Lancaster County VA
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage statistics and lending data for the Lancaster County VA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lancaster County VA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 624
Total Mortgage Loan Application Amount $145,470,000
Average Mortgage Loan Application Amount $233,000
Highest Mortgage Loan Application Amount $1,055,000
Average Applicant Income $121,000
Highest Applicant Income $934,000

Mortgage Company List for Lending in Lancaster County VA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CHESAPEAKE BANK
35 SCHOOL STREET, PO BOX 2256
KILMARNOCK, VA 22482
* $ 850,890,000 59 $ 11,695,000
VIRGINIA COMMONWEALTH BANK
1801 BAYBERRY COURT, SUITE 101
RICHMOND, VA 23226
* $ 1,076,167,000 43 $ 12,895,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,689,351,000,000 40 $ 13,620,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 13,732,008,000 24 $ 1,710,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 24 $ 6,000,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 18 $ 3,810,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 17 $ 3,365,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 15 $ 3,675,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 15 $ 1,675,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 12 $ 2,710,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 11 $ 2,205,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 10 $ 1,840,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 10 $ 2,600,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 10 $ 2,080,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 10 $ 1,870,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 8 $ 2,760,000
SOUTHERN TRUST MORTGAGE, LLC
4433 CORPORATION LANE SUITE 300
VIRGINIA BEACH, VA 23462
* $ -1,000 7 $ 1,675,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 7 $ 1,225,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ -1,000 7 $ 2,505,000
TIDEWATER MORTGAGE SERVICES, INC.
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 23452
* $ -1,000 7 $ 1,695,000
VIRGINIA CREDIT UNION, INC.
PO BOX 90010
RICHMOND, VA 23225
* $ 3,638,027,000 7 $ 1,645,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 192,527,000 6 $ 730,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 6 $ 960,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 12,558,891,000 6 $ 2,200,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 5 $ 1,855,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 5 $ 1,515,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 695,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 5 $ 2,295,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 4 $ 660,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 4 $ 920,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ -1,000 4 $ 1,430,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 780,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 1,500,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 4 $ 710,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 11,163,043,000 4 $ 2,020,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ -1,000 4 $ 1,580,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ -1,000 4 $ 1,200,000
LANGLEY
721 LAKEFRONT COMMONS, SUITE 102
NEWPORT NEWS, VA 23606
* $ 2,821,018,000 3 $ 185,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
LEBANON, NJ 08833
* $ -1,000 3 $ 495,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 395,677,000 3 $ 445,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 24,484,751,000 3 $ 685,000
TOWER
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 3,041,867,000 3 $ 255,000
TIDEWATER HOME FUNDING, LLC
1108 EDEN WAY
CHESAPEAKE, VA 23320
* $ -1,000 3 $ 845,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 3 $ 315,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 3 $ 425,000
APPLE FEDERAL CREDIT UNION
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ 2,740,682,000 3 $ 575,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 3 $ 1,535,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 33,026,384,000 3 $ 1,385,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,015,112,000 3 $ 225,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 3 $ 685,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 3 $ 825,000
PRIMIS BANK
PO BOX 2075
ASHLAND, VA 23005
* $ 2,707,117,000 3 $ 935,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 826,876,000,000 2 $ 450,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,071,570,000 2 $ 1,010,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 100,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 600,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 340,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 400,000
ESSEX BANK
9954 MAYLAND DRIVE SUITE 2100
RICHMOND, VA 23233
* $ 1,393,009,000 2 $ 370,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 220,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
DOWNERS GROVE, IL 60515
* $ -1,000 2 $ 460,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 2 $ 270,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ -1,000 2 $ 720,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 2 $ 180,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 19,247,276,000 2 $ 620,000
GEORGE MASON MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ -1,000 2 $ 480,000
CITIZENS AND FARMERS BANK
PO BOX 391
WEST POINT, VA 23181
* $ 1,517,593,000 2 $ 360,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 570,000
CHOU TEAM REALTY, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 2 $ 260,000
USALLIANCE FEDERAL CREDIT UNION
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,701,300,000 2 $ 650,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 210,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 2 $ 410,000
BAYLANDS FAMILY CREDIT UNION
PO BOX 392, 2004 MAIN STREET
WEST POINT, VA 23181
* $ 79,562,000 2 $ 80,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 1 $ 115,000
MCLEAN MORTGAGE CORPORATION
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ -1,000 1 $ 385,000
ARVEST BANK
201 W WALNUT
ROGERS, AR 72756
* $ 18,449,940,000 1 $ 55,000
GUARANTY HOME MORTGAGE CORPORATION
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 135,000
FIDELITY DIRECT MORTGAGE, LLC
555 QUINCE ORCHARD RD #411
GAITHERSBURG, MD 20878
* $ -1,000 1 $ 165,000
1ST ADVANTAGE FEDERAL CREDIT UNION
110 CYBERNETICS WAY
YORKTOWN, VA 23693
* $ 690,991,000 1 $ 25,000
DUPONT COMMUNITY
140 LUCY LANE
WAYNESBORO, VA 22980
* $ 1,176,411,000 1 $ 415,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 85,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 185,000
INTERCOASTAL MORTGAGE COMPANY
4100 MONUMENTAL CORNER DRIVE, SUITE 220
FAIRFAX, VA 22030
* $ -1,000 1 $ 365,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 3,483,865,000 1 $ 85,000
LENDINGONE, LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 5,000
POTOMAC MORTGAGE GROUP, INC.
4035 RIDGE TOP ROAD, SUITE 100
FAIRFAX, VA 22030
* $ -1,000 1 $ 145,000
JAMES B. NUTTER & COMPANY
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 465,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 1 $ 345,000
VILLAGE BANK MORTGAGE CORPORATION
13305 MIDLOTHIAN TURNPIKE
MIDLOTHIAN, VA 23113
* $ -1,000 1 $ 75,000
BANKUNITED, NATIONAL ASSOCIATION
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 555,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 1 $ 35,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ -1,000 1 $ 255,000
COLONIAL FARM CREDIT, ACA
7104 MECHANICSVILLE TURNPIKE
MECHANICSVILLE, VA 23111
* $ -1,000 1 $ 295,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 75,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 1 $ 105,000
FIRST HERITAGE MORTGAGE, LLC
3201 JERMANTOWN ROAD, SUITE 500
FAIRFAX, VA 22303
* $ -1,000 1 $ 255,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 155,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
HEALDSBURG, CA 95448
* $ -1,000 1 $ 55,000
ALL REVERSE MORTGAGE, INC.
2019 W CHAPMAN AVENUE
ORANGE, CA 92868
* $ -1,000 1 $ 465,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 1 $ 155,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 155,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 1 $ 175,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 1 $ 335,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
MAHWAH, NJ 07495
* $ -1,000 1 $ 465,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 1 $ 535,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 13,284,058,000 1 $ 305,000
OVM FINANCIAL, INC.
816 GREENBRIER CIRCLE SUITE 100
CHESAPEAKE, VA 23320
* $ -1,000 1 $ 105,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 475,000
SPRING EQ, LLC
2929 ARCH ST
PHILADELPHIA, PA 19104
* $ -1,000 1 $ 65,000
TOPSIDE FEDERAL CREDIT UNION
PO BOX 519
DAHLGREN, VA 22448
* $ 381,144,000 1 $ 15,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 268,405,000 1 $ 535,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 95,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 145,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
BALTIMORE, MD 21236
* $ -1,000 1 $ 395,000
NEWPORT NEWS SHIPBUILDING EMPLOYEES
2107 HARTFORD RD, SUITE B
HAMPTON, VA 23666
* $ 1,617,282,000 1 $ 75,000
PHILADELPHIA MORTGAGE ADVISORS, INC.
600 W GERMANTOWN PIKE, STE 270
PLYMOUTH MEETING, PA 19462
* $ -1,000 1 $ 445,000
TOWNE FIRST MORTGAGE, LLC
4501 COX RD #301
GLEN ALLEN, VA 23060
* $ -1,000 1 $ 205,000
PRINCE GEORGE'S COMMUNITY
15201 HALL ROAD
BOWIE, MD 20721
* $ 174,523,000 1 $ 35,000
CALL FEDERAL CREDIT UNION
4605 COMMERCE ROAD
RICHMOND, VA 23234
* $ 388,728,000 1 $ 265,000
DEPARTMENT OF COMMERCE
P.O. BOX 14720
WASHINGTON, DC 20044
* $ 504,230,000 1 $ 455,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 255,000
TOWNE MORTGAGE, LLC
600 22ND ST. SUITE 302
VIRGINIA BEACH, VA 23451
* $ -1,000 1 $ 285,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 3,412,460,000 1 $ 775,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 225,000
CHRISTENSEN FINANCIAL, INC.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 1 $ 105,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 1 $ 335,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 275,000
PRIME CHOICE FUNDING INC.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 1 $ 255,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 3,538,467,000 1 $ 115,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 55,000
INTEGRITY HOME MORTGAGE CORPORATION
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ -1,000 1 $ 165,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 215,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 1 $ 125,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Lancaster County VA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 295 $76,495,000 $259,000 $995,000 $136,000 $788,000
Refinancing 132 $32,920,000 $249,000 $915,000 $118,000 $934,000
Cash-out Refinancing 112 $25,060,000 $223,000 $1,055,000 $88,000 $451,000
Home Improvement 47 $4,615,000 $98,000 $335,000 $105,000 $334,000
Other Purpose 32 $5,570,000 $174,000 $725,000 $142,000 $795,000
Not Applicable 6 $810,000 $135,000 $185,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 416 $104,550,000 $251,000 $995,000 $130,000 $934,000
Not Provided 79 $20,965,000 $265,000 $1,055,000 $154,000 $795,000
Black or African American 79 $8,935,000 $113,000 $475,000 $50,000 $190,000
Not applicable 35 $8,335,000 $238,000 $555,000 $168,000 $425,000
Asian 7 $975,000 $139,000 $205,000 $60,000 $135,000
American Indian or Alaskan Native 3 $635,000 $211,000 $485,000 $90,000 $171,000
Hispanic 3 $765,000 $255,000 $575,000 $135,000 $167,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 483 $115,125,000 $238,000 $995,000 $136,000 $934,000
FHA-insured (Federal Housing Administration) 65 $10,855,000 $167,000 $495,000 $50,000 $151,000
VA-guaranteed (Veterans Administration) 65 $17,855,000 $274,000 $1,055,000 $66,000 $221,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,635,000 $148,000 $225,000 $50,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 320 $81,870,000 $255,000 $995,000 $146,000 $934,000
Application Denied By Financial Institution 122 $19,420,000 $159,000 $915,000 $71,000 $453,000
Application Withdrawn By Applicant 100 $23,370,000 $233,000 $655,000 $105,000 $425,000
Loan Purchased By The Institution 48 $13,470,000 $280,000 $555,000 $158,000 $425,000
File Closed For Incompleteness 24 $5,670,000 $236,000 $1,055,000 $71,000 $246,000
Application Approved But Not Accepted 9 $1,625,000 $180,000 $485,000 $154,000 $350,000
Preapproval Denied by Financial Institution 1 $45,000 $45,000 $45,000 $33,000 $33,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 408 $102,120,000 $250,000 $1,055,000 $134,000 $934,000
Debt-To-Income Ratio 149 $32,895,000 $220,000 $995,000 $105,000 $518,000
Collateral 22 $3,210,000 $145,000 $465,000 $93,000 $433,000
Credit History 19 $1,925,000 $101,000 $375,000 $58,000 $136,000
Other 11 $2,525,000 $229,000 $515,000 $132,000 $453,000
Credit Application Incomplete 9 $1,585,000 $176,000 $365,000 $45,000 $86,000
Unverifiable Information 5 $675,000 $135,000 $255,000 $79,000 $219,000
Insufficient Cash (Downpayment, Closing Cost) 1 $535,000 $535,000 $535,000 $84,000 $84,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information back through 2003.

Download the Virginia Lender List