1St National Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for 1St National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | 1St National Bank 1160 E. Main Street Lebanon, OH 45036 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,805 |
| Total Mortgage Loan Application Amount | $412,995,000 |
| Average Mortgage Loan Application Amount | $225,000 |
| Highest Mortgage Loan Application Amount | $2,225,000 |
| Average Applicant Income | $135,400 |
| Highest Applicant Income | $2,479,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren County Ohio | 564 | $ 143,440,000 | $ 254,000 | $ 138,000 |
| Hamilton County Ohio | 441 | $ 101,115,000 | $ 229,000 | $ 149,000 |
| Butler County Ohio | 253 | $ 52,455,000 | $ 207,000 | $ 124,000 |
| Clermont County Ohio | 102 | $ 21,820,000 | $ 213,000 | $ 126,000 |
| Clinton County Ohio | 81 | $ 12,985,000 | $ 160,000 | $ 92,000 |
| Montgomery County Ohio | 79 | $ 13,545,000 | $ 171,000 | $ 87,000 |
| Franklin County Ohio | 22 | $ 4,740,000 | $ 215,000 | $ 119,000 |
| Greene County Ohio | 21 | $ 4,505,000 | $ 214,000 | $ 218,000 |
| Boone County Kentucky | 18 | $ 4,170,000 | $ 231,000 | $ 124,000 |
| Highland County Ohio | 17 | $ 2,455,000 | $ 144,000 | $ 94,000 |
| Kenton County Kentucky | 16 | $ 3,750,000 | $ 234,000 | $ 247,000 |
| Brown County Ohio | 15 | $ 2,995,000 | $ 199,000 | $ 115,000 |
| Lee County Florida | 11 | $ 3,085,000 | $ 280,000 | $ 148,000 |
| Campbell County Kentucky | 11 | $ 3,115,000 | $ 283,000 | $ 177,000 |
| Delaware County Ohio | 11 | $ 3,355,000 | $ 305,000 | $ 134,000 |
| Iredell County North Carolina | 10 | $ 3,240,000 | $ 324,000 | $ 258,000 |
| Catawba County North Carolina | 7 | $ 1,195,000 | $ 170,000 | $ 108,000 |
| Jefferson County Kentucky | 6 | $ 2,080,000 | $ 346,000 | $ 101,000 |
| Cuyahoga County Ohio | 6 | $ 1,500,000 | $ 250,000 | $ 122,000 |
| Summit County Ohio | 5 | $ 645,000 | $ 129,000 | $ 132,000 |
| Marion County Indiana | 4 | $ 850,000 | $ 212,000 | $ 119,000 |
| Cabarrus County North Carolina | 4 | $ 1,210,000 | $ 302,000 | $ 114,000 |
| Collier County Florida | 3 | $ 665,000 | $ 221,000 | $ 162,000 |
| Palm Beach County Florida | 3 | $ 985,000 | $ 328,000 | $ 651,000 |
| Sarasota County Florida | 3 | $ 1,405,000 | $ 468,000 | $ 301,000 |
| Lincoln County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 86,000 |
| Fairfield County Ohio | 3 | $ 845,000 | $ 281,000 | $ 120,000 |
| Preble County Ohio | 3 | $ 575,000 | $ 191,000 | $ 67,000 |
| Stark County Ohio | 3 | $ 595,000 | $ 198,000 | $ 115,000 |
| Bibb County Georgia | 2 | $ 600,000 | $ 300,000 | $ 92,000 |
| Houston County Georgia | 2 | $ 590,000 | $ 295,000 | $ 72,000 |
| Dearborn County Indiana | 2 | $ 540,000 | $ 270,000 | $ 102,000 |
| St. Charles County Missouri | 2 | $ 420,000 | $ 210,000 | $ 98,000 |
| Mecklenburg County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 116,000 |
| Auglaize County Ohio | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| Clark County Ohio | 2 | $ 450,000 | $ 225,000 | $ 105,000 |
| Geauga County Ohio | 2 | $ 370,000 | $ 185,000 | $ 190,000 |
| Medina County Ohio | 2 | $ 470,000 | $ 235,000 | $ 146,000 |
| Portage County Ohio | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Rhea County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 446,000 |
| Elmore County Alabama | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Citrus County Florida | 1 | $ 345,000 | $ 345,000 | $ 127,000 |
| Escambia County Florida | 1 | $ 545,000 | $ 545,000 | $ 452,000 |
| Flagler County Florida | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Manatee County Florida | 1 | $ 325,000 | $ 325,000 | $ 240,000 |
| Miami-Dade County Florida | 1 | $ 535,000 | $ 535,000 | $ 863,000 |
| Orange County Florida | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Osceola County Florida | 1 | $ 545,000 | $ 545,000 | $ 472,000 |
| Pinellas County Florida | 1 | $ 215,000 | $ 215,000 | $ 205,000 |
| Walton County Florida | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Cherokee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Columbia County Georgia | 1 | $ 425,000 | $ 425,000 | $ 119,000 |
| Coweta County Georgia | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| Forsyth County Georgia | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Cook County Illinois | 1 | $ 265,000 | $ 265,000 | $ 330,000 |
| DuPage County Illinois | 1 | $ 65,000 | $ 65,000 | $ 219,000 |
| Harrison County Indiana | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Ohio County Indiana | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Steuben County Indiana | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Fayette County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 217,000 |
| Pulaski County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Scott County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Genesee County Michigan | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Lake County Michigan | 1 | $ 285,000 | $ 285,000 | $ 133,000 |
| Washtenaw County Michigan | 1 | $ 235,000 | $ 235,000 | $ 211,000 |
| Sarpy County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 4,000 |
| Camden County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Albany County New York | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Gaston County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| Jackson County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Moore County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| New Hanover County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Wake County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Adams County Ohio | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Allen County Ohio | 1 | $ 115,000 | $ 115,000 | $ 16,000 |
| Athens County Ohio | 1 | $ 125,000 | $ 125,000 | $ 13,000 |
| Licking County Ohio | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Lorain County Ohio | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Lucas County Ohio | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Miami County Ohio | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Morrow County Ohio | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Pickaway County Ohio | 1 | $ 365,000 | $ 365,000 | $ 190,000 |
| Pike County Ohio | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Ross County Ohio | 1 | $ 125,000 | $ 125,000 | $ 2,479,000 |
| Trumbull County Ohio | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Union County Ohio | 1 | $ 545,000 | $ 545,000 | $ 291,000 |
| Wood County Ohio | 1 | $ 395,000 | $ 395,000 | $ 147,000 |
| Chester County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Philadelphia County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Beaufort County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 525,000 |
| Greenville County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Bedford County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Campbell County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 163,000 |
| Knox County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 243,000 |
| Roane County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Fort Bend County Texas | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| Hampton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| King County Washington | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for 1St National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 748 | $189,670,000 | $253,000 | $2,225,000 | $128,000 | $1,350,000 |
| Refinancing | 683 | $159,855,000 | $234,000 | $1,505,000 | $150,000 | $2,479,000 |
| Cash-out Refinancing | 351 | $57,945,000 | $165,000 | $595,000 | $137,000 | $1,554,000 |
| Not Applicable | 13 | $3,415,000 | $262,000 | $495,000 | $116,000 | $312,000 |
| Other Purpose | 10 | $2,110,000 | $211,000 | $505,000 | $146,000 | $332,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 955 | $219,475,000 | $229,000 | $1,845,000 | $148,000 | $2,350,000 |
| Not Provided | 328 | $64,960,000 | $198,000 | $725,000 | $123,000 | $630,000 |
| Asian | 317 | $78,165,000 | $246,000 | $775,000 | $126,000 | $2,479,000 |
| Black or African American | 27 | $10,045,000 | $372,000 | $2,225,000 | $186,000 | $1,102,000 |
| Hispanic | 17 | $3,655,000 | $215,000 | $445,000 | $131,000 | $306,000 |
| American Indian or Alaskan Native | 3 | $385,000 | $128,000 | $235,000 | $84,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,719 | $395,015,000 | $229,000 | $2,225,000 | $141,000 | $2,479,000 |
| FHA-insured (Federal Housing Administration) | 70 | $14,270,000 | $203,000 | $355,000 | $72,000 | $227,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,860,000 | $286,000 | $575,000 | $106,000 | $203,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $850,000 | $141,000 | $155,000 | $56,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,165 | $270,455,000 | $232,000 | $2,225,000 | $137,000 | $2,350,000 |
| Application Withdrawn By Applicant | 588 | $130,460,000 | $221,000 | $1,845,000 | $143,000 | $2,479,000 |
| Application Denied By Financial Institution | 32 | $6,990,000 | $218,000 | $545,000 | $109,000 | $525,000 |
| File Closed For Incompleteness | 18 | $4,590,000 | $255,000 | $775,000 | $99,000 | $316,000 |
| Application Approved But Not Accepted | 2 | $500,000 | $250,000 | $385,000 | $72,000 | $79,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,773 | $406,005,000 | $228,000 | $2,225,000 | $138,000 | $2,479,000 |
| Credit History | 12 | $2,310,000 | $192,000 | $545,000 | $93,000 | $239,000 |
| Debt-To-Income Ratio | 5 | $1,305,000 | $261,000 | $545,000 | $93,000 | $238,000 |
| Other | 5 | $1,185,000 | $237,000 | $445,000 | $168,000 | $525,000 |
| Collateral | 5 | $885,000 | $177,000 | $245,000 | $101,000 | $177,000 |
| Unverifiable Information | 3 | $915,000 | $305,000 | $485,000 | $155,000 | $256,000 |
| Credit Application Incomplete | 1 | $175,000 | $175,000 | $175,000 | $79,000 | $79,000 |
| Employment History | 1 | $215,000 | $215,000 | $215,000 | $39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.