1St Source Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for 1St Source Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | 1St Source Bank P O Box 1602 Suite 400 South Bend, IN 46634 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,822 |
| Total Mortgage Loan Application Amount | $521,720,000 |
| Average Mortgage Loan Application Amount | $119,000 |
| Highest Mortgage Loan Application Amount | $17,505,000 |
| Average Applicant Income | $105,666 |
| Highest Applicant Income | $4,905,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Joseph County Indiana | 1,175 | $ 137,905,000 | $ 117,000 | $ 129,000 |
| Elkhart County Indiana | 504 | $ 67,370,000 | $ 133,000 | $ 153,000 |
| Allen County Indiana | 308 | $ 33,640,000 | $ 109,000 | $ 113,000 |
| Porter County Indiana | 281 | $ 38,365,000 | $ 136,000 | $ 124,000 |
| LaPorte County Indiana | 217 | $ 24,705,000 | $ 113,000 | $ 113,000 |
| Marshall County Indiana | 213 | $ 22,455,000 | $ 105,000 | $ 107,000 |
| Berrien County Michigan | 148 | $ 17,720,000 | $ 119,000 | $ 118,000 |
| Cass County Michigan | 138 | $ 25,060,000 | $ 181,000 | $ 159,000 |
| Kosciusko County Indiana | 122 | $ 16,870,000 | $ 138,000 | $ 148,000 |
| Tippecanoe County Indiana | 100 | $ 17,420,000 | $ 174,000 | $ 160,000 |
| Starke County Indiana | 87 | $ 5,725,000 | $ 65,000 | $ 66,000 |
| Huntington County Indiana | 63 | $ 4,085,000 | $ 64,000 | $ 72,000 |
| Wells County Indiana | 56 | $ 3,610,000 | $ 64,000 | $ 69,000 |
| Whitley County Indiana | 50 | $ 5,730,000 | $ 114,000 | $ 76,000 |
| Fulton County Indiana | 49 | $ 5,275,000 | $ 107,000 | $ 85,000 |
| Kalamazoo County Michigan | 42 | $ 32,400,000 | $ 771,000 | $ 359,000 |
| Lake County Indiana | 28 | $ 2,680,000 | $ 95,000 | $ 84,000 |
| Pulaski County Indiana | 21 | $ 1,375,000 | $ 65,000 | $ 54,000 |
| DeKalb County Indiana | 15 | $ 2,615,000 | $ 174,000 | $ 120,000 |
| LaGrange County Indiana | 15 | $ 2,205,000 | $ 147,000 | $ 116,000 |
| Jasper County Indiana | 14 | $ 1,820,000 | $ 130,000 | $ 96,000 |
| Marion County Indiana | 14 | $ 2,640,000 | $ 188,000 | $ 168,000 |
| Van Buren County Michigan | 12 | $ 3,220,000 | $ 268,000 | $ 268,000 |
| Noble County Indiana | 11 | $ 1,145,000 | $ 104,000 | $ 131,000 |
| Hamilton County Indiana | 8 | $ 3,620,000 | $ 452,000 | $ 264,000 |
| Steuben County Indiana | 8 | $ 1,560,000 | $ 195,000 | $ 166,000 |
| St. Joseph County Michigan | 8 | $ 2,140,000 | $ 267,000 | $ 244,000 |
| Blackford County Indiana | 6 | $ 420,000 | $ 70,000 | $ 58,000 |
| Carroll County Indiana | 6 | $ 880,000 | $ 146,000 | $ 153,000 |
| Sarasota County Florida | 5 | $ 3,065,000 | $ 613,000 | $ 683,000 |
| Wabash County Indiana | 5 | $ 615,000 | $ 123,000 | $ 39,000 |
| White County Indiana | 5 | $ 645,000 | $ 129,000 | $ 144,000 |
| Charlotte County Florida | 4 | $ 1,150,000 | $ 287,000 | $ 478,000 |
| Collier County Florida | 4 | $ 2,170,000 | $ 542,000 | $ 217,000 |
| Polk County Florida | 4 | $ 600,000 | $ 150,000 | $ 177,000 |
| Cook County Illinois | 4 | $ 1,400,000 | $ 350,000 | $ 405,000 |
| Hillsborough County Florida | 3 | $ 805,000 | $ 268,000 | $ 232,000 |
| Lee County Florida | 3 | $ 695,000 | $ 231,000 | $ 149,000 |
| Marion County Florida | 3 | $ 995,000 | $ 331,000 | $ 422,000 |
| Howard County Indiana | 3 | $ 655,000 | $ 218,000 | $ 103,000 |
| Johnson County Indiana | 3 | $ 365,000 | $ 121,000 | $ 68,000 |
| Monroe County Indiana | 3 | $ 675,000 | $ 225,000 | $ 362,000 |
| Allegan County Michigan | 3 | $ 365,000 | $ 121,000 | $ 99,000 |
| Barry County Michigan | 3 | $ 545,000 | $ 181,000 | $ 72,000 |
| Oakland County Michigan | 3 | $ 1,215,000 | $ 405,000 | $ 192,000 |
| Ottawa County Michigan | 3 | $ 275,000 | $ 91,000 | $ 165,000 |
| Bay County Florida | 2 | $ 600,000 | $ 300,000 | $ 277,000 |
| Manatee County Florida | 2 | $ 870,000 | $ 435,000 | $ 190,000 |
| Orange County Florida | 2 | $ 300,000 | $ 150,000 | $ 192,000 |
| Lake County Illinois | 2 | $ 590,000 | $ 295,000 | $ 1,456,000 |
| Adams County Indiana | 2 | $ 180,000 | $ 90,000 | $ 50,000 |
| Benton County Indiana | 2 | $ 90,000 | $ 45,000 | $ 332,000 |
| Kent County Michigan | 2 | $ 2,740,000 | $ 1,370,000 | $ 277,000 |
| Missaukee County Michigan | 2 | $ 630,000 | $ 315,000 | $ 460,000 |
| Maricopa County Arizona | 1 | $ 345,000 | $ 345,000 | $ 4,297,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Monroe County Florida | 1 | $ 265,000 | $ 265,000 | $ 24,000 |
| Palm Beach County Florida | 1 | $ 755,000 | $ 755,000 | $ 1,275,000 |
| St. Lucie County Florida | 1 | $ 275,000 | $ 275,000 | $ 46,000 |
| Walton County Florida | 1 | $ 1,555,000 | $ 1,555,000 | $ 1,048,000 |
| Kane County Illinois | 1 | $ 445,000 | $ 445,000 | $ 191,000 |
| Bartholomew County Indiana | 1 | $ 145,000 | $ 145,000 | $ 500,000 |
| Cass County Indiana | 1 | $ 45,000 | $ 45,000 | $ 159,000 |
| Clark County Indiana | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Clinton County Indiana | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Delaware County Indiana | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Grant County Indiana | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Jay County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Madison County Indiana | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Miami County Indiana | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Montgomery County Indiana | 1 | $ 85,000 | $ 85,000 | $ 347,000 |
| Vigo County Indiana | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Benzie County Michigan | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 8,405,000 | $ 8,405,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 805,000 | $ 805,000 | $ 820,000 |
| Manistee County Michigan | 1 | $ 115,000 | $ 115,000 | $ 133,000 |
| Muskegon County Michigan | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Oceana County Michigan | 1 | $ 545,000 | $ 545,000 | $ 209,000 |
| Spartanburg County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 55,000 |
| Henderson County Texas | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for 1St Source Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,144 | $140,850,000 | $123,000 | $4,955,000 | $153,000 | $4,297,000 |
| Home Purchase | 936 | $222,670,000 | $237,000 | $17,505,000 | $143,000 | $4,390,000 |
| Other Purpose | 695 | $44,735,000 | $64,000 | $755,000 | $130,000 | $4,905,000 |
| Cash-out Refinancing | 517 | $91,085,000 | $176,000 | $1,625,000 | $115,000 | $2,160,000 |
| Home Improvement | 499 | $20,075,000 | $40,000 | $515,000 | $93,000 | $1,759,000 |
| Not Applicable | 31 | $2,305,000 | $74,000 | $135,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,205 | $399,725,000 | $124,000 | $1,675,000 | $133,000 | $4,905,000 |
| Not Provided | 226 | $34,160,000 | $151,000 | $975,000 | $173,000 | $3,441,000 |
| Hispanic | 160 | $13,460,000 | $84,000 | $755,000 | $68,000 | $383,000 |
| Black or African American | 100 | $10,430,000 | $104,000 | $995,000 | $91,000 | $863,000 |
| Not applicable | 61 | $48,545,000 | $795,000 | $17,505,000 | $0 | $0 |
| Asian | 48 | $11,090,000 | $231,000 | $795,000 | $209,000 | $826,000 |
| American Indian or Alaskan Native | 9 | $1,235,000 | $137,000 | $405,000 | $75,000 | $201,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $155,000 | $155,000 | $155,000 | $256,000 | $256,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,678 | $502,620,000 | $136,000 | $17,505,000 | $136,000 | $4,905,000 |
| FHA-insured (Federal Housing Administration) | 112 | $13,480,000 | $120,000 | $285,000 | $55,000 | $123,000 |
| VA-guaranteed (Veterans Administration) | 28 | $5,170,000 | $184,000 | $425,000 | $62,000 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $450,000 | $112,000 | $235,000 | $57,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,772 | $421,060,000 | $151,000 | $17,505,000 | $147,000 | $4,905,000 |
| Application Denied By Financial Institution | 555 | $39,915,000 | $71,000 | $825,000 | $65,000 | $780,000 |
| Application Withdrawn By Applicant | 254 | $39,140,000 | $154,000 | $855,000 | $138,000 | $4,390,000 |
| Application Approved But Not Accepted | 198 | $17,750,000 | $89,000 | $925,000 | $110,000 | $2,779,000 |
| Loan Purchased By The Institution | 31 | $2,305,000 | $74,000 | $135,000 | $0 | $0 |
| File Closed For Incompleteness | 12 | $1,550,000 | $129,000 | $455,000 | $85,000 | $480,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,267 | $481,805,000 | $147,000 | $17,505,000 | $144,000 | $4,905,000 |
| Credit History | 239 | $13,285,000 | $55,000 | $305,000 | $66,000 | $507,000 |
| Debt-To-Income Ratio | 186 | $16,030,000 | $86,000 | $825,000 | $52,000 | $479,000 |
| Collateral | 89 | $6,675,000 | $75,000 | $425,000 | $83,000 | $780,000 |
| Credit Application Incomplete | 20 | $2,220,000 | $111,000 | $245,000 | $75,000 | $165,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $645,000 | $92,000 | $135,000 | $76,000 | $167,000 |
| Unverifiable Information | 6 | $270,000 | $45,000 | $85,000 | $53,000 | $90,000 |
| Other | 5 | $205,000 | $41,000 | $115,000 | $130,000 | $254,000 |
| Employment History | 3 | $585,000 | $195,000 | $225,000 | $83,000 | $94,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.