Lawrence County AL
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage statistics and lending data for the Lawrence County AL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lawrence County AL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,079
Total Mortgage Loan Application Amount $113,555,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $635,000
Average Applicant Income $63,000
Highest Applicant Income $505,000

Mortgage Company List for Lending in Lawrence County AL for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 75 $ 5,395,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 72 $ 5,190,000
EVABANK
1710 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 376,507,000 60 $ 2,070,000
BANK INDEPENDENT
710 S MONTGOMERY AVE
SHEFFIELD, AL 35660
* $ 1,490,279,000 58 $ 5,930,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 51 $ 3,085,000
REDSTONE FEDERAL CREDIT UNION
220 WYNN DRIVE
HUNTSVILLE, AL 35893
* $ 5,032,136,000 50 $ 4,580,000
CB&S BANK, INC.
200 JACKSON AVE. S.
RUSSELLVILLE, AK 35653
* $ 1,598,550,000 42 $ 4,640,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 38 $ 4,340,000
SOUTHPOINT BANK
3501 GRANDVIEW PARKWAY
BIRMINGHAM, AL 35243
* $ 309,107,000 35 $ 4,805,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,747,398,000,000 33 $ 4,165,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 25 $ 3,215,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 23 $ 2,795,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 16 $ 2,030,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 14 $ 1,210,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 86,504,843,000 14 $ 1,460,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 9,805,580,000 13 $ 2,285,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 4,724,296,000 11 $ 1,075,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 11 $ 1,175,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 11 $ 1,605,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 11 $ 2,085,000
APCO EMPLOYEES
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 2,814,713,000 10 $ 1,030,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 10 $ 1,210,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 9 $ 1,175,000
FAMILY SECURITY CREDIT UNION
2204 FAMILY SECURITY PLACE SW
DECATUR, AL 35603
* $ 623,144,000 9 $ 565,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 9 $ 1,055,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 8 $ 1,390,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 8 $ 1,200,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 8 $ 950,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 8 $ 1,130,000
HOMETRUST MORTGAGE COMPANY
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ -1,000 7 $ 605,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ -1,000 7 $ 1,055,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 7 $ 865,000
LISTERHILL CREDIT UNION
P O BOX 566
SHEFFIELD, AL 35660
* $ 755,123,000 7 $ 675,000
PEOPLES BANK OF ALABAMA
1912 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 722,858,000 7 $ 495,000
INTERLINC MORTGAGE SERVICES, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77064
* $ -1,000 6 $ 950,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,934,629,000 6 $ 410,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 6 $ 890,000
TOTAL MEDIA MANAGEMENT, LLC
4205 BALMORAL DRIVE
HUNTSVILLE, AL 35801
* $ -1,000 6 $ 1,170,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 6 $ 1,070,000
1ST FRANKLIN FINANCIAL CORPORATION
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 5 $ 55,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 345,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 5 $ 1,015,000
PROGRESS BANK AND TRUST
201 WILLIAMS AVENUE
HUNTSVILLE, AL 35801
* $ 1,020,823,000 5 $ 485,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 5 $ 745,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 13,795,627,000 5 $ 415,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 5 $ 515,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 5 $ 725,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 98,729,134,000 4 $ 240,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 4 $ 400,000
RESIDENTIAL ACCEPTANCE CORPORATION
5027 W LAUREL ST
TAMPA, FL 33607
* $ -1,000 4 $ 280,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 4 $ 260,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 860,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 4 $ 230,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 4 $ 410,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 4 $ 470,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 4 $ 480,000
CERTAINTY HOME LOANS, LLC
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ -1,000 4 $ 190,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 4 $ 390,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 4 $ 520,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 4 $ 560,000
HAMILTON MORTGAGE CORPORATION
2850 19TH ST S, SUITE 300
BIRMINGHAM, AL 35209
* $ -1,000 4 $ 600,000
CSL FINANCIAL, LLC
500 OFFICE PARK DRIVE, SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 4 $ 200,000
FIRST SOUTH FARM CREDIT, ACA
260 TRACE COLONY PARK DR
RIDGELAND, MS 39157
* $ -1,000 4 $ 260,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 4 $ 750,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 3 $ 165,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 505,000
FIRST FEDERAL BANK, A FSB
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 115,203,000 3 $ 275,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ATLANTA, GA 30350
* $ -1,000 3 $ 755,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 3 $ 565,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 3 $ 455,000
TVA COMMUNITY CREDIT UNION
TVA RESERVATION
MUSCLE SHOALS, AL 35662
* $ 310,300,000 3 $ 365,000
AMERIS BANK
300 SOUTH MAIN STREET
MOULTRIE, GA 31768
* $ 7,826,243,000 3 $ 785,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 3 $ 345,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 3 $ 535,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 305,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 2 $ 170,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 170,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 2 $ 270,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 190,000
TRADITIONS BANK
109 SECOND AVE NW
CULLMAN, AL 35055
* $ 330,260,000 2 $ 370,000
ASSURANCE FINANCIAL GROUP, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 2 $ 150,000
SUPERIOR CHOICE
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 413,653,000 2 $ 160,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 170,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 120,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 120,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 2 $ 230,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 15,308,454,000 2 $ 110,000
CONSUMER FIRST MORTGAGE, INC.
511 ENERGY CENTER BLVD, SUITE 702
NORTHPORT, AL 35473
* $ -1,000 2 $ 170,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 330,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 220,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 2 $ 280,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 2 $ 160,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ -1,000 2 $ 260,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 2 $ 430,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 1 $ 75,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 1 $ 95,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ -1,000 1 $ 155,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 315,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 45,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 45,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
TEMPE, AZ 85283
* $ -1,000 1 $ 105,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 245,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 205,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 1 $ 245,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 275,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 1 $ 65,000
NATIONAL BANK OF COMMERCE
813 SHADES CREEK PARKWAY SUITE 100
BIRMINGHAM, AL 35209
* $ 2,735,073,000 1 $ 425,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 604,714,000 1 $ 75,000
ROUNDPOINT MORTGAGE SERVICING CORPORATION
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
CHARLOTTE, NC 28219
* $ -1,000 1 $ 55,000
SERVISFIRST BANK
2500 WOODCREST PLACE
HOMEWOOD, AL 35209
* $ 7,082,016,000 1 $ 185,000
WOLFE FINANCIAL, INC
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ -1,000 1 $ 145,000
AVADIAN
1 RIVERCHASE PKWY S
HOOVER, AL 35244
* $ 747,425,000 1 $ 235,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
IRVINE, CA 92612
* $ -1,000 1 $ 105,000
PEOPLESTRUST BANK
P.O. BOX 189
HAMILTON, AL 35570
* $ 96,134,000 1 $ 75,000
IBERIABANK
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 27,823,771,000 1 $ 65,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 125,000
FNB BANK
402 S BROAD ST
SCOTTSBORO, AL 35768
* $ 517,650,000 1 $ 45,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 125,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 1 $ 115,000
FIRST NATIONAL BANK
341 MILITARY STREET SOUTH
HAMILTON, AL 35570
* $ 293,520,000 1 $ 55,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
APEX, NC 27502
* $ -1,000 1 $ 255,000
SOUTHPOINT FINANCIAL SERVICES, INC.
5955 SHILOH ROAD EAST, SUITE 200
ALPHARETTA, GA 30005
* $ -1,000 1 $ 165,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 45,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 1 $ 85,000
BRYANT BANK
1550 MCFARLAND BLVD N
TUSCALOOSA, AL 35406
* $ 1,623,313,000 1 $ 55,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 125,000
SOUTH STATE BANK
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 14,461,396,000 1 $ 85,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 1 $ 75,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 65,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 265,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 125,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 1 $ 245,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 969,487,000 1 $ 75,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
HOUSTON, TX 77036
* $ -1,000 1 $ 155,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 115,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 225,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 435,000
THE MORTGAGE FIRM, INC.
921 DOUGLAS AVENUE, SUITE 200
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 1 $ 85,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Lawrence County AL in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 615 $66,955,000 $108,000 $635,000 $60,000 $482,000
Cash-out Refinancing 173 $21,945,000 $126,000 $325,000 $59,000 $217,000
Refinancing 147 $15,515,000 $105,000 $445,000 $63,000 $210,000
Home Improvement 65 $3,415,000 $52,000 $165,000 $74,000 $383,000
Other Purpose 59 $3,855,000 $65,000 $255,000 $81,000 $505,000
Not Applicable 20 $1,870,000 $93,000 $245,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 755 $79,365,000 $105,000 $635,000 $64,000 $505,000
Not applicable 107 $14,165,000 $132,000 $435,000 $86,000 $220,000
Black or African American 77 $5,995,000 $77,000 $275,000 $46,000 $130,000
Not Provided 67 $7,595,000 $113,000 $435,000 $68,000 $235,000
American Indian or Alaskan Native 52 $4,120,000 $79,000 $245,000 $59,000 $156,000
Hispanic 18 $1,690,000 $93,000 $505,000 $37,000 $69,000
Asian 2 $490,000 $245,000 $245,000 $67,000 $67,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 719 $67,705,000 $94,000 $635,000 $65,000 $505,000
FHA-insured (Federal Housing Administration) 210 $23,860,000 $113,000 $275,000 $53,000 $217,000
VA-guaranteed (Veterans Administration) 80 $14,390,000 $179,000 $435,000 $72,000 $220,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 70 $7,600,000 $108,000 $255,000 $45,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 482 $53,480,000 $110,000 $635,000 $68,000 $482,000
Application Denied By Financial Institution 268 $22,090,000 $82,000 $295,000 $53,000 $505,000
Loan Purchased By The Institution 129 $18,135,000 $140,000 $445,000 $71,000 $220,000
Application Withdrawn By Applicant 113 $11,695,000 $103,000 $505,000 $60,000 $170,000
File Closed For Incompleteness 71 $6,115,000 $86,000 $275,000 $63,000 $210,000
Application Approved But Not Accepted 15 $1,935,000 $129,000 $335,000 $63,000 $110,000
Preapproval Approved but not Accepted 1 $105,000 $105,000 $105,000 $47,000 $47,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 798 $90,190,000 $113,000 $635,000 $66,000 $482,000
Credit History 125 $7,955,000 $63,000 $245,000 $55,000 $505,000
Debt-To-Income Ratio 74 $7,450,000 $100,000 $355,000 $45,000 $217,000
Collateral 30 $2,770,000 $92,000 $265,000 $61,000 $166,000
Other 17 $1,905,000 $112,000 $285,000 $74,000 $175,000
Unverifiable Information 16 $1,240,000 $77,000 $225,000 $56,000 $153,000
Credit Application Incomplete 13 $1,455,000 $111,000 $295,000 $47,000 $109,000
Insufficient Cash (Downpayment, Closing Cost) 4 $480,000 $120,000 $275,000 $60,000 $178,000
Employment History 2 $110,000 $55,000 $55,000 $33,000 $34,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information back through 2003.

Download the Alabama Lender List