First International Bank & Trust
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First International Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First International Bank & Trust 1600 S Bdway Minot, ND 58701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,289 |
| Total Mortgage Loan Application Amount | $380,001,000 |
| Average Mortgage Loan Application Amount | $253,666 |
| Highest Mortgage Loan Application Amount | $41,649,000 |
| Average Applicant Income | $144,333 |
| Highest Applicant Income | $2,263,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 364 | $ 83,251,000 | $ 228,000 | $ 101,000 |
| Maricopa County Arizona | 243 | $ 80,873,000 | $ 332,000 | $ 167,000 |
| Ward County North Dakota | 129 | $ 30,558,000 | $ 236,000 | $ 91,000 |
| Clay County Minnesota | 99 | $ 22,923,000 | $ 231,000 | $ 95,000 |
| McKenzie County North Dakota | 71 | $ 19,295,000 | $ 271,000 | $ 102,000 |
| Williams County North Dakota | 62 | $ 66,011,000 | $ 1,064,000 | $ 158,000 |
| Becker County Minnesota | 34 | $ 8,760,000 | $ 257,000 | $ 192,000 |
| Otter Tail County Minnesota | 27 | $ 6,698,000 | $ 248,000 | $ 166,000 |
| Wells County North Dakota | 27 | $ 1,916,000 | $ 70,000 | $ 55,000 |
| Burleigh County North Dakota | 25 | $ 5,428,000 | $ 217,000 | $ 68,000 |
| Pinal County Arizona | 24 | $ 5,202,000 | $ 216,000 | $ 92,000 |
| Mountrail County North Dakota | 17 | $ 6,118,000 | $ 359,000 | $ 178,000 |
| Todd County Minnesota | 11 | $ 1,220,000 | $ 110,000 | $ 257,000 |
| Grant County North Dakota | 10 | $ 2,140,000 | $ 214,000 | $ 263,000 |
| Traill County North Dakota | 7 | $ 977,000 | $ 139,000 | $ 67,000 |
| Wadena County Minnesota | 6 | $ 696,000 | $ 116,000 | $ 89,000 |
| Dunn County North Dakota | 6 | $ 620,000 | $ 103,000 | $ 49,000 |
| Hennepin County Minnesota | 5 | $ 1,116,000 | $ 223,000 | $ 254,000 |
| Grand Forks County North Dakota | 5 | $ 702,000 | $ 140,000 | $ 123,000 |
| Morton County North Dakota | 5 | $ 5,106,000 | $ 1,021,000 | $ 66,000 |
| Richland County North Dakota | 5 | $ 1,144,000 | $ 228,000 | $ 84,000 |
| Cass County Minnesota | 4 | $ 609,000 | $ 152,000 | $ 41,000 |
| Bottineau County North Dakota | 4 | $ 638,000 | $ 159,000 | $ 539,000 |
| McLean County North Dakota | 4 | $ 776,000 | $ 194,000 | $ 60,000 |
| Renville County North Dakota | 4 | $ 857,000 | $ 214,000 | $ 472,000 |
| Yavapai County Arizona | 3 | $ 851,000 | $ 283,000 | $ 217,000 |
| Hubbard County Minnesota | 3 | $ 641,000 | $ 213,000 | $ 213,000 |
| Morrison County Minnesota | 3 | $ 208,000 | $ 69,000 | $ 70,000 |
| Ramsey County Minnesota | 3 | $ 516,000 | $ 172,000 | $ 92,000 |
| Wilkin County Minnesota | 3 | $ 322,000 | $ 107,000 | $ 92,000 |
| Stark County North Dakota | 3 | $ 976,000 | $ 325,000 | $ 126,000 |
| Lincoln County Wyoming | 3 | $ 8,584,000 | $ 2,861,000 | $ 0 |
| Navajo County Arizona | 2 | $ 371,000 | $ 185,000 | $ 88,000 |
| Monroe County Florida | 2 | $ 1,600,000 | $ 800,000 | $ 646,000 |
| Carver County Minnesota | 2 | $ 757,000 | $ 378,000 | $ 100,000 |
| Dakota County Minnesota | 2 | $ 639,000 | $ 319,000 | $ 136,000 |
| Douglas County Nebraska | 2 | $ 281,000 | $ 140,000 | $ 72,000 |
| Benson County North Dakota | 2 | $ 436,000 | $ 218,000 | $ 48,000 |
| Burke County North Dakota | 2 | $ 52,000 | $ 26,000 | $ 94,000 |
| McHenry County North Dakota | 2 | $ 221,000 | $ 110,000 | $ 51,000 |
| Mercer County North Dakota | 2 | $ 284,000 | $ 142,000 | $ 41,000 |
| Pierce County North Dakota | 2 | $ 137,000 | $ 68,000 | $ 52,000 |
| Ransom County North Dakota | 2 | $ 203,000 | $ 101,000 | $ 40,000 |
| Stutsman County North Dakota | 2 | $ 311,000 | $ 155,000 | $ 29,000 |
| Lane County Oregon | 2 | $ 261,000 | $ 130,000 | $ 151,000 |
| Lawrence County South Dakota | 2 | $ 268,000 | $ 134,000 | $ 145,000 |
| Spokane County Washington | 2 | $ 200,000 | $ 100,000 | $ 155,000 |
| Gila County Arizona | 1 | $ 550,000 | $ 550,000 | $ 11,000 |
| Mohave County Arizona | 1 | $ 92,000 | $ 92,000 | $ 79,000 |
| Adams County Colorado | 1 | $ 232,000 | $ 232,000 | $ 102,000 |
| Palm Beach County Florida | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Sarasota County Florida | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Volusia County Florida | 1 | $ 180,000 | $ 180,000 | $ 224,000 |
| Ada County Idaho | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 359,000 | $ 359,000 | $ 124,000 |
| Clearwater County Minnesota | 1 | $ 221,000 | $ 221,000 | $ 85,000 |
| Crow Wing County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 293,000 |
| Grant County Minnesota | 1 | $ 329,000 | $ 329,000 | $ 324,000 |
| Isanti County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 153,000 |
| Kandiyohi County Minnesota | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| Meeker County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 92,000 |
| Norman County Minnesota | 1 | $ 211,000 | $ 211,000 | $ 77,000 |
| Olmsted County Minnesota | 1 | $ 398,000 | $ 398,000 | $ 290,000 |
| Polk County Minnesota | 1 | $ 193,000 | $ 193,000 | $ 375,000 |
| Sherburne County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 118,000 |
| Swift County Minnesota | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Yellow Medicine County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 380,000 |
| Flathead County Montana | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Richland County Montana | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Roosevelt County Montana | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Clark County Nevada | 1 | $ 288,000 | $ 288,000 | $ 170,000 |
| Barnes County North Dakota | 1 | $ 154,000 | $ 154,000 | $ 60,000 |
| Cavalier County North Dakota | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| Griggs County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 209,000 |
| Hettinger County North Dakota | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
| Kidder County North Dakota | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Nelson County North Dakota | 1 | $ 34,000 | $ 34,000 | $ 73,000 |
| Ramsey County North Dakota | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Sargent County North Dakota | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Steele County North Dakota | 1 | $ 24,000 | $ 24,000 | $ 38,000 |
| Towner County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Oklahoma County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 45,000 |
| Marion County Oregon | 1 | $ 160,000 | $ 160,000 | $ 137,000 |
| Marshall County South Dakota | 1 | $ 142,000 | $ 142,000 | $ 69,000 |
| Pennington County South Dakota | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First International Bank & Trust in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 838 | $277,276,000 | $330,000 | $41,649,000 | $118,000 | $1,913,000 |
| Refinancing | 391 | $90,766,000 | $232,000 | $4,875,000 | $126,000 | $1,790,000 |
| Home Improvement | 60 | $11,959,000 | $199,000 | $3,640,000 | $189,000 | $2,263,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,094 | $242,638,000 | $221,000 | $1,400,000 | $131,000 | $2,263,000 |
| Not applicable | 74 | $107,504,000 | $1,452,000 | $41,649,000 | $0 | $0 |
| Not Provided | 50 | $14,269,000 | $285,000 | $983,000 | $157,000 | $844,000 |
| Hispanic | 24 | $5,073,000 | $211,000 | $496,000 | $95,000 | $223,000 |
| Asian | 22 | $5,125,000 | $232,000 | $727,000 | $125,000 | $565,000 |
| Black or African American | 13 | $3,389,000 | $260,000 | $548,000 | $106,000 | $197,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $943,000 | $157,000 | $187,000 | $65,000 | $89,000 |
| American Indian or Alaskan Native | 6 | $1,060,000 | $176,000 | $315,000 | $138,000 | $314,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,072 | $335,931,000 | $313,000 | $41,649,000 | $135,000 | $2,263,000 |
| FHA-insured (Federal Housing Administration) | 158 | $29,678,000 | $187,000 | $334,000 | $62,000 | $173,000 |
| VA-guaranteed (Veterans Administration) | 50 | $13,188,000 | $263,000 | $507,000 | $80,000 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,204,000 | $133,000 | $218,000 | $51,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,076 | $330,428,000 | $307,000 | $41,649,000 | $127,000 | $2,263,000 |
| Application Withdrawn By Applicant | 79 | $18,810,000 | $238,000 | $630,000 | $114,000 | $600,000 |
| Application Denied By Financial Institution | 76 | $17,908,000 | $235,000 | $918,000 | $99,000 | $801,000 |
| Application Approved But Not Accepted | 58 | $12,855,000 | $221,000 | $1,200,000 | $108,000 | $270,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 24 | $4,810,000 | $200,000 | $750,000 | $105,000 | $380,000 |
| Collateral | 23 | $5,598,000 | $243,000 | $918,000 | $122,000 | $801,000 |
| Debt-To-Income Ratio | 19 | $5,187,000 | $273,000 | $550,000 | $65,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,121,000 | $280,000 | $493,000 | $160,000 | $308,000 |
| Unverifiable Information | 3 | $621,000 | $207,000 | $275,000 | $53,000 | $78,000 |
| Employment History | 3 | $571,000 | $190,000 | $262,000 | $55,000 | $87,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.