Lafayette County AR
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage statistics and lending data for the Lafayette County AR metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lafayette County AR, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 163 |
| Total Mortgage Loan Application Amount | $12,230,000 |
| Average Mortgage Loan Application Amount | $75,000 |
| Highest Mortgage Loan Application Amount | $353,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $558,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 12,990,345,000 | 20 | $ 920,000 |
| FARMERS BANK & TRUST COMPANY 200 E MAIN ST MAGNOLIA, AR 71753 |
* | $ 734,076,000 | 16 | $ 1,930,000 |
| FARM CREDIT SERVICES OF WESTERN ARKANSAS, ACA 3115 WEST SECOND COURT RUSSELLVILLE, AR 72801 |
* | $ 903,912,000,000 | 16 | $ 2,073,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 15 | $ 674,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 14 | $ 649,000 |
| 1ST BANK, N.A. PO BOX 520 HOPE, AR 71801 |
* | $ 310,806,000 | 13 | $ 291,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,161,490,000,000 | 10 | $ 583,000 |
| THE FIRST NATIONAL BANK OF TOM BEAN 109 S. BRITTON TOM BEAN, TX 75489 |
* | $ 49,950,000 | 9 | $ 310,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 5 | $ 685,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE SHREVEPORT, LA 71106 |
* | $ 59,713,000 | 4 | $ 373,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 4 | $ 829,000 |
| SUMMIT BANK PO BOX 8811 LITTLE ROCK, AR 72231 |
* | $ 1,129,693,000 | 4 | $ 309,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 3 | $ 179,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 3 | $ 153,000 |
| CAPITAL ONE NA 11130 INDUSTRIPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 71,108,281,000 | 2 | $ 108,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 12,019,539,000 | 2 | $ 126,000 |
| STANDARD MORTGAGE CORPORATION 701 POYDRAS STREET STE 300 PLAZA NEW ORLEANS, LA 70139 |
* | $ 31,000,000 | 2 | $ 187,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 126,000 |
| CARTER FEDERAL CREDIT UNION 100 W CHURCH ST SPRINGHILL, LA 71075 |
* | $ 200,566,000 | 2 | $ 182,000 |
| ARKANSAS FEDERAL CREDIT UNION PO BOX 9 JACKSONVILLE, AR 72078 |
* | $ 837,739,000 | 1 | $ 45,000 |
| TEXAR 2301 RICHMOND RD TEXARKANA, TX 75503 |
* | $ 273,047,000 | 1 | $ 136,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 1 | $ 162,000 |
| PROGRESSIVE BANK 1411 NORTH 19TH STREET, P O BOX 4053 MONROE, LA 71211 |
* | $ 436,191,000 | 1 | $ 194,000 |
| CITIZENS NATIONAL BANK, N.A. 2711 E. TEXAS STREET BOSSIER CITY, LA 71111 |
* | $ 665,974,000 | 1 | $ 102,000 |
| GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 225,000,000 | 1 | $ 211,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 518,825,000 | 1 | $ 9,000 |
| SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 1 | $ 5,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 1 | $ 25,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 1 | $ 46,000 |
| MEMBER ADVANTAGE MORTGAGE, LLC 3330 BROADMOOR SE, SUITE B GRAND RAPIDS, MI 49512 |
* | $ 8,810,000 | 1 | $ 170,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 111,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 1 | $ 46,000 |
| METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 25,513,620,000 | 1 | $ 49,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 57,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,288,658,000,000 | 1 | $ 58,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Lafayette County AR in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 71 | $4,992,000 | $70,000 | $251,000 | $69,000 | $558,000 |
| Refinancing | 64 | $6,491,000 | $101,000 | $353,000 | $68,000 | $184,000 |
| Home Improvement | 28 | $747,000 | $26,000 | $161,000 | $58,000 | $176,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 107 | $9,867,000 | $92,000 | $353,000 | $81,000 | $558,000 |
| Black or African American | 36 | $1,173,000 | $32,000 | $144,000 | $38,000 | $119,000 |
| Not Provided | 14 | $745,000 | $53,000 | $170,000 | $45,000 | $184,000 |
| Not applicable | 5 | $341,000 | $68,000 | $111,000 | $36,000 | $184,000 |
| Asian | 1 | $104,000 | $104,000 | $104,000 | $40,000 | $40,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 144 | $10,345,000 | $71,000 | $353,000 | $69,000 | $558,000 |
| FHA-insured (Federal Housing Administration) | 18 | $1,774,000 | $98,000 | $251,000 | $45,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 1 | $111,000 | $111,000 | $111,000 | $120,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 77 | $6,534,000 | $84,000 | $332,000 | $94,000 | $558,000 |
| Application Denied By Financial Institution | 55 | $3,278,000 | $59,000 | $353,000 | $35,000 | $119,000 |
| Application Withdrawn By Applicant | 14 | $1,372,000 | $98,000 | $163,000 | $60,000 | $160,000 |
| Application Approved But Not Accepted | 10 | $540,000 | $54,000 | $125,000 | $56,000 | $163,000 |
| Loan Purchased By The Institution | 6 | $441,000 | $73,000 | $161,000 | $43,000 | $184,000 |
| File Closed For Incompleteness | 1 | $65,000 | $65,000 | $65,000 | $40,000 | $40,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 27 | $894,000 | $33,000 | $170,000 | $35,000 | $104,000 |
| Debt-To-Income Ratio | 4 | $194,000 | $48,000 | $144,000 | $33,000 | $59,000 |
| Collateral | 2 | $149,000 | $74,000 | $87,000 | $49,000 | $59,000 |
| Other | 2 | $92,000 | $46,000 | $77,000 | $72,000 | $119,000 |
| Unverifiable Information | 1 | $46,000 | $46,000 | $46,000 | $40,000 | $40,000 |
| Credit Application Incomplete | 1 | $21,000 | $21,000 | $21,000 | $35,000 | $35,000 |
| Employment History | 1 | $110,000 | $110,000 | $110,000 | $65,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information back through 2003.