Kemper County MS
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage statistics and lending data for the Kemper County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Kemper County MS, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 134 |
| Total Mortgage Loan Application Amount | $7,360,000 |
| Average Mortgage Loan Application Amount | $54,000 |
| Highest Mortgage Loan Application Amount | $193,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $215,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| THE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI 521 MAIN ST PHILADELPHIA, MS 39350 |
* | $ 817,798,000 | 21 | $ 559,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 17 | $ 792,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 10 | $ 594,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,104,833,000,000 | 10 | $ 852,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 9 | $ 632,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 126,719,736,000 | 6 | $ 244,000 |
| BANKFIRST FINANCIAL SERVICES 110 SOUTH JEFFERSON MACON, MS 39341 |
* | $ 697,128,000 | 5 | $ 318,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 5 | $ 344,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,454,050,584,000 | 3 | $ 198,000 |
| THE CITIZENS NATIONAL BANK OF MERIDIAN 512 22ND AVENUE MERIDIAN, MS 39302 |
* | $ 1,176,442,000 | 3 | $ 121,000 |
| CIMARRON MORTGAGE COMPANY 6311 RIDGEWOOD RD STE 400W JACKSON, MS 39211 |
* | $ 10,000,000 | 3 | $ 186,000 |
| BANKPLUS 1068 HIGHLAND COLONY PARKWAY RIDGELAND, MS 39157 |
* | $ 2,228,772,000 | 3 | $ 77,000 |
| FIRST FEDERAL OF CHARLESTON 2440 MALL DRIVE NORTH CHARLESTON, SC 29406 |
* | $ 3,249,548,000 | 3 | $ 75,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 3 | $ 240,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 2 | $ 98,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 4,291,724,000 | 2 | $ 48,000 |
| CADENCE BANK, N.A. 2100 3RD AVE N BIRMINGHAM, AL 35203 |
* | $ 1,581,160,000 | 2 | $ 33,000 |
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 9,425,755,000 | 2 | $ 87,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 2 | $ 140,000 |
| COMMUNITY BANK, ELLISVILLE, MISSISSIPPI P. O. BOX 265 LAUREL, MS 39441 |
* | $ 633,140,000 | 2 | $ 67,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 1 | $ 131,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 1 | $ 1,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 153,341,765,000 | 1 | $ 160,000 |
| METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 16,490,790,000 | 1 | $ 64,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,216,291,000,000 | 1 | $ 40,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 70,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 1 | $ 90,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 1 | $ 48,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 135,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 65,000 |
| MERCHANTS AND FARMERS BANK 134 WEST WASHINGTON ST KOSCIUSKO, MS 39090 |
* | $ 1,599,283,000 | 1 | $ 41,000 |
| ALL IN 238 VIRGINIA AVENUE DALEVILLE, AL 36322 |
* | $ 939,970,000 | 1 | $ 7,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,919,054,000 | 1 | $ 21,000 |
| MORTGAGEAMERICA, INC. 1800 INTERNATIONAL PARK DR, SUITE 100 BIRMINGHAM, AL 35243 |
* | $ 10,000,000 | 1 | $ 88,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 44,000 |
| SYNOVUS MORTGAGE CORPORATION 2204 LAKESHORE DRIVE SUITE 325 BIRMINGHAM, AL 35209 |
* | $ 27,908,468,000 | 1 | $ 139,000 |
| GREAT SOUTHERN NATIONAL BANK P O BOX 1271 MERIDIAN, MS 39302 |
* | $ 257,411,000 | 1 | $ 19,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 1 | $ 34,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,285,622,000 | 1 | $ 193,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Kemper County MS in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 57 | $3,908,000 | $68,000 | $192,000 | $42,000 | $129,000 |
| Home Purchase | 52 | $2,857,000 | $54,000 | $193,000 | $47,000 | $215,000 |
| Home Improvement | 25 | $595,000 | $23,000 | $112,000 | $40,000 | $115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 64 | $4,002,000 | $62,000 | $193,000 | $61,000 | $215,000 |
| Black or African American | 53 | $2,404,000 | $45,000 | $139,000 | $31,000 | $78,000 |
| Not applicable | 9 | $544,000 | $60,000 | $160,000 | $10,000 | $49,000 |
| Not Provided | 8 | $410,000 | $51,000 | $88,000 | $23,000 | $63,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 103 | $5,136,000 | $49,000 | $193,000 | $48,000 | $215,000 |
| FHA-insured (Federal Housing Administration) | 24 | $1,765,000 | $73,000 | $192,000 | $32,000 | $75,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $193,000 | $48,000 | $67,000 | $14,000 | $38,000 |
| VA-guaranteed (Veterans Administration) | 3 | $266,000 | $88,000 | $109,000 | $29,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 50 | $2,653,000 | $53,000 | $193,000 | $55,000 | $215,000 |
| Application Denied By Financial Institution | 39 | $1,835,000 | $47,000 | $141,000 | $35,000 | $129,000 |
| Application Withdrawn By Applicant | 19 | $1,268,000 | $66,000 | $139,000 | $37,000 | $74,000 |
| Application Approved But Not Accepted | 12 | $599,000 | $49,000 | $93,000 | $54,000 | $160,000 |
| Loan Purchased By The Institution | 12 | $852,000 | $71,000 | $184,000 | $25,000 | $72,000 |
| File Closed For Incompleteness | 2 | $153,000 | $76,000 | $88,000 | $38,000 | $47,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $346,000 | $38,000 | $135,000 | $23,000 | $48,000 |
| Debt-To-Income Ratio | 4 | $133,000 | $33,000 | $52,000 | $35,000 | $46,000 |
| Collateral | 2 | $214,000 | $107,000 | $141,000 | $108,000 | $129,000 |
| Credit Application Incomplete | 2 | $156,000 | $78,000 | $92,000 | $30,000 | $60,000 |
| Other | 1 | $88,000 | $88,000 | $88,000 | $24,000 | $24,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.