1St State Financial, Ltd.
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for 1St State Financial, Ltd..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address 1St State Financial, Ltd.
Po Box 1468
Saginaw, MI 48605
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 368
Total Mortgage Loan Application Amount $58,800,000
Average Mortgage Loan Application Amount $130,200
Highest Mortgage Loan Application Amount $965,000
Average Applicant Income $117,000
Highest Applicant Income $1,278,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for 1St State Financial, Ltd. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Saginaw County Michigan 145 $ 20,565,000 $ 141,000 $ 107,000
Bay County Michigan 89 $ 13,685,000 $ 153,000 $ 104,000
Midland County Michigan 49 $ 7,525,000 $ 153,000 $ 160,000
Roscommon County Michigan 7 $ 1,075,000 $ 153,000 $ 201,000
Gladwin County Michigan 6 $ 880,000 $ 146,000 $ 99,000
Crawford County Michigan 5 $ 825,000 $ 165,000 $ 121,000
Genesee County Michigan 5 $ 785,000 $ 157,000 $ 74,000
Arenac County Michigan 4 $ 790,000 $ 197,000 $ 153,000
Iosco County Michigan 4 $ 660,000 $ 165,000 $ 157,000
Antrim County Michigan 3 $ 755,000 $ 251,000 $ 561,000
Grand Traverse County Michigan 3 $ 1,725,000 $ 575,000 $ 515,000
Kent County Michigan 3 $ 425,000 $ 141,000 $ 161,000
Tuscola County Michigan 3 $ 525,000 $ 175,000 $ 161,000
Lee County Florida 2 $ 510,000 $ 255,000 $ 261,000
Cheboygan County Michigan 2 $ 220,000 $ 110,000 $ 107,000
Clare County Michigan 2 $ 190,000 $ 95,000 $ 360,000
Huron County Michigan 2 $ 110,000 $ 55,000 $ 57,000
Leelanau County Michigan 2 $ 660,000 $ 330,000 $ 301,000
Ogemaw County Michigan 2 $ 470,000 $ 235,000 $ 81,000
Washtenaw County Michigan 2 $ 610,000 $ 305,000 $ 149,000
Wayne County Michigan 2 $ 150,000 $ 75,000 $ 76,000
Wexford County Michigan 2 $ 240,000 $ 120,000 $ 114,000
Maricopa County Arizona 1 $ 485,000 $ 485,000 $ 213,000
Collier County Florida 1 $ 375,000 $ 375,000 $ 139,000
Manatee County Florida 1 $ 365,000 $ 365,000 $ 300,000
Osceola County Florida 1 $ 255,000 $ 255,000 $ 128,000
Benzie County Michigan 1 $ 55,000 $ 55,000 $ 204,000
Clinton County Michigan 1 $ 195,000 $ 195,000 $ 159,000
Emmet County Michigan 1 $ 165,000 $ 165,000 $ 141,000
Gratiot County Michigan 1 $ 155,000 $ 155,000 $ 56,000
Isabella County Michigan 1 $ 65,000 $ 65,000 $ 49,000
Livingston County Michigan 1 $ 315,000 $ 315,000 $ 117,000
Mecosta County Michigan 1 $ 255,000 $ 255,000 $ 77,000
Montcalm County Michigan 1 $ 145,000 $ 145,000 $ 168,000
Oceana County Michigan 1 $ 205,000 $ 205,000 $ 90,000
Otsego County Michigan 1 $ 385,000 $ 385,000 $ 493,000
Shiawassee County Michigan 1 $ 65,000 $ 65,000 $ 70,000
McLeod County Minnesota 1 $ 415,000 $ 415,000 $ 209,000
Franklin County Ohio 1 $ 225,000 $ 225,000 $ 152,000
Montgomery County Ohio 1 $ 225,000 $ 225,000 $ 121,000
Multnomah County Oregon 1 $ 75,000 $ 75,000 $ 57,000
Horry County South Carolina 1 $ 125,000 $ 125,000 $ 420,000
Giles County Tennessee 1 $ 75,000 $ 75,000 $ 60,000
Sevier County Tennessee 1 $ 335,000 $ 335,000 $ 648,000
King County Washington 1 $ 245,000 $ 245,000 $ 95,000
Dane County Wisconsin 1 $ 215,000 $ 215,000 $ 116,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for 1St State Financial, Ltd. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 192 $31,020,000 $161,000 $965,000 $123,000 $525,000
Refinancing 104 $19,830,000 $190,000 $935,000 $178,000 $1,278,000
Cash-out Refinancing 41 $5,115,000 $124,000 $265,000 $89,000 $320,000
Other Purpose 19 $1,935,000 $101,000 $255,000 $103,000 $281,000
Home Improvement 12 $900,000 $75,000 $315,000 $92,000 $199,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 324 $50,890,000 $157,000 $965,000 $131,000 $1,278,000
Not applicable 13 $3,125,000 $240,000 $675,000 $0 $0
Not Provided 9 $975,000 $108,000 $195,000 $125,000 $565,000
Black or African American 8 $1,660,000 $207,000 $395,000 $222,000 $648,000
Hispanic 6 $390,000 $65,000 $95,000 $46,000 $118,000
Asian 6 $1,320,000 $220,000 $375,000 $160,000 $465,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 365 $58,405,000 $160,000 $965,000 $133,000 $1,278,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $395,000 $131,000 $175,000 $51,000 $69,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 302 $47,650,000 $157,000 $965,000 $135,000 $1,278,000
File Closed For Incompleteness 42 $8,170,000 $194,000 $735,000 $145,000 $648,000
Application Denied By Financial Institution 24 $2,980,000 $124,000 $395,000 $72,000 $252,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 368 $58,800,000 $159,000 $965,000 $132,000 $1,278,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List