1St Financial, Inc.
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for 1St Financial, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | 1St Financial, Inc. 1111 Benfield Blvd #106 Millersville, MD 21108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,228 |
| Total Mortgage Loan Application Amount | $299,153,000 |
| Average Mortgage Loan Application Amount | $252,000 |
| Highest Mortgage Loan Application Amount | $1,264,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $1,800,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 107 | $ 27,193,000 | $ 254,000 | $ 84,000 |
| Fairfax County Virginia | 105 | $ 38,264,000 | $ 364,000 | $ 103,000 |
| Pinellas County Florida | 102 | $ 21,230,000 | $ 208,000 | $ 99,000 |
| Prince William County Virginia | 72 | $ 22,492,000 | $ 312,000 | $ 93,000 |
| Hillsborough County Florida | 67 | $ 13,251,000 | $ 197,000 | $ 80,000 |
| Loudoun County Virginia | 52 | $ 20,800,000 | $ 400,000 | $ 112,000 |
| Miami-Dade County Florida | 45 | $ 11,297,000 | $ 251,000 | $ 82,000 |
| Pasco County Florida | 41 | $ 7,856,000 | $ 191,000 | $ 76,000 |
| Baltimore County Maryland | 41 | $ 8,784,000 | $ 214,000 | $ 69,000 |
| Anne Arundel County Maryland | 38 | $ 9,959,000 | $ 262,000 | $ 74,000 |
| Montgomery County Maryland | 36 | $ 11,049,000 | $ 306,000 | $ 83,000 |
| Sarasota County Florida | 25 | $ 5,622,000 | $ 224,000 | $ 99,000 |
| Orange County Florida | 22 | $ 4,914,000 | $ 223,000 | $ 79,000 |
| District of Columbia County District Of Columbia | 21 | $ 7,537,000 | $ 358,000 | $ 148,000 |
| Broward County Florida | 21 | $ 4,342,000 | $ 206,000 | $ 66,000 |
| Polk County Florida | 18 | $ 2,544,000 | $ 141,000 | $ 51,000 |
| Baltimore City County Maryland | 18 | $ 2,378,000 | $ 132,000 | $ 59,000 |
| Carroll County Maryland | 14 | $ 3,851,000 | $ 275,000 | $ 91,000 |
| Manatee County Florida | 13 | $ 2,659,000 | $ 204,000 | $ 119,000 |
| Charles County Maryland | 13 | $ 3,836,000 | $ 295,000 | $ 94,000 |
| Cuyahoga County Ohio | 13 | $ 1,419,000 | $ 109,000 | $ 65,000 |
| Citrus County Florida | 12 | $ 1,431,000 | $ 119,000 | $ 63,000 |
| Howard County Maryland | 12 | $ 4,601,000 | $ 383,000 | $ 164,000 |
| Kenton County Kentucky | 11 | $ 1,485,000 | $ 135,000 | $ 62,000 |
| Oconee County South Carolina | 11 | $ 1,308,000 | $ 118,000 | $ 53,000 |
| Seminole County Florida | 10 | $ 2,232,000 | $ 223,000 | $ 107,000 |
| Stafford County Virginia | 10 | $ 3,376,000 | $ 337,000 | $ 83,000 |
| Boone County Kentucky | 9 | $ 1,492,000 | $ 165,000 | $ 70,000 |
| Arlington County Virginia | 9 | $ 1,805,000 | $ 200,000 | $ 67,000 |
| Hernando County Florida | 8 | $ 1,371,000 | $ 171,000 | $ 53,000 |
| Harford County Maryland | 8 | $ 1,229,000 | $ 153,000 | $ 47,000 |
| Palm Beach County Florida | 7 | $ 1,928,000 | $ 275,000 | $ 113,000 |
| Mecklenburg County North Carolina | 7 | $ 1,323,000 | $ 189,000 | $ 78,000 |
| Anderson County South Carolina | 7 | $ 735,000 | $ 105,000 | $ 51,000 |
| Osceola County Florida | 6 | $ 1,172,000 | $ 195,000 | $ 110,000 |
| Manassas County Virginia | 6 | $ 1,971,000 | $ 328,000 | $ 107,000 |
| Collier County Florida | 5 | $ 1,096,000 | $ 219,000 | $ 79,000 |
| Hamilton County Ohio | 5 | $ 606,000 | $ 121,000 | $ 45,000 |
| Lake County Ohio | 5 | $ 707,000 | $ 141,000 | $ 104,000 |
| Laurens County South Carolina | 5 | $ 535,000 | $ 107,000 | $ 52,000 |
| Alexandria County Virginia | 5 | $ 1,295,000 | $ 259,000 | $ 87,000 |
| Culpeper County Virginia | 5 | $ 1,280,000 | $ 256,000 | $ 72,000 |
| Frederick County Virginia | 5 | $ 1,239,000 | $ 247,000 | $ 70,000 |
| Charlotte County Florida | 4 | $ 438,000 | $ 109,000 | $ 32,000 |
| Lee County Florida | 4 | $ 777,000 | $ 194,000 | $ 74,000 |
| Calvert County Maryland | 4 | $ 786,000 | $ 196,000 | $ 57,000 |
| Frederick County Maryland | 4 | $ 2,099,000 | $ 524,000 | $ 214,000 |
| Queen Anne's County Maryland | 4 | $ 1,259,000 | $ 314,000 | $ 106,000 |
| Washington County Maryland | 4 | $ 813,000 | $ 203,000 | $ 125,000 |
| Wicomico County Maryland | 4 | $ 619,000 | $ 154,000 | $ 56,000 |
| Gaston County North Carolina | 4 | $ 325,000 | $ 81,000 | $ 42,000 |
| Portage County Ohio | 4 | $ 451,000 | $ 112,000 | $ 73,000 |
| Aiken County South Carolina | 4 | $ 456,000 | $ 114,000 | $ 47,000 |
| Davidson County Tennessee | 4 | $ 462,000 | $ 115,000 | $ 45,000 |
| Robertson County Tennessee | 4 | $ 545,000 | $ 136,000 | $ 54,000 |
| Chesapeake County Virginia | 4 | $ 1,102,000 | $ 275,000 | $ 83,000 |
| Alachua County Florida | 3 | $ 399,000 | $ 133,000 | $ 67,000 |
| Lake County Florida | 3 | $ 884,000 | $ 294,000 | $ 70,000 |
| Campbell County Kentucky | 3 | $ 407,000 | $ 135,000 | $ 55,000 |
| Cecil County Maryland | 3 | $ 801,000 | $ 267,000 | $ 60,000 |
| Lincoln County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 36,000 |
| Summit County Ohio | 3 | $ 566,000 | $ 188,000 | $ 72,000 |
| Florence County South Carolina | 3 | $ 356,000 | $ 118,000 | $ 46,000 |
| Dickson County Tennessee | 3 | $ 1,266,000 | $ 422,000 | $ 135,000 |
| King George County Virginia | 3 | $ 982,000 | $ 327,000 | $ 109,000 |
| Warren County Virginia | 3 | $ 367,000 | $ 122,000 | $ 45,000 |
| Monroe County Florida | 2 | $ 675,000 | $ 337,000 | $ 179,000 |
| Mason County Kentucky | 2 | $ 218,000 | $ 109,000 | $ 42,000 |
| Cumberland County North Carolina | 2 | $ 312,000 | $ 156,000 | $ 47,000 |
| Iredell County North Carolina | 2 | $ 285,000 | $ 142,000 | $ 28,000 |
| Richmond County North Carolina | 2 | $ 211,000 | $ 105,000 | $ 28,000 |
| Scotland County North Carolina | 2 | $ 194,000 | $ 97,000 | $ 41,000 |
| Clermont County Ohio | 2 | $ 450,000 | $ 225,000 | $ 70,000 |
| Geauga County Ohio | 2 | $ 319,000 | $ 159,000 | $ 90,000 |
| Warren County Ohio | 2 | $ 677,000 | $ 338,000 | $ 78,000 |
| York County Pennsylvania | 2 | $ 373,000 | $ 186,000 | $ 52,000 |
| Greenville County South Carolina | 2 | $ 153,000 | $ 76,000 | $ 35,000 |
| Lexington County South Carolina | 2 | $ 274,000 | $ 137,000 | $ 49,000 |
| Shelby County Tennessee | 2 | $ 264,000 | $ 132,000 | $ 50,000 |
| Williamson County Tennessee | 2 | $ 832,000 | $ 416,000 | $ 178,000 |
| Wilson County Tennessee | 2 | $ 381,000 | $ 190,000 | $ 91,000 |
| Fairfax City County Virginia | 2 | $ 909,000 | $ 454,000 | $ 260,000 |
| Richmond City County Virginia | 2 | $ 551,000 | $ 275,000 | $ 223,000 |
| Spotsylvania County Virginia | 2 | $ 609,000 | $ 304,000 | $ 108,000 |
| Virginia Beach County Virginia | 2 | $ 663,000 | $ 331,000 | $ 230,000 |
| Sussex County Delaware | 1 | $ 160,000 | $ 160,000 | $ 181,000 |
| Brevard County Florida | 1 | $ 325,000 | $ 325,000 | $ 167,000 |
| DeSoto County Florida | 1 | $ 236,000 | $ 236,000 | $ 90,000 |
| Escambia County Florida | 1 | $ 87,000 | $ 87,000 | $ 78,000 |
| Okaloosa County Florida | 1 | $ 176,000 | $ 176,000 | $ 113,000 |
| St. Johns County Florida | 1 | $ 124,000 | $ 124,000 | $ 96,000 |
| Volusia County Florida | 1 | $ 69,000 | $ 69,000 | $ 30,000 |
| Anderson County Kentucky | 1 | $ 196,000 | $ 196,000 | $ 117,000 |
| Bracken County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Montgomery County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Robertson County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| Scott County Kentucky | 1 | $ 316,000 | $ 316,000 | $ 86,000 |
| Buncombe County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Caldwell County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Columbus County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 75,000 |
| Dare County North Carolina | 1 | $ 338,000 | $ 338,000 | $ 642,000 |
| Harnett County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| McDowell County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 68,000 |
| Northampton County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Rutherford County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 68,000 |
| Union County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
| Butler County Ohio | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Clinton County Ohio | 1 | $ 86,000 | $ 86,000 | $ 60,000 |
| Franklin County Ohio | 1 | $ 101,000 | $ 101,000 | $ 77,000 |
| Greene County Ohio | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Highland County Ohio | 1 | $ 97,000 | $ 97,000 | $ 77,000 |
| Mahoning County Ohio | 1 | $ 86,000 | $ 86,000 | $ 66,000 |
| Medina County Ohio | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Montgomery County Ohio | 1 | $ 70,000 | $ 70,000 | $ 102,000 |
| Chester County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 55,000 |
| Abbeville County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Beaufort County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 30,000 |
| Chesterfield County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Darlington County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Greenwood County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Newberry County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
| Pickens County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| York County South Carolina | 1 | $ 414,000 | $ 414,000 | $ 64,000 |
| Gibson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| McMinn County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| McNairy County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Sumner County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Albemarle County Virginia | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Caroline County Virginia | 1 | $ 196,000 | $ 196,000 | $ 45,000 |
| Chesterfield County Virginia | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Clarke County Virginia | 1 | $ 328,000 | $ 328,000 | $ 74,000 |
| Falls Church County Virginia | 1 | $ 242,000 | $ 242,000 | $ 94,000 |
| Fredericksburg County Virginia | 1 | $ 57,000 | $ 57,000 | $ 480,000 |
| Greensville County Virginia | 1 | $ 98,000 | $ 98,000 | $ 130,000 |
| Henrico County Virginia | 1 | $ 218,000 | $ 218,000 | $ 171,000 |
| Manassas Park County Virginia | 1 | $ 264,000 | $ 264,000 | $ 67,000 |
| Orange County Virginia | 1 | $ 167,000 | $ 167,000 | $ 35,000 |
| Pulaski County Virginia | 1 | $ 93,000 | $ 93,000 | $ 114,000 |
| Radford County Virginia | 1 | $ 158,000 | $ 158,000 | $ 1,800,000 |
| Shenandoah County Virginia | 1 | $ 157,000 | $ 157,000 | $ 136,000 |
| Winchester County Virginia | 1 | $ 124,000 | $ 124,000 | $ 58,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for 1St Financial, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 910 | $212,897,000 | $233,000 | $1,264,000 | $84,000 | $743,000 |
| Refinancing | 318 | $86,256,000 | $271,000 | $840,000 | $102,000 | $1,800,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 545 | $125,729,000 | $230,000 | $945,000 | $97,000 | $1,800,000 |
| Hispanic | 325 | $78,000,000 | $240,000 | $1,264,000 | $70,000 | $666,000 |
| Black or African American | 182 | $43,626,000 | $239,000 | $702,000 | $84,000 | $360,000 |
| Not Provided | 97 | $26,652,000 | $274,000 | $744,000 | $100,000 | $359,000 |
| Asian | 61 | $21,011,000 | $344,000 | $626,000 | $109,000 | $480,000 |
| American Indian or Alaskan Native | 10 | $2,680,000 | $268,000 | $509,000 | $93,000 | $148,000 |
| Native Hawaiin or Other Pacific Islander | 8 | $1,455,000 | $181,000 | $390,000 | $56,000 | $131,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 604 | $132,837,000 | $219,000 | $636,000 | $71,000 | $1,800,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 501 | $132,303,000 | $264,000 | $1,264,000 | $109,000 | $666,000 |
| VA-guaranteed (Veterans Administration) | 101 | $30,019,000 | $297,000 | $945,000 | $98,000 | $426,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $3,994,000 | $181,000 | $328,000 | $60,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 672 | $162,141,000 | $241,000 | $816,000 | $88,000 | $642,000 |
| Application Withdrawn By Applicant | 508 | $126,561,000 | $249,000 | $1,264,000 | $92,000 | $1,800,000 |
| Application Denied By Financial Institution | 47 | $10,199,000 | $217,000 | $702,000 | $70,000 | $339,000 |
| Application Approved But Not Accepted | 1 | $252,000 | $252,000 | $252,000 | $76,000 | $76,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Employment History | 2 | $462,000 | $231,000 | $290,000 | $46,000 | $55,000 |
| Other | 2 | $185,000 | $92,000 | $122,000 | $30,000 | $31,000 |
| Credit History | 1 | $236,000 | $236,000 | $236,000 | $63,000 | $63,000 |
| Debt-To-Income Ratio | 1 | $295,000 | $295,000 | $295,000 | $69,000 | $69,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.