Latah County ID
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage statistics and lending data for the Latah County ID metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Latah County ID, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,416
Total Mortgage Loan Application Amount $267,710,000
Average Mortgage Loan Application Amount $189,000
Highest Mortgage Loan Application Amount $3,775,000
Average Applicant Income $105,000
Highest Applicant Income $9,600,000

Mortgage Company List for Lending in Latah County ID for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ZIONS BANCORPORATION, N.A.
ONE SOUTH MAIN STREET 16TH FLOOR
SALT LAKE CITY, UT 84133
* $ 66,080,511,000 147 $ 35,015,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 145 $ 19,755,000
HOMESTREET BANK
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 6,700,442,000 139 $ 31,415,000
POTLATCH NO. 1 FINANCIAL CREDIT UNION
1025 WARNER AVENUE
LEWISTON, ID 83501
* $ 983,930,000 117 $ 16,385,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,747,398,000,000 91 $ 16,865,000
UMPQUA BANK
445 SE MAIN STREET
ROSEBURG, OR 97470
* $ 25,711,323,000 77 $ 12,575,000
WASHINGTON TRUST BANK
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 6,233,807,000 46 $ 10,260,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
ROLLING MEADOWS, IL 60008
* $ -1,000 35 $ 7,025,000
BANNER BANK
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 9,479,334,000 29 $ 5,305,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 28 $ 3,830,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 24 $ 3,990,000
WASHINGTON STATE EMPLOYEES CREDIT UNION
PO BOX WSECU
OLYMPIA, WA 98507
* $ 2,765,325,000 23 $ 2,755,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 23 $ 5,285,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 21 $ 4,425,000
IDAHO CENTRAL
4400 CENTRAL WAY
CHUBBUCK, ID 83201
* $ 3,538,146,000 20 $ 4,720,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 18 $ 3,850,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 16 $ 3,350,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 14 $ 2,910,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 12 $ 1,950,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 11 $ 2,035,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 10 $ 1,980,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 9 $ 385,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 9 $ 1,825,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 98,729,134,000 9 $ 505,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 8 $ 1,380,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 8 $ 1,110,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 8 $ 1,830,000
MANN FINANCIAL INC.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 8 $ 1,550,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
SACRAMENTO, CA 95815
* $ -1,000 8 $ 1,190,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 8 $ 1,920,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 6 $ 1,220,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 6 $ 1,100,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 6 $ 1,430,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 6 $ 1,260,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 6 $ 1,250,000
NUMERICA CREDIT UNION
14610 E SPRAGUE AVE
SPOKANE VALLEY, WA 99216
* $ 2,055,621,000 5 $ 725,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 5 $ 925,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 5 $ 885,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 5 $ 1,125,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 5 $ 895,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 5 $ 955,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 5 $ 795,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 5 $ 1,245,000
SPOKANE TEACHERS
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ 2,736,656,000 4 $ 350,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 969,487,000 4 $ 660,000
PREMIER MORTGAGE RESOURCES, L.L.C.
1325 NW FLANDERS ST
PORLTAND, OR 97209
* $ -1,000 4 $ 860,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 4 $ 780,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 830,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 3 $ 75,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 745,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 4,724,296,000 3 $ 675,000
PACIFIC RESIDENTIAL MORTGAGE, LLC
4949 MEADOWS RD, STE 350
LAKE OSWEGO, OR 97035
* $ -1,000 3 $ 465,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 3 $ 745,000
WILLAMETTE VALLEY BANK
101 HIGH ST NE
SALEM, OR 97301
* $ 204,660,000 3 $ 425,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 3 $ 715,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
IRVING, TX 75038
* $ -1,000 3 $ 785,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 3 $ 305,000
1ST SECURITY BANK OF WASHINGTON
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ 981,497,000 3 $ 535,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 3 $ 1,085,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ -1,000 3 $ 385,000
COLUMBIA STATE BANK
1301 A STREET
TACOMA, WA 98402
* $ 12,705,766,000 3 $ 405,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 290,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 2 $ 320,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 180,000
MOUNTAIN AMERICA
7181 SOUTH CAMPUS VIEW DRIVE
WEST JORDAN, UT 84084
* $ 7,093,314,000 2 $ 70,000
GLACIER BANK
202 MAIN
KALISPELL, MT 59901
* $ 9,652,147,000 2 $ 390,000
BANK OF WHITTIER, NATIONAL ASSOCIATION
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 55,958,000 2 $ 590,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
ORANGE, CA 92868
* $ -1,000 2 $ 310,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 260,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 450,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 480,000
AMERICA FIRST
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 9,214,916,000 2 $ 360,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 430,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 420,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 12,151,833,000 2 $ 330,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 2 $ 310,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
MIDVALE, UT 84047
* $ -1,000 2 $ 710,000
BOEING EMPLOYEES CREDIT UNION
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 17,840,297,000 2 $ 150,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 2 $ 500,000
WASHINGTON FEDERAL BANK, NATIONAL ASSOCIATION
425 PIKE ST
SEATTLE, WA 98101
* $ 15,585,466,000 2 $ 4,160,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,384,707,000,000 2 $ 270,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 105,000
PARKSIDE LENDING, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 1 $ 245,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 235,000
WESTERN STATE BANK
755 13TH AVE E
WEST FARGO, ND 58108
* $ 1,044,941,000 1 $ 365,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 135,000
PONY EXPRESS BANK
213 MAIN ST
BRAYMER, MO 64624
* $ 167,443,000 1 $ 245,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 1 $ 205,000
CITYWIDE HOME LOANS, LLC
9785 SOUTH MONROE STREET SUITE 200
SANDY, UT 84070
* $ -1,000 1 $ 335,000
WATERMARK CAPITAL, INC.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 265,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 927,541,000 1 $ 165,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 145,000
UMB BANK, NATIONAL ASSOCIATION
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 21,557,938,000 1 $ 245,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 1 $ 165,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 95,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
TEMPE, AZ 85283
* $ -1,000 1 $ 225,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 1 $ 65,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 85,000
CHANGE LENDING LLC
3130 CANYON PLACE
SAN RAMON, CA 94583
* $ -1,000 1 $ 355,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
IRVINE, CA 92612
* $ -1,000 1 $ 225,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 118,072,176,000 1 $ 225,000
SOUND COMMUNITY BANK
2400 3RD AVENUE SUITE150
SEATTLE, WA 98121
* $ 644,501,000 1 $ 205,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
LA JOLLA, CA 92122
* $ 8,908,994,000 1 $ 195,000
FIRST FEDERAL SAVINGS BANK OF TWIN FALLS
303 SHOSHONE ST N
TWIN FALLS, ID 83301
* $ 617,711,000 1 $ 205,000
PREMIA MORTGAGE, LLC
5480 CORPORATE DRIVE SUITE 240
TROY, MI 48098
* $ -1,000 1 $ 135,000
GESA
51 GAGE BLVD
RICHLAND, WA 99352
* $ 1,902,375,000 1 $ 195,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 53,495,452,000 1 $ 455,000
ARVEST BANK
201 W WALNUT
ROGERS, AR 72756
* $ 16,758,528,000 1 $ 105,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 1 $ 165,000
ROUNDPOINT MORTGAGE SERVICING CORPORATION
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
CHARLOTTE, NC 28219
* $ -1,000 1 $ 195,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 185,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 195,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 315,000
NORTHWEST FARM CREDIT SERVICES, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ -1,000 1 $ 115,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 165,000
LENNAR MORTGAGE, LLC
730 NW 107TH AVENUE, 4TH FL
MIAMI, FL 33172
* $ -1,000 1 $ 135,000
NBH BANK
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80111
* $ 4,764,985,000 1 $ 335,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,934,629,000 1 $ 65,000
JMAC LENDING, INC.
2510 RED HILL AVE
SANTA ANA, CA 92705
* $ -1,000 1 $ 225,000
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ -1,000 1 $ 385,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 89,765,667,000 1 $ 85,000
CAPITAL EDUCATORS FEDERAL CREDIT UNION
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ 662,086,000 1 $ 115,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 1 $ 205,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ -1,000 1 $ 85,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 1 $ 155,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 1 $ 255,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 215,000
WESTERN ALLIANCE BANK
2901 N CENTRAL AVENUE
PHOENIX, AZ 85012
* $ 20,404,038,000 1 $ 185,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 491,903,000 1 $ 455,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 260,106,000 1 $ 125,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 265,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 22,858,876,000 1 $ 205,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 225,000
BANK OF IDAHO
399 N CAPITAL
IDAHO FALLS, ID 83402
* $ 321,538,000 1 $ 185,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 1 $ 205,000
IDAHO INDEPENDENT BANK
1260 W RIVERSTONE DR
COEUR D ALENE, ID 83814
* $ 693,340,000 1 $ 175,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ -1,000 1 $ 85,000
D. L. EVANS BANK
375 N OVERLAND AVE
BURLEY, ID 83318
* $ 1,461,853,000 1 $ 215,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Latah County ID in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 730 $167,900,000 $230,000 $3,775,000 $98,000 $1,363,000
Cash-out Refinancing 254 $46,480,000 $182,000 $2,705,000 $89,000 $688,000
Refinancing 189 $30,025,000 $158,000 $1,045,000 $150,000 $9,600,000
Other Purpose 141 $14,135,000 $100,000 $575,000 $110,000 $1,528,000
Home Improvement 95 $8,565,000 $90,000 $455,000 $101,000 $415,000
Not Applicable 7 $605,000 $86,000 $215,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,111 $199,445,000 $179,000 $1,045,000 $99,000 $1,528,000
Not Provided 162 $30,270,000 $186,000 $595,000 $158,000 $9,600,000
Not applicable 72 $26,120,000 $362,000 $3,775,000 $50,000 $50,000
Asian 23 $3,835,000 $166,000 $315,000 $82,000 $172,000
Hispanic 21 $3,195,000 $152,000 $325,000 $75,000 $130,000
American Indian or Alaskan Native 14 $2,390,000 $170,000 $385,000 $64,000 $122,000
Black or African American 9 $1,655,000 $183,000 $275,000 $74,000 $125,000
Native Hawaiian or Other Pacific Islander 2 $450,000 $225,000 $245,000 $75,000 $75,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,184 $219,540,000 $185,000 $3,775,000 $110,000 $9,600,000
FHA-insured (Federal Housing Administration) 105 $19,295,000 $183,000 $375,000 $69,000 $165,000
VA-guaranteed (Veterans Administration) 100 $23,110,000 $231,000 $515,000 $77,000 $222,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $5,765,000 $213,000 $455,000 $68,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 835 $165,955,000 $198,000 $3,775,000 $110,000 $9,600,000
Application Denied By Financial Institution 214 $31,210,000 $145,000 $585,000 $91,000 $1,528,000
Application Withdrawn By Applicant 192 $36,930,000 $192,000 $1,045,000 $102,000 $902,000
Loan Purchased By The Institution 96 $19,490,000 $203,000 $505,000 $83,000 $352,000
File Closed For Incompleteness 40 $6,020,000 $150,000 $365,000 $85,000 $319,000
Application Approved But Not Accepted 39 $8,105,000 $207,000 $545,000 $130,000 $1,363,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,200 $236,070,000 $196,000 $3,775,000 $107,000 $9,600,000
Debt-To-Income Ratio 63 $8,945,000 $141,000 $545,000 $57,000 $206,000
Collateral 42 $5,490,000 $130,000 $575,000 $87,000 $206,000
Credit History 41 $4,275,000 $104,000 $285,000 $101,000 $391,000
Credit Application Incomplete 31 $5,925,000 $191,000 $355,000 $118,000 $1,528,000
Other 27 $5,165,000 $191,000 $585,000 $125,000 $595,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,130,000 $141,000 $205,000 $101,000 $397,000
Unverifiable Information 2 $390,000 $195,000 $255,000 $30,000 $60,000
Employment History 2 $320,000 $160,000 $215,000 $65,000 $83,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Idaho, and search similar information back through 2003.

Download the Idaho Lender List