Lafayette County MS
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage statistics and lending data for the Lafayette County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lafayette County MS, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,646
Total Mortgage Loan Application Amount $480,892,000
Average Mortgage Loan Application Amount $181,000
Highest Mortgage Loan Application Amount $5,625,000
Average Applicant Income $115,000
Highest Applicant Income $7,000,000

Mortgage Company List for Lending in Lafayette County MS for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 12,990,345,000 496 $ 93,254,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 9,612,081,000 268 $ 52,488,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,161,490,000,000 187 $ 40,070,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 181 $ 29,708,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 4,196,437,000 166 $ 34,602,000
MERCHANTS AND FARMERS BANK
134 WEST WASHINGTON ST
KOSCIUSKO, MS 39090
* $ 1,561,320,000 154 $ 21,953,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 113 $ 16,382,000
ORIGIN BANK
2211 NORTH 7TH
WEST MONROE, LA 71291
* $ 2,470,701,000 82 $ 12,817,000
AFFILIATED MORTGAGE COMPANY
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 50 $ 12,300,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 49 $ 2,180,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 47 $ 8,141,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,288,658,000,000 41 $ 5,093,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 37 $ 6,428,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 34 $ 5,870,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 33 $ 4,707,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,623,469,000 33 $ 5,622,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 28 $ 1,641,000
MISSISSIPPI FEDERAL CREDIT UNION
P. O. BOX 55889
JACKSON, MS 39296
* $ 79,984,000 24 $ 3,148,000
CIMARRON MORTGAGE COMPANY
6311 RIDGEWOOD ROAD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 23 $ 3,548,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 21 $ 2,638,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 21 $ 2,986,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 20 $ 2,734,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 19 $ 2,474,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 18 $ 4,695,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 18 $ 3,430,000
FIRST SECURITY BANK
P.O. BOX 690
BATESVILLE, MS 38606
* $ 498,446,000 16 $ 1,813,000
BANKPLUS
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,177,006,000 15 $ 6,266,000
SOUTHBANK
118 JEFFERSON STREET
HUNTSVILLE, AL 35801
* $ 242,177,000 15 $ 2,252,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 15 $ 2,855,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 15 $ 3,170,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 13 $ 2,218,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 13 $ 3,568,000
COMMUNITY BANK OF MISSISSIPPI
323 EAST THIRD STREET
FOREST, MS 39074
* $ 639,243,000 12 $ 1,402,000
COMMUNITY BANK, NORTH MISSISSIPPI
P. O. BOX 270
AMORY, MS 38821
* $ 486,692,000 11 $ 1,631,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 921,138,000 10 $ 1,528,000
SYCAMORE BANK
301 EAST MAIN STREET
SENATOBIA, MS 38668
* $ 176,959,000 9 $ 1,154,000
HAMILTON MORTGAGE CORPORATION
2850 19TH ST S, SUITE 300
BIRMINGHAM, AL 35209
* $ 10,000,000 9 $ 1,022,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 8 $ 1,927,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 1,782,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 7 $ 680,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 7 $ 1,393,000
CITIZENS BANK & TRUST CO.
239 EAST MAIN ST
MARKS, MS 38646
* $ 124,083,000 7 $ 2,383,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 628,766,000 7 $ 400,000
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI
P. O. BOX 265
LAUREL, MS 39441
* $ 630,628,000 7 $ 582,000
GUARANTY BANK AND TRUST COMPANY
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 535,508,000 7 $ 1,105,000
FINANCIAL FEDERAL BANK
1715 AARON BRENNER DRIVE
MEMPHIS, TN 38120
* $ 318,398,000 7 $ 7,599,000
STATE BANK & TRUST COMPANY
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 921,053,000 6 $ 492,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 24,563,405,000 6 $ 1,239,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 1,283,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 5 $ 941,000
THE BANK OF HOLLY SPRINGS
970 HIGHWAY 7 SOUTH
HOLLY SPRINGS, MS 38635
* $ 194,068,000 5 $ 466,000
USAMERIBANK
4790 140TH AVE N
CLEARWATER, FL 33762
* $ 2,120,766,000 5 $ 2,872,000
THE FIRST, A NATIONAL BANKING ASSOCIATION
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 679,893,000 5 $ 4,950,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 4 $ 1,518,000
SOUTHERN BANCORP BANK
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,147,058,000 4 $ 461,000
FIRST FEDERAL BANK
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,140,407,000 4 $ 187,000
FIRST STATE BANK
P O BOX 580
HOLLY SPRINGS, MS 38635
* $ 90,993,000 4 $ 1,295,000
RENASANT BK
201 SOUTH JACKSON ST
CRYSTAL SPRINGS, MS 39059
* $ 586,636,000 4 $ 1,307,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 4 $ 968,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 729,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 4 $ 525,000
COVENANT BANK
P. O. BOX 550
CLARKSDALE, MS 38614
* $ 230,660,000 4 $ 225,000
FIRST COMMERCIAL BANK
1300 MEADOWBROOK ROAD
JACKSON, MS 39211
* $ 262,353,000 4 $ 2,073,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 4 $ 41,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 4 $ 671,000
IBERIABANK MORTGAGE COMPANY
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 3 $ 766,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,056,671,000 3 $ 580,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 571,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 408,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 3 $ 519,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 3 $ 631,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 3 $ 364,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 2 $ 369,000
BANKFIRST FINANCIAL SERVICES
PO BOX 31
MACON, MS 39341
* $ 718,860,000 2 $ 121,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 247,163,000 2 $ 322,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 2 $ 255,000
PATRIOT BANK
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ 246,718,000 2 $ 429,000
PINNACLE BANK
150 3RD AVE SOUTH, SUITE 900
NASHVILLE, TN 37201
* $ 4,846,736,000 2 $ 400,000
MAGNA BANK
6525 QUAIL HOLLOW RD. STE 513
MEMPHIS, TN 38120
* $ 440,621,000 2 $ 1,536,000
MERCHANTS & FARMERS BANK
650 HWY 7 SOUTH
HOLLY SPRINGS, MS 38635
* $ 86,780,000 2 $ 1,268,000
FIRST SOUTH FINANCIAL
6471 STAGE RD, STE 101
BARTLETT, TN 38134
* $ 409,566,000 2 $ 254,000
FIRST STATE BANK
P O BOX 506
WAYNESBORO, MS 39367
* $ 464,910,000 2 $ 272,000
MAGNOLIA STATE BANK
P O BOX 41
LAUREL, MS 39440
* $ 264,492,000 2 $ 285,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 287,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 2 $ 354,000
COMMUNITY MORTGAGE CORPORATION
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ 10,000,000 2 $ 758,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ 10,000,000 2 $ 294,000
SYNOVUS BANK
PO BOX 120
COLUMBUS, GA 31902
* $ 26,863,303,000 2 $ 703,000
DSLD MORTGAGE, LLC
13348 COURSEY BLVD. SUITE D
BATON ROUGE, LA 70816
* $ 222,000 2 $ 354,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 250,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 2 $ 238,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 2 $ 250,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 184,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 161,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 187,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 1 $ 195,000
CADENCE BANK, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 3,907,053,000 1 $ 280,000
THE CITIZENS NATIONAL BANK OF MERIDIAN
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,115,696,000 1 $ 178,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 1 $ 214,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 1 $ 60,000
DESOTO COUNTY BANK
6040 HIGHWAY 51 NORTH
HORN LAKE, MS 38637
* $ 74,862,000 1 $ 210,000
B1BANK
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ 654,348,000 1 $ 80,000
INVESTAR BANK
P.O. BOX 84207
BATON ROUGE, LA 70884
* $ 279,042,000 1 $ 82,000
CHARTER BANK
1721 MEDICAL PARK DRIVE SUITE 103
BILOXI, MS 39532
* $ 101,781,000 1 $ 136,000
SPRINGFIELD FIRST COMMUNITY BANK
2006 S GLENSTONE AVENUE
SPRINGFIELD, MO 65804
* $ 249,386,000 1 $ 86,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 182,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,291,705,000 1 $ 618,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 268,000
HANCOCK WHITNEY BANK
2510 14TH STREET
GULFPORT, MS 39501
* $ 4,988,392,000 1 $ 61,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 1 $ 358,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 143,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 118,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 25,359,999,000 1 $ 85,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 114,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 1 $ 89,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 1 $ 79,000
R.H. LENDING, INC.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 78,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 207,000
REVERSE MORTGAGE USA, INC.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 1 $ 60,000
PRIORITYONE BANK
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 511,515,000 1 $ 78,000
CORPORATE AMERICA FAMILY
2445 ALFT LANE
ELGIN, IL 60124
* $ 556,168,000 1 $ 110,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 154,000
THE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI
521 MAIN ST
PHILADELPHIA, MS 39350
* $ 853,660,000 1 $ 82,000
CB&S BANK, INC.
200 JACKSON AVE. S.
RUSSELLVILLE, AK 35653
* $ 1,276,082,000 1 $ 92,000
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 6,977,357,000 1 $ 126,000
BANK OF YAZOO CITY
P.O. BOX 600
YAZOO CITY, MS 39194
* $ 200,984,000 1 $ 1,616,000
CITIZENS BANK
8077 HWY 178, P.O. BOX 667
BYHALIA, MS 38611
* $ 70,730,000 1 $ 74,000
CENTENNIAL BANK
P.O. BOX 308
TREZEVANT, TN 38258
* $ 264,090,000 1 $ 79,000
OMNIBANK
236 E CAPITOL ST
JACKSON, MS 39201
* $ 76,437,000 1 $ 125,000
THE BANK OF FOREST
211 WEST THIRD STREET
FOREST, MS 39074
* $ 142,309,000 1 $ 133,000
SOUTHERN SECURITY FEDERAL CREDIT UNION
765 W POPLAR AVE
COLLIERVILLE, TN 38017
* $ 102,552,000 1 $ 90,000
SKYONE FEDERAL CREDIT UNION
14600 AVIATION BOULEVARD
HAWTHORNE, CA 90250
* $ 341,287,000 1 $ 320,000
HEALTHNET FEDERAL CREDIT UNION
1591 CHICKERING LANE
CORDOVA, TN 38016
* $ 44,371,000 1 $ 89,000
FLORIDA BANK
201 N FRANKLIN STREET, SUITE 100
TAMPA, FL 33602
* $ 729,205,000 1 $ 90,000
BANKTENNESSEE
1125 WEST POPLAR AVENUE
COLLIERVILLE, TN 38017
* $ 246,802,000 1 $ 148,000
MIDWEST BANKCENTRE
2191 LEMAY FERRY ROAD
ST. LOUIS, MO 63125
* $ 1,070,032,000 1 $ 292,000
BARTLETT MORTGAGE, INC.
2860 STAGE VILLAGE COVE
BARTLETT, TN 38134
* $ 373,248,000 1 $ 132,000
THE BANK OF JACKSON
PO BOX 11327
JACKSON, TN 38308
* $ 129,912,000 1 $ 125,000
PARAGON NATIONAL BANK
5400 POPLAR AVE STE 220
MEMPHIS, TN 38119
* $ 259,492,000 1 $ 300,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 1,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 1 $ 220,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 1 $ 88,000
RAYMOND JAMES BANK N.A.
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 8,794,515,000 1 $ 840,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 1 $ 93,000
SHELTER FINANCIAL BANK
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 172,261,000 1 $ 30,000
FBT BANK & MORTGAGE
200 WEST FOURTH ST
FORDYCE, AR 71742
* $ 123,188,000 1 $ 140,000
RIVERTRUST FEDERAL CREDIT UNION
P O BOX 97997
PEARL, MS 39288
* $ 155,767,000 1 $ 109,000
FBT MORTGAGE, L.L.C.
6911 WASHINGTON AVE SUITE B
OCEAN SPRINGS, MS 39564
* $ 678,000,000 1 $ 155,000
BRITTON & KOONTZ BANK, N.A.
500 MAIN STREET
NATCHEZ, MS 39120
* $ 365,845,000 1 $ 84,000
GREAT SOUTHERN NATIONAL BANK
P O BOX 1271
MERIDIAN, MS 39302
* $ 263,833,000 1 $ 48,000
FIRST SOUTHERN BANK
PO BOX 268
COLUMBIA, MS 39429
* $ 199,121,000 1 $ 181,000
INDEPENDENT BANK
5050 POPLAR AVENUE STE 2100
MEMPHIS, TN 38157
* $ 819,288,000 1 $ 245,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Lafayette County MS in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,592 $311,281,000 $195,000 $5,625,000 $119,000 $2,538,000
Home Purchase 961 $161,455,000 $168,000 $3,055,000 $109,000 $7,000,000
Home Improvement 93 $8,156,000 $87,000 $1,125,000 $130,000 $3,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,869 $339,892,000 $181,000 $2,000,000 $142,000 $3,000,000
Not applicable 397 $91,698,000 $230,000 $5,625,000 $24,000 $7,000,000
Black or African American 195 $17,862,000 $91,000 $455,000 $54,000 $204,000
Not Provided 128 $21,899,000 $171,000 $1,125,000 $109,000 $699,000
Asian 43 $6,282,000 $146,000 $357,000 $82,000 $165,000
Hispanic 13 $2,761,000 $212,000 $1,105,000 $119,000 $370,000
American Indian or Alaskan Native 1 $498,000 $498,000 $498,000 $142,000 $142,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,250 $421,068,000 $187,000 $5,625,000 $127,000 $7,000,000
FHA-insured (Federal Housing Administration) 192 $28,838,000 $150,000 $276,000 $57,000 $551,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 148 $20,386,000 $137,000 $237,000 $35,000 $86,000
VA-guaranteed (Veterans Administration) 56 $10,600,000 $189,000 $607,000 $50,000 $290,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,517 $286,329,000 $188,000 $5,625,000 $143,000 $7,000,000
Loan Purchased By The Institution 487 $91,861,000 $188,000 $695,000 $37,000 $1,229,000
Application Denied By Financial Institution 299 $41,420,000 $138,000 $1,733,000 $89,000 $1,068,000
Application Withdrawn By Applicant 211 $40,160,000 $190,000 $2,000,000 $137,000 $1,500,000
Application Approved But Not Accepted 85 $10,595,000 $124,000 $525,000 $99,000 $699,000
File Closed For Incompleteness 47 $10,527,000 $223,000 $2,000,000 $122,000 $1,437,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 72 $6,869,000 $95,000 $728,000 $64,000 $400,000
Debt-To-Income Ratio 48 $6,999,000 $145,000 $840,000 $54,000 $534,000
Collateral 38 $8,041,000 $211,000 $931,000 $146,000 $633,000
Credit Application Incomplete 21 $3,797,000 $180,000 $900,000 $96,000 $360,000
Other 16 $1,963,000 $122,000 $270,000 $153,000 $551,000
Unverifiable Information 16 $2,636,000 $164,000 $693,000 $104,000 $336,000
Employment History 4 $594,000 $148,000 $280,000 $63,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 3 $357,000 $119,000 $197,000 $51,000 $58,000
Mortgage Insurance Denied 1 $115,000 $115,000 $115,000 $56,000 $56,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.

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