Jersey County IL
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage statistics and lending data for the Jersey County IL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Jersey County IL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,259
Total Mortgage Loan Application Amount $150,722,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $1,045,000
Average Applicant Income $74,000
Highest Applicant Income $1,400,000

Mortgage Company List for Lending in Jersey County IL for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CARROLLTON BANK
P. O. BOX 232
CARROLLTON, IL 62016
* $ 1,013,780,000 143 $ 17,484,000
JERSEY STATE BANK
1000 S STATE ST
JERSEYVILLE, IL 62052
* $ 141,804,000 114 $ 11,986,000
1ST MIDAMERICA
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 474,461,000 109 $ 11,516,000
PIKE BANCORP, INC.
108 E. ADAMS, P.O. BOX 538
PITTSFIELD, IL 62363
* $ 235,875,000 97 $ 10,528,000
SOUTH CENTRAL ILLINOIS MTG LLC
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 366,232,000 96 $ 11,966,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,161,490,000,000 84 $ 11,031,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 50 $ 6,297,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 38 $ 3,327,000
FIRST BANK
600 JAMES MCDONNELL BLVD
HAZELWOOD, MO 63042
* $ 6,579,840,000 37 $ 3,006,000
PULASKI BANK, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,331,681,000 28 $ 3,406,000
UNITED COMMUNITY BANK
104 N MACOUPIN
GILLESPIE, IL 62033
* $ 954,685,000 28 $ 4,050,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 26 $ 3,156,000
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 25 $ 3,505,000
BANK OF CALHOUN COUNTY
204 MAIN STREET PO BOX 555
HARDIN, IL 62047
* $ 64,461,000 23 $ 1,608,000
THE BANK OF EDWARDSVILLE
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,559,633,000 22 $ 3,339,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 19 $ 1,744,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 17 $ 2,325,000
CNB BANK AND TRUST, N.A.
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 682,481,000 16 $ 3,054,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 13 $ 1,663,000
JLB CORPORATION
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 13 $ 1,655,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,623,469,000 13 $ 1,629,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 12 $ 1,574,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 9 $ 915,000
FIRST NATIONAL BANK OF STLOUIS
7707 FORSYTH BLVD
CLAYTON, MO 63105
* $ 1,327,659,000 8 $ 1,160,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 8 $ 851,000
FIRST CLOVER LEAF BANK, N.A.
6814 GOSHEN ROAD, PO BOX 540
EDWARDSVILLE, IL 62025
* $ 561,786,000 8 $ 1,216,000
BANK OF KAMPSVILLE
P.O BOX 245
KAMPSVILLE, IL 62053
* $ 101,666,000 8 $ 502,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 6 $ 1,147,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 6 $ 826,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 6 $ 892,000
LIBERTY BANK
2403 HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 285,207,000 6 $ 550,000
THE FIRST NATIONAL BANK IN STAUNTON
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 480,166,000 5 $ 797,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 5 $ 461,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 4 $ 288,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 4 $ 517,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 447,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 244,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 578,000
SCOTT CREDIT UNION
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 793,720,000 4 $ 510,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 4 $ 715,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 4 $ 647,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 481,000
SHELL COMMUNITY CREDIT UNION
101 WESLEY DRIVE
WOOD RIVER, IL 62095
* $ 100,347,000 3 $ 24,000
LACLEDE COMMUNITY CREDIT UNION
PO BOX 217
ALTON, IL 62002
* $ 64,276,000 3 $ 99,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 606,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 99,000
FIRST INTEGRITY MORTGAGE SERVICES, INC.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ 10,000,000 3 $ 396,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 3 $ 509,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 3 $ 437,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 3 $ 1,233,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 3 $ 400,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,288,658,000,000 3 $ 182,000
FCB BANKS
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 629,994,000 3 $ 417,000
RELIANCE BANK
10401 CLAYTON ROAD
FRONTENAC, MO 63131
* $ 978,608,000 2 $ 250,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 221,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 2 $ 467,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 2 $ 61,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 2 $ 401,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 257,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ 10,000,000 2 $ 232,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 256,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 343,000
TOWN AND COUNTRY BANK
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 289,712,000 2 $ 195,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 2 $ 558,000
GSF MORTGAGE CORPORATION
15430 W CAPITOL DRIVE
BROOKFIELD, WI 53005
* $ 10,000,000 2 $ 250,000
HARTLAND MORTGAGE CENTERS
1900 W 75TH ST
WOODRIDGE, IL 60517
* $ 10,000,000 1 $ 94,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 1 $ 172,000
MIDWEST MORTGAGE CAPITAL, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 167,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 52,000
PREMIER HOME MORTGAGE, INC.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 84,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 10,000
COMMUNITY MORTGAGE, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 1 $ 197,000
AMERICASH
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 89,000
VINSON MORTGAGE GROUP
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 1 $ 88,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 160,000
MORTON COMMUNITY BANK
721 W. JACKSON
MORTON, IL 61550
* $ 2,666,999,000 1 $ 58,000
SOUTHERN COMMERCIAL BANK
5515 SOUTH GRAND BLVD
ST. LOUIS, MO 63111
* $ 527,985,000 1 $ 106,000
BANK & TRUST COMPANY
401 N MADISON
LITCHFIELD, IL 62056
* $ 258,445,000 1 $ 150,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FT WORTH, TX 76155
* $ 5,912,333,000 1 $ 220,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 1 $ 103,000
GUARDIAN SAVINGS BANK
3800 NAMEOKI RD
GRANITE CITY, IL 62040
* $ 38,935,000 1 $ 129,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 921,138,000 1 $ 170,000
GATEWAY BANK F.S.B.
360 8TH STREET
OAKLAND, CA 94607
* $ 266,820,000 1 $ 89,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 3,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
1001 LYNCH ST., MO 63118
* $ 1,322,979,000 1 $ 22,000
ALLIANCE CREDIT UNION
1280 S HIGHWAY DR
FENTON, MO 63026
* $ 183,244,000 1 $ 159,000
WARREN-BOYNTON STATE BANK
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ 124,592,000 1 $ 160,000
FIRST COMMUNITY
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 1,780,950,000 1 $ 165,000
ALTIER CREDIT UNION
1650 S. PRIEST DRIVE
TEMPE, AZ 85281
* $ 163,351,000 1 $ 199,000
GCS
4101 STATE RTE 111
PONTOON BEACH, IL 62040
* $ 297,699,000 1 $ 68,000
CU/AMERICA FINANCIAL SERVICES, INC.
200 W 22ND ST, STE 280
LOMBARD, IL 60148
* $ 275,906,000 1 $ 107,000
MORTGAGE SOLUTIONS LLC
4020 FEE FEE ROAD
BRIDGETON, MO 63044
* $ 643,000,000 1 $ 80,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 127,000
FIRST COMMUNITY STATE BANK
417 W. NORTH STREET, P.O. BOX 210
STAUNTON, IL 62088
* $ 46,440,000 1 $ 174,000
MARINE BANK
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 600,441,000 1 $ 166,000
THE MORTGAGE COMPANY
7343 S ALTON WAY STE 150
CENTENNIAL, CO 80112
* $ 5,768,000 1 $ 105,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 81,000
BMO HARRIS BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 97,264,044,000 1 $ 68,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 166,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 72,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 307,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 70,000
PEOPLES HOME EQUITY
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 104,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 68,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 102,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 110,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 151,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ 10,000,000 1 $ 249,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 100,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 50,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 119,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 1 $ 402,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 234,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 138,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 1 $ 161,000
IBERIABANK MORTGAGE COMPANY
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 1 $ 156,000
PEOPLES NATIONAL BANK , N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 883,746,000 1 $ 75,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 1 $ 126,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,056,671,000 1 $ 22,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 1 $ 50,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 104,000
AFFILIATED MORTGAGE COMPANY
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 279,000
CITIZENS COMMUNITY BANK
9 EAST MAIN STREET
MASCOUTAH, IL 62258
* $ 284,996,000 1 $ 77,000
BANK OF HILLSBORO, NATIONAL ASSOCIATION
PO BOX 310
HILLSBORO, IL 62049
* $ 310,441,000 1 $ 64,000
MONTGOMERY BANK
P.O. BOX 948
SIKESTON, MO 63801
* $ 881,247,000 1 $ 113,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 1 $ 99,000
JACKSONVILLE SAVINGS BANK
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 307,210,000 1 $ 76,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Jersey County IL in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 869 $110,652,000 $127,000 $1,045,000 $75,000 $659,000
Home Purchase 308 $34,832,000 $113,000 $410,000 $69,000 $1,400,000
Home Improvement 82 $5,238,000 $63,000 $214,000 $78,000 $278,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,162 $140,111,000 $120,000 $1,045,000 $75,000 $1,400,000
Not Provided 44 $4,885,000 $111,000 $330,000 $92,000 $734,000
Not applicable 38 $4,276,000 $112,000 $232,000 $6,000 $73,000
Hispanic 7 $580,000 $82,000 $151,000 $53,000 $86,000
Black or African American 3 $560,000 $186,000 $252,000 $95,000 $113,000
American Indian or Alaskan Native 2 $83,000 $41,000 $71,000 $128,000 $149,000
Asian 2 $52,000 $26,000 $30,000 $106,000 $107,000
Native Hawaiian or Other Pacific Islander 1 $175,000 $175,000 $175,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 977 $115,453,000 $118,000 $1,045,000 $82,000 $1,400,000
FHA-insured (Federal Housing Administration) 153 $20,283,000 $132,000 $286,000 $51,000 $276,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 89 $9,831,000 $110,000 $475,000 $46,000 $186,000
VA-guaranteed (Veterans Administration) 40 $5,155,000 $128,000 $315,000 $34,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 802 $96,701,000 $120,000 $1,045,000 $80,000 $1,400,000
Application Denied By Financial Institution 191 $20,854,000 $109,000 $417,000 $61,000 $659,000
Loan Purchased By The Institution 119 $15,954,000 $134,000 $417,000 $42,000 $196,000
Application Withdrawn By Applicant 61 $7,169,000 $117,000 $270,000 $77,000 $768,000
Application Approved But Not Accepted 57 $6,579,000 $115,000 $410,000 $106,000 $734,000
File Closed For Incompleteness 29 $3,465,000 $119,000 $322,000 $59,000 $135,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 54 $5,103,000 $94,000 $273,000 $48,000 $160,000
Collateral 26 $3,637,000 $139,000 $417,000 $89,000 $659,000
Debt-To-Income Ratio 20 $2,397,000 $119,000 $395,000 $54,000 $276,000
Credit Application Incomplete 19 $2,203,000 $115,000 $402,000 $54,000 $118,000
Employment History 5 $304,000 $60,000 $110,000 $56,000 $106,000
Other 4 $634,000 $158,000 $296,000 $113,000 $177,000
Unverifiable Information 3 $371,000 $123,000 $157,000 $116,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 2 $289,000 $144,000 $255,000 $95,000 $108,000
Mortgage Insurance Denied 1 $180,000 $180,000 $180,000 $51,000 $51,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.

Download the Illinois Lender List