1St Financial, Inc.
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for 1St Financial, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | 1St Financial, Inc. 1111 Benfield Blvd #106 Millersville, MD 21108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,738 |
| Total Mortgage Loan Application Amount | $402,589,000 |
| Average Mortgage Loan Application Amount | $229,000 |
| Highest Mortgage Loan Application Amount | $1,580,000 |
| Average Applicant Income | $84,500 |
| Highest Applicant Income | $1,709,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade County Florida | 630 | $ 155,633,000 | $ 247,000 | $ 79,000 |
| Broward County Florida | 244 | $ 60,181,000 | $ 246,000 | $ 83,000 |
| Pinellas County Florida | 125 | $ 23,410,000 | $ 187,000 | $ 75,000 |
| Hillsborough County Florida | 121 | $ 22,946,000 | $ 189,000 | $ 72,000 |
| Anne Arundel County Maryland | 90 | $ 27,611,000 | $ 306,000 | $ 102,000 |
| Baltimore County Maryland | 44 | $ 8,945,000 | $ 203,000 | $ 67,000 |
| Osceola County Florida | 41 | $ 7,697,000 | $ 187,000 | $ 63,000 |
| Orange County Florida | 38 | $ 7,129,000 | $ 187,000 | $ 63,000 |
| Pasco County Florida | 33 | $ 6,080,000 | $ 184,000 | $ 76,000 |
| Polk County Florida | 24 | $ 4,054,000 | $ 168,000 | $ 49,000 |
| Prince George's County Maryland | 23 | $ 6,114,000 | $ 265,000 | $ 76,000 |
| Manatee County Florida | 19 | $ 5,060,000 | $ 266,000 | $ 87,000 |
| Palm Beach County Florida | 19 | $ 4,615,000 | $ 242,000 | $ 100,000 |
| Sarasota County Florida | 19 | $ 3,945,000 | $ 207,000 | $ 120,000 |
| Carroll County Maryland | 19 | $ 5,415,000 | $ 285,000 | $ 91,000 |
| Montgomery County Maryland | 17 | $ 5,527,000 | $ 325,000 | $ 109,000 |
| Kenton County Kentucky | 16 | $ 2,011,000 | $ 125,000 | $ 35,000 |
| Howard County Maryland | 13 | $ 3,884,000 | $ 298,000 | $ 201,000 |
| Clermont County Ohio | 13 | $ 2,061,000 | $ 158,000 | $ 67,000 |
| Baltimore City County Maryland | 11 | $ 2,429,000 | $ 220,000 | $ 129,000 |
| Hamilton County Ohio | 10 | $ 1,591,000 | $ 159,000 | $ 49,000 |
| Lee County Florida | 9 | $ 1,650,000 | $ 183,000 | $ 52,000 |
| Butler County Ohio | 8 | $ 1,293,000 | $ 161,000 | $ 36,000 |
| Boone County Kentucky | 7 | $ 1,121,000 | $ 160,000 | $ 59,000 |
| Charles County Maryland | 7 | $ 1,952,000 | $ 278,000 | $ 86,000 |
| Collier County Florida | 6 | $ 1,494,000 | $ 249,000 | $ 76,000 |
| Lake County Florida | 6 | $ 1,565,000 | $ 260,000 | $ 71,000 |
| Monroe County Florida | 6 | $ 2,365,000 | $ 394,000 | $ 118,000 |
| Volusia County Florida | 6 | $ 1,194,000 | $ 199,000 | $ 56,000 |
| Frederick County Maryland | 6 | $ 1,904,000 | $ 317,000 | $ 96,000 |
| Harford County Maryland | 6 | $ 1,855,000 | $ 309,000 | $ 73,000 |
| Citrus County Florida | 5 | $ 565,000 | $ 113,000 | $ 50,000 |
| Seminole County Florida | 5 | $ 744,000 | $ 148,000 | $ 39,000 |
| St. Lucie County Florida | 5 | $ 1,018,000 | $ 203,000 | $ 73,000 |
| Cuyahoga County Ohio | 5 | $ 435,000 | $ 87,000 | $ 211,000 |
| Flagler County Florida | 4 | $ 714,000 | $ 178,000 | $ 35,000 |
| Hernando County Florida | 4 | $ 855,000 | $ 213,000 | $ 67,000 |
| Campbell County Kentucky | 4 | $ 819,000 | $ 204,000 | $ 89,000 |
| Alachua County Florida | 3 | $ 261,000 | $ 87,000 | $ 55,000 |
| Union County New Jersey | 3 | $ 755,000 | $ 251,000 | $ 87,000 |
| York County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 57,000 |
| Fairfax County Virginia | 3 | $ 1,325,000 | $ 441,000 | $ 115,000 |
| Sussex County Delaware | 2 | $ 311,000 | $ 155,000 | $ 64,000 |
| Charlotte County Florida | 2 | $ 213,000 | $ 106,000 | $ 30,000 |
| Duval County Florida | 2 | $ 228,000 | $ 114,000 | $ 80,000 |
| Levy County Florida | 2 | $ 735,000 | $ 367,000 | $ 79,000 |
| Marion County Florida | 2 | $ 432,000 | $ 216,000 | $ 51,000 |
| Martin County Florida | 2 | $ 615,000 | $ 307,000 | $ 96,000 |
| Caroline County Maryland | 2 | $ 690,000 | $ 345,000 | $ 79,000 |
| Worcester County Maryland | 2 | $ 399,000 | $ 199,000 | $ 201,000 |
| Wake County North Carolina | 2 | $ 697,000 | $ 348,000 | $ 167,000 |
| Brown County Ohio | 2 | $ 246,000 | $ 123,000 | $ 36,000 |
| Anderson County South Carolina | 2 | $ 222,000 | $ 111,000 | $ 21,000 |
| Greenwood County South Carolina | 2 | $ 179,000 | $ 89,000 | $ 37,000 |
| Oconee County South Carolina | 2 | $ 226,000 | $ 113,000 | $ 36,000 |
| Bay County Florida | 1 | $ 279,000 | $ 279,000 | $ 75,000 |
| Brevard County Florida | 1 | $ 239,000 | $ 239,000 | $ 48,000 |
| Highlands County Florida | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Okaloosa County Florida | 1 | $ 174,000 | $ 174,000 | $ 54,000 |
| Gallatin County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Robertson County Kentucky | 1 | $ 153,000 | $ 153,000 | $ 88,000 |
| Garrett County Maryland | 1 | $ 119,000 | $ 119,000 | $ 52,000 |
| Queen Anne's County Maryland | 1 | $ 398,000 | $ 398,000 | $ 157,000 |
| St. Mary's County Maryland | 1 | $ 231,000 | $ 231,000 | $ 41,000 |
| Washington County Maryland | 1 | $ 117,000 | $ 117,000 | $ 64,000 |
| Monmouth County New Jersey | 1 | $ 398,000 | $ 398,000 | $ 203,000 |
| Passaic County New Jersey | 1 | $ 336,000 | $ 336,000 | $ 90,000 |
| Dare County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 163,000 |
| Harnett County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Johnston County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 110,000 |
| Watauga County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 4,000 |
| Clinton County Ohio | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Ross County Ohio | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Summit County Ohio | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Warren County Ohio | 1 | $ 158,000 | $ 158,000 | $ 51,000 |
| Adams County Pennsylvania | 1 | $ 186,000 | $ 186,000 | $ 76,000 |
| Allegheny County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 195,000 |
| Laurens County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 47,000 |
| Cumberland County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Davidson County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 50,000 |
| Morgan County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 35,000 |
| Alexandria County Virginia | 1 | $ 423,000 | $ 423,000 | $ 195,000 |
| Culpeper County Virginia | 1 | $ 300,000 | $ 300,000 | $ 130,000 |
| Henrico County Virginia | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Isle of Wight County Virginia | 1 | $ 256,000 | $ 256,000 | $ 54,000 |
| King George County Virginia | 1 | $ 164,000 | $ 164,000 | $ 51,000 |
| Prince William County Virginia | 1 | $ 402,000 | $ 402,000 | $ 106,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for 1St Financial, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,445 | $336,354,000 | $232,000 | $1,580,000 | $77,000 | $1,709,000 |
| Refinancing | 293 | $66,235,000 | $226,000 | $750,000 | $92,000 | $998,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 955 | $224,179,000 | $234,000 | $578,000 | $75,000 | $502,000 |
| White | 575 | $129,935,000 | $225,000 | $1,580,000 | $86,000 | $1,709,000 |
| Black or African American | 137 | $31,583,000 | $230,000 | $558,000 | $78,000 | $1,488,000 |
| Not Provided | 37 | $8,645,000 | $233,000 | $770,000 | $61,000 | $230,000 |
| Asian | 23 | $5,815,000 | $252,000 | $713,000 | $158,000 | $527,000 |
| American Indian or Alaskan Native | 5 | $1,415,000 | $283,000 | $424,000 | $120,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $408,000 | $136,000 | $169,000 | $33,000 | $35,000 |
| Not applicable | 3 | $609,000 | $203,000 | $237,000 | $71,000 | $105,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 901 | $210,391,000 | $233,000 | $1,580,000 | $95,000 | $1,709,000 |
| FHA-insured (Federal Housing Administration) | 741 | $167,596,000 | $226,000 | $570,000 | $63,000 | $354,000 |
| VA-guaranteed (Veterans Administration) | 87 | $22,525,000 | $258,000 | $645,000 | $72,000 | $288,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $2,077,000 | $230,000 | $369,000 | $61,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,142 | $271,038,000 | $237,000 | $1,580,000 | $84,000 | $560,000 |
| Application Withdrawn By Applicant | 494 | $110,399,000 | $223,000 | $1,176,000 | $75,000 | $1,709,000 |
| Application Denied By Financial Institution | 87 | $17,885,000 | $205,000 | $770,000 | $60,000 | $286,000 |
| File Closed For Incompleteness | 15 | $3,267,000 | $217,000 | $421,000 | $71,000 | $183,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 12 | $2,310,000 | $192,000 | $296,000 | $81,000 | $233,000 |
| Debt-To-Income Ratio | 10 | $2,353,000 | $235,000 | $322,000 | $51,000 | $95,000 |
| Unverifiable Information | 4 | $1,008,000 | $252,000 | $337,000 | $81,000 | $132,000 |
| Collateral | 4 | $676,000 | $169,000 | $263,000 | $81,000 | $152,000 |
| Credit History | 4 | $675,000 | $168,000 | $195,000 | $64,000 | $95,000 |
| Employment History | 2 | $496,000 | $248,000 | $275,000 | $35,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $172,000 | $172,000 | $172,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 1 | $274,000 | $274,000 | $274,000 | $67,000 | $67,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.