Unlock detailed Jersey County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,634 |
Total Mortgage Loan Application Amount | $197,638,000 |
Average Mortgage Loan Application Amount | $120,000 |
Highest Mortgage Loan Application Amount | $900,000 |
Average Applicant Income | $69,000 |
Highest Applicant Income | $601,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
1ST MIDAMERICA CREDIT UNION 731 E. BETHALTO DR BETHALTO, IL 62010 |
* | $ 351,208,000 | 76 | $ 9,362,000 |
ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 134,000 |
ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 17 | $ 2,321,000 |
AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 2 | $ 491,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 303,000 |
AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 4 | $ 310,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 165,000 |
APCI FEDERAL CREDIT UNION PO BOX 20147 ALLENTOWN, PA 18002 |
* | $ 355,866,000 | 1 | $ 43,000 |
ARK-LA-TEX FINANCIAL SERVICES 5160 TENNYSON PKWY, SUITE 2000W PLANO, TX 75024 |
* | $ 10,000,000 | 2 | $ 255,000 |
ASSOCIATED BANK, N.A. 200 N ADAMS ST GREEN BAY, WI 54301 |
* | $ 23,843,152,000 | 16 | $ 1,446,000 |
AVELO MORTGAGE, L.L.C 250 EAST JOHN CARPENTER FREEWAY IRVING, TX 75062 |
* | $ 10,000,000 | 1 | $ 164,000 |
BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 48 | $ 6,586,000 |
BANK OF CALHOUN COUNTY 204 MAIN STREET PO BOX 555 HARDIN, IL 62047 |
* | $ 58,822,000 | 20 | $ 1,140,000 |
BANK OF HILLSBORO, NATIONAL ASSOCIATION PO BOX 310 HILLSBORO, IL 62049 |
* | $ 224,357,000 | 3 | $ 368,000 |
BANK OF KAMPSVILLE P.O BOX 245 KAMPSVILLE, IL 62053 |
* | $ 88,751,000 | 3 | $ 220,000 |
BANK OF SPRINGFIELD 2600 STEVENSON DRIVE SPRINGFIELD, IL 62703 |
* | $ 533,469,000 | 4 | $ 346,000 |
BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 7 | $ 677,000 |
BOULEVARD BANK 111 E MAIN ST NEOSHO, MO 64850 |
* | $ 138,486,000 | 3 | $ 88,000 |
CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 1 | $ 132,000 |
CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 6 | $ 59,000 |
CARLINVILLE NATIONAL BANK 450 WEST SIDE SQUARE CARLINVILLE, IL 62626 |
* | $ 201,236,000 | 1 | $ 34,000 |
CARROLLTON BANK P. O. BOX 232 CARROLLTON, IL 62016 |
* | $ 731,442,000 | 227 | $ 27,985,000 |
CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ 10,000,000 | 1 | $ 160,000 |
CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 44 | $ 3,264,000 |
CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 21,270,147,000 | 6 | $ 914,000 |
CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 6 | $ 287,000 |
CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 35 | $ 5,434,000 |
CITIZENS STATE BANK OF SHIPMAN 111 KEATING STREET SHIPMAN, IL 62685 |
* | $ 51,072,000 | 2 | $ 36,000 |
CNB BANK AND TRUST, N.A. 450 W. SIDE SQUARE CARLINVILLE, IL 62626 |
* | $ 125,026,000 | 21 | $ 3,822,000 |
COLLINSVILLE BUILDING AND LOAN 701 BELT LINE RD COLLINSVILLE, IL 62234 |
* | $ 131,505,000 | 1 | $ 195,000 |
COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 941,902,000 | 2 | $ 276,000 |
CORNERSTONE MORTGAGE, INC. 17280 NORTH OUTER 40 RD. CHESTERFIELD, MO 63005 |
* | $ 10,000,000 | 1 | $ 145,000 |
COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 19 | $ 2,752,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,677,931,000 | 2 | $ 79,000 |
CTX MORTGAGE COMPANY, LLC 1603 LBJ FREEWAY FL 6 DALLAS, TX 75234 |
* | $ 31,000,000 | 5 | $ 689,000 |
CU/AMERICA FINANCIAL SERVICES 450 E 22ND STREET LOMBARD, IL 60148 |
* | $ 30,603,000 | 1 | $ 90,000 |
DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ 37,000,000 | 1 | $ 77,000 |
DELMAR FINANCIAL COMPANY 1066 EXECUTIVE PARKWAY SAINT LOUIS, MO 63141 |
* | $ 10,000,000 | 1 | $ 45,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 5 | $ 642,000 |
F & M BANK AND TRUST CO 505 BROADWAY HANNIBAL, MO 63401 |
* | $ 194,520,000 | 1 | $ 288,000 |
FCB BANKS 800 BELT LINE ROAD COLLINSVILLE, IL 62234 |
* | $ 585,799,000 | 1 | $ 423,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 3 | $ 490,000 |
FIRST BANK 600 JAMES MCDONNELL BLVD CREVE COEUR, MO 63042 |
* | $ 10,737,031,000 | 52 | $ 5,464,000 |
FIRST CLOVER LEAF BANK 6814 GOSHEN ROAD EDWARDSVILLE, IL 62025 |
* | $ 651,389,000 | 3 | $ 291,000 |
FIRST COMMUNITY 17151 CHESTERFIELD AIRPORT RD CHESTERFIELD, MO 63005 |
* | $ 1,344,135,000 | 1 | $ 58,000 |
FIRST COMMUNITY STATE BANK 417 W. NORTH STREET, P.O. BOX 210 STAUNTON, IL 62088 |
* | $ 52,533,000 | 1 | $ 176,000 |
FIRST COUNTY BANK 14-22 E HANOVER NEW BADEN, IL 62265 |
* | $ 385,681,000 | 3 | $ 378,000 |
FIRST INTEGRITY MORTGAGE SERVICES, INC. 77 WESTPORT PLAZA SUITE 200 ST. LOUIS, MO 63146 |
* | $ 10,000,000 | 3 | $ 479,000 |
FIRST NATIONAL BANK OF STLOUIS 7707 FORSYTH BLVD CLAYTON, MO 63105 |
* | $ 1,613,097,000 | 1 | $ 300,000 |
FIRST NB OF GRANT PARK 119 N. MAIN ST. GRANT PARK, IL 60940 |
* | $ 121,260,000 | 2 | $ 310,000 |
FIRST OPTION MORTGAGE, LLC 3330 CUMBERLAND BLVD SE, SUITE 800 ATLANTA, GA 30339 |
* | $ 941,000 | 2 | $ 313,000 |
FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 273,000 |
FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,157,838,000 | 14 | $ 1,811,000 |
FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 4 | $ 362,000 |
FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 2 | $ 362,000 |
GCS FEDERAL CREDIT UNION 4101 STATE HWY 111 PONTOON BEACH, IL 62040 |
* | $ 253,818,000 | 5 | $ 527,000 |
GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 11 | $ 1,475,000 |
GORMAN & GORMAN RES MTG SRV IN 11960 WESTLINE INDUSTRIAL DR., S-110 ST. LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 288,000 |
GUARANTY BANK, FSB 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,629,217,000 | 1 | $ 105,000 |
GVC MORTGAGE, INC. ONE PLAZA DRIVE, SUITE 3 PENDLETON, IN 46064 |
* | $ 11,000,000 | 1 | $ 81,000 |
HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 137,000 |
HOMEPLUS FINANCE CORPORATION 2143 S. SEPULVEDA BLVD LOS ANGELES, CA 90025 |
* | $ 40,000,000 | 1 | $ 24,000 |
IBERIABANK MORTGAGE COMPANY 12719 CANTRELL ROAD LITTLE ROCK, AR 72223 |
* | $ 499,416,000 | 1 | $ 79,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 189,000 |
INDYMAC BANK, F.S.B. 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 23,334,333,000 | 1 | $ 195,000 |
ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 82,416,721,000 | 2 | $ 163,000 |
JACKSONVILLE SAVINGS BANK 1211 WEST MORTON AVE JACKSONVILLE, IL 62650 |
* | $ 288,275,000 | 2 | $ 322,000 |
JERSEY STATE BANK 1000 S STATE ST JERSEYVILLE, IL 62052 |
* | $ 126,773,000 | 187 | $ 18,700,000 |
JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 48 | $ 6,129,000 |
LACLEDE COMMUNITY CREDIT UNION PO BOX 217 ALTON, IL 62002 |
* | $ 57,459,000 | 6 | $ 599,000 |
LIBERTY BANK 2403 HOMER ADAMS PARKWAY ALTON, IL 62002 |
* | $ 261,232,000 | 10 | $ 1,168,000 |
M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 2,568,044,000 | 2 | $ 294,000 |
METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 32 | $ 3,017,000 |
MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 14,649,039,000 | 2 | $ 76,000 |
MIDWEST MORTGAGE CAPITAL, LLC 12400 OLIVE BLVD SAINT LOUIS, MO 63141 |
* | $ 2,000,000 | 42 | $ 6,334,000 |
MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 2 | $ 154,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 92,000 |
NATIONWIDE MORTGAGE CONCEPTS, 40380 DESERT CREEK LANE RANCHO MIRAGE, CA 92270 |
* | $ 10,000,000 | 2 | $ 369,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 1 | $ 61,000 |
NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 30,307,736,000 | 3 | $ 514,000 |
NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 36,351,625,000 | 1 | $ 140,000 |
NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,503,790,000 | 1 | $ 156,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 8 | $ 1,143,000 |
PIKE BANCORP, INC. 108 E. ADAMS, P.O. BOX 538 PITTSFIELD, IL 62363 |
* | $ 227,737,000 | 147 | $ 16,875,000 |
PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 140,777,455,000 | 3 | $ 459,000 |
POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ 10,000,000 | 1 | $ 167,000 |
PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 1 | $ 78,000 |
PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD. SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 353,000 |
PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 5 | $ 1,065,000 |
PULASKI BANK 12300 OLIVE BLVD ST LOUIS, MO 63141 |
* | $ 1,361,481,000 | 26 | $ 3,145,000 |
REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 142,084,005,000 | 13 | $ 1,927,000 |
RELIANCE BANK 10401 CLAYTON ROAD FRONTENAC, MO 63131 |
* | $ 1,448,749,000 | 2 | $ 190,000 |
SCOTT CREDIT UNION 101 CREDIT UNION WAY EDWARDSVILLE, IL 62025 |
* | $ 556,487,000 | 5 | $ 413,000 |
SECURITY ATLANTIC WHOLESALE 499 THORNALL ST, SUITE 220 EDISON, NJ 08837 |
* | $ 10,000,000 | 1 | $ 273,000 |
SHELL COMMUNITY CREDIT UNION 101 WESLEY DRIVE WOOD RIVER, IL 62095 |
* | $ 82,468,000 | 1 | $ 6,000 |
SHELTER MORTGAGE COMPANY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 2 | $ 303,000 |
SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 2 | $ 327,000 |
SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 285,000 |
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 213,972,000 | 1 | $ 14,000 |
SOUTH CENTRAL ILLINOIS MTG LLC 200 E. HOMER ADAMS PARKWAY ALTON, IL 62002 |
* | $ 10,000,000 | 153 | $ 19,131,000 |
SOUTHERN COMMERCIAL BANK 5515 SOUTH GRAND BLVD ST. LOUIS, MO 63111 |
* | $ 509,515,000 | 1 | $ 153,000 |
STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 343,417,000 | 1 | $ 180,000 |
SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,098,787,000 | 10 | $ 1,348,000 |
SUPERIOR CHOICE CREDIT UNION 1320 GRAND AVENUE SUPERIOR, WI 54880 |
* | $ 159,099,000 | 1 | $ 57,000 |
TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 7 | $ 776,000 |
THE BANK OF EDWARDSVILLE 330 W VANDALIA EDWARDSVILLE, IL 62025 |
* | $ 1,245,862,000 | 24 | $ 3,142,000 |
THE FIRST NATIONAL BANK IN STAUNTON 115 S ELM ST PO BOX 59 STAUNTON, IL 62088 |
* | $ 438,996,000 | 2 | $ 186,000 |
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC. 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 237,850,000 | 9 | $ 1,224,000 |
UMB BANK, NA 1008 OAK ST. KANSAS CITY, MO 64106 |
* | $ 9,262,734,000 | 1 | $ 3,000 |
UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 791,055,000 | 26 | $ 3,820,000 |
US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 4,858,594,000 | 11 | $ 1,384,000 |
US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 35 | $ 4,824,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 3 | $ 270,000 |
WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 51 | $ 6,516,000 |
WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 10 | $ 1,570,000 |
WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 1 | $ 72,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,237 | $160,848,000 | $130,000 | $900,000 | $72,000 | $601,000 |
Home Purchase | 313 | $32,162,000 | $102,000 | $423,000 | $62,000 | $502,000 |
Home Improvement | 84 | $4,628,000 | $55,000 | $397,000 | $62,000 | $295,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,435 | $174,615,000 | $121,000 | $900,000 | $72,000 | $601,000 |
Not applicable | 102 | $10,779,000 | $105,000 | $468,000 | $39,000 | $245,000 |
Not Provided | 69 | $8,526,000 | $123,000 | $285,000 | $59,000 | $255,000 |
Hispanic | 23 | $3,154,000 | $137,000 | $359,000 | $67,000 | $173,000 |
American Indian or Alaskan Native | 3 | $255,000 | $85,000 | $92,000 | $34,000 | $43,000 |
Black or African American | 2 | $309,000 | $154,000 | $163,000 | $39,000 | $78,000 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,254 | $149,805,000 | $119,000 | $900,000 | $78,000 | $601,000 |
FHA-insured (Federal Housing Administration) | 279 | $38,003,000 | $136,000 | $285,000 | $43,000 | $141,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 75 | $6,444,000 | $85,000 | $207,000 | $31,000 | $80,000 |
VA-guaranteed (Veterans Administration) | 26 | $3,386,000 | $130,000 | $248,000 | $35,000 | $188,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,063 | $128,602,000 | $120,000 | $900,000 | $75,000 | $601,000 |
Application Denied By Financial Institution | 190 | $21,188,000 | $111,000 | $502,000 | $56,000 | $255,000 |
Loan Purchased By The Institution | 180 | $21,749,000 | $120,000 | $468,000 | $42,000 | $245,000 |
Application Withdrawn By Applicant | 116 | $15,464,000 | $133,000 | $408,000 | $75,000 | $544,000 |
Application Approved But Not Accepted | 66 | $8,026,000 | $121,000 | $423,000 | $79,000 | $427,000 |
File Closed For Incompleteness | 19 | $2,609,000 | $137,000 | $273,000 | $50,000 | $123,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 50 | $4,763,000 | $95,000 | $290,000 | $54,000 | $165,000 |
Collateral | 26 | $4,593,000 | $176,000 | $502,000 | $81,000 | $227,000 |
Debt-To-Income Ratio | 22 | $2,166,000 | $98,000 | $417,000 | $36,000 | $110,000 |
Credit Application Incomplete | 9 | $920,000 | $102,000 | $171,000 | $59,000 | $151,000 |
Unverifiable Information | 7 | $1,275,000 | $182,000 | $300,000 | $79,000 | $165,000 |
Other | 6 | $966,000 | $161,000 | $242,000 | $62,000 | $84,000 |
Mortgage Insurance Denied | 1 | $134,000 | $134,000 | $134,000 | $75,000 | $75,000 |
Employment History | 1 | $79,000 | $79,000 | $79,000 | $23,000 | $23,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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