Lawrence County MS
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage statistics and lending data for the Lawrence County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lawrence County MS, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 324 |
| Total Mortgage Loan Application Amount | $28,590,000 |
| Average Mortgage Loan Application Amount | $88,000 |
| Highest Mortgage Loan Application Amount | $455,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $303,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 124,716,588,000 | 65 | $ 5,665,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 53 | $ 3,235,000 |
| STATE BANK & TRUST COMPANY 147 SOUTH RAILROAD AVENUE BROOKHAVEN, MS 39601 |
* | $ 1,178,729,000 | 28 | $ 1,870,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 22 | $ 1,330,000 |
| FIRSTBANK 11 CHANNING WAY JACKSON, TN 38305 |
* | $ 5,133,339,000 | 17 | $ 985,000 |
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 13,284,058,000 | 16 | $ 1,440,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,689,351,000,000 | 8 | $ 530,000 |
| CITIZENS BANK 814 MAIN STREET COLUMBIA, MS 39429 |
* | $ 420,400,000 | 6 | $ 370,000 |
| KEESLER 2602 PASS ROAD BILOXI, MS 39531 |
* | $ 2,734,648,000 | 5 | $ 365,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 4 | $ 1,190,000 |
| PEOPLES BANK PO BOX 7 MENDENHALL, MS 39114 |
* | $ 297,303,000 | 4 | $ 260,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 4 | $ 510,000 |
| FIRST BANK 100 S BROADWAY MCCOMB, MS 39648 |
* | $ 543,863,000 | 4 | $ 250,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 175,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 96,962,446,000 | 3 | $ 345,000 |
| COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FOREST, MS 39074 |
* | $ 3,239,014,000 | 3 | $ 195,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 3 | $ 575,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 3 | $ 735,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 2 | $ 270,000 |
| DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 108,015,112,000 | 2 | $ 110,000 |
| FIRST SOUTHERN BANK PO BOX 268 COLUMBIA, MS 39429 |
* | $ 190,441,000 | 2 | $ 160,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 12,915,178,000 | 2 | $ 550,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WOODLAND HILLS, CA 91367 |
* | $ -1,000 | 2 | $ 350,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 2 | $ 250,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 18,008,424,000 | 2 | $ 290,000 |
| HANCOCK WHITNEY BANK 2510 14TH STREET GULFPORT, MS 39501 |
* | $ 28,215,417,000 | 2 | $ 120,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 81,602,818,000 | 2 | $ 120,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 2 | $ 190,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 ADDISON, TX 75001 |
* | $ -1,000 | 2 | $ 200,000 |
| FIDELITY BANK 201 ST. CHARLES AVE SUITE 2710 NEW ORLEANS, LA 70170 |
* | $ 824,014,000 | 2 | $ 330,000 |
| GMFS LLC 7389 FLORIDA BLVD, STE 200-A BATON ROUGE, LA 70806 |
* | $ -1,000 | 2 | $ 220,000 |
| MID-CONTINENT FUNDING, INC. 3401 W BROADWAY BUSINESS PARK CT STE 213 COLUMBIA, MO 65203 |
* | $ -1,000 | 2 | $ 230,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,060,792,000 | 2 | $ 100,000 |
| SOUTHWEST FUNDING, LP 13150 COIT ROAD STE 100 DALLAS, TX 75240 |
* | $ -1,000 | 1 | $ 185,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ -1,000 | 1 | $ 125,000 |
| BARRINGTON BANK & TRUST COMPANY, N.A. 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,135,647,000 | 1 | $ 165,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH DRAPER, UT 84020 |
* | $ -1,000 | 1 | $ 85,000 |
| HAMILTON MORTGAGE CORPORATION 2850 19TH ST S, SUITE 300 BIRMINGHAM, AL 35209 |
* | $ -1,000 | 1 | $ 335,000 |
| SUPERIOR CHOICE 1320 GRAND AVENUE SUPERIOR, WI 54880 |
* | $ 476,111,000 | 1 | $ 65,000 |
| CHEVRON 500 12TH STREET SUITE 200 OAKLAND, CA 94607 |
* | $ 3,335,459,000 | 1 | $ 85,000 |
| ASSURANCE FINANCIAL GROUP, L.L.C. 9029 JEFFERSON HIGHWAY SUITE 100 BATON ROUGE, LA 70809 |
* | $ -1,000 | 1 | $ 15,000 |
| FAY SERVICING, LLC 400 S. LA SALLE STREET, STE 2000 CHICAGO, IL 60605 |
* | $ -1,000 | 1 | $ 155,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 65,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ -1,000 | 1 | $ 65,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 1 | $ 95,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 36,899,806,000 | 1 | $ 85,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,426,633,000 | 1 | $ 35,000 |
| UNITED BANK 225 ASYLUM ST HARTFORD, CT 06103 |
* | $ 7,347,510,000 | 1 | $ 75,000 |
| COPIAH BANK 101 CALDWELL DRIVE HAZLEHURST, MS 39083 |
* | $ 224,714,000 | 1 | $ 325,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 LA JOLLA, CA 92122 |
* | $ 9,796,674,000 | 1 | $ 115,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 1 | $ 105,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 145,000 |
| TRIUMPH BANK 1780 MORIAH WOODS BLVD., SUITE 4 MEMPHIS, TN 38117 |
* | $ 787,746,000 | 1 | $ 335,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD MELVILLE, NY 11747 |
* | $ -1,000 | 1 | $ 165,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 1 | $ 165,000 |
| IBERIABANK 285 WEST ESPLANADE AVENUE, 2ND FLOOR KENNER, LA 70065 |
* | $ 30,737,643,000 | 1 | $ 245,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 1 | $ 115,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,218,960,000,000 | 1 | $ 25,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Lawrence County MS in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 179 | $15,135,000 | $84,000 | $365,000 | $56,000 | $303,000 |
| Refinancing | 63 | $7,175,000 | $113,000 | $455,000 | $84,000 | $273,000 |
| Other Purpose | 32 | $1,670,000 | $52,000 | $155,000 | $71,000 | $300,000 |
| Cash-out Refinancing | 28 | $3,300,000 | $117,000 | $265,000 | $80,000 | $195,000 |
| Home Improvement | 19 | $1,065,000 | $56,000 | $165,000 | $71,000 | $286,000 |
| Not Applicable | 3 | $245,000 | $81,000 | $115,000 | $125,000 | $125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 201 | $18,295,000 | $91,000 | $455,000 | $75,000 | $303,000 |
| Black or African American | 89 | $6,825,000 | $76,000 | $345,000 | $46,000 | $140,000 |
| Not Provided | 15 | $1,095,000 | $73,000 | $145,000 | $69,000 | $136,000 |
| Not applicable | 13 | $1,565,000 | $120,000 | $265,000 | $48,000 | $69,000 |
| Hispanic | 5 | $765,000 | $153,000 | $265,000 | $56,000 | $102,000 |
| American Indian or Alaskan Native | 1 | $45,000 | $45,000 | $45,000 | $71,000 | $71,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 261 | $19,965,000 | $76,000 | $365,000 | $66,000 | $286,000 |
| FHA-insured (Federal Housing Administration) | 28 | $3,350,000 | $119,000 | $305,000 | $78,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 21 | $3,835,000 | $182,000 | $455,000 | $63,000 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,440,000 | $102,000 | $245,000 | $40,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 124 | $12,910,000 | $104,000 | $365,000 | $79,000 | $303,000 |
| Application Denied By Financial Institution | 117 | $8,005,000 | $68,000 | $215,000 | $55,000 | $300,000 |
| File Closed For Incompleteness | 28 | $2,460,000 | $87,000 | $345,000 | $61,000 | $169,000 |
| Application Approved But Not Accepted | 23 | $1,815,000 | $78,000 | $455,000 | $67,000 | $136,000 |
| Application Withdrawn By Applicant | 17 | $1,685,000 | $99,000 | $455,000 | $63,000 | $132,000 |
| Loan Purchased By The Institution | 15 | $1,715,000 | $114,000 | $265,000 | $57,000 | $82,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 181 | $18,125,000 | $100,000 | $455,000 | $72,000 | $303,000 |
| Credit History | 61 | $3,325,000 | $54,000 | $125,000 | $44,000 | $120,000 |
| Debt-To-Income Ratio | 52 | $4,440,000 | $85,000 | $325,000 | $63,000 | $195,000 |
| Credit Application Incomplete | 12 | $1,040,000 | $86,000 | $125,000 | $108,000 | $286,000 |
| Other | 8 | $780,000 | $97,000 | $215,000 | $62,000 | $153,000 |
| Unverifiable Information | 7 | $655,000 | $93,000 | $215,000 | $90,000 | $300,000 |
| Collateral | 1 | $25,000 | $25,000 | $25,000 | $21,000 | $21,000 |
| Employment History | 1 | $175,000 | $175,000 | $175,000 | $40,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $25,000 | $25,000 | $25,000 | $23,000 | $23,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.