1St 2Nd Mortgage Company Of N.J., Inc.
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for 1St 2Nd Mortgage Company Of N.J., Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | 1St 2Nd Mortgage Company Of N.J., Inc. 50 Spring St Cresskill, NJ 07626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 |
| Total Number of Mortgage Applications | 573 |
| Total Mortgage Loan Application Amount | $211,545,000 |
| Average Mortgage Loan Application Amount | $314,750 |
| Highest Mortgage Loan Application Amount | $1,655,000 |
| Average Applicant Income | $140,500 |
| Highest Applicant Income | $1,050,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Passaic County New Jersey | 75 | $ 29,395,000 | $ 391,000 | $ 136,000 |
| Bergen County New Jersey | 71 | $ 32,355,000 | $ 455,000 | $ 149,000 |
| Essex County New Jersey | 48 | $ 19,320,000 | $ 402,000 | $ 135,000 |
| Ocean County New Jersey | 36 | $ 10,570,000 | $ 293,000 | $ 108,000 |
| Morris County New Jersey | 30 | $ 15,480,000 | $ 516,000 | $ 175,000 |
| Burlington County New Jersey | 24 | $ 7,450,000 | $ 310,000 | $ 95,000 |
| Union County New Jersey | 21 | $ 7,425,000 | $ 353,000 | $ 129,000 |
| Middlesex County New Jersey | 20 | $ 6,270,000 | $ 313,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 18 | $ 4,430,000 | $ 246,000 | $ 72,000 |
| Camden County New Jersey | 17 | $ 4,655,000 | $ 273,000 | $ 84,000 |
| Miami-Dade County Florida | 16 | $ 6,420,000 | $ 401,000 | $ 181,000 |
| Hudson County New Jersey | 15 | $ 6,345,000 | $ 423,000 | $ 158,000 |
| Sussex County New Jersey | 13 | $ 3,615,000 | $ 278,000 | $ 109,000 |
| Monmouth County New Jersey | 9 | $ 3,195,000 | $ 355,000 | $ 122,000 |
| Honolulu County Hawaii | 8 | $ 4,760,000 | $ 595,000 | $ 120,000 |
| New Haven County Connecticut | 7 | $ 2,035,000 | $ 290,000 | $ 174,000 |
| Somerset County New Jersey | 7 | $ 2,815,000 | $ 402,000 | $ 226,000 |
| Delaware County Pennsylvania | 7 | $ 855,000 | $ 122,000 | $ 90,000 |
| Gloucester County New Jersey | 6 | $ 1,970,000 | $ 328,000 | $ 119,000 |
| Mercer County New Jersey | 6 | $ 2,150,000 | $ 358,000 | $ 138,000 |
| Hartford County Connecticut | 5 | $ 1,065,000 | $ 213,000 | $ 128,000 |
| Fairfield County Connecticut | 4 | $ 1,370,000 | $ 342,000 | $ 86,000 |
| Broward County Florida | 4 | $ 1,150,000 | $ 287,000 | $ 48,000 |
| Duval County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 140,000 |
| Hillsborough County Florida | 4 | $ 1,360,000 | $ 340,000 | $ 79,000 |
| Manatee County Florida | 4 | $ 1,270,000 | $ 317,000 | $ 176,000 |
| Warren County New Jersey | 4 | $ 1,120,000 | $ 280,000 | $ 136,000 |
| Queens County New York | 4 | $ 1,530,000 | $ 382,000 | $ 137,000 |
| Rockland County New York | 4 | $ 1,490,000 | $ 372,000 | $ 127,000 |
| Palm Beach County Florida | 3 | $ 1,575,000 | $ 525,000 | $ 134,000 |
| Polk County Florida | 3 | $ 675,000 | $ 225,000 | $ 113,000 |
| St. Johns County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 184,000 |
| Suffolk County New York | 3 | $ 1,515,000 | $ 505,000 | $ 136,000 |
| Lehigh County Pennsylvania | 3 | $ 685,000 | $ 228,000 | $ 126,000 |
| Virginia Beach County Virginia | 3 | $ 1,035,000 | $ 345,000 | $ 197,000 |
| Highlands County Florida | 2 | $ 460,000 | $ 230,000 | $ 69,000 |
| Pasco County Florida | 2 | $ 660,000 | $ 330,000 | $ 101,000 |
| St. Lucie County Florida | 2 | $ 760,000 | $ 380,000 | $ 88,000 |
| Atlantic County New Jersey | 2 | $ 290,000 | $ 145,000 | $ 130,000 |
| Cumberland County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 77,000 |
| New York County New York | 2 | $ 1,070,000 | $ 535,000 | $ 151,000 |
| Westchester County New York | 2 | $ 1,120,000 | $ 560,000 | $ 204,000 |
| Allegheny County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Bucks County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 147,000 |
| Cumberland County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 104,000 |
| Harris County Texas | 2 | $ 480,000 | $ 240,000 | $ 544,000 |
| Prince William County Virginia | 2 | $ 1,180,000 | $ 590,000 | $ 109,000 |
| Fresno County California | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Los Angeles County California | 1 | $ 175,000 | $ 175,000 | $ 249,000 |
| Orange County California | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Placer County California | 1 | $ 825,000 | $ 825,000 | $ 467,000 |
| Riverside County California | 1 | $ 565,000 | $ 565,000 | $ 142,000 |
| Hernando County Florida | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Indian River County Florida | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Lee County Florida | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Orange County Florida | 1 | $ 485,000 | $ 485,000 | $ 126,000 |
| Pinellas County Florida | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Seminole County Florida | 1 | $ 645,000 | $ 645,000 | $ 650,000 |
| Cobb County Georgia | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Maui County Hawaii | 1 | $ 555,000 | $ 555,000 | $ 91,000 |
| Prince George's County Maryland | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| Cheshire County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Cape May County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Salem County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Albany County New York | 1 | $ 185,000 | $ 185,000 | $ 187,000 |
| Dutchess County New York | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| Greene County New York | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Kings County New York | 1 | $ 445,000 | $ 445,000 | $ 85,000 |
| Monroe County New York | 1 | $ 85,000 | $ 85,000 | $ 178,000 |
| Nassau County New York | 1 | $ 525,000 | $ 525,000 | $ 156,000 |
| Onondaga County New York | 1 | $ 95,000 | $ 95,000 | $ 177,000 |
| Orange County New York | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Richmond County New York | 1 | $ 465,000 | $ 465,000 | $ 102,000 |
| Sullivan County New York | 1 | $ 525,000 | $ 525,000 | $ 104,000 |
| Berks County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Carbon County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Luzerne County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Monroe County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 148,000 |
| Montgomery County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 137,000 |
| Dorchester County South Carolina | 1 | $ 635,000 | $ 635,000 | $ 192,000 |
| Dallas County Texas | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 306,000 |
| El Paso County Texas | 1 | $ 215,000 | $ 215,000 | $ 151,000 |
| Henrico County Virginia | 1 | $ 145,000 | $ 145,000 | $ 170,000 |
| Loudoun County Virginia | 1 | $ 555,000 | $ 555,000 | $ 145,000 |
| Waukesha County Wisconsin | 1 | $ 645,000 | $ 645,000 | $ 237,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for 1St 2Nd Mortgage Company Of N.J., Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 407 | $159,295,000 | $391,000 | $1,655,000 | $128,000 | $780,000 |
| Refinancing | 132 | $43,090,000 | $326,000 | $825,000 | $149,000 | $780,000 |
| Cash-out Refinancing | 19 | $4,785,000 | $251,000 | $645,000 | $113,000 | $264,000 |
| Home Improvement | 15 | $4,375,000 | $291,000 | $405,000 | $172,000 | $1,050,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 210 | $83,050,000 | $395,000 | $1,655,000 | $158,000 | $780,000 |
| Asian | 168 | $57,510,000 | $342,000 | $1,195,000 | $119,000 | $648,000 |
| Hispanic | 150 | $54,960,000 | $366,000 | $1,465,000 | $117,000 | $756,000 |
| Black or African American | 41 | $14,645,000 | $357,000 | $635,000 | $133,000 | $1,050,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 454 | $166,210,000 | $366,000 | $1,655,000 | $142,000 | $1,050,000 |
| FHA-insured (Federal Housing Administration) | 117 | $44,395,000 | $379,000 | $785,000 | $99,000 | $215,000 |
| VA-guaranteed (Veterans Administration) | 2 | $940,000 | $470,000 | $475,000 | $209,000 | $304,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 461 | $168,755,000 | $366,000 | $1,655,000 | $138,000 | $780,000 |
| Application Withdrawn By Applicant | 99 | $38,255,000 | $386,000 | $1,165,000 | $116,000 | $1,050,000 |
| Application Denied By Financial Institution | 13 | $4,535,000 | $348,000 | $605,000 | $107,000 | $261,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 560 | $207,010,000 | $369,000 | $1,655,000 | $134,000 | $1,050,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $725,000 | $241,000 | $425,000 | $127,000 | $218,000 |
| Debt-To-Income Ratio | 3 | $1,285,000 | $428,000 | $605,000 | $100,000 | $148,000 |
| Employment History | 2 | $580,000 | $290,000 | $385,000 | $59,000 | $74,000 |
| Other | 2 | $500,000 | $250,000 | $255,000 | $73,000 | $88,000 |
| Unverifiable Information | 1 | $525,000 | $525,000 | $525,000 | $261,000 | $261,000 |
| Collateral | 1 | $605,000 | $605,000 | $605,000 | $110,000 | $110,000 |
| Credit History | 1 | $315,000 | $315,000 | $315,000 | $71,000 | $71,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.