First International Bank & Trust
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First International Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | First International Bank & Trust 1600 S Bdway Watford City, ND 58701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,589 |
| Total Mortgage Loan Application Amount | $498,535,000 |
| Average Mortgage Loan Application Amount | $274,600 |
| Highest Mortgage Loan Application Amount | $4,625,000 |
| Average Applicant Income | $224,200 |
| Highest Applicant Income | $9,705,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 231 | $ 58,465,000 | $ 253,000 | $ 233,000 |
| Minnehaha County South Dakota | 172 | $ 45,210,000 | $ 262,000 | $ 122,000 |
| Maricopa County Arizona | 167 | $ 124,095,000 | $ 743,000 | $ 372,000 |
| Ward County North Dakota | 145 | $ 28,245,000 | $ 194,000 | $ 159,000 |
| Burleigh County North Dakota | 125 | $ 38,955,000 | $ 311,000 | $ 183,000 |
| Lincoln County South Dakota | 60 | $ 19,670,000 | $ 327,000 | $ 172,000 |
| Grand Forks County North Dakota | 51 | $ 13,575,000 | $ 266,000 | $ 144,000 |
| Williams County North Dakota | 51 | $ 11,195,000 | $ 219,000 | $ 144,000 |
| Clay County Minnesota | 48 | $ 9,510,000 | $ 198,000 | $ 143,000 |
| McKenzie County North Dakota | 36 | $ 9,440,000 | $ 262,000 | $ 175,000 |
| Pinal County Arizona | 27 | $ 11,005,000 | $ 407,000 | $ 190,000 |
| Morton County North Dakota | 26 | $ 5,950,000 | $ 228,000 | $ 103,000 |
| Otter Tail County Minnesota | 24 | $ 7,720,000 | $ 321,000 | $ 512,000 |
| Yankton County South Dakota | 20 | $ 3,030,000 | $ 151,000 | $ 110,000 |
| Becker County Minnesota | 18 | $ 5,620,000 | $ 312,000 | $ 266,000 |
| Wells County North Dakota | 17 | $ 1,275,000 | $ 75,000 | $ 78,000 |
| Hennepin County Minnesota | 14 | $ 10,270,000 | $ 733,000 | $ 764,000 |
| Rock County Minnesota | 14 | $ 2,530,000 | $ 180,000 | $ 73,000 |
| Todd County Minnesota | 14 | $ 2,710,000 | $ 193,000 | $ 113,000 |
| Grant County North Dakota | 10 | $ 1,030,000 | $ 103,000 | $ 83,000 |
| Traill County North Dakota | 10 | $ 2,130,000 | $ 213,000 | $ 127,000 |
| Clay County South Dakota | 10 | $ 1,900,000 | $ 190,000 | $ 114,000 |
| Polk County Minnesota | 9 | $ 1,735,000 | $ 192,000 | $ 82,000 |
| Bottineau County North Dakota | 9 | $ 1,875,000 | $ 208,000 | $ 99,000 |
| McLean County North Dakota | 9 | $ 1,655,000 | $ 183,000 | $ 197,000 |
| Mountrail County North Dakota | 9 | $ 1,635,000 | $ 181,000 | $ 116,000 |
| Crow Wing County Minnesota | 8 | $ 2,930,000 | $ 366,000 | $ 915,000 |
| Dunn County North Dakota | 8 | $ 1,500,000 | $ 187,000 | $ 89,000 |
| Pierce County North Dakota | 8 | $ 700,000 | $ 87,000 | $ 91,000 |
| Wadena County Minnesota | 7 | $ 855,000 | $ 122,000 | $ 139,000 |
| Turner County South Dakota | 7 | $ 695,000 | $ 99,000 | $ 86,000 |
| Yavapai County Arizona | 5 | $ 3,185,000 | $ 637,000 | $ 259,000 |
| Cass County Minnesota | 5 | $ 1,595,000 | $ 319,000 | $ 111,000 |
| McHenry County North Dakota | 5 | $ 625,000 | $ 125,000 | $ 90,000 |
| Mercer County North Dakota | 5 | $ 335,000 | $ 67,000 | $ 107,000 |
| Lawrence County South Dakota | 5 | $ 2,055,000 | $ 411,000 | $ 654,000 |
| Navajo County Arizona | 4 | $ 2,000,000 | $ 500,000 | $ 304,000 |
| Morrison County Minnesota | 4 | $ 430,000 | $ 107,000 | $ 99,000 |
| Stark County North Dakota | 4 | $ 1,110,000 | $ 277,000 | $ 155,000 |
| Brown County South Dakota | 4 | $ 270,000 | $ 67,000 | $ 77,000 |
| Sioux County Iowa | 3 | $ 155,000 | $ 51,000 | $ 97,000 |
| Marshall County Minnesota | 3 | $ 405,000 | $ 135,000 | $ 124,000 |
| Pipestone County Minnesota | 3 | $ 495,000 | $ 165,000 | $ 69,000 |
| Ramsey County Minnesota | 3 | $ 965,000 | $ 321,000 | $ 200,000 |
| Barnes County North Dakota | 3 | $ 655,000 | $ 218,000 | $ 107,000 |
| Burke County North Dakota | 3 | $ 565,000 | $ 188,000 | $ 84,000 |
| Divide County North Dakota | 3 | $ 795,000 | $ 265,000 | $ 90,000 |
| Pembina County North Dakota | 3 | $ 805,000 | $ 268,000 | $ 129,000 |
| Richland County North Dakota | 3 | $ 565,000 | $ 188,000 | $ 152,000 |
| Brookings County South Dakota | 3 | $ 995,000 | $ 331,000 | $ 213,000 |
| Davison County South Dakota | 3 | $ 1,065,000 | $ 355,000 | $ 153,000 |
| Kingsbury County South Dakota | 3 | $ 615,000 | $ 205,000 | $ 100,000 |
| Lake County South Dakota | 3 | $ 615,000 | $ 205,000 | $ 97,000 |
| Moody County South Dakota | 3 | $ 355,000 | $ 118,000 | $ 95,000 |
| Spink County South Dakota | 3 | $ 475,000 | $ 158,000 | $ 117,000 |
| Sully County South Dakota | 3 | $ 195,000 | $ 65,000 | $ 126,000 |
| Douglas County Colorado | 2 | $ 2,380,000 | $ 1,190,000 | $ 795,000 |
| Larimer County Colorado | 2 | $ 960,000 | $ 480,000 | $ 169,000 |
| Lee County Florida | 2 | $ 520,000 | $ 260,000 | $ 233,000 |
| Cook County Illinois | 2 | $ 1,480,000 | $ 740,000 | $ 150,000 |
| Osceola County Iowa | 2 | $ 360,000 | $ 180,000 | $ 106,000 |
| Johnson County Kansas | 2 | $ 640,000 | $ 320,000 | $ 149,000 |
| Sedgwick County Kansas | 2 | $ 700,000 | $ 350,000 | $ 222,000 |
| Carver County Minnesota | 2 | $ 1,060,000 | $ 530,000 | $ 179,000 |
| Hubbard County Minnesota | 2 | $ 990,000 | $ 495,000 | $ 148,000 |
| Kittson County Minnesota | 2 | $ 50,000 | $ 25,000 | $ 112,000 |
| Mahnomen County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 195,000 |
| Norman County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| Roseau County Minnesota | 2 | $ 780,000 | $ 390,000 | $ 167,000 |
| Cascade County Montana | 2 | $ 210,000 | $ 105,000 | $ 325,000 |
| Park County Montana | 2 | $ 1,810,000 | $ 905,000 | $ 0 |
| Yellowstone County Montana | 2 | $ 450,000 | $ 225,000 | $ 60,000 |
| Washoe County Nevada | 2 | $ 710,000 | $ 355,000 | $ 110,000 |
| Cavalier County North Dakota | 2 | $ 200,000 | $ 100,000 | $ 101,000 |
| Foster County North Dakota | 2 | $ 110,000 | $ 55,000 | $ 187,000 |
| Ramsey County North Dakota | 2 | $ 200,000 | $ 100,000 | $ 844,000 |
| Clark County South Dakota | 2 | $ 240,000 | $ 120,000 | $ 94,000 |
| Codington County South Dakota | 2 | $ 510,000 | $ 255,000 | $ 202,000 |
| Hamlin County South Dakota | 2 | $ 910,000 | $ 455,000 | $ 760,000 |
| McCook County South Dakota | 2 | $ 640,000 | $ 320,000 | $ 245,000 |
| Meade County South Dakota | 2 | $ 360,000 | $ 180,000 | $ 99,000 |
| Union County South Dakota | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| Walworth County South Dakota | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| Bexar County Texas | 2 | $ 1,390,000 | $ 695,000 | $ 632,000 |
| Natrona County Wyoming | 2 | $ 1,100,000 | $ 550,000 | $ 306,000 |
| Autauga County Alabama | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Pima County Arizona | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Del Norte County California | 1 | $ 695,000 | $ 695,000 | $ 393,000 |
| Adams County Colorado | 1 | $ 615,000 | $ 615,000 | $ 225,000 |
| La Plata County Colorado | 1 | $ 3,505,000 | $ 3,505,000 | $ 9,705,000 |
| Collier County Florida | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Pinellas County Florida | 1 | $ 3,565,000 | $ 3,565,000 | $ 1,574,000 |
| Volusia County Florida | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Forsyth County Georgia | 1 | $ 725,000 | $ 725,000 | $ 304,000 |
| Fulton County Georgia | 1 | $ 725,000 | $ 725,000 | $ 330,000 |
| Richmond County Georgia | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Ada County Idaho | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Fremont County Idaho | 1 | $ 1,105,000 | $ 1,105,000 | $ 500,000 |
| Idaho County Idaho | 1 | $ 335,000 | $ 335,000 | $ 1,169,000 |
| Twin Falls County Idaho | 1 | $ 465,000 | $ 465,000 | $ 205,000 |
| McHenry County Illinois | 1 | $ 25,000 | $ 25,000 | $ 165,000 |
| Clark County Indiana | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Tippecanoe County Indiana | 1 | $ 405,000 | $ 405,000 | $ 264,000 |
| Dallas County Iowa | 1 | $ 495,000 | $ 495,000 | $ 140,000 |
| Dickinson County Iowa | 1 | $ 365,000 | $ 365,000 | $ 274,000 |
| Jefferson County Iowa | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kossuth County Iowa | 1 | $ 95,000 | $ 95,000 | $ 153,000 |
| Lyon County Iowa | 1 | $ 55,000 | $ 55,000 | $ 542,000 |
| Palo Alto County Iowa | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Polk County Iowa | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Bullitt County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Ottawa County Michigan | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 152,000 |
| Beltrami County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 262,000 |
| Clearwater County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Douglas County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Grant County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Jackson County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Murray County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Nobles County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Pennington County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Pine County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Sherburne County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| St. Louis County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Stevens County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 152,000 |
| Wilkin County Minnesota | 1 | $ 445,000 | $ 445,000 | $ 101,000 |
| Wright County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 69,000 |
| Hancock County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Camden County Missouri | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Clay County Missouri | 1 | $ 645,000 | $ 645,000 | $ 320,000 |
| Gallatin County Montana | 1 | $ 625,000 | $ 625,000 | $ 227,000 |
| Lincoln County Montana | 1 | $ 565,000 | $ 565,000 | $ 148,000 |
| Cedar County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Sarpy County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 162,000 |
| Clark County Nevada | 1 | $ 1,405,000 | $ 1,405,000 | $ 515,000 |
| Guilford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 664,000 |
| Emmons County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 181,000 |
| Griggs County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Hettinger County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Nelson County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Renville County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Steele County North Dakota | 1 | $ 625,000 | $ 625,000 | $ 154,000 |
| Stutsman County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 307,000 |
| Walsh County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Allegheny County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Horry County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 459,000 |
| Lexington County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Beadle County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Bon Homme County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Brule County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Butte County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Douglas County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Gregory County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Hughes County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Hutchinson County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Marshall County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 129,000 |
| Pennington County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Tripp County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Washington County Virginia | 1 | $ 485,000 | $ 485,000 | $ 137,000 |
| Bayfield County Wisconsin | 1 | $ 605,000 | $ 605,000 | $ 594,000 |
| Kenosha County Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 117,000 |
| La Crosse County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Albany County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First International Bank & Trust in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,097 | $402,575,000 | $366,000 | $4,625,000 | $199,000 | $9,705,000 |
| Home Improvement | 201 | $28,935,000 | $143,000 | $2,645,000 | $186,000 | $1,124,000 |
| Other Purpose | 176 | $29,170,000 | $165,000 | $2,385,000 | $300,000 | $6,792,000 |
| Cash-out Refinancing | 83 | $25,125,000 | $302,000 | $1,505,000 | $199,000 | $1,352,000 |
| Refinancing | 32 | $12,730,000 | $397,000 | $2,505,000 | $237,000 | $1,231,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,272 | $386,800,000 | $304,000 | $4,625,000 | $203,000 | $9,705,000 |
| Not Provided | 140 | $55,580,000 | $397,000 | $2,965,000 | $324,000 | $6,792,000 |
| Not applicable | 57 | $20,355,000 | $357,000 | $2,505,000 | $0 | $0 |
| Hispanic | 49 | $12,575,000 | $256,000 | $725,000 | $117,000 | $280,000 |
| American Indian or Alaskan Native | 26 | $6,180,000 | $237,000 | $705,000 | $178,000 | $1,020,000 |
| Asian | 23 | $11,765,000 | $511,000 | $3,755,000 | $189,000 | $1,002,000 |
| Black or African American | 16 | $3,810,000 | $238,000 | $375,000 | $84,000 | $123,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,150,000 | $287,000 | $325,000 | $92,000 | $109,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,325 | $430,605,000 | $324,000 | $4,625,000 | $235,000 | $9,705,000 |
| FHA-insured (Federal Housing Administration) | 179 | $42,805,000 | $239,000 | $505,000 | $91,000 | $612,000 |
| VA-guaranteed (Veterans Administration) | 64 | $21,250,000 | $332,000 | $995,000 | $96,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $3,875,000 | $184,000 | $305,000 | $75,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,281 | $413,275,000 | $322,000 | $4,625,000 | $210,000 | $6,792,000 |
| Application Withdrawn By Applicant | 168 | $64,570,000 | $384,000 | $4,515,000 | $271,000 | $9,705,000 |
| Application Denied By Financial Institution | 112 | $14,410,000 | $128,000 | $755,000 | $116,000 | $844,000 |
| File Closed For Incompleteness | 18 | $3,210,000 | $178,000 | $325,000 | $183,000 | $843,000 |
| Application Approved But Not Accepted | 10 | $3,070,000 | $307,000 | $1,365,000 | $244,000 | $612,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,477 | $484,125,000 | $327,000 | $4,625,000 | $217,000 | $9,705,000 |
| Debt-To-Income Ratio | 52 | $7,810,000 | $150,000 | $755,000 | $99,000 | $254,000 |
| Credit History | 35 | $3,745,000 | $107,000 | $355,000 | $134,000 | $844,000 |
| Collateral | 19 | $2,295,000 | $120,000 | $495,000 | $139,000 | $337,000 |
| Employment History | 3 | $415,000 | $138,000 | $205,000 | $76,000 | $114,000 |
| Other | 2 | $100,000 | $50,000 | $65,000 | $89,000 | $130,000 |
| Unverifiable Information | 1 | $45,000 | $45,000 | $45,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.