Find mortgage statistics and lending data for the Jefferson County IL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Jefferson County IL, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,307 |
Total Mortgage Loan Application Amount | $169,775,000 |
Average Mortgage Loan Application Amount | $129,000 |
Highest Mortgage Loan Application Amount | $7,685,000 |
Average Applicant Income | $79,000 |
Highest Applicant Income | $800,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
PEOPLES NATIONAL BANK , N.A. 520 S 42ND ST MOUNT VERNON, IL 62864 |
* | $ 1,209,673,000 | 253 | $ 31,205,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 164 | $ 16,140,000 |
FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 167,845,100,000 | 69 | $ 4,815,000 |
BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 55 | $ 5,985,000 |
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 3,808,206,000 | 54 | $ 6,120,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 41 | $ 2,795,000 |
THE INGLIS DEALERSHIP, INC. 120 W LEXINGTON AVE ELKHART, IN 46516 |
* | $ -1,000 | 37 | $ 745,000 |
HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 30 | $ 3,730,000 |
LEGENCE BANK P.O. BOX 569 ELDORADO, IL 62930 |
* | $ 483,497,000 | 28 | $ 4,450,000 |
BANTERRA BANK 111 AIRWAY DRIVE MARION, IL 62959 |
* | $ 1,950,815,000 | 27 | $ 10,135,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 26 | $ 4,060,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 23 | $ 3,755,000 |
AMERICAN PORTFOLIO MORTGAGE CORPORATION 800 E NORTHWEST HIGHWAY SUITE 821 PALATINE, IL 60074 |
* | $ -1,000 | 23 | $ 2,655,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,712,919,000,000 | 22 | $ 2,910,000 |
THE FARMERS AND MERCHANTS NATIONAL BANK OF NASHVILLE 120 WEST ST. LOUIS STREET NASHVILLE, IL 62263 |
* | $ 189,619,000 | 19 | $ 2,185,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 18 | $ 2,540,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 18 | $ 1,560,000 |
COMMUNITY PARTNERS SAVINGS BANK 301 W MAIN ST SALEM, IL 62881 |
* | $ 202,070,000 | 16 | $ 1,560,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 14 | $ 1,750,000 |
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 125,641,000,000 | 13 | $ 1,245,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 11 | $ 2,395,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 10 | $ 1,430,000 |
GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 CHESTERFIELD, MO 63017 |
* | $ -1,000 | 9 | $ 1,185,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 9 | $ 775,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 111,986,078,000 | 8 | $ 1,820,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,337,646,000,000 | 8 | $ 1,180,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 8 | $ 1,370,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 8 | $ 1,280,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 88,826,789,000 | 8 | $ 1,500,000 |
MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 6,073,827,000 | 7 | $ 875,000 |
TIB, NATIONAL ASSOCIATION 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 2,712,795,000 | 7 | $ 1,185,000 |
EVANSVILLE TEACHERS 9520 ORMSBY STATION RD SUITE 20 LOUISVILLE, KY 40223 |
* | $ 1,850,784,000 | 7 | $ 835,000 |
FCB BANKS 800 BELT LINE ROAD COLLINSVILLE, IL 62234 |
* | $ 1,749,595,000 | 6 | $ 510,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 6 | $ 900,000 |
BARRINGTON BANK & TRUST COMPANY, N.A. 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,445,435,000 | 5 | $ 795,000 |
BANK OF HILLSBORO, NATIONAL ASSOCIATION PO BOX 310 HILLSBORO, IL 62049 |
* | $ 369,667,000 | 5 | $ 625,000 |
GUILD MORTGAGE COMPANY 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ -1,000 | 5 | $ 925,000 |
BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 9,679,115,000 | 4 | $ 480,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 4 | $ 690,000 |
FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 4 | $ 1,040,000 |
PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 MERIDEN, CT 06540 |
* | $ -1,000 | 4 | $ 570,000 |
SUPERIOR CHOICE 1320 GRAND AVENUE SUPERIOR, WI 54880 |
* | $ 493,429,000 | 4 | $ 330,000 |
PETEFISH, SKILES & CO. 102 W. BEARDSTOWN ST. VIRGINIA, IL 62691 |
* | $ 193,834,000 | 4 | $ 490,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,852,983,000,000 | 4 | $ 370,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,210,474,000 | 4 | $ 350,000 |
AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 4 | $ 550,000 |
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 1401 S. THIRD ST. TERRE HUATE, IN 47802 |
* | $ 3,918,468,000 | 4 | $ 300,000 |
SCOTT CREDIT UNION 101 CREDIT UNION WAY EDWARDSVILLE, IL 62025 |
* | $ 1,268,134,000 | 3 | $ 735,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 3 | $ 405,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 397,703,264,000 | 3 | $ 815,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 3 | $ 335,000 |
CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 BRENTWOOD, TN 37027 |
* | $ -1,000 | 3 | $ 405,000 |
DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 112,384,202,000 | 3 | $ 185,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 3 | $ 445,000 |
THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 604,528,000 | 3 | $ 755,000 |
DIETERICH BANK 300 SUR WOODS DRIVE EFFINGHAM, IL 62401 |
* | $ 806,234,000 | 3 | $ 295,000 |
COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 25,955,469,000 | 3 | $ 215,000 |
AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 ROSEVILLE, CA 95661 |
* | $ -1,000 | 3 | $ 315,000 |
OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ -1,000 | 2 | $ 470,000 |
OLD NATIONAL BANK ONE MAIN STREET EVANSVILLE, IN 47708 |
* | $ 20,311,535,000 | 2 | $ 230,000 |
FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 2,488,033,000 | 2 | $ 60,000 |
NEIGHBORHOOD LOANS, INC. 55 W. 22ND STREET SUITE 130 LOMBARD, IL 60148 |
* | $ -1,000 | 2 | $ 180,000 |
SIU PO BOX 2888 CARBONDALE, IL 62902 |
* | $ 334,939,000 | 2 | $ 300,000 |
MORTON COMMUNITY BANK 721 W. JACKSON MORTON, IL 61550 |
* | $ 4,048,788,000 | 2 | $ 310,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,453,998,000,000 | 2 | $ 200,000 |
SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 GILBERT, AZ 85297 |
* | $ -1,000 | 2 | $ 150,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 464,504,000 | 2 | $ 450,000 |
AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 150,000 |
COMMUNITY BANK OF TRENTON 104 EAST BROADWAY TRENTON, IL 62293 |
* | $ 84,495,000 | 2 | $ 210,000 |
BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 NEW YORK, NY 10013 |
* | $ -1,000 | 2 | $ 290,000 |
D.W. BROWN MORTGAGE CORP. 2205B SOUTH STATE ROUTE 157 EDWARDSVILLE, IL 62025 |
* | $ -1,000 | 2 | $ 170,000 |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 2 | $ 280,000 |
LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 OVERLAND PARK, KS 66210 |
* | $ -1,000 | 2 | $ 400,000 |
TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 2 | $ 80,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ -1,000 | 2 | $ 330,000 |
UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 2 | $ 260,000 |
AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 2 | $ 280,000 |
AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WOODLAND HILLS, CA 91367 |
* | $ -1,000 | 2 | $ 190,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 2 | $ 360,000 |
TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A TROY, MI 48083 |
* | $ -1,000 | 2 | $ 150,000 |
COMMUNITY MORTGAGE BANC CORPORATION 301 N MAIN CHATHAM, IL 62629 |
* | $ -1,000 | 2 | $ 170,000 |
MUTUAL OF OMAHA MORTGAGE, INC 3131 CAMINO DEL RIO N 190 SAN DIEGO, CA 92108 |
* | $ -1,000 | 2 | $ 660,000 |
LENDING 3, INC. 17220 NEWHOPE ST. SUITE 213 FOUNTAIN VALLEY, CA 92708 |
* | $ -1,000 | 1 | $ 145,000 |
CROSSCOUNTRY MORTGAGE, INC. 6850 MILLER RD BRECKSVILLE, OH 44141 |
* | $ -1,000 | 1 | $ 105,000 |
NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 272,114,000 | 1 | $ 45,000 |
CARROLLTON BANK P. O. BOX 232 CARROLLTON, IL 62016 |
* | $ 1,996,752,000 | 1 | $ 225,000 |
STATE BANK OF WATERLOO 885 N ILLINOIS ROUTE 3 WATERLOO, IL 62298 |
* | $ 195,645,000 | 1 | $ 345,000 |
BANK OF SPRINGFIELD 2600 STEVENSON DRIVE SPRINGFIELD, IL 62703 |
* | $ 1,040,288,000 | 1 | $ 135,000 |
CITIZENS BANK P.O. BOX 197 NEW HAVEN, MO 63068 |
* | $ 225,111,000 | 1 | $ 95,000 |
FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD BLOOMINGTON, IL 61704 |
* | $ -1,000 | 1 | $ 95,000 |
PEOPLES BANK 9204 COLUMBIA AVE. MUNSTER, IN 46321 |
* | $ 1,326,463,000 | 1 | $ 95,000 |
TEXANA BANK, NATIONAL ASSOCIATION PO BOX 546 LINDEN, TX 75563 |
* | $ 217,610,000 | 1 | $ 135,000 |
ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 32,343,129,000 | 1 | $ 75,000 |
KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 143,390,269,000 | 1 | $ 155,000 |
BYRON BANK 200 N WALNUT ST BYRON, IL 61010 |
* | $ 271,693,000 | 1 | $ 75,000 |
THE UNION BANK COMPANY 105 PROGRESSIVE DRIVE COLUMBUS GROVE, OH 45830 |
* | $ 877,982,000 | 1 | $ 275,000 |
ARBOR REALTY TRUST, INC. 333 EARLE OVINGTON BLVD., SUITE 900 UNIONDALE, NY 11553 |
* | $ -1,000 | 1 | $ 7,685,000 |
PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 24,774,361,000 | 1 | $ 55,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 461,256,000,000 | 1 | $ 95,000 |
NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 IRVINE, CA 92614 |
* | $ -1,000 | 1 | $ 175,000 |
THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 108,739,378,000 | 1 | $ 385,000 |
FIDELITY BANK, NATIONAL ASSOCIATION 100 E ENGLISH WICHITA, KS 67202 |
* | $ 2,411,656,000 | 1 | $ 55,000 |
PARKSIDE LENDING, LLC 1130 HOWARD ST. SAN FRANCISCO, CA 94103 |
* | $ -1,000 | 1 | $ 115,000 |
CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, CA 94583 |
* | $ -1,000 | 1 | $ 225,000 |
ARVEST BANK 201 W WALNUT ROGERS, AR 72756 |
* | $ 19,445,554,000 | 1 | $ 175,000 |
DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ -1,000 | 1 | $ 105,000 |
THE PEOPLES STATE BANK OF NEWTON, ILLINOIS 100 W WASHINGTON ST NEWTON, IL 62448 |
* | $ 461,835,000 | 1 | $ 145,000 |
BANKORION 1114 4TH STREET ORION, IL 61273 |
* | $ 470,267,000 | 1 | $ 425,000 |
BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 3,921,403,000 | 1 | $ 55,000 |
ZILLOW HOME LOANS, LLC 10975 EL MONTE ST OVERLAND PARK, KS 66211 |
* | $ -1,000 | 1 | $ 235,000 |
PLAINS COMMERCE BANK 220 MAIN ST HOVEN, SD 57450 |
* | $ 707,275,000 | 1 | $ 95,000 |
ALLY BANK 2101, 300 EAST REXFORD RD CHARLOTTE, NC 28211 |
* | $ 167,492,000,000 | 1 | $ 45,000 |
COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,065,955,000 | 1 | $ 45,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 105,000 |
STIFEL BANK AND TRUST 501 N BROADWAY ST. LOUIS, MO 63141 |
* | $ 14,144,676,000 | 1 | $ 115,000 |
INTERCONTINENTAL CAPITAL GROUP, INC 50 JERICHO QUADRANGLE, SUITE 210 JERICHO, NY 11753 |
* | $ -1,000 | 1 | $ 255,000 |
FIRST AMERICAN BANK 80 STRATFORD DRIVE BLOOMINGDALE, IL 60108 |
* | $ 5,300,331,000 | 1 | $ 145,000 |
FAY SERVICING, LLC 400 S. LA SALLE STREET, STE 2000 CHICAGO, IL 60605 |
* | $ -1,000 | 1 | $ 95,000 |
AFFINITY 73 MOUNTAINVIEW BLVD. BASKING RIDGE, NJ 08720 |
* | $ 3,529,015,000 | 1 | $ 25,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 1 | $ 335,000 |
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ -1,000 | 1 | $ 165,000 |
LOW VA RATES, LLC 384 SOUTH 400 WEST, #100 LINDON, UT 84042 |
* | $ -1,000 | 1 | $ 95,000 |
UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ -1,000 | 1 | $ 195,000 |
FAIR WAY LENDING LLC 918 LILY CREEK RD, #202 LOUISVILLE, KY 40243 |
* | $ -1,000 | 1 | $ 225,000 |
MAGNOLIA BANK 794 OLD ELIZABETHTOWN RD HODGENVILLE, KY 42748 |
* | $ 313,272,000 | 1 | $ 235,000 |
THE FNB COMMUNITY BANK 432 W GALLATIN VANDALIA, IL 62471 |
* | $ 355,622,000 | 1 | $ 75,000 |
CIBM BANK 2913 KIRBY AVE CHAMPAIGN, IL 61821 |
* | $ 696,014,000 | 1 | $ 105,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 618 | $75,210,000 | $121,000 | $7,685,000 | $67,000 | $700,000 |
Refinancing | 433 | $64,975,000 | $150,000 | $7,465,000 | $92,000 | $800,000 |
Cash-out Refinancing | 166 | $24,020,000 | $144,000 | $955,000 | $91,000 | $300,000 |
Not Applicable | 36 | $2,580,000 | $71,000 | $145,000 | $0 | $0 |
Other Purpose | 36 | $2,180,000 | $60,000 | $315,000 | $80,000 | $326,000 |
Home Improvement | 18 | $810,000 | $45,000 | $125,000 | $81,000 | $230,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 994 | $118,590,000 | $119,000 | $955,000 | $79,000 | $800,000 |
Not applicable | 131 | $29,065,000 | $221,000 | $7,685,000 | $37,000 | $73,000 |
Not Provided | 108 | $14,100,000 | $130,000 | $365,000 | $89,000 | $700,000 |
Black or African American | 31 | $2,655,000 | $85,000 | $205,000 | $44,000 | $96,000 |
Hispanic | 30 | $3,590,000 | $119,000 | $405,000 | $76,000 | $293,000 |
Asian | 10 | $1,400,000 | $140,000 | $395,000 | $129,000 | $300,000 |
American Indian or Alaskan Native | 2 | $140,000 | $70,000 | $95,000 | $67,000 | $74,000 |
Native Hawaiian or Other Pacific Islander | 1 | $235,000 | $235,000 | $235,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 877 | $113,295,000 | $129,000 | $7,685,000 | $86,000 | $800,000 |
FHA-insured (Federal Housing Administration) | 177 | $20,875,000 | $117,000 | $335,000 | $57,000 | $239,000 |
VA-guaranteed (Veterans Administration) | 132 | $24,630,000 | $186,000 | $955,000 | $72,000 | $210,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 121 | $10,975,000 | $90,000 | $195,000 | $45,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 754 | $107,900,000 | $143,000 | $7,685,000 | $83,000 | $800,000 |
Application Denied By Financial Institution | 181 | $17,765,000 | $98,000 | $955,000 | $66,000 | $292,000 |
Application Withdrawn By Applicant | 148 | $19,330,000 | $130,000 | $405,000 | $77,000 | $400,000 |
Loan Purchased By The Institution | 130 | $14,370,000 | $110,000 | $445,000 | $71,000 | $115,000 |
File Closed For Incompleteness | 58 | $6,490,000 | $111,000 | $365,000 | $79,000 | $300,000 |
Application Approved But Not Accepted | 36 | $3,920,000 | $108,000 | $375,000 | $87,000 | $630,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 1,048 | $134,740,000 | $128,000 | $7,685,000 | $81,000 | $800,000 |
Debt-To-Income Ratio | 109 | $21,015,000 | $192,000 | $7,465,000 | $77,000 | $292,000 |
Credit History | 71 | $5,435,000 | $76,000 | $215,000 | $68,000 | $250,000 |
Collateral | 28 | $3,050,000 | $108,000 | $955,000 | $69,000 | $147,000 |
Other | 22 | $2,270,000 | $103,000 | $405,000 | $66,000 | $207,000 |
Credit Application Incomplete | 18 | $1,990,000 | $110,000 | $275,000 | $64,000 | $239,000 |
Unverifiable Information | 7 | $865,000 | $123,000 | $205,000 | $57,000 | $93,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $345,000 | $115,000 | $185,000 | $75,000 | $130,000 |
Employment History | 1 | $65,000 | $65,000 | $65,000 | $31,000 | $31,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.