5 $ 1,125,000 $ 225,000 $ 66,000
Sumner County Tennessee 5 $ 925,000 $ 185,000 $ 66,000
Collin County Texas 5 $ 1,735,000 $ 347,000 $ 101,000
Tarrant County Texas 5 $ 1,245,000 $ 249,000 $ 98,000
Bland County Virginia 5 $ 725,000 $ 145,000 $ 73,000
Buchanan County Virginia 5 $ 535,000 $ 107,000 $ 68,000
Montgomery County Virginia 5 $ 2,345,000 $ 469,000 $ 140,000
Denver County Colorado 4 $ 1,370,000 $ 342,000 $ 106,000
Carroll County Maryland 4 $ 1,090,000 $ 272,000 $ 76,000
Dutchess County New York 4 $ 990,000 $ 247,000 $ 143,000
Kings County New York 4 $ 2,080,000 $ 520,000 $ 102,000
Nassau County New York 4 $ 1,630,000 $ 407,000 $ 173,000
Henderson County North Carolina 4 $ 960,000 $ 240,000 $ 92,000
Bucks County Pennsylvania 4 $ 930,000 $ 232,000 $ 97,000
Horry County South Carolina 4 $ 1,470,000 $ 367,000 $ 192,000
Richland County South Carolina 4 $ 610,000 $ 152,000 $ 77,000
Rutherford County Tennessee 4 $ 1,030,000 $ 257,000 $ 86,000
Botetourt County Virginia 4 $ 580,000 $ 145,000 $ 46,000
Hampton County Virginia 4 $ 610,000 $ 152,000 $ 193,000
Henrico County Virginia 4 $ 1,240,000 $ 310,000 $ 135,000
James City County Virginia 4 $ 1,150,000 $ 287,000 $ 126,000
Richmond City County Virginia 4 $ 540,000 $ 135,000 $ 43,000
Winchester County Virginia 4 $ 950,000 $ 237,000 $ 80,000
King County Washington 4 $ 2,000,000 $ 500,000 $ 139,000
El Paso County Colorado 3 $ 655,000 $ 218,000 $ 137,000
Brevard County Florida 3 $ 435,000 $ 145,000 $ 89,000
Duval County Florida 3 $ 1,145,000 $ 381,000 $ 162,000
Hillsborough County Florida 3 $ 485,000 $ 161,000 $ 52,000
Lee County Florida 3 $ 765,000 $ 255,000 $ 63,000
Levy County Florida 3 $ 185,000 $ 61,000 $ 18,000
Manatee County Florida 3 $ 715,000 $ 238,000 $ 105,000
Polk County Florida 3 $ 565,000 $ 188,000 $ 59,000
Volusia County Florida 3 $ 355,000 $ 118,000 $ 77,000
Walton County Florida 3 $ 895,000 $ 298,000 $ 114,000
Fayette County Georgia 3 $ 775,000 $ 258,000 $ 131,000
Gilmer County Georgia 3 $ 515,000 $ 171,000 $ 104,000
Hall County Georgia 3 $ 535,000 $ 178,000 $ 59,000
Rockdale County Georgia 3 $ 585,000 $ 195,000 $ 56,000
Walton County Georgia 3 $ 955,000 $ 318,000 $ 136,000
Hendricks County Indiana 3 $ 725,000 $ 241,000 $ 632,000
Orleans County Louisiana 3 $ 1,485,000 $ 495,000 $ 227,000
Plymouth County Massachusetts 3 $ 1,415,000 $ 471,000 $ 127,000
Ingham County Michigan 3 $ 475,000 $ 158,000 $ 83,000
Washtenaw County Michigan 3 $ 735,000 $ 245,000 $ 88,000
Westchester County New York 3 $ 1,605,000 $ 535,000 $ 118,000
Dare County North Carolina 3 $ 715,000 $ 238,000 $ 297,000
Union County North Carolina 3 $ 735,000 $ 245,000 $ 85,000
Wake County North Carolina 3 $ 1,035,000 $ 345,000 $ 104,000
Cuyahoga County Ohio 3 $ 365,000 $ 121,000 $ 64,000
Indiana County Pennsylvania 3 $ 325,000 $ 108,000 $ 550,000
Philadelphia County Pennsylvania 3 $ 1,035,000 $ 345,000 $ 168,000
Hamilton County Tennessee 3 $ 785,000 $ 261,000 $ 110,000
Wilson County Tennessee 3 $ 1,005,000 $ 335,000 $ 101,000
Denton County Texas 3 $ 595,000 $ 198,000 $ 65,000
El Paso County Texas 3 $ 635,000 $ 211,000 $ 108,000
Kaufman County Texas 3 $ 655,000 $ 218,000 $ 64,000
Accomack County Virginia 3 $ 775,000 $ 258,000 $ 121,000
Bedford County Virginia 3 $ 365,000 $ 121,000 $ 33,000
Chesterfield County Virginia 3 $ 605,000 $ 201,000 $ 59,000
Newport News County Virginia 3 $ 605,000 $ 201,000 $ 93,000
Russell County Virginia 3 $ 425,000 $ 141,000 $ 72,000
Lee County Alabama 2 $ 470,000 $ 235,000 $ 94,000
Mohave County Arizona 2 $ 430,000 $ 215,000 $ 76,000
Contra Costa County California 2 $ 1,120,000 $ 560,000 $ 236,000
Los Angeles County California 2 $ 1,370,000 $ 685,000 $ 187,000
Riverside County California 2 $ 1,160,000 $ 580,000 $ 88,000
San Diego County California 2 $ 670,000 $ 335,000 $ 223,000
Tulare County California 2 $ 340,000 $ 170,000 $ 37,000
Douglas County Colorado 2 $ 1,030,000 $ 515,000 $ 131,000
Fairfield County Connecticut 2 $ 420,000 $ 210,000 $ 59,000
Hartford County Connecticut 2 $ 450,000 $ 225,000 $ 70,000
Charlotte County Florida 2 $ 610,000 $ 305,000 $ 112,000
Osceola County Florida 2 $ 570,000 $ 285,000 $ 74,000
Sarasota County Florida 2 $ 340,000 $ 170,000 $ 157,000
St. Johns County Florida 2 $ 680,000 $ 340,000 $ 251,000
Barrow County Georgia 2 $ 410,000 $ 205,000 $ 62,000
Columbia County Georgia 2 $ 410,000 $ 205,000 $ 152,000
Newton County Georgia 2 $ 290,000 $ 145,000 $ 45,000
Pickens County Georgia 2 $ 370,000 $ 185,000 $ 45,000
Cook County Illinois 2 $ 420,000 $ 210,000 $ 77,000
DuPage County Illinois 2 $ 480,000 $ 240,000 $ 149,000
McLean County Illinois 2 $ 240,000 $ 120,000 $ 90,000
DeKalb County Indiana 2 $ 220,000 $ 110,000 $ 41,000
Huntington County Indiana 2 $ 470,000 $ 235,000 $ 71,000
Baltimore County Maryland 2 $ 350,000 $ 175,000 $ 72,000
Calvert County Maryland 2 $ 540,000 $ 270,000 $ 105,000
Caroline County Maryland 2 $ 360,000 $ 180,000 $ 71,000
Harford County Maryland 2 $ 660,000 $ 330,000 $ 78,000
Howard County Maryland 2 $ 890,000 $ 445,000 $ 111,000
St. Mary's County Maryland 2 $ 570,000 $ 285,000 $ 67,000
Worcester County Maryland 2 $ 670,000 $ 335,000 $ 809,000
Cheboygan County Michigan 2 $ 160,000 $ 80,000 $ 31,000
Ionia County Michigan 2 $ 180,000 $ 90,000 $ 37,000
Wayne County Michigan 2 $ 390,000 $ 195,000 $ 63,000
Madison County Mississippi 2 $ 640,000 $ 320,000 $ 78,000
Douglas County Nebraska 2 $ 290,000 $ 145,000 $ 134,000
Sussex County New Jersey 2 $ 620,000 $ 310,000 $ 112,000
Monroe County New York 2 $ 250,000 $ 125,000 $ 46,000
Putnam County New York 2 $ 740,000 $ 370,000 $ 198,000
Buncombe County North Carolina 2 $ 520,000 $ 260,000 $ 393,000
Currituck County North Carolina 2 $ 1,230,000 $ 615,000 $ 245,000
Forsyth County North Carolina 2 $ 910,000 $ 455,000 $ 112,000
Lee County North Carolina 2 $ 530,000 $ 265,000 $ 82,000
Clermont County Ohio 2 $ 380,000 $ 190,000 $ 76,000
Hamilton County Ohio 2 $ 260,000 $ 130,000 $ 43,000
Licking County Ohio 2 $ 320,000 $ 160,000 $ 52,000
Muskingum County Ohio 2 $ 370,000 $ 185,000 $ 93,000
Wayne County Ohio 2 $ 210,000 $ 105,000 $ 50,000
Cleveland County Oklahoma 2 $ 380,000 $ 190,000 $ 55,000
Adams County Pennsylvania 2 $ 480,000 $ 240,000 $ 77,000
Dauphin County Pennsylvania 2 $ 410,000 $ 205,000 $ 92,000
Monroe County Pennsylvania 2 $ 330,000 $ 165,000 $ 109,000
Greenville County South Carolina 2 $ 970,000 $ 485,000 $ 156,000
Jasper County South Carolina 2 $ 560,000 $ 280,000 $ 136,000
Hickman County Tennessee 2 $ 320,000 $ 160,000 $ 62,000
Humphreys County Tennessee 2 $ 240,000 $ 120,000 $ 42,000
Sullivan County Tennessee 2 $ 360,000 $ 180,000 $ 56,000
Bell County Texas 2 $ 350,000 $ 175,000 $ 50,000
Bexar County Texas 2 $ 1,460,000 $ 730,000 $ 287,000
Ellis County Texas 2 $ 800,000 $ 400,000 $ 126,000
Harris County Texas 2 $ 640,000 $ 320,000 $ 107,000
Cache County Utah 2 $ 390,000 $ 195,000 $ 50,000
Albemarle County Virginia 2 $ 660,000 $ 330,000 $ 320,000
Bristol County Virginia 2 $ 220,000 $ 110,000 $ 59,000
Clarke County Virginia 2 $ 600,000 $ 300,000 $ 108,000
Henry County Virginia 2 $ 160,000 $ 80,000 $ 28,000
Hopewell County Virginia 2 $ 240,000 $ 120,000 $ 34,000
King George County Virginia 2 $ 690,000 $ 345,000 $ 106,000
Norfolk County Virginia 2 $ 310,000 $ 155,000 $ 41,000
Orange County Virginia 2 $ 280,000 $ 140,000 $ 52,000
Shenandoah County Virginia 2 $ 530,000 $ 265,000 $ 654,000
Suffolk County Virginia 2 $ 570,000 $ 285,000 $ 90,000
Westmoreland County Virginia 2 $ 610,000 $ 305,000 $ 191,000
Pocahontas County West Virginia 2 $ 890,000 $ 445,000 $ 260,000
Jefferson County Alabama 1 $ 135,000 $ 135,000 $ 29,000
Madison County Alabama 1 $ 235,000 $ 235,000 $ 57,000
Fairbanks North Star County Alaska 1 $ 255,000 $ 255,000 $ 55,000
Matanuska-Susitna County Alaska 1 $ 145,000 $ 145,000 $ 38,000
Nome County Alaska 1 $ 205,000 $ 205,000 $ 82,000
Navajo County Arizona 1 $ 135,000 $ 135,000 $ 60,000
Pima County Arizona 1 $ 155,000 $ 155,000 $ 43,000
Pinal County Arizona 1 $ 335,000 $ 335,000 $ 93,000
Yuma County Arizona 1 $ 275,000 $ 275,000 $ 104,000
Benton County Arkansas 1 $ 195,000 $ 195,000 $ 63,000
Lonoke County Arkansas 1 $ 155,000 $ 155,000 $ 67,000
Pulaski County Arkansas 1 $ 105,000 $ 105,000 $ 90,000
Alameda County California 1 $ 855,000 $ 855,000 $ 180,000
Butte County California 1 $ 215,000 $ 215,000 $ 23,000
El Dorado County California 1 $ 385,000 $ 385,000 $ 110,000
Fresno County California 1 $ 175,000 $ 175,000 $ 50,000
Monterey County California 1 $ 425,000 $ 425,000 $ 150,000
Orange County California 1 $ 155,000 $ 155,000 $ 41,000
Placer County California 1 $ 255,000 $ 255,000 $ 2,120,000
San Bernardino County California 1 $ 125,000 $ 125,000 $ 29,000
San Joaquin County California 1 $ 195,000 $ 195,000 $ 61,000
San Mateo County California 1 $ 285,000 $ 285,000 $ 91,000
Santa Cruz County California 1 $ 665,000 $ 665,000 $ 141,000
Shasta County California 1 $ 285,000 $ 285,000 $ 58,000
Solano County California 1 $ 385,000 $ 385,000 $ 134,000
Archuleta County Colorado 1 $ 435,000 $ 435,000 $ 75,000
Boulder County Colorado 1 $ 365,000 $ 365,000 $ 194,000
Fremont County Colorado 1 $ 145,000 $ 145,000 $ 49,000
Jefferson County Colorado 1 $ 345,000 $ 345,000 $ 54,000
Larimer County Colorado 1 $ 105,000 $ 105,000 $ 128,000
Mesa County Colorado 1 $ 145,000 $ 145,000 $ 86,000
New London County Connecticut 1 $ 185,000 $ 185,000 $ 71,000
Tolland County Connecticut 1 $ 155,000 $ 155,000 $ 88,000
Collier County Florida 1 $ 305,000 $ 305,000 $ 48,000
Escambia County Florida 1 $ 95,000 $ 95,000 $ 71,000
Hernando County Florida 1 $ 265,000 $ 265,000 $ 99,000
Leon County Florida 1 $ 165,000 $ 165,000 $ 41,000
Martin County Florida 1 $ 1,405,000 $ 1,405,000 $ 420,000
Monroe County Florida 1 $ 865,000 $ 865,000 $ 238,000
Okaloosa County Florida 1 $ 105,000 $ 105,000 $ 37,000
Pasco County Florida 1 $ 365,000 $ 365,000 $ 180,000
Putnam County Florida 1 $ 175,000 $ 175,000 $ 34,000
St. Lucie County Florida 1 $ 315,000 $ 315,000 $ 105,000
Brooks County Georgia 1 $ 185,000 $ 185,000 $ 31,000
Glynn County Georgia 1 $ 165,000 $ 165,000 $ 67,000
Gordon County Georgia 1 $ 205,000 $ 205,000 $ 84,000
Haralson County Georgia 1 $ 225,000 $ 225,000 $ 198,000
Harris County Georgia 1 $ 345,000 $ 345,000 $ 211,000
Houston County Georgia 1 $ 165,000 $ 165,000 $ 73,000
Lee County Georgia 1 $ 275,000 $ 275,000 $ 73,000
Lowndes County Georgia 1 $ 125,000 $ 125,000 $ 58,000
Lumpkin County Georgia 1 $ 135,000 $ 135,000 $ 32,000
Meriwether County Georgia 1 $ 85,000 $ 85,000 $ 44,000
Muscogee County Georgia 1 $ 305,000 $ 305,000 $ 211,000
Oconee County Georgia 1 $ 105,000 $ 105,000 $ 33,000
Oglethorpe County Georgia 1 $ 115,000 $ 115,000 $ 68,000
Peach County Georgia 1 $ 185,000 $ 185,000 $ 68,000
Polk County Georgia 1 $ 215,000 $ 215,000 $ 73,000
Putnam County Georgia 1 $ 195,000 $ 195,000 $ 67,000
Kauai County Hawaii 1 $ 545,000 $ 545,000 $ 180,000
Canyon County Idaho 1 $ 115,000 $ 115,000 $ 26,000
Jefferson County Idaho 1 $ 165,000 $ 165,000 $ 37,000
Kane County Illinois 1 $ 165,000 $ 165,000 $ 69,000
Kendall County Illinois 1 $ 245,000 $ 245,000 $ 74,000
McHenry County Illinois 1 $ 255,000 $ 255,000 $ 0
Sangamon County Illinois 1 $ 265,000 $ 265,000 $ 166,000
Will County Illinois 1 $ 225,000 $ 225,000 $ 0
Clark County Indiana 1 $ 235,000 $ 235,000 $ 76,000
Clinton County Indiana 1 $ 375,000 $ 375,000 $ 141,000
Fulton County Indiana 1 $ 85,000 $ 85,000 $ 52,000
Johnson County Indiana 1 $ 345,000 $ 345,000 $ 267,000
Monroe County Indiana 1 $ 145,000 $ 145,000 $ 38,000
Morgan County Indiana 1 $ 305,000 $ 305,000 $ 174,000
Noble County Indiana 1 $ 115,000 $ 115,000 $ 58,000
Parke County Indiana 1 $ 105,000 $ 105,000 $ 57,000
Pike County Indiana 1 $ 85,000 $ 85,000 $ 82,000
Steuben County Indiana 1 $ 85,000 $ 85,000 $ 47,000
Whitley County Indiana 1 $ 155,000 $ 155,000 $ 45,000
Black Hawk County Iowa 1 $ 375,000 $ 375,000 $ 193,000
Grundy County Iowa 1 $ 85,000 $ 85,000 $ 47,000
Johnson County Iowa 1 $ 175,000 $ 175,000 $ 62,000
Linn County Iowa 1 $ 425,000 $ 425,000 $ 316,000
Polk County Iowa 1 $ 135,000 $ 135,000 $ 36,000
Leavenworth County Kansas 1 $ 75,000 $ 75,000 $ 32,000
Boone County Kentucky 1 $ 125,000 $ 125,000 $ 57,000
Kenton County Kentucky 1 $ 155,000 $ 155,000 $ 61,000
McCreary County Kentucky 1 $ 155,000 $ 155,000 $ 56,000
Meade County Kentucky 1 $ 145,000 $ 145,000 $ 70,000
Taylor County Kentucky 1 $ 225,000 $ 225,000 $ 65,000
Caddo County Louisiana 1 $ 185,000 $ 185,000 $ 30,000
Jefferson County Louisiana 1 $ 225,000 $ 225,000 $ 47,000
Livingston County Louisiana 1 $ 165,000 $ 165,000 $ 45,000
Ouachita County Louisiana 1 $ 565,000 $ 565,000 $ 267,000
St. Landry County Louisiana 1 $ 145,000 $ 145,000 $ 66,000
St. Tammany County Louisiana 1 $ 435,000 $ 435,000 $ 118,000
Tangipahoa County Louisiana 1 $ 195,000 $ 195,000 $ 77,000
Aroostook County Maine 1 $ 135,000 $ 135,000 $ 108,000
Charles County Maryland 1 $ 215,000 $ 215,000 $ 60,000
Dorchester County Maryland 1 $ 105,000 $ 105,000 $ 42,000
Queen Anne's County Maryland 1 $ 315,000 $ 315,000 $ 134,000
Barnstable County Massachusetts 1 $ 325,000 $ 325,000 $ 206,000
Bristol County Massachusetts 1 $ 435,000 $ 435,000 $ 78,000
Essex County Massachusetts 1 $ 385,000 $ 385,000 $ 105,000
Middlesex County Massachusetts 1 $ 155,000 $ 155,000 $ 63,000
Arenac County Michigan 1 $ 55,000 $ 55,000 $ 32,000
Cass County Michigan 1 $ 75,000 $ 75,000 $ 56,000
Clinton County Michigan 1 $ 115,000 $ 115,000 $ 49,000
Genesee County Michigan 1 $ 155,000 $ 155,000 $ 87,000
Jackson County Michigan 1 $ 155,000 $ 155,000 $ 69,000
Kalamazoo County Michigan 1 $ 105,000 $ 105,000 $ 35,000
Kent County Michigan 1 $ 165,000 $ 165,000 $ 69,000
Lapeer County Michigan 1 $ 55,000 $ 55,000 $ 29,000
Midland County Michigan 1 $ 145,000 $ 145,000 $ 40,000
Montcalm County Michigan 1 $ 135,000 $ 135,000 $ 42,000
Muskegon County Michigan 1 $ 75,000 $ 75,000 $ 68,000
Beltrami County Minnesota 1 $ 205,000 $ 205,000 $ 150,000
Blue Earth County Minnesota 1 $ 135,000 $ 135,000 $ 48,000
Dakota County Minnesota 1 $ 285,000 $ 285,000 $ 145,000
Hennepin County Minnesota 1 $ 385,000 $ 385,000 $ 28,000
Lake County Minnesota 1 $ 115,000 $ 115,000 $ 52,000
Ramsey County Minnesota 1 $ 195,000 $ 195,000 $ 30,000
Washington County Minnesota 1 $ 235,000 $ 235,000 $ 105,000
DeSoto County Mississippi 1 $ 305,000 $ 305,000 $ 90,000
Hancock County Mississippi 1 $ 105,000 $ 105,000 $ 52,000
Hinds County Mississippi 1 $ 115,000 $ 115,000 $ 45,000
Jackson County Mississippi 1 $ 145,000 $ 145,000 $ 43,000
Lee County Mississippi 1 $ 145,000 $ 145,000 $ 76,000
Jackson County Missouri 1 $ 105,000 $ 105,000 $ 45,000
Gallatin County Montana 1 $ 295,000 $ 295,000 $ 62,000
Lake County Montana 1 $ 155,000 $ 155,000 $ 49,000
Seward County Nebraska 1 $ 175,000 $ 175,000 $ 156,000
Washoe County Nevada 1 $ 105,000 $ 105,000 $ 25,000
Grafton County New Hampshire 1 $ 455,000 $ 455,000 $ 476,000
Burlington County New Jersey 1 $ 165,000 $ 165,000 $ 43,000
Camden County New Jersey 1 $ 145,000 $ 145,000 $ 94,000
Mercer County New Jersey 1 $ 275,000 $ 275,000 $ 103,000
Somerset County New Jersey 1 $ 535,000 $ 535,000 $ 410,000
Valencia County New Mexico 1 $ 165,000 $ 165,000 $ 73,000
Orange County New York 1 $ 275,000 $ 275,000 $ 79,000
Richmond County New York 1 $ 375,000 $ 375,000 $ 77,000
St. Lawrence County New York 1 $ 145,000 $ 145,000 $ 56,000
Sullivan County New York 1 $ 165,000 $ 165,000 $ 46,000
Warren County New York 1 $ 205,000 $ 205,000 $ 79,000
Camden County North Carolina 1 $ 285,000 $ 285,000 $ 127,000
Cumberland County North Carolina 1 $ 255,000 $ 255,000 $ 92,000
Durham County North Carolina 1 $ 125,000 $ 125,000 $ 25,000
Gaston County North Carolina 1 $ 125,000 $ 125,000 $ 65,000
Graham County North Carolina 1 $ 285,000 $ 285,000 $ 119,000
Nash County North Carolina 1 $ 165,000 $ 165,000 $ 37,000
New Hanover County North Carolina 1 $ 905,000 $ 905,000 $ 1,310,000
Warren County North Carolina 1 $ 265,000 $ 265,000 $ 158,000
Cass County North Dakota 1 $ 175,000 $ 175,000 $ 60,000
Coshocton County Ohio 1 $ 25,000 $ 25,000 $ 193,000
Lake County Ohio 1 $ 115,000 $ 115,000 $ 77,000
Lorain County Ohio 1 $ 135,000 $ 135,000 $ 19,000
Mahoning County Ohio 1 $ 95,000 $ 95,000 $ 52,000
Meigs County Ohio 1 $ 125,000 $ 125,000 $ 110,000
Miami County Ohio 1 $ 205,000 $ 205,000 $ 87,000
Stark County Ohio 1 $ 115,000 $ 115,000 $ 47,000
Tuscarawas County Ohio 1 $ 145,000 $ 145,000 $ 73,000
Wood County Ohio 1 $ 305,000 $ 305,000 $ 45,000
Cherokee County Oklahoma 1 $ 85,000 $ 85,000 $ 56,000
Comanche County Oklahoma 1 $ 225,000 $ 225,000 $ 95,000
Kingfisher County Oklahoma 1 $ 145,000 $ 145,000 $ 70,000
Oklahoma County Oklahoma 1 $ 185,000 $ 185,000 $ 42,000
Rogers County Oklahoma 1 $ 155,000 $ 155,000 $ 47,000
Tulsa County Oklahoma 1 $ 135,000 $ 135,000 $ 36,000
Wagoner County Oklahoma 1 $ 155,000 $ 155,000 $ 36,000
Marion County Oregon 1 $ 305,000 $ 305,000 $ 44,000
Polk County Oregon 1 $ 275,000 $ 275,000 $ 52,000
Allegheny County Pennsylvania 1 $ 135,000 $ 135,000 $ 45,000
Bradford County Pennsylvania 1 $ 255,000 $ 255,000 $ 93,000
Carbon County Pennsylvania 1 $ 75,000 $ 75,000 $ 62,000
Delaware County Pennsylvania 1 $ 185,000 $ 185,000 $ 94,000
Fulton County Pennsylvania 1 $ 125,000 $ 125,000 $ 81,000
Lancaster County Pennsylvania 1 $ 715,000 $ 715,000 $ 290,000
Luzerne County Pennsylvania 1 $ 125,000 $ 125,000 $ 53,000
Northumberland County Pennsylvania 1 $ 135,000 $ 135,000 $ 67,000
Tioga County Pennsylvania 1 $ 55,000 $ 55,000 $ 140,000
Venango County Pennsylvania 1 $ 85,000 $ 85,000 $ 40,000
Westmoreland County Pennsylvania 1 $ 235,000 $ 235,000 $ 82,000
Kent County Rhode Island 1 $ 255,000 $ 255,000 $ 84,000
Aiken County South Carolina 1 $ 175,000 $ 175,000 $ 52,000
Anderson County South Carolina 1 $ 405,000 $ 405,000 $ 321,000
Charleston County South Carolina 1 $ 705,000 $ 705,000 $ 67,000
Florence County South Carolina 1 $ 165,000 $ 165,000 $ 20,000
Newberry County South Carolina 1 $ 175,000 $ 175,000 $ 54,000
Blount County Tennessee 1 $ 165,000 $ 165,000 $ 94,000
Carroll County Tennessee 1 $ 135,000 $ 135,000 $ 39,000
Fayette County Tennessee 1 $ 225,000 $ 225,000 $ 87,000
Grundy County Tennessee 1 $ 195,000 $ 195,000 $ 79,000
Madison County Tennessee 1 $ 195,000 $ 195,000 $ 87,000
Marshall County Tennessee 1 $ 255,000 $ 255,000 $ 70,000
Maury County Tennessee 1 $ 365,000 $ 365,000 $ 141,000
Montgomery County Tennessee 1 $ 215,000 $ 215,000 $ 78,000
Robertson County Tennessee 1 $ 205,000 $ 205,000 $ 59,000
White County Tennessee 1 $ 215,000 $ 215,000 $ 57,000
Guadalupe County Texas 1 $ 395,000 $ 395,000 $ 112,000
Kendall County Texas 1 $ 415,000 $ 415,000 $ 84,000
Rockwall County Texas 1 $ 265,000 $ 265,000 $ 65,000
Travis County Texas 1 $ 455,000 $ 455,000 $ 80,000
Williamson County Texas 1 $ 245,000 $ 245,000 $ 93,000
Davis County Utah 1 $ 245,000 $ 245,000 $ 132,000
Salt Lake County Utah 1 $ 215,000 $ 215,000 $ 64,000
Summit County Utah 1 $ 1,405,000 $ 1,405,000 $ 0
Weber County Utah 1 $ 245,000 $ 245,000 $ 51,000
Carroll County Virginia 1 $ 75,000 $ 75,000 $ 38,000
Charlottesville County Virginia 1 $ 385,000 $ 385,000 $ 117,000
Cumberland County Virginia 1 $ 285,000 $ 285,000 $ 83,000
Danville County Virginia 1 $ 145,000 $ 145,000 $ 44,000
Franklin County Virginia 1 $ 205,000 $ 205,000 $ 74,000
Fredericksburg County Virginia 1 $ 165,000 $ 165,000 $ 52,000
Giles County Virginia 1 $ 155,000 $ 155,000 $ 42,000
Hanover County Virginia 1 $ 415,000 $ 415,000 $ 145,000
Louisa County Virginia 1 $ 155,000 $ 155,000 $ 123,000
Lynchburg County Virginia 1 $ 105,000 $ 105,000 $ 30,000
Northampton County Virginia 1 $ 585,000 $ 585,000 $ 585,000
Northumberland County Virginia 1 $ 155,000 $ 155,000 $ 61,000
Page County Virginia 1 $ 325,000 $ 325,000 $ 160,000
Portsmouth County Virginia 1 $ 65,000 $ 65,000 $ 79,000
Prince George County Virginia 1 $ 105,000 $ 105,000 $ 32,000
Pulaski County Virginia 1 $ 45,000 $ 45,000 $ 38,000
Rappahannock County Virginia 1 $ 195,000 $ 195,000 $ 38,000
Washington County Virginia 1 $ 355,000 $ 355,000 $ 108,000
Williamsburg County Virginia 1 $ 445,000 $ 445,000 $ 0
Wythe County Virginia 1 $ 115,000 $ 115,000 $ 56,000
York County Virginia 1 $ 285,000 $ 285,000 $ 105,000
Pierce County Washington 1 $ 135,000 $ 135,000 $ 55,000
Fayette County West Virginia 1 $ 135,000 $ 135,000 $ 48,000
McDowell County West Virginia 1 $ 85,000 $ 85,000 $ 26,000
Monongalia County West Virginia 1 $ 215,000 $ 215,000 $ 100,000
Raleigh County West Virginia 1 $ 115,000 $ 115,000 $ 62,000
Wyoming County West Virginia 1 $ 75,000 $ 75,000 $ 41,000

Mortgage Loan Application Detail Totals for Access National Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,662 $481,400,000 $289,000 $4,425,000 $118,000 $2,120,000
Cash-out Refinancing 338 $86,520,000 $255,000 $905,000 $108,000 $1,265,000
Refinancing 173 $58,285,000 $336,000 $1,205,000 $149,000 $716,000
Other Purpose 12 $1,800,000 $150,000 $405,000 $353,000 $908,000
Home Improvement 6 $1,370,000 $228,000 $475,000 $652,000 $1,732,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,501 $403,705,000 $268,000 $3,075,000 $121,000 $2,120,000
Black or African American 259 $65,595,000 $253,000 $755,000 $97,000 $610,000
Not Provided 208 $70,740,000 $340,000 $1,955,000 $155,000 $1,000,000
Hispanic 97 $26,355,000 $271,000 $1,045,000 $99,000 $756,000
Asian 80 $29,150,000 $364,000 $2,815,000 $139,000 $1,200,000
Not applicable 40 $31,960,000 $799,000 $4,425,000 $0 $0
American Indian or Alaskan Native 3 $605,000 $201,000 $445,000 $70,000 $158,000
Native Hawaiian or Other Pacific Islander 3 $1,265,000 $421,000 $545,000 $145,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,401 $462,675,000 $330,000 $4,425,000 $151,000 $2,120,000
FHA-insured (Federal Housing Administration) 479 $91,725,000 $191,000 $605,000 $65,000 $215,000
VA-guaranteed (Veterans Administration) 215 $62,385,000 $290,000 $955,000 $89,000 $334,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 96 $12,590,000 $131,000 $285,000 $49,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,474 $417,640,000 $283,000 $4,425,000 $124,000 $2,120,000
Application Withdrawn By Applicant 325 $99,395,000 $305,000 $2,815,000 $133,000 $1,732,000
Application Denied By Financial Institution 315 $88,665,000 $281,000 $3,075,000 $98,000 $1,265,000
Preapproval Denied by Financial Institution 44 $13,040,000 $296,000 $1,205,000 $109,000 $500,000
Application Approved But Not Accepted 25 $7,765,000 $310,000 $775,000 $135,000 $489,000
Preapproval Approved but not Accepted 8 $2,870,000 $358,000 $605,000 $151,000 $355,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,832 $527,670,000 $288,000 $4,425,000 $126,000 $2,120,000
Collateral 110 $30,810,000 $280,000 $3,075,000 $117,000 $1,265,000
Unverifiable Information 74 $24,290,000 $328,000 $1,405,000 $117,000 $500,000
Debt-To-Income Ratio 61 $20,635,000 $338,000 $1,065,000 $81,000 $289,000
Credit History 56 $12,850,000 $229,000 $865,000 $76,000 $326,000
Other 28 $5,330,000 $190,000 $455,000 $71,000 $191,000
Insufficient Cash (Downpayment, Closing Cost) 22 $5,210,000 $236,000 $455,000 $101,000 $269,000
Employment History 8 $2,580,000 $322,000 $995,000 $87,000 $174,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Access National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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