1St Financial, Inc.
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for 1St Financial, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | 1St Financial, Inc. 1111 Benfield Blvd #106 Millersville, MD 21108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,602 |
| Total Mortgage Loan Application Amount | $784,790,000 |
| Average Mortgage Loan Application Amount | $256,000 |
| Highest Mortgage Loan Application Amount | $2,715,000 |
| Average Applicant Income | $87,250 |
| Highest Applicant Income | $3,145,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade County Florida | 791 | $ 248,465,000 | $ 314,000 | $ 112,000 |
| Broward County Florida | 313 | $ 101,115,000 | $ 323,000 | $ 108,000 |
| Anne Arundel County Maryland | 246 | $ 84,130,000 | $ 341,000 | $ 119,000 |
| Baltimore County Maryland | 182 | $ 47,430,000 | $ 260,000 | $ 88,000 |
| Prince George's County Maryland | 124 | $ 42,900,000 | $ 345,000 | $ 97,000 |
| Baltimore City County Maryland | 88 | $ 19,520,000 | $ 221,000 | $ 92,000 |
| Hillsborough County Florida | 75 | $ 20,115,000 | $ 268,000 | $ 112,000 |
| Howard County Maryland | 45 | $ 17,795,000 | $ 395,000 | $ 141,000 |
| Carroll County Maryland | 42 | $ 12,040,000 | $ 286,000 | $ 103,000 |
| Charles County Maryland | 40 | $ 14,610,000 | $ 365,000 | $ 89,000 |
| Palm Beach County Florida | 37 | $ 10,355,000 | $ 279,000 | $ 99,000 |
| Montgomery County Maryland | 37 | $ 12,555,000 | $ 339,000 | $ 92,000 |
| Harford County Maryland | 33 | $ 9,855,000 | $ 298,000 | $ 91,000 |
| St. Lucie County Florida | 23 | $ 5,975,000 | $ 259,000 | $ 68,000 |
| District of Columbia County District Of Columbia | 16 | $ 6,180,000 | $ 386,000 | $ 113,000 |
| Monroe County Florida | 15 | $ 8,755,000 | $ 583,000 | $ 367,000 |
| Calvert County Maryland | 15 | $ 4,325,000 | $ 288,000 | $ 112,000 |
| Queen Anne's County Maryland | 15 | $ 4,345,000 | $ 289,000 | $ 111,000 |
| Lee County Florida | 12 | $ 2,950,000 | $ 245,000 | $ 73,000 |
| Pasco County Florida | 12 | $ 4,010,000 | $ 334,000 | $ 82,000 |
| Pinellas County Florida | 12 | $ 2,900,000 | $ 241,000 | $ 70,000 |
| Horry County South Carolina | 12 | $ 2,560,000 | $ 213,000 | $ 63,000 |
| Osceola County Florida | 11 | $ 2,975,000 | $ 270,000 | $ 59,000 |
| Frederick County Maryland | 11 | $ 3,565,000 | $ 324,000 | $ 81,000 |
| York County Pennsylvania | 11 | $ 2,455,000 | $ 223,000 | $ 87,000 |
| Sussex County Delaware | 10 | $ 3,210,000 | $ 321,000 | $ 176,000 |
| Collier County Florida | 10 | $ 3,510,000 | $ 351,000 | $ 113,000 |
| Berks County Pennsylvania | 10 | $ 1,990,000 | $ 199,000 | $ 61,000 |
| Virginia Beach County Virginia | 10 | $ 2,790,000 | $ 279,000 | $ 120,000 |
| Marion County Florida | 9 | $ 1,795,000 | $ 199,000 | $ 52,000 |
| Duval County Florida | 8 | $ 2,140,000 | $ 267,000 | $ 214,000 |
| Polk County Florida | 8 | $ 1,490,000 | $ 186,000 | $ 92,000 |
| Washington County Maryland | 8 | $ 1,580,000 | $ 197,000 | $ 78,000 |
| Bucks County Pennsylvania | 8 | $ 1,580,000 | $ 197,000 | $ 77,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,540,000 | $ 192,000 | $ 87,000 |
| Dallas County Texas | 8 | $ 1,740,000 | $ 217,000 | $ 101,000 |
| Harris County Texas | 8 | $ 1,460,000 | $ 182,000 | $ 65,000 |
| Henrico County Virginia | 8 | $ 2,120,000 | $ 265,000 | $ 110,000 |
| Seminole County Florida | 7 | $ 1,955,000 | $ 279,000 | $ 75,000 |
| Volusia County Florida | 7 | $ 1,515,000 | $ 216,000 | $ 67,000 |
| St. Mary's County Maryland | 7 | $ 2,075,000 | $ 296,000 | $ 108,000 |
| Bexar County Texas | 7 | $ 1,325,000 | $ 189,000 | $ 65,000 |
| Highlands County Florida | 6 | $ 1,050,000 | $ 175,000 | $ 60,000 |
| Orange County Florida | 6 | $ 1,680,000 | $ 280,000 | $ 110,000 |
| Worcester County Maryland | 6 | $ 1,830,000 | $ 305,000 | $ 152,000 |
| Bell County Texas | 6 | $ 1,130,000 | $ 188,000 | $ 51,000 |
| Chesterfield County Virginia | 6 | $ 1,100,000 | $ 183,000 | $ 60,000 |
| Fairfax County Virginia | 6 | $ 2,510,000 | $ 418,000 | $ 116,000 |
| Manatee County Florida | 5 | $ 1,715,000 | $ 343,000 | $ 138,000 |
| Caroline County Maryland | 5 | $ 1,555,000 | $ 311,000 | $ 107,000 |
| Cecil County Maryland | 5 | $ 1,135,000 | $ 227,000 | $ 66,000 |
| Wicomico County Maryland | 5 | $ 945,000 | $ 189,000 | $ 69,000 |
| Northampton County Pennsylvania | 5 | $ 1,295,000 | $ 259,000 | $ 103,000 |
| Frederick County Virginia | 5 | $ 1,285,000 | $ 257,000 | $ 119,000 |
| Lake County Florida | 4 | $ 1,320,000 | $ 330,000 | $ 111,000 |
| Monroe County Pennsylvania | 4 | $ 720,000 | $ 180,000 | $ 170,000 |
| Williamson County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 50,000 |
| New Castle County Delaware | 3 | $ 665,000 | $ 221,000 | $ 81,000 |
| Brevard County Florida | 3 | $ 695,000 | $ 231,000 | $ 47,000 |
| Indian River County Florida | 3 | $ 885,000 | $ 295,000 | $ 102,000 |
| Garrett County Maryland | 3 | $ 695,000 | $ 231,000 | $ 79,000 |
| Adams County Pennsylvania | 3 | $ 605,000 | $ 201,000 | $ 86,000 |
| Allegheny County Pennsylvania | 3 | $ 905,000 | $ 301,000 | $ 125,000 |
| Delaware County Pennsylvania | 3 | $ 575,000 | $ 191,000 | $ 76,000 |
| Erie County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 96,000 |
| Montgomery County Pennsylvania | 3 | $ 585,000 | $ 195,000 | $ 120,000 |
| Brazoria County Texas | 3 | $ 705,000 | $ 235,000 | $ 20,000 |
| Hidalgo County Texas | 3 | $ 525,000 | $ 175,000 | $ 79,000 |
| Smith County Texas | 3 | $ 515,000 | $ 171,000 | $ 11,000 |
| Tarrant County Texas | 3 | $ 825,000 | $ 275,000 | $ 101,000 |
| Travis County Texas | 3 | $ 2,085,000 | $ 695,000 | $ 263,000 |
| Chesapeake County Virginia | 3 | $ 555,000 | $ 185,000 | $ 50,000 |
| King George County Virginia | 3 | $ 1,085,000 | $ 361,000 | $ 132,000 |
| Loudoun County Virginia | 3 | $ 1,485,000 | $ 495,000 | $ 89,000 |
| Louisa County Virginia | 3 | $ 975,000 | $ 325,000 | $ 108,000 |
| Stafford County Virginia | 3 | $ 915,000 | $ 305,000 | $ 85,000 |
| Denver County Colorado | 2 | $ 650,000 | $ 325,000 | $ 148,000 |
| Charlotte County Florida | 2 | $ 590,000 | $ 295,000 | $ 67,000 |
| Citrus County Florida | 2 | $ 370,000 | $ 185,000 | $ 86,000 |
| Clay County Florida | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Hendry County Florida | 2 | $ 400,000 | $ 200,000 | $ 72,000 |
| Sarasota County Florida | 2 | $ 370,000 | $ 185,000 | $ 41,000 |
| Dorchester County Maryland | 2 | $ 600,000 | $ 300,000 | $ 106,000 |
| Talbot County Maryland | 2 | $ 650,000 | $ 325,000 | $ 89,000 |
| Lackawanna County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 42,000 |
| Kaufman County Texas | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| Montgomery County Texas | 2 | $ 360,000 | $ 180,000 | $ 25,000 |
| Augusta County Virginia | 2 | $ 430,000 | $ 215,000 | $ 70,000 |
| Culpeper County Virginia | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Hampton County Virginia | 2 | $ 390,000 | $ 195,000 | $ 68,000 |
| Norfolk County Virginia | 2 | $ 450,000 | $ 225,000 | $ 59,000 |
| Shenandoah County Virginia | 2 | $ 340,000 | $ 170,000 | $ 56,000 |
| Pueblo County Colorado | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Rio Blanco County Colorado | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Routt County Colorado | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Kent County Delaware | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Bay County Florida | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Columbia County Florida | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| DeSoto County Florida | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Flagler County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 201,000 |
| Martin County Florida | 1 | $ 215,000 | $ 215,000 | $ 230,000 |
| Nassau County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| St. Johns County Florida | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Monmouth County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Morris County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Chester County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Dauphin County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Franklin County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Lancaster County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Lawrence County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Lebanon County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Perry County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Westmoreland County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
| Georgetown County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Greenville County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 51,000 |
| Spartanburg County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Bee County Texas | 1 | $ 195,000 | $ 195,000 | $ 127,000 |
| Collin County Texas | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Colorado County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Comal County Texas | 1 | $ 235,000 | $ 235,000 | $ 159,000 |
| Denton County Texas | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Eastland County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Ector County Texas | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| El Paso County Texas | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Fannin County Texas | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Fort Bend County Texas | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
| Freestone County Texas | 1 | $ 175,000 | $ 175,000 | $ 274,000 |
| Guadalupe County Texas | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Hardin County Texas | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Jasper County Texas | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Lubbock County Texas | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
| McLennan County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Medina County Texas | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Midland County Texas | 1 | $ 265,000 | $ 265,000 | $ 232,000 |
| Orange County Texas | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Randall County Texas | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Rockwall County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Taylor County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Tom Green County Texas | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Val Verde County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Webb County Texas | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Wichita County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wood County Texas | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Bedford County Virginia | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Campbell County Virginia | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Colonial Heights County Virginia | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Franklin County Virginia | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Greene County Virginia | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| King William County Virginia | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Manassas County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Montgomery County Virginia | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| New Kent County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Northampton County Virginia | 1 | $ 255,000 | $ 255,000 | $ 500,000 |
| Poquoson County Virginia | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Powhatan County Virginia | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Prince William County Virginia | 1 | $ 685,000 | $ 685,000 | $ 101,000 |
| Pulaski County Virginia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Richmond City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Spotsylvania County Virginia | 1 | $ 435,000 | $ 435,000 | $ 148,000 |
| York County Virginia | 1 | $ 395,000 | $ 395,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for 1St Financial, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,273 | $427,725,000 | $335,000 | $2,715,000 | $106,000 | $3,145,000 |
| Refinancing | 794 | $217,080,000 | $273,000 | $835,000 | $109,000 | $2,398,000 |
| Cash-out Refinancing | 534 | $139,830,000 | $261,000 | $735,000 | $98,000 | $500,000 |
| Other Purpose | 1 | $155,000 | $155,000 | $155,000 | $36,000 | $36,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,093 | $335,545,000 | $306,000 | $1,615,000 | $104,000 | $1,159,000 |
| White | 819 | $246,075,000 | $300,000 | $2,715,000 | $119,000 | $3,145,000 |
| Black or African American | 459 | $141,645,000 | $308,000 | $1,055,000 | $93,000 | $690,000 |
| Not Provided | 189 | $44,135,000 | $233,000 | $735,000 | $77,000 | $438,000 |
| Asian | 34 | $15,660,000 | $460,000 | $1,605,000 | $135,000 | $540,000 |
| Not applicable | 3 | $765,000 | $255,000 | $415,000 | $103,000 | $148,000 |
| American Indian or Alaskan Native | 2 | $440,000 | $220,000 | $285,000 | $55,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,905 | $564,015,000 | $296,000 | $2,715,000 | $116,000 | $3,145,000 |
| FHA-insured (Federal Housing Administration) | 548 | $168,300,000 | $307,000 | $765,000 | $76,000 | $380,000 |
| VA-guaranteed (Veterans Administration) | 140 | $49,800,000 | $355,000 | $1,905,000 | $69,000 | $310,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $2,675,000 | $297,000 | $395,000 | $80,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,679 | $512,725,000 | $305,000 | $2,715,000 | $108,000 | $3,145,000 |
| Application Withdrawn By Applicant | 716 | $219,060,000 | $305,000 | $1,605,000 | $105,000 | $1,159,000 |
| File Closed For Incompleteness | 125 | $26,845,000 | $214,000 | $515,000 | $74,000 | $376,000 |
| Application Denied By Financial Institution | 73 | $23,915,000 | $327,000 | $1,285,000 | $105,000 | $1,068,000 |
| Application Approved But Not Accepted | 9 | $2,245,000 | $249,000 | $545,000 | $84,000 | $171,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,529 | $760,875,000 | $300,000 | $2,715,000 | $105,000 | $3,145,000 |
| Other | 43 | $14,015,000 | $325,000 | $1,285,000 | $85,000 | $403,000 |
| Collateral | 9 | $2,405,000 | $267,000 | $495,000 | $102,000 | $155,000 |
| Credit History | 9 | $2,705,000 | $300,000 | $505,000 | $75,000 | $134,000 |
| Debt-To-Income Ratio | 4 | $2,100,000 | $525,000 | $765,000 | $362,000 | $1,068,000 |
| Employment History | 3 | $1,045,000 | $348,000 | $655,000 | $140,000 | $310,000 |
| Unverifiable Information | 3 | $935,000 | $311,000 | $395,000 | $88,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $710,000 | $355,000 | $545,000 | $129,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.