Lake County MN
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage statistics and lending data for the Lake County MN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lake County MN, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,178
Total Mortgage Loan Application Amount $118,566,000
Average Mortgage Loan Application Amount $100,000
Highest Mortgage Loan Application Amount $757,000
Average Applicant Income $59,000
Highest Applicant Income $1,890,000

Mortgage Company List for Lending in Lake County MN for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO HOME MORTGAGE
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 203 $ 22,821,000
WELLS FARGO BANK MINNESOTA NA
4406 PIEDRAS DR W, A SEFCIK, T5600-021
SAN ANTONIO, TX 78228
* $ 52,843,200,000 124 $ 8,452,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 101 $ 10,989,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 74 $ 4,320,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 49 $ 5,347,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 39 $ 4,192,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 39 $ 3,508,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 32 $ 3,639,000
NORTH SHORE BANK OF COMMERCE
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 161,047,000 28 $ 3,072,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 27 $ 3,395,000
WELLS FARGO FIN'L MINNESOTA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 19,065,781,000 24 $ 970,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 2,437,029,000 23 $ 1,509,000
TOWN & COUNTRY CREDIT
2010 MAIN STREET, SUITE 800
IRVINE, CA 92614
* $ 10,000,000 21 $ 1,965,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 20 $ 1,975,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 19 $ 1,662,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 15 $ 1,665,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 11 $ 865,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 11 $ 1,752,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 11 $ 2,040,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 10 $ 1,231,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 10 $ 752,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 9 $ 811,000
BOUNDARY WATERS BANK
11800 ABERDEEN ST NE SUITE 120
BLAINE, MN 55449
* $ 48,499,000 9 $ 1,243,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 12,811,549,000 8 $ 892,000
NATIONAL CITY MORTGAGE CORPORA
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 8 $ 821,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 8 $ 1,181,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 7 $ 564,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, #100
PLYMOUTH, MN 55441
* $ 10,000,000 7 $ 1,187,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 565,382,000,000 7 $ 692,000
BANK ONE, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 7 $ 355,000
BELL AMERICA MORTGAGE LLC DBA
1000 SHELARD PARKWAY SUITE 500
MINNEAPOLIS, MN 55434
* $ 10,000,000 6 $ 1,406,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 6 $ 597,000
CHASE MANHATTAN MORTGAGE CORP
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 6 $ 591,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 548,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 5 $ 418,000
FULL SPECTRUM LENDING
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 5 $ 311,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,059,670,000 5 $ 386,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 5 $ 469,000
AVIZEN LENDING SOLUTIONS
8441 WAZATA BLVD
GOLDEN VALLEY, MN 55426
* $ 10,000,000 4 $ 356,000
KEYBANK USA, N.A.
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 8,943,095,000 4 $ 597,000
CITIFINANCIAL MORTGAGE COMPANY
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 4 $ 377,000
CITIMORTGAGE, INC
1 COURT SQUARE, 45TH FLOOR, ZONE 15
LONG ISLAND CITY, NY 11120
* $ 281,018,000,000 4 $ 507,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 4 $ 719,000
HOME TOWN MORTGAGE, INC.
7900 WEST 78TH STREET, SUITE 100
EDINA, MN 55439
* $ 10,000,000 4 $ 404,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 4 $ 483,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 484,000
TCF MORTGAGE CORPORATION
801 MARQUETTE AVENUE (002-01-P)
MINNEAPOLIS, MN 55402
* $ 3,586,805,000 4 $ 311,000
WELLS FARGO BANK NEVADA, NA
4406 PIEDRAS DR W, A SEFCIK, T5600-021
SAN ANTONIO, TX 78228
* $ 9,915,389,000 4 $ 83,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 4,586,886,000 3 $ 226,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 414,183,000 3 $ 338,000
MINNESOTA POWER EMPLOYEES CREDIT UNION
30 W SUPERIOR ST. STE. 126
DULUTH, MN 55802
* $ 55,634,000 3 $ 157,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 17,039,747,000 3 $ 456,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 3 $ 281,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 728,315,000 3 $ 658,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 216,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 792,505,000 3 $ 333,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 879,740,000 3 $ 269,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 3 $ 227,000
C.U. MORTGAGE SERVICES, INC.
500 MAIN STREET SUITE 100
NEW BRIGHTON, MN 55112
* $ 250,000,000 3 $ 372,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 185,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 148,000
AMERICAN MORTGAGE NETWORK
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 416,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 2 $ 240,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 57,441,766,000 2 $ 273,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 2 $ 247,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 6,363,082,000 2 $ 335,000
GUARANTY RESIDENTIAL LENDING
1300 S. MOPAC EXPWY
AUSTIN, TX 78746
* $ 9,102,046,000 2 $ 414,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 2 $ 114,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 88,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 9,508,220,000 2 $ 148,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 11,903,989,000 2 $ 246,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 44,835,341,000 2 $ 227,000
STEARNS BANK NATIONAL ASSOCIATION
4191 2ND ST S
ST. CLOUD, MN 56301
* $ 650,605,000 2 $ 365,000
OPTIMUM MORTGAGE SERVICES, INC
8120 PENN AVENUE SOUTH, SUITE 530
BLOOMINGTON, MN 55431
* $ 10,000,000 2 $ 175,000
STEWARD FINANCIAL, INC.
1808 ASTON AVENUE, SUITE 230
CARLSBAD, CA 92008
* $ 10,000,000 2 $ 179,000
TCF NATIONAL BANK
2508 LOUISE AVE S (002-01-P)
SIOUX FALLS, SD 57106
* $ 12,307,660,000 2 $ 201,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 2 $ 155,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 33,756,573,000 1 $ 160,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 1 $ 130,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 12,348,756,000 1 $ 240,000
VOYAGER BANK
775 PRAIRIE CENTER DRIVE
EDEN PRAIRIE, MN 55344
* $ 290,851,000 1 $ 152,000
TRUSTONE FINANCIAL FEDERAL CREDIT UNION
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 401,781,000 1 $ 65,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 27,399,278,000 1 $ 222,000
THE RIVERBANK
26777 FALLBROCK AVE PO BOX 97
WYOMING, MN 55092
* $ 63,302,000 1 $ 4,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 321,901,000 1 $ 155,000
STERLING STATE BANK
1419 1ST AVENUE SW
AUSTIN, MN 55912
* $ 292,541,000 1 $ 74,000
WESTERN NATIONAL BANK
PO BOX 16050
DULUTH, MN 55816
* $ 101,765,000 1 $ 106,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 1,290,198,000 1 $ 93,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 80,000
QUEEN CITY FEDERAL SAVINGS BAN
501 CHESTNUT STREET
VIRGINIA, MN 55792
* $ 166,108,000 1 $ 275,000
RIVER CITY MORTGAGE AND FINANC
5001 AMERICAN BLVD SUITE 1000
BLOOMINGTON, MN 55437
* $ 10,000,000 1 $ 167,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 1 $ 88,000
SECURITY STATE BANK
PO BOX 157
IRON RIVER, WI 54847
* $ 83,136,000 1 $ 78,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 1 $ 80,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 39,750,759,000 1 $ 57,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 1 $ 204,000
OLD NATIONAL BANK
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 9,432,256,000 1 $ 102,000
PIONEER NATIONAL BANK OF DULUTH, THE
331 N CENTRAL AVE
DULUTH, MN 55807
* $ 70,990,000 1 $ 118,000
IDEAL
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 289,483,000 1 $ 91,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 1 $ 54,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 1,708,852,000 1 $ 73,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 548,599,000 1 $ 323,000
HOMEFIRST MORTGAGE, INC.
30 EXECUTIVE PARK, STE 200
IRVINE, CA 92614
* $ 10,000,000 1 $ 199,000
HOMESERVICES LENDING, LLC
2701 WELLS FARGO WAY, MAC X9902-01R
MINNEAPOLIS, MN 55467
* $ 10,000,000 1 $ 99,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 60,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 105,000
MSDW CREDIT CORPORATION
2500 LAKE COOK RD
RIVERWOODS, IL 60015
* $ 10,000,000 1 $ 323,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 17,573,420,000 1 $ 63,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 23,205,467,000 1 $ 25,000
COMMUNITY BANK
1214 TOWER AVENUE
SUPERIOR, WI 54880
* $ 71,978,000 1 $ 215,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 49,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 5,110,819,000 1 $ 200,000
DHI MORTGAGE COMPANY, LTD.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 1 $ 70,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 44,835,341,000 1 $ 125,000
RIVERWOOD BANK
14091 BAXTER DR #117
BAXTER, MN 56425
* $ 76,266,000 1 $ 270,000
HEARTHSIDE LENDING CORP.
4770 NORTH BELLEVIEW SUITE 100
GLADSTONE, MO 64116
* $ 10,000,000 1 $ 60,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 1 $ 105,000
HILLS BANK AND TRUST COMPANY
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 1,096,285,000 1 $ 270,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 1 $ 80,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 15,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 1 $ 96,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,448,525,000 1 $ 192,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 105,000
FIRST STATE BANK OF WYOMING
26741 FELTON AVE - PO BOX 308
WYOMING, MN 55092
* $ 105,689,000 1 $ 62,000
LENDSOURCE INC
12701 WHITEWATER DR STE 340
MINNETONKA, MN 55343
* $ 10,000,000 1 $ 76,000
LOANCITY
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 1 $ 157,000
21ST CENTURY BANK
17 WASHINGTON AVENUE N
MINNEAPOLIS, MN 55401
* $ 177,320,000 1 $ 10,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 9,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 81,000
AMERICAN BENEFIT MORTGAGE, INC
120 COLUMBIA, SUITE 600
ALISO VIEJO, CA 92656
* $ 10,000,000 1 $ 191,000
AMERICAN NATIONAL BANK OF MINNESOTA
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ 235,435,000 1 $ 200,000
AMERICAN RESIDENTIAL MORTGAGE
235 EAST ROSELAWN AVENUE SUITE 12
MAPLEWOOD, MN 55117
* $ 10,000,000 1 $ 222,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 108,000
BANK OF BLUE VALLEY
11935 RILEY
OVERLAND PARK, KS 66213
* $ 597,854,000 1 $ 179,000
AURORA LOAN SERVICES
10350 PARK MEADOWS DRIVE
LITTLETON, CO 80124
* $ 10,000,000 1 $ 58,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 1 $ 85,000
BESTSOURCE CU
1054 W HURON STREET
WATERFORD, MI 48328
* $ 140,496,000 1 $ 100,000
BNC MORTGAGE
1901 MAIN ST
IRVINE, CA 92614
* $ 10,000,000 1 $ 28,000
BAYSIDE BANK
14617 HIGHWAY 7
MINNETONKA, MN 55345
* $ 40,102,000 1 $ 150,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Lake County MN in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 873 $88,076,000 $100,000 $757,000 $63,000 $1,890,000
Home Purchase (one-to-four family) 225 $26,147,000 $116,000 $500,000 $55,000 $450,000
Home Improvement (one-to-four family) 77 $3,390,000 $44,000 $210,000 $51,000 $190,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 3 $953,000 $317,000 $545,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 953 $95,871,000 $100,000 $757,000 $64,000 $1,890,000
Information not provided by applicant in mail or telephone application 158 $13,595,000 $86,000 $323,000 $57,000 $300,000
Not applicable 50 $7,020,000 $140,000 $545,000 $8,000 $222,000
Other 10 $1,315,000 $131,000 $312,000 $54,000 $126,000
American Indian or Alaskan Native 3 $222,000 $74,000 $117,000 $27,000 $42,000
Black 2 $189,000 $94,000 $96,000 $89,000 $98,000
Hispanic 1 $54,000 $54,000 $54,000 $63,000 $63,000
Asian or Pacific Islander 1 $300,000 $300,000 $300,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,131 $114,295,000 $101,000 $757,000 $63,000 $1,890,000
FHA-insured (Federal Housing Administration) 30 $2,527,000 $84,000 $138,000 $22,000 $76,000
VA-guaranteed (Veterans Administration) 15 $1,561,000 $104,000 $176,000 $12,000 $62,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $183,000 $91,000 $93,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 680 $70,767,000 $104,000 $757,000 $69,000 $1,890,000
Loan Purchased By The Institution 153 $18,110,000 $118,000 $323,000 $43,000 $466,000
Application Denied By Financial Institution 152 $11,580,000 $76,000 $440,000 $48,000 $372,000
Application Withdrawn By Applicant 116 $11,712,000 $100,000 $500,000 $42,000 $170,000
Application Approved But Not Accepted 55 $4,633,000 $84,000 $275,000 $83,000 $355,000
File Closed For Incompleteness 22 $1,764,000 $80,000 $210,000 $89,000 $1,447,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 32 $2,130,000 $66,000 $300,000 $50,000 $205,000
Credit History 29 $1,551,000 $53,000 $120,000 $37,000 $85,000
Debt-To-Income Ratio 15 $1,434,000 $95,000 $240,000 $65,000 $372,000
Collateral 15 $1,311,000 $87,000 $289,000 $65,000 $132,000
Credit Application Incomplete 10 $1,075,000 $107,000 $440,000 $35,000 $87,000
Unverifiable Information 4 $394,000 $98,000 $153,000 $88,000 $96,000
Insufficient Cash (Downpayment, Closing Cost) 4 $347,000 $86,000 $97,000 $47,000 $60,000
Employment History 2 $241,000 $120,000 $129,000 $17,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information back through 2003.

Download the Minnesota Lender List