Jay County IN
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage statistics and lending data for the Jay County IN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Jay County IN, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 545 |
| Total Mortgage Loan Application Amount | $52,235,000 |
| Average Mortgage Loan Application Amount | $95,000 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $898,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST MERCHANTS BANK 200 E. JACKSON ST. MUNCIE, IN 47305 |
* | $ 17,923,519,000 | 83 | $ 6,925,000 |
| FIRST FINANCIAL BANK 255 EAST FIFTH STREET SUITE 900 CINCINNATI, OH 45202 |
* | $ 16,915,645,000 | 60 | $ 3,960,000 |
| FIRST BANK OF BERNE 222 HERTIGIAGE TR BERNE, IN 46711 |
* | $ 1,045,354,000 | 50 | $ 5,180,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 48 | $ 1,600,000 |
| THE FARMERS & MERCHANTS STATE BANK 307 N DEFIANCE ST ARCHBOLD, OH 43502 |
* | $ 3,002,849,000 | 28 | $ 3,520,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 28 | $ 4,030,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 17 | $ 1,825,000 |
| THE FARMERS STATE BANK 101 S. MAIN ST. PO BOX 119 NEW MADISON, OH 45346 |
* | $ 222,733,000 | 14 | $ 1,240,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 13 | $ 985,000 |
| NORTHWEST BANK 100 LIBERTY STREET WARREN, PA 16365 |
* | $ 14,213,677,000 | 13 | $ 825,000 |
| GVC MORTGAGE, INC. ONE PLAZA DRIVE, SUITE 3 PENDLETON, IN 46064 |
* | $ -1,000 | 10 | $ 1,660,000 |
| RUOFF MORTGAGE COMPANY, INC. 1700 MAGNAVOX WAY SUITE 220 INDIANAPOLIS, IN 46804 |
* | $ -1,000 | 9 | $ 1,265,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 8 | $ 1,270,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 7 | $ 955,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 182,325,674,000 | 7 | $ 975,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 6 | $ 590,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 6 | $ 570,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 6 | $ 370,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 5 | $ 325,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 5 | $ 675,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 4 | $ 450,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 4 | $ 370,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 4 | $ 110,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 4 | $ 610,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 4 | $ 340,000 |
| THE PARK NATIONAL BANK 50 N THIRD STREET NEWARK, OH 43055 |
* | $ 9,815,951,000 | 4 | $ 390,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 4 | $ 1,000,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 3 | $ 155,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 485,000 |
| CITIZENS STATE BANK OF NEW CASTLE, INDIANA 1238 BROAD ST, P.O. BOX C NEW CASTLE, IN 47362 |
* | $ 790,697,000 | 3 | $ 285,000 |
| PROFED CREDIT UNION 1710 ST. JOE RIVER DR. FORT WAYNE, IN 46805 |
* | $ 670,799,000 | 3 | $ 215,000 |
| THREE RIVERS FEDERAL CREDIT UNION 1615 NORTHLAND BLVD FORT WAYNE, IN 46825 |
* | $ 2,236,753,000 | 3 | $ 285,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 2 | $ 300,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 2 | $ 100,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 2 | $ 130,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 2 | $ 190,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 2 | $ 250,000 |
| MIDWEST AMERICA FEDERAL CREDIT UNION 1104 MEDICAL PARK DR FORT WAYNE, IN 46825 |
* | $ 797,879,000 | 2 | $ 230,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 220,000 |
| HORIZON BANK 515 FRANKLIN ST MICHIGAN CITY, IN 46360 |
* | $ 7,794,340,000 | 2 | $ 60,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 2 | $ 190,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 2 | $ 250,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 2 | $ 280,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 2 | $ 890,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 1 | $ 125,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 1 | $ 125,000 |
| FORUM P.O. BOX 50738 FISHERS, IN 46250 |
* | $ 1,998,152,000 | 1 | $ 185,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 1 | $ 25,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ -1,000 | 1 | $ 115,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 34,681,050,000 | 1 | $ 115,000 |
| WESTERN OHIO MORTGAGE CORPORATION 733 FAIR RD QUINCY, OH 45365 |
* | $ -1,000 | 1 | $ 95,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 185,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 379,838,000 | 1 | $ 25,000 |
| 1ST SIGNATURE LENDING, LLC 9800 CROSSPOINT BLVD. INDIANAPOLIS, IN 46256 |
* | $ -1,000 | 1 | $ 295,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 200,262,969,000 | 1 | $ 65,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 145,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 75,000 |
| EQUITY RESOURCES, INC. PO BOX 5177 NEWARK, OH 43058 |
* | $ -1,000 | 1 | $ 145,000 |
| STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ -1,000 | 1 | $ 85,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 1 | $ 125,000 |
| INDEPENDENT BANK 4200 EAST BELTLINE GRAND RAPIDS, MI 49525 |
* | $ 4,995,759,000 | 1 | $ 65,000 |
| NFM, INC. 1190 WINTERSON ROAD, SUITE 300 LINTHICUM, MD 21090 |
* | $ -1,000 | 1 | $ 145,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 154,203,000,000 | 1 | $ 15,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 1 | $ 155,000 |
| DATA MORTGAGE, INC. 2200 W. ORANGEWOOD AVE SUITE 150 SACRAMENTO, CA 92868 |
* | $ -1,000 | 1 | $ 145,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 135,000 |
| BPL MORTGAGE TRUST, LLC 30 THE GREEN DOVER, DE 19901 |
* | $ -1,000 | 1 | $ 65,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 1 | $ 55,000 |
| MERCHANTS BANK OF INDIANA 11555 N. MERIDIAN STREET INDIANAPOLIS, IN 46032 |
* | $ 12,354,380,000 | 1 | $ 65,000 |
| SIGNATURE FEDERAL CREDIT UNION 12 HERBERT ST. ALEXANDRIA, VA 22313 |
* | $ 397,701,000 | 1 | $ 15,000 |
| OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ -1,000 | 1 | $ 165,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 125,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 95,000 |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION 582 OAKWOOD AVE LAKE FOREST, IL 60045 |
* | $ -1,000 | 1 | $ 125,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 1 | $ 145,000 |
| THRIVE FEDERAL CREDIT UNION 4501 S DELAWARE DRIVE MUNCIE, IN 47302 |
* | $ 83,887,000 | 1 | $ 5,000 |
| INDIANA MEMBERS CREDIT UNION 4790 E. 96TH STREET, SUITE 120 INDIANAPOLIS, IN 46240 |
* | $ 2,918,005,000 | 1 | $ 25,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Jay County IN in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 275 | $30,935,000 | $112,000 | $725,000 | $60,000 | $323,000 |
| Cash-out Refinancing | 91 | $8,045,000 | $88,000 | $475,000 | $66,000 | $186,000 |
| Refinancing | 79 | $7,605,000 | $96,000 | $365,000 | $84,000 | $898,000 |
| Other Purpose | 56 | $3,340,000 | $59,000 | $205,000 | $64,000 | $182,000 |
| Home Improvement | 44 | $2,310,000 | $52,000 | $165,000 | $64,000 | $191,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 450 | $41,030,000 | $91,000 | $675,000 | $65,000 | $898,000 |
| Not Provided | 38 | $5,140,000 | $135,000 | $725,000 | $85,000 | $250,000 |
| Not applicable | 28 | $3,920,000 | $140,000 | $315,000 | $0 | $0 |
| Hispanic | 18 | $1,450,000 | $80,000 | $195,000 | $54,000 | $191,000 |
| American Indian or Alaskan Native | 8 | $380,000 | $47,000 | $125,000 | $35,000 | $91,000 |
| Black or African American | 2 | $200,000 | $100,000 | $155,000 | $45,000 | $49,000 |
| Asian | 1 | $115,000 | $115,000 | $115,000 | $48,000 | $48,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 414 | $34,510,000 | $83,000 | $675,000 | $65,000 | $898,000 |
| FHA-insured (Federal Housing Administration) | 75 | $9,045,000 | $120,000 | $315,000 | $64,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $4,965,000 | $134,000 | $295,000 | $58,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,715,000 | $195,000 | $725,000 | $86,000 | $210,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 323 | $32,735,000 | $101,000 | $725,000 | $73,000 | $898,000 |
| Application Denied By Financial Institution | 102 | $6,050,000 | $59,000 | $185,000 | $46,000 | $180,000 |
| Application Withdrawn By Applicant | 45 | $5,125,000 | $113,000 | $405,000 | $63,000 | $187,000 |
| Loan Purchased By The Institution | 29 | $4,385,000 | $151,000 | $315,000 | $47,000 | $68,000 |
| File Closed For Incompleteness | 23 | $2,235,000 | $97,000 | $245,000 | $63,000 | $191,000 |
| Application Approved But Not Accepted | 17 | $865,000 | $50,000 | $125,000 | $47,000 | $89,000 |
| Preapproval Denied by Financial Institution | 5 | $715,000 | $143,000 | $195,000 | $38,000 | $54,000 |
| Preapproval Approved but not Accepted | 1 | $125,000 | $125,000 | $125,000 | $122,000 | $122,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 381 | $39,475,000 | $103,000 | $725,000 | $69,000 | $898,000 |
| Debt-To-Income Ratio | 89 | $8,545,000 | $96,000 | $405,000 | $62,000 | $231,000 |
| Credit History | 35 | $1,665,000 | $47,000 | $195,000 | $53,000 | $146,000 |
| Credit Application Incomplete | 23 | $1,295,000 | $56,000 | $135,000 | $43,000 | $180,000 |
| Collateral | 10 | $790,000 | $79,000 | $175,000 | $56,000 | $134,000 |
| Other | 5 | $235,000 | $47,000 | $115,000 | $51,000 | $104,000 |
| Employment History | 2 | $230,000 | $115,000 | $145,000 | $47,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information back through 2003.