2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
1St Source Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
1St Source Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 1St Source Bank P O Box 1602 Suite 400 South Bend, IN 46634 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,925 |
| Total Mortgage Loan Application Amount | $498,082,000 |
| Average Mortgage Loan Application Amount | $84,666 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $68,333 |
| Highest Applicant Income | $3,301,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with 1St Source Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 1St Source Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down 1St Source Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 1St Source Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by 1St Source Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 1St Source Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Indiana | 5 | $ 696,000 | $ 139,000 | $ 56,000 |
| Adams County Ohio | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 62,000 |
| Alger County Michigan | 2 | $ 92,000 | $ 46,000 | $ 5,000 |
| Allegan County Michigan | 15 | $ 2,037,000 | $ 135,000 | $ 44,000 |
| Allen County Indiana | 506 | $ 46,345,000 | $ 91,000 | $ 60,000 |
| Antrim County Michigan | 1 | $ 500,000 | $ 500,000 | $ 375,000 |
| Ashland County Ohio | 1 | $ 121,000 | $ 121,000 | $ 58,000 |
| Barry County Michigan | 6 | $ 593,000 | $ 98,000 | $ 37,000 |
| Bay County Michigan | 2 | $ 139,000 | $ 69,000 | $ 37,000 |
| Beaufort County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 180,000 |
| Benzie County Michigan | 1 | $ 95,000 | $ 95,000 | $ 190,000 |
| Berrien County Michigan | 352 | $ 30,577,000 | $ 86,000 | $ 49,000 |
| Boone County Indiana | 4 | $ 890,000 | $ 222,000 | $ 161,000 |
| Boone County Kentucky | 3 | $ 659,000 | $ 219,000 | $ 134,000 |
| Boone County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 21,000 |
| Branch County Michigan | 1 | $ 11,000 | $ 11,000 | $ 53,000 |
| Brown County Indiana | 1 | $ 244,000 | $ 244,000 | $ 71,000 |
| Brown County Ohio | 4 | $ 346,000 | $ 86,000 | $ 29,000 |
| Brown County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 19,000 |
| Bullitt County Kentucky | 3 | $ 359,000 | $ 119,000 | $ 37,000 |
| Butler County Ohio | 44 | $ 5,589,000 | $ 127,000 | $ 64,000 |
| Cabell County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Calhoun County Michigan | 1 | $ 72,000 | $ 72,000 | $ 15,000 |
| Calloway County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 54,000 |
| Calumet County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 43,000 |
| Campbell County Kentucky | 5 | $ 463,000 | $ 92,000 | $ 64,000 |
| Campbell County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 238,000 |
| Carroll County Indiana | 2 | $ 295,000 | $ 147,000 | $ 117,000 |
| Cass County Indiana | 6 | $ 390,000 | $ 65,000 | $ 44,000 |
| Cass County Michigan | 162 | $ 21,145,000 | $ 130,000 | $ 93,000 |
| Champaign County Illinois | 2 | $ 197,000 | $ 98,000 | $ 50,000 |
| Clare County Michigan | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Clark County Ohio | 7 | $ 626,000 | $ 89,000 | $ 51,000 |
| Clermont County Ohio | 7 | $ 1,337,000 | $ 191,000 | $ 45,000 |
| Clinton County Illinois | 3 | $ 614,000 | $ 204,000 | $ 55,000 |
| Clinton County Indiana | 3 | $ 197,000 | $ 65,000 | $ 36,000 |
| Clinton County Ohio | 3 | $ 462,000 | $ 154,000 | $ 53,000 |
| Collier County Florida | 3 | $ 1,592,000 | $ 530,000 | $ 512,000 |
| Collin County Texas | 1 | $ 310,000 | $ 310,000 | $ 192,000 |
| Cook County Illinois | 4 | $ 1,164,000 | $ 291,000 | $ 182,000 |
| Coshocton County Ohio | 4 | $ 327,000 | $ 81,000 | $ 49,000 |
| Cuyahoga County Ohio | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 42,000 |
| Dearborn County Indiana | 2 | $ 339,000 | $ 169,000 | $ 94,000 |
| Decatur County Indiana | 1 | $ 131,000 | $ 131,000 | $ 74,000 |
| Defiance County Ohio | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| DeKalb County Illinois | 1 | $ 169,000 | $ 169,000 | $ 69,000 |
| DeKalb County Indiana | 18 | $ 1,649,000 | $ 91,000 | $ 81,000 |
| Delaware County Indiana | 2 | $ 137,000 | $ 68,000 | $ 34,000 |
| Delaware County Ohio | 1 | $ 218,000 | $ 218,000 | $ 75,000 |
| Delta County Michigan | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Dickinson County Michigan | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Dodge County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Douglas County Wisconsin | 1 | $ 600,000 | $ 600,000 | $ 300,000 |
| Eaton County Michigan | 1 | $ 63,000 | $ 63,000 | $ 28,000 |
| Elkhart County Indiana | 426 | $ 44,964,000 | $ 105,000 | $ 108,000 |
| Fairfield County Ohio | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| Fayette County Kentucky | 23 | $ 3,987,000 | $ 173,000 | $ 72,000 |
| Fayette County Ohio | 6 | $ 541,000 | $ 90,000 | $ 37,000 |
| Fayette County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Fond du Lac County Wisconsin | 21 | $ 2,959,000 | $ 140,000 | $ 41,000 |
| Fountain County Indiana | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
| Franklin County Ohio | 18 | $ 2,503,000 | $ 139,000 | $ 69,000 |
| Fulton County Indiana | 59 | $ 3,926,000 | $ 66,000 | $ 56,000 |
| Genesee County Michigan | 3 | $ 395,000 | $ 131,000 | $ 44,000 |
| Gibson County Indiana | 3 | $ 239,000 | $ 79,000 | $ 55,000 |
| Grand Traverse County Michigan | 3 | $ 706,000 | $ 235,000 | $ 122,000 |
| Grant County Indiana | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Green Lake County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 64,000 |
| Greene County Indiana | 2 | $ 212,000 | $ 106,000 | $ 37,000 |
| Greene County Ohio | 22 | $ 3,415,000 | $ 155,000 | $ 69,000 |
| Guernsey County Ohio | 10 | $ 773,000 | $ 77,000 | $ 28,000 |
| Guilford County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 72,000 |
| Hamilton County Indiana | 47 | $ 7,677,000 | $ 163,000 | $ 84,000 |
| Hamilton County Ohio | 67 | $ 8,991,000 | $ 134,000 | $ 62,000 |
| Hamilton County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 85,000 |
| Hancock County Indiana | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Hancock County Ohio | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Harris County Texas | 1 | $ 98,000 | $ 98,000 | $ 154,000 |
| Harrison County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Henderson County Kentucky | 2 | $ 152,000 | $ 76,000 | $ 35,000 |
| Hendricks County Indiana | 10 | $ 1,655,000 | $ 165,000 | $ 105,000 |
| Henry County Indiana | 4 | $ 390,000 | $ 97,000 | $ 46,000 |
| Henry County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Highland County Ohio | 4 | $ 848,000 | $ 212,000 | $ 126,000 |
| Hocking County Ohio | 2 | $ 206,000 | $ 103,000 | $ 22,000 |
| Hopkins County Kentucky | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Howard County Indiana | 36 | $ 3,659,000 | $ 101,000 | $ 57,000 |
| Huntington County Indiana | 54 | $ 3,621,000 | $ 67,000 | $ 51,000 |
| Indian River County Florida | 1 | $ 282,000 | $ 282,000 | $ 101,000 |
| Ingham County Michigan | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Ionia County Michigan | 3 | $ 280,000 | $ 93,000 | $ 19,000 |
| Iosco County Michigan | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
| Jackson County Michigan | 2 | $ 241,000 | $ 120,000 | $ 42,000 |
| Jasper County Indiana | 2 | $ 155,000 | $ 77,000 | $ 30,000 |
| Jefferson County Kentucky | 34 | $ 5,036,000 | $ 148,000 | $ 65,000 |
| Jefferson County Ohio | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Jessamine County Kentucky | 4 | $ 516,000 | $ 129,000 | $ 52,000 |
| Johnson County Indiana | 12 | $ 1,508,000 | $ 125,000 | $ 77,000 |
| Kalamazoo County Michigan | 17 | $ 3,056,000 | $ 179,000 | $ 101,000 |
| Kanawha County West Virginia | 6 | $ 576,000 | $ 96,000 | $ 47,000 |
| Kent County Michigan | 34 | $ 4,423,000 | $ 130,000 | $ 46,000 |
| Kenton County Kentucky | 11 | $ 1,549,000 | $ 140,000 | $ 65,000 |
| Kings County New York | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| Kosciusko County Indiana | 150 | $ 15,547,000 | $ 103,000 | $ 90,000 |
| LaGrange County Indiana | 17 | $ 1,840,000 | $ 108,000 | $ 98,000 |
| Lake County Florida | 6 | $ 1,385,000 | $ 230,000 | $ 72,000 |
| Lake County Indiana | 20 | $ 2,126,000 | $ 106,000 | $ 47,000 |
| Lapeer County Michigan | 4 | $ 642,000 | $ 160,000 | $ 31,000 |
| LaPorte County Indiana | 218 | $ 16,042,000 | $ 73,000 | $ 64,000 |
| Lawrence County Indiana | 2 | $ 175,000 | $ 87,000 | $ 28,000 |
| Lee County Florida | 2 | $ 253,000 | $ 126,000 | $ 55,000 |
| Leelanau County Michigan | 2 | $ 540,000 | $ 270,000 | $ 408,000 |
| Lenawee County Michigan | 3 | $ 506,000 | $ 168,000 | $ 61,000 |
| Licking County Ohio | 3 | $ 490,000 | $ 163,000 | $ 53,000 |
| Logan County Ohio | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Lorain County Ohio | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Lucas County Ohio | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Macomb County Michigan | 9 | $ 1,367,000 | $ 151,000 | $ 66,000 |
| Madison County Illinois | 5 | $ 751,000 | $ 150,000 | $ 55,000 |
| Madison County Indiana | 6 | $ 422,000 | $ 70,000 | $ 32,000 |
| Madison County Ohio | 4 | $ 532,000 | $ 133,000 | $ 46,000 |
| Manitowoc County Wisconsin | 5 | $ 563,000 | $ 112,000 | $ 75,000 |
| Marinette County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Marion County Illinois | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Marion County Indiana | 53 | $ 6,142,000 | $ 115,000 | $ 57,000 |
| Marshall County Indiana | 245 | $ 18,341,000 | $ 74,000 | $ 57,000 |
| Martin County Indiana | 1 | $ 66,000 | $ 66,000 | $ 74,000 |
| Mason County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Mason County Michigan | 4 | $ 462,000 | $ 115,000 | $ 58,000 |
| Mecosta County Michigan | 5 | $ 545,000 | $ 109,000 | $ 14,000 |
| Meigs County Ohio | 1 | $ 146,000 | $ 146,000 | $ 76,000 |
| Miami County Indiana | 4 | $ 247,000 | $ 61,000 | $ 33,000 |
| Miami County Ohio | 3 | $ 509,000 | $ 169,000 | $ 173,000 |
| Mobile County Alabama | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Monongalia County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 106,000 |
| Monroe County Indiana | 19 | $ 2,567,000 | $ 135,000 | $ 90,000 |
| Monroe County Michigan | 1 | $ 77,000 | $ 77,000 | $ 72,000 |
| Montcalm County Michigan | 3 | $ 307,000 | $ 102,000 | $ 37,000 |
| Montgomery County Ohio | 37 | $ 5,667,000 | $ 153,000 | $ 59,000 |
| Montmorency County Michigan | 2 | $ 165,000 | $ 82,000 | $ 17,000 |
| Morgan County Indiana | 5 | $ 696,000 | $ 139,000 | $ 60,000 |
| Muskegon County Michigan | 4 | $ 321,000 | $ 80,000 | $ 19,000 |
| Muskingum County Ohio | 9 | $ 625,000 | $ 69,000 | $ 263,000 |
| Newaygo County Michigan | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Newton County Indiana | 1 | $ 2,000 | $ 2,000 | $ 28,000 |
| Noble County Indiana | 23 | $ 2,302,000 | $ 100,000 | $ 46,000 |
| Noble County Ohio | 1 | $ 104,000 | $ 104,000 | $ 39,000 |
| Oakland County Michigan | 17 | $ 2,481,000 | $ 145,000 | $ 49,000 |
| Oceana County Michigan | 1 | $ 67,000 | $ 67,000 | $ 78,000 |
| Oconto County Wisconsin | 1 | $ 49,000 | $ 49,000 | $ 27,000 |
| Ogle County Illinois | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 319,000 | $ 319,000 | $ 276,000 |
| Oldham County Kentucky | 3 | $ 612,000 | $ 204,000 | $ 73,000 |
| Ontonagon County Michigan | 1 | $ 138,000 | $ 138,000 | $ 67,000 |
| Osceola County Florida | 1 | $ 586,000 | $ 586,000 | $ 660,000 |
| Osceola County Michigan | 3 | $ 330,000 | $ 110,000 | $ 58,000 |
| Ottawa County Michigan | 7 | $ 875,000 | $ 125,000 | $ 38,000 |
| Ottawa County Ohio | 2 | $ 237,000 | $ 118,000 | $ 64,000 |
| Outagamie County Wisconsin | 9 | $ 1,243,000 | $ 138,000 | $ 50,000 |
| Owen County Indiana | 5 | $ 429,000 | $ 85,000 | $ 61,000 |
| Pickaway County Ohio | 2 | $ 389,000 | $ 194,000 | $ 82,000 |
| Pima County Arizona | 1 | $ 650,000 | $ 650,000 | $ 670,000 |
| Pinellas County Florida | 2 | $ 353,000 | $ 176,000 | $ 45,000 |
| Porter County Indiana | 104 | $ 13,449,000 | $ 129,000 | $ 98,000 |
| Posey County Indiana | 2 | $ 461,000 | $ 230,000 | $ 79,000 |
| Prince George's County Maryland | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Pulaski County Indiana | 30 | $ 1,613,000 | $ 53,000 | $ 44,000 |
| Putnam County West Virginia | 2 | $ 425,000 | $ 212,000 | $ 64,000 |
| Ross County Ohio | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Saginaw County Michigan | 2 | $ 169,000 | $ 84,000 | $ 33,000 |
| Sanilac County Michigan | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Sarasota County Florida | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Scott County Kentucky | 2 | $ 344,000 | $ 172,000 | $ 61,000 |
| Seminole County Florida | 1 | $ 288,000 | $ 288,000 | $ 126,000 |
| Sevier County Tennessee | 2 | $ 406,000 | $ 203,000 | $ 144,000 |
| Shawano County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Sheboygan County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Shelby County Indiana | 2 | $ 251,000 | $ 125,000 | $ 71,000 |
| Shelby County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| St. Clair County Illinois | 2 | $ 209,000 | $ 104,000 | $ 60,000 |
| St. Clair County Michigan | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| St. Joseph County Indiana | 1,064 | $ 91,200,000 | $ 85,000 | $ 77,000 |
| St. Joseph County Michigan | 20 | $ 2,298,000 | $ 114,000 | $ 125,000 |
| Stark County Ohio | 5 | $ 607,000 | $ 121,000 | $ 48,000 |
| Starke County Indiana | 130 | $ 7,582,000 | $ 58,000 | $ 48,000 |
| Steuben County Indiana | 12 | $ 1,562,000 | $ 130,000 | $ 105,000 |
| Sullivan County Indiana | 1 | $ 417,000 | $ 417,000 | $ 336,000 |
| Summit County Ohio | 2 | $ 311,000 | $ 155,000 | $ 107,000 |
| Sumter County Florida | 1 | $ 159,000 | $ 159,000 | $ 83,000 |
| Tippecanoe County Indiana | 14 | $ 2,515,000 | $ 179,000 | $ 61,000 |
| Tipton County Indiana | 20 | $ 2,003,000 | $ 100,000 | $ 43,000 |
| Trigg County Kentucky | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Tuscarawas County Ohio | 2 | $ 233,000 | $ 116,000 | $ 64,000 |
| Union County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| Union County Ohio | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Van Buren County Michigan | 66 | $ 7,253,000 | $ 109,000 | $ 55,000 |
| Vanderburgh County Indiana | 26 | $ 2,667,000 | $ 102,000 | $ 35,000 |
| Vermilion County Illinois | 45 | $ 4,832,000 | $ 107,000 | $ 61,000 |
| Vermillion County Indiana | 2 | $ 326,000 | $ 163,000 | $ 58,000 |
| Vigo County Indiana | 9 | $ 617,000 | $ 68,000 | $ 34,000 |
| Wabash County Indiana | 14 | $ 2,067,000 | $ 147,000 | $ 45,000 |
| Warren County Indiana | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Warren County Ohio | 13 | $ 1,858,000 | $ 142,000 | $ 56,000 |
| Warrick County Indiana | 5 | $ 674,000 | $ 134,000 | $ 41,000 |
| Washington County Indiana | 1 | $ 59,000 | $ 59,000 | $ 39,000 |
| Washington County Ohio | 1 | $ 129,000 | $ 129,000 | $ 39,000 |
| Washtenaw County Michigan | 11 | $ 2,139,000 | $ 194,000 | $ 53,000 |
| Waupaca County Wisconsin | 4 | $ 346,000 | $ 86,000 | $ 35,000 |
| Waushara County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Wayne County Indiana | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Wayne County Michigan | 13 | $ 1,742,000 | $ 134,000 | $ 51,000 |
| Wells County Indiana | 37 | $ 2,150,000 | $ 58,000 | $ 48,000 |
| White County Illinois | 1 | $ 99,000 | $ 99,000 | $ 67,000 |
| White County Indiana | 1 | $ 45,000 | $ 45,000 | $ 156,000 |
| Whitley County Indiana | 41 | $ 4,494,000 | $ 109,000 | $ 44,000 |
| Will County Illinois | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Williams County Ohio | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Winnebago County Wisconsin | 8 | $ 884,000 | $ 110,000 | $ 36,000 |
| Wood County Ohio | 1 | $ 8,000 | $ 8,000 | $ 82,000 |
| Woodford County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for 1St Source Bank in 2007
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,173 | $267,992,000 | $123,000 | $1,900,000 | $66,000 | $2,872,000 |
| Refinancing | 1,977 | $210,683,000 | $106,000 | $1,300,000 | $80,000 | $3,301,000 |
| Home Improvement | 775 | $19,407,000 | $25,000 | $800,000 | $59,000 | $495,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,967 | $408,333,000 | $102,000 | $1,900,000 | $77,000 | $3,301,000 |
| Not Provided | 491 | $46,963,000 | $95,000 | $352,000 | $46,000 | $484,000 |
| Black or African American | 191 | $15,360,000 | $80,000 | $324,000 | $47,000 | $405,000 |
| Hispanic | 159 | $10,096,000 | $63,000 | $417,000 | $44,000 | $266,000 |
| Not applicable | 58 | $11,008,000 | $189,000 | $1,050,000 | $0 | $0 |
| Asian | 41 | $4,700,000 | $114,000 | $1,225,000 | $65,000 | $300,000 |
| American Indian or Alaskan Native | 9 | $414,000 | $46,000 | $250,000 | $46,000 | $74,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,208,000 | $134,000 | $253,000 | $61,000 | $83,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,864 | $380,565,000 | $98,000 | $1,900,000 | $77,000 | $3,301,000 |
| FHA-insured (Federal Housing Administration) | 956 | $101,654,000 | $106,000 | $265,000 | $43,000 | $297,000 |
| VA-guaranteed (Veterans Administration) | 102 | $15,600,000 | $152,000 | $375,000 | $55,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $263,000 | $87,000 | $119,000 | $33,000 | $47,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,888 | $415,170,000 | $106,000 | $1,500,000 | $77,000 | $3,301,000 |
| Application Denied By Financial Institution | 679 | $44,275,000 | $65,000 | $1,900,000 | $38,000 | $360,000 |
| Application Approved But Not Accepted | 248 | $25,718,000 | $103,000 | $1,200,000 | $61,000 | $500,000 |
| Preapproval Approved but not Accepted | 67 | $8,714,000 | $130,000 | $392,000 | $49,000 | $135,000 |
| Application Withdrawn By Applicant | 41 | $3,948,000 | $96,000 | $350,000 | $48,000 | $300,000 |
| Preapproval Denied by Financial Institution | 2 | $257,000 | $128,000 | $140,000 | $53,000 | $75,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 1St Source Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 1St Source Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer