1St Financial, Inc.
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for 1St Financial, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | 1St Financial, Inc. 1111 Benfield Blvd #106 Millersville, MD 21108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,192 |
| Total Mortgage Loan Application Amount | $623,970,000 |
| Average Mortgage Loan Application Amount | $272,000 |
| Highest Mortgage Loan Application Amount | $875,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $961,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade County Florida | 786 | $ 228,590,000 | $ 290,000 | $ 102,000 |
| Broward County Florida | 323 | $ 95,685,000 | $ 296,000 | $ 103,000 |
| Anne Arundel County Maryland | 259 | $ 83,585,000 | $ 322,000 | $ 116,000 |
| Baltimore County Maryland | 98 | $ 25,620,000 | $ 261,000 | $ 100,000 |
| Hillsborough County Florida | 94 | $ 25,270,000 | $ 268,000 | $ 95,000 |
| Baltimore City County Maryland | 66 | $ 12,820,000 | $ 194,000 | $ 85,000 |
| Prince George's County Maryland | 47 | $ 14,785,000 | $ 314,000 | $ 117,000 |
| Carroll County Maryland | 34 | $ 10,260,000 | $ 301,000 | $ 106,000 |
| Harford County Maryland | 33 | $ 11,365,000 | $ 344,000 | $ 117,000 |
| Pinellas County Florida | 32 | $ 6,420,000 | $ 200,000 | $ 72,000 |
| Palm Beach County Florida | 30 | $ 8,930,000 | $ 297,000 | $ 99,000 |
| Howard County Maryland | 26 | $ 8,800,000 | $ 338,000 | $ 131,000 |
| Pasco County Florida | 25 | $ 5,935,000 | $ 237,000 | $ 78,000 |
| Lee County Florida | 22 | $ 4,760,000 | $ 216,000 | $ 68,000 |
| Montgomery County Maryland | 17 | $ 4,955,000 | $ 291,000 | $ 83,000 |
| Horry County South Carolina | 17 | $ 3,005,000 | $ 176,000 | $ 47,000 |
| Monroe County Florida | 14 | $ 5,590,000 | $ 399,000 | $ 223,000 |
| Orange County Florida | 14 | $ 2,960,000 | $ 211,000 | $ 68,000 |
| Queen Anne's County Maryland | 14 | $ 4,040,000 | $ 288,000 | $ 111,000 |
| Marion County Florida | 12 | $ 2,000,000 | $ 166,000 | $ 66,000 |
| Polk County Florida | 10 | $ 1,700,000 | $ 170,000 | $ 55,000 |
| St. Lucie County Florida | 10 | $ 2,140,000 | $ 214,000 | $ 66,000 |
| Osceola County Florida | 9 | $ 1,885,000 | $ 209,000 | $ 70,000 |
| Calvert County Maryland | 9 | $ 2,635,000 | $ 292,000 | $ 114,000 |
| Frederick County Maryland | 8 | $ 2,840,000 | $ 355,000 | $ 100,000 |
| Volusia County Florida | 7 | $ 1,395,000 | $ 199,000 | $ 56,000 |
| Fairfax County Virginia | 7 | $ 2,305,000 | $ 329,000 | $ 164,000 |
| Collier County Florida | 6 | $ 1,460,000 | $ 243,000 | $ 177,000 |
| Hernando County Florida | 6 | $ 1,100,000 | $ 183,000 | $ 59,000 |
| Worcester County Maryland | 6 | $ 1,410,000 | $ 235,000 | $ 150,000 |
| Allegheny County Pennsylvania | 6 | $ 1,160,000 | $ 193,000 | $ 85,000 |
| York County Pennsylvania | 6 | $ 1,580,000 | $ 263,000 | $ 84,000 |
| Henrico County Virginia | 6 | $ 1,800,000 | $ 300,000 | $ 115,000 |
| Prince William County Virginia | 6 | $ 2,230,000 | $ 371,000 | $ 77,000 |
| Duval County Florida | 5 | $ 785,000 | $ 157,000 | $ 89,000 |
| Charles County Maryland | 5 | $ 1,565,000 | $ 313,000 | $ 53,000 |
| Sussex County Delaware | 4 | $ 1,260,000 | $ 315,000 | $ 112,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,210,000 | $ 302,000 | $ 99,000 |
| Brevard County Florida | 4 | $ 780,000 | $ 195,000 | $ 114,000 |
| Chesterfield County Virginia | 4 | $ 970,000 | $ 242,000 | $ 91,000 |
| Charlotte County Florida | 3 | $ 665,000 | $ 221,000 | $ 88,000 |
| Martin County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 114,000 |
| Sarasota County Florida | 3 | $ 715,000 | $ 238,000 | $ 68,000 |
| Seminole County Florida | 3 | $ 835,000 | $ 278,000 | $ 83,000 |
| St. Johns County Florida | 3 | $ 1,305,000 | $ 435,000 | $ 374,000 |
| Cecil County Maryland | 3 | $ 495,000 | $ 165,000 | $ 46,000 |
| Adams County Pennsylvania | 3 | $ 735,000 | $ 245,000 | $ 64,000 |
| Monroe County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 68,000 |
| Northampton County Pennsylvania | 3 | $ 565,000 | $ 188,000 | $ 66,000 |
| Loudoun County Virginia | 3 | $ 1,665,000 | $ 555,000 | $ 112,000 |
| Citrus County Florida | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| Highlands County Florida | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| Lake County Florida | 2 | $ 650,000 | $ 325,000 | $ 86,000 |
| Leon County Florida | 2 | $ 620,000 | $ 310,000 | $ 119,000 |
| Sumter County Florida | 2 | $ 250,000 | $ 125,000 | $ 122,000 |
| Caroline County Maryland | 2 | $ 360,000 | $ 180,000 | $ 64,000 |
| Washington County Maryland | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Wicomico County Maryland | 2 | $ 230,000 | $ 115,000 | $ 199,000 |
| Berks County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 63,000 |
| Chester County Pennsylvania | 2 | $ 740,000 | $ 370,000 | $ 135,000 |
| Dauphin County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Delaware County Pennsylvania | 2 | $ 700,000 | $ 350,000 | $ 162,000 |
| Greenville County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 42,000 |
| Bexar County Texas | 2 | $ 600,000 | $ 300,000 | $ 104,000 |
| Campbell County Virginia | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Spotsylvania County Virginia | 2 | $ 540,000 | $ 270,000 | $ 116,000 |
| Stafford County Virginia | 2 | $ 510,000 | $ 255,000 | $ 41,000 |
| Chaffee County Colorado | 1 | $ 485,000 | $ 485,000 | $ 210,000 |
| Denver County Colorado | 1 | $ 425,000 | $ 425,000 | $ 165,000 |
| Weld County Colorado | 1 | $ 375,000 | $ 375,000 | $ 147,000 |
| New Castle County Delaware | 1 | $ 515,000 | $ 515,000 | $ 125,000 |
| Escambia County Florida | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Manatee County Florida | 1 | $ 465,000 | $ 465,000 | $ 175,000 |
| Nassau County Florida | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Santa Rosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Kent County Maryland | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Hudson County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 256,000 |
| Armstrong County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Beaver County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Blair County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| Butler County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Huntingdon County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Lackawanna County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 154,000 |
| Lancaster County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Montgomery County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 89,000 |
| Westmoreland County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Charleston County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Travis County Texas | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Alexandria County Virginia | 1 | $ 405,000 | $ 405,000 | $ 137,000 |
| Amherst County Virginia | 1 | $ 205,000 | $ 205,000 | $ 160,000 |
| Caroline County Virginia | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Chesapeake County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Colonial Heights County Virginia | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Fauquier County Virginia | 1 | $ 375,000 | $ 375,000 | $ 75,000 |
| Franklin County Virginia | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Frederick County Virginia | 1 | $ 345,000 | $ 345,000 | $ 138,000 |
| Gloucester County Virginia | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Hopewell County Virginia | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Isle of Wight County Virginia | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
| Lancaster County Virginia | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Norfolk County Virginia | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Roanoke City County Virginia | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Virginia Beach County Virginia | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for 1St Financial, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,231 | $354,475,000 | $287,000 | $875,000 | $97,000 | $824,000 |
| Refinancing | 763 | $216,425,000 | $283,000 | $725,000 | $108,000 | $735,000 |
| Cash-out Refinancing | 196 | $52,570,000 | $268,000 | $725,000 | $111,000 | $961,000 |
| Home Improvement | 2 | $500,000 | $250,000 | $285,000 | $124,000 | $142,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,062 | $303,630,000 | $285,000 | $725,000 | $97,000 | $735,000 |
| White | 779 | $224,735,000 | $288,000 | $875,000 | $112,000 | $961,000 |
| Black or African American | 241 | $65,585,000 | $272,000 | $645,000 | $93,000 | $504,000 |
| Not Provided | 80 | $21,470,000 | $268,000 | $745,000 | $96,000 | $288,000 |
| Asian | 29 | $8,315,000 | $286,000 | $515,000 | $119,000 | $307,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,585 | $451,075,000 | $284,000 | $805,000 | $113,000 | $824,000 |
| FHA-insured (Federal Housing Administration) | 494 | $134,080,000 | $271,000 | $705,000 | $73,000 | $812,000 |
| VA-guaranteed (Veterans Administration) | 105 | $36,815,000 | $350,000 | $875,000 | $78,000 | $961,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $2,000,000 | $250,000 | $355,000 | $74,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,453 | $420,315,000 | $289,000 | $875,000 | $104,000 | $961,000 |
| Application Withdrawn By Applicant | 667 | $184,125,000 | $276,000 | $705,000 | $100,000 | $824,000 |
| Application Denied By Financial Institution | 70 | $19,100,000 | $272,000 | $525,000 | $76,000 | $226,000 |
| File Closed For Incompleteness | 2 | $430,000 | $215,000 | $225,000 | $98,000 | $159,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,122 | $604,870,000 | $285,000 | $875,000 | $103,000 | $961,000 |
| Other | 20 | $5,320,000 | $266,000 | $505,000 | $59,000 | $125,000 |
| Unverifiable Information | 14 | $4,390,000 | $313,000 | $515,000 | $103,000 | $226,000 |
| Credit History | 10 | $2,790,000 | $279,000 | $465,000 | $79,000 | $132,000 |
| Debt-To-Income Ratio | 9 | $2,265,000 | $251,000 | $525,000 | $62,000 | $125,000 |
| Collateral | 8 | $2,000,000 | $250,000 | $375,000 | $79,000 | $147,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,355,000 | $271,000 | $405,000 | $75,000 | $99,000 |
| Employment History | 4 | $980,000 | $245,000 | $265,000 | $76,000 | $100,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.