First International Bank & Trust
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First International Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First International Bank & Trust 1600 S Bdway Minot, ND 58701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,807 |
| Total Mortgage Loan Application Amount | $1,176,525,000 |
| Average Mortgage Loan Application Amount | $320,400 |
| Highest Mortgage Loan Application Amount | $68,625,000 |
| Average Applicant Income | $185,800 |
| Highest Applicant Income | $4,826,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 514 | $ 187,470,000 | $ 364,000 | $ 130,000 |
| Minnehaha County South Dakota | 284 | $ 68,030,000 | $ 239,000 | $ 82,000 |
| Burleigh County North Dakota | 272 | $ 90,680,000 | $ 333,000 | $ 128,000 |
| Maricopa County Arizona | 250 | $ 222,410,000 | $ 889,000 | $ 363,000 |
| Ward County North Dakota | 215 | $ 56,735,000 | $ 263,000 | $ 113,000 |
| Lincoln County South Dakota | 131 | $ 37,225,000 | $ 284,000 | $ 102,000 |
| Clay County Minnesota | 108 | $ 25,240,000 | $ 233,000 | $ 99,000 |
| Williams County North Dakota | 94 | $ 27,640,000 | $ 294,000 | $ 118,000 |
| Grand Forks County North Dakota | 79 | $ 18,495,000 | $ 234,000 | $ 111,000 |
| Morton County North Dakota | 63 | $ 17,665,000 | $ 280,000 | $ 122,000 |
| McKenzie County North Dakota | 57 | $ 15,675,000 | $ 275,000 | $ 160,000 |
| Becker County Minnesota | 40 | $ 18,020,000 | $ 450,000 | $ 302,000 |
| Pinal County Arizona | 39 | $ 23,975,000 | $ 614,000 | $ 187,000 |
| Otter Tail County Minnesota | 32 | $ 13,060,000 | $ 408,000 | $ 219,000 |
| Traill County North Dakota | 22 | $ 5,360,000 | $ 243,000 | $ 112,000 |
| Rock County Minnesota | 21 | $ 3,145,000 | $ 149,000 | $ 65,000 |
| Wells County North Dakota | 21 | $ 3,635,000 | $ 173,000 | $ 119,000 |
| Pierce County North Dakota | 19 | $ 2,745,000 | $ 144,000 | $ 102,000 |
| Grant County North Dakota | 18 | $ 1,540,000 | $ 85,000 | $ 55,000 |
| Richland County North Dakota | 17 | $ 4,085,000 | $ 240,000 | $ 98,000 |
| Polk County Minnesota | 15 | $ 3,375,000 | $ 225,000 | $ 83,000 |
| Todd County Minnesota | 15 | $ 1,765,000 | $ 117,000 | $ 66,000 |
| Hennepin County Minnesota | 14 | $ 5,560,000 | $ 397,000 | $ 197,000 |
| Yankton County South Dakota | 14 | $ 2,860,000 | $ 204,000 | $ 87,000 |
| Wadena County Minnesota | 13 | $ 2,355,000 | $ 181,000 | $ 104,000 |
| McLean County North Dakota | 13 | $ 3,245,000 | $ 249,000 | $ 122,000 |
| McHenry County North Dakota | 12 | $ 2,050,000 | $ 170,000 | $ 72,000 |
| Turner County South Dakota | 12 | $ 2,420,000 | $ 201,000 | $ 86,000 |
| Bottineau County North Dakota | 9 | $ 2,005,000 | $ 222,000 | $ 136,000 |
| Dunn County North Dakota | 9 | $ 1,945,000 | $ 216,000 | $ 62,000 |
| Polk County Iowa | 8 | $ 1,740,000 | $ 217,000 | $ 62,000 |
| Sioux County Iowa | 8 | $ 1,580,000 | $ 197,000 | $ 81,000 |
| Crow Wing County Minnesota | 8 | $ 3,640,000 | $ 455,000 | $ 349,000 |
| Murray County Minnesota | 8 | $ 1,730,000 | $ 216,000 | $ 143,000 |
| Stutsman County North Dakota | 8 | $ 1,490,000 | $ 186,000 | $ 113,000 |
| Navajo County Arizona | 7 | $ 2,645,000 | $ 377,000 | $ 254,000 |
| Morrison County Minnesota | 7 | $ 1,575,000 | $ 225,000 | $ 134,000 |
| Mercer County North Dakota | 7 | $ 1,625,000 | $ 232,000 | $ 254,000 |
| Mountrail County North Dakota | 7 | $ 1,655,000 | $ 236,000 | $ 185,000 |
| Brookings County South Dakota | 7 | $ 1,345,000 | $ 192,000 | $ 62,000 |
| Brown County South Dakota | 7 | $ 2,265,000 | $ 323,000 | $ 607,000 |
| Lawrence County South Dakota | 7 | $ 2,245,000 | $ 320,000 | $ 395,000 |
| Pipestone County Minnesota | 6 | $ 630,000 | $ 105,000 | $ 65,000 |
| Davison County South Dakota | 6 | $ 1,060,000 | $ 176,000 | $ 82,000 |
| Pennington County South Dakota | 6 | $ 1,290,000 | $ 215,000 | $ 64,000 |
| Union County South Dakota | 6 | $ 1,080,000 | $ 180,000 | $ 95,000 |
| Pima County Arizona | 5 | $ 14,175,000 | $ 2,835,000 | $ 133,000 |
| Woodbury County Iowa | 5 | $ 1,225,000 | $ 245,000 | $ 59,000 |
| Lake County South Dakota | 5 | $ 1,185,000 | $ 237,000 | $ 131,000 |
| Moody County South Dakota | 5 | $ 925,000 | $ 185,000 | $ 59,000 |
| Lee County Florida | 4 | $ 3,240,000 | $ 810,000 | $ 228,000 |
| Cerro Gordo County Iowa | 4 | $ 510,000 | $ 127,000 | $ 41,000 |
| Dallas County Iowa | 4 | $ 1,290,000 | $ 322,000 | $ 92,000 |
| Des Moines County Iowa | 4 | $ 580,000 | $ 145,000 | $ 53,000 |
| Lyon County Iowa | 4 | $ 770,000 | $ 192,000 | $ 76,000 |
| Scott County Minnesota | 4 | $ 131,730,000 | $ 32,932,000 | $ 63,000 |
| Clark County Nevada | 4 | $ 2,030,000 | $ 507,000 | $ 518,000 |
| Barnes County North Dakota | 4 | $ 990,000 | $ 247,000 | $ 95,000 |
| Oliver County North Dakota | 4 | $ 760,000 | $ 190,000 | $ 64,000 |
| Renville County North Dakota | 4 | $ 790,000 | $ 197,000 | $ 113,000 |
| Hutchinson County South Dakota | 4 | $ 340,000 | $ 85,000 | $ 47,000 |
| McCook County South Dakota | 4 | $ 930,000 | $ 232,000 | $ 95,000 |
| Hillsborough County Florida | 3 | $ 685,000 | $ 228,000 | $ 87,000 |
| Beltrami County Minnesota | 3 | $ 1,275,000 | $ 425,000 | $ 330,000 |
| Douglas County Minnesota | 3 | $ 5,825,000 | $ 1,941,000 | $ 141,000 |
| Hubbard County Minnesota | 3 | $ 815,000 | $ 271,000 | $ 133,000 |
| Ramsey County Minnesota | 3 | $ 725,000 | $ 241,000 | $ 83,000 |
| Roseau County Minnesota | 3 | $ 645,000 | $ 215,000 | $ 199,000 |
| St. Louis County Minnesota | 3 | $ 575,000 | $ 191,000 | $ 191,000 |
| Richland County Montana | 3 | $ 355,000 | $ 118,000 | $ 116,000 |
| Emmons County North Dakota | 3 | $ 285,000 | $ 95,000 | $ 50,000 |
| Pembina County North Dakota | 3 | $ 305,000 | $ 101,000 | $ 67,000 |
| Rolette County North Dakota | 3 | $ 305,000 | $ 101,000 | $ 87,000 |
| Stark County North Dakota | 3 | $ 1,055,000 | $ 351,000 | $ 110,000 |
| Wood County Ohio | 3 | $ 655,000 | $ 218,000 | $ 65,000 |
| Codington County South Dakota | 3 | $ 655,000 | $ 218,000 | $ 85,000 |
| Hughes County South Dakota | 3 | $ 685,000 | $ 228,000 | $ 101,000 |
| Spink County South Dakota | 3 | $ 525,000 | $ 175,000 | $ 72,000 |
| Fremont County Wyoming | 3 | $ 635,000 | $ 211,000 | $ 91,000 |
| Coconino County Arizona | 2 | $ 770,000 | $ 385,000 | $ 260,000 |
| Yavapai County Arizona | 2 | $ 860,000 | $ 430,000 | $ 129,000 |
| Black Hawk County Iowa | 2 | $ 320,000 | $ 160,000 | $ 47,000 |
| Marshall County Iowa | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Warren County Iowa | 2 | $ 700,000 | $ 350,000 | $ 117,000 |
| Anoka County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 220,000 |
| Itasca County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Mahnomen County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Nobles County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 84,000 |
| Norman County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 116,000 |
| Olmsted County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| Gallatin County Montana | 2 | $ 880,000 | $ 440,000 | $ 1,245,000 |
| Yellowstone County Montana | 2 | $ 780,000 | $ 390,000 | $ 746,000 |
| Divide County North Dakota | 2 | $ 780,000 | $ 390,000 | $ 139,000 |
| Hettinger County North Dakota | 2 | $ 420,000 | $ 210,000 | $ 260,000 |
| LaMoure County North Dakota | 2 | $ 300,000 | $ 150,000 | $ 122,000 |
| Steele County North Dakota | 2 | $ 450,000 | $ 225,000 | $ 133,000 |
| Beadle County South Dakota | 2 | $ 340,000 | $ 170,000 | $ 56,000 |
| Charles Mix County South Dakota | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Grant County South Dakota | 2 | $ 100,000 | $ 50,000 | $ 89,000 |
| Summit County Utah | 2 | $ 920,000 | $ 460,000 | $ 0 |
| Newport News County Virginia | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Bayfield County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 95,000 |
| Natrona County Wyoming | 2 | $ 470,000 | $ 235,000 | $ 96,000 |
| Anchorage County Alaska | 1 | $ 395,000 | $ 395,000 | $ 174,000 |
| Apache County Arizona | 1 | $ 385,000 | $ 385,000 | $ 220,000 |
| Cochise County Arizona | 1 | $ 345,000 | $ 345,000 | $ 139,000 |
| Gila County Arizona | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Graham County Arizona | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Yuma County Arizona | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Kern County California | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Riverside County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 601,000 |
| Solano County California | 1 | $ 365,000 | $ 365,000 | $ 164,000 |
| Adams County Colorado | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Eagle County Colorado | 1 | $ 2,265,000 | $ 2,265,000 | $ 4,826,000 |
| Larimer County Colorado | 1 | $ 35,005,000 | $ 35,005,000 | $ 0 |
| Mesa County Colorado | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Kent County Delaware | 1 | $ 265,000 | $ 265,000 | $ 0 |
| New Castle County Delaware | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| District of Columbia County District Of Columbia | 1 | $ 505,000 | $ 505,000 | $ 174,000 |
| Charlotte County Florida | 1 | $ 245,000 | $ 245,000 | $ 338,000 |
| Duval County Florida | 1 | $ 295,000 | $ 295,000 | $ 47,000 |
| Okaloosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Palm Beach County Florida | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Pinellas County Florida | 1 | $ 1,235,000 | $ 1,235,000 | $ 2,691,000 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Cook County Illinois | 1 | $ 475,000 | $ 475,000 | $ 108,000 |
| Henry County Illinois | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Jo Daviess County Illinois | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| St. Clair County Illinois | 1 | $ 185,000 | $ 185,000 | $ 128,000 |
| Boone County Iowa | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Carroll County Iowa | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Cass County Iowa | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Dickinson County Iowa | 1 | $ 285,000 | $ 285,000 | $ 203,000 |
| Dubuque County Iowa | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Fayette County Iowa | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Howard County Iowa | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Jones County Iowa | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Keokuk County Iowa | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Mahaska County Iowa | 1 | $ 95,000 | $ 95,000 | $ 9,000 |
| Muscatine County Iowa | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| O'Brien County Iowa | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Osceola County Iowa | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Palo Alto County Iowa | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Plymouth County Iowa | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| Pottawattamie County Iowa | 1 | $ 275,000 | $ 275,000 | $ 138,000 |
| Scott County Iowa | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Story County Iowa | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Tama County Iowa | 1 | $ 215,000 | $ 215,000 | $ 30,000 |
| Anne Arundel County Maryland | 1 | $ 545,000 | $ 545,000 | $ 110,000 |
| Worcester County Maryland | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| Benton County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Brown County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Carver County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 202,000 |
| Cass County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Clearwater County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Cottonwood County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Dodge County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Lac qui Parle County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Mille Lacs County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Pennington County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Washington County Minnesota | 1 | $ 16,705,000 | $ 16,705,000 | $ 0 |
| Wright County Minnesota | 1 | $ 8,105,000 | $ 8,105,000 | $ 0 |
| Coahoma County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Montgomery County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Pike County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Barry County Missouri | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Clay County Missouri | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Cascade County Montana | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Missoula County Montana | 1 | $ 265,000 | $ 265,000 | $ 392,000 |
| Ravalli County Montana | 1 | $ 395,000 | $ 395,000 | $ 155,000 |
| Sheridan County Montana | 1 | $ 325,000 | $ 325,000 | $ 139,000 |
| Douglas County Nebraska | 1 | $ 465,000 | $ 465,000 | $ 319,000 |
| Madison County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Suffolk County New York | 1 | $ 615,000 | $ 615,000 | $ 130,000 |
| Burke County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Dickey County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Eddy County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Kidder County North Dakota | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Nelson County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Ramsey County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Sheridan County North Dakota | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Walsh County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Montgomery County Ohio | 1 | $ 295,000 | $ 295,000 | $ 55,000 |
| Cherokee County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 992,000 |
| Delaware County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Multnomah County Oregon | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Aurora County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Bon Homme County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Brule County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Clay County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Deuel County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Douglas County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Fall River County South Dakota | 1 | $ 415,000 | $ 415,000 | $ 82,000 |
| Hamlin County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 141,000 |
| Lyman County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 307,000 |
| Meade County South Dakota | 1 | $ 485,000 | $ 485,000 | $ 250,000 |
| Roberts County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 214,000 |
| Shelby County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Travis County Texas | 1 | $ 165,000 | $ 165,000 | $ 146,000 |
| Roanoke City County Virginia | 1 | $ 375,000 | $ 375,000 | $ 452,000 |
| Spotsylvania County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Stafford County Virginia | 1 | $ 195,000 | $ 195,000 | $ 230,000 |
| Spokane County Washington | 1 | $ 545,000 | $ 545,000 | $ 3,553,000 |
| La Crosse County Wisconsin | 1 | $ 535,000 | $ 535,000 | $ 674,000 |
| Rusk County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Washakie County Wyoming | 1 | $ 485,000 | $ 485,000 | $ 179,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First International Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,633 | $780,505,000 | $477,000 | $68,625,000 | $147,000 | $4,826,000 |
| Refinancing | 680 | $229,080,000 | $336,000 | $26,005,000 | $153,000 | $4,826,000 |
| Cash-out Refinancing | 426 | $151,520,000 | $355,000 | $16,705,000 | $127,000 | $1,877,000 |
| Other Purpose | 39 | $10,965,000 | $281,000 | $1,245,000 | $293,000 | $2,691,000 |
| Home Improvement | 29 | $4,455,000 | $153,000 | $1,055,000 | $209,000 | $1,458,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,196 | $614,580,000 | $279,000 | $3,245,000 | $136,000 | $4,826,000 |
| Not Provided | 318 | $152,130,000 | $478,000 | $8,505,000 | $222,000 | $3,599,000 |
| Not applicable | 123 | $351,755,000 | $2,859,000 | $68,625,000 | $111,000 | $111,000 |
| Hispanic | 53 | $15,225,000 | $287,000 | $795,000 | $114,000 | $600,000 |
| Asian | 48 | $23,220,000 | $483,000 | $5,605,000 | $265,000 | $2,594,000 |
| Black or African American | 46 | $14,340,000 | $311,000 | $1,265,000 | $146,000 | $771,000 |
| American Indian or Alaskan Native | 20 | $4,680,000 | $234,000 | $485,000 | $119,000 | $435,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $595,000 | $198,000 | $515,000 | $118,000 | $153,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,315 | $1,055,305,000 | $455,000 | $68,625,000 | $164,000 | $4,826,000 |
| FHA-insured (Federal Housing Administration) | 286 | $62,670,000 | $219,000 | $365,000 | $70,000 | $470,000 |
| VA-guaranteed (Veterans Administration) | 165 | $50,985,000 | $309,000 | $705,000 | $93,000 | $273,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $7,565,000 | $184,000 | $415,000 | $55,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,310 | $1,025,500,000 | $443,000 | $68,625,000 | $151,000 | $4,826,000 |
| Application Withdrawn By Applicant | 404 | $128,520,000 | $318,000 | $6,565,000 | $138,000 | $1,877,000 |
| Application Denied By Financial Institution | 82 | $19,900,000 | $242,000 | $775,000 | $120,000 | $625,000 |
| Application Approved But Not Accepted | 11 | $2,605,000 | $236,000 | $615,000 | $142,000 | $320,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,725 | $1,156,625,000 | $424,000 | $68,625,000 | $149,000 | $4,826,000 |
| Debt-To-Income Ratio | 31 | $7,705,000 | $248,000 | $775,000 | $92,000 | $360,000 |
| Credit History | 23 | $4,855,000 | $211,000 | $505,000 | $98,000 | $166,000 |
| Collateral | 18 | $3,960,000 | $220,000 | $705,000 | $129,000 | $470,000 |
| Employment History | 7 | $2,235,000 | $319,000 | $535,000 | $85,000 | $160,000 |
| Unverifiable Information | 2 | $810,000 | $405,000 | $545,000 | $625,000 | $625,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $335,000 | $335,000 | $335,000 | $529,000 | $529,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.